TopOneFutures Payout Rules - Fast, Clear, Proven

What This Page Covers (and Why It Matters)

I’ve traded and withdrawn with TopOneFutures across multiple accounts. This page is thehow‑to‑get‑paid companion: when you’re eligible, what blocks eligibility, how the cycles reset, and how fast money lands. If you’ve been burned by slow firms or unclear rules, this curates what actually matters on payout day.

Quick frame: sim accounts pay 100% of your first $20K, then 90/10. Standard payouts follow a 10 active‑day cadence; the ANYTIME add‑on lets you request as soon as you’re eligible. Methods include Rise, bank/wire, and crypto. Rules evolve—always verify your dashboard before you hit submit.

Payout Fundamentals (Once Per Cycle, Then Reset)

TopOneFutures runs payouts on cycles. Each cycle ends when a payout is approved; then the clocks and caps reset. Targets are tiered to reward sustained performance:

• First payout: +6% profit target
• Second: +5% since last payout
• Third and beyond: +4% since last payout

Your account type defines the consistency control that guards against one‑day moonshots:

• Elite Sim: biggest day ≤ 25% of cycle profit
• Instant Sim: biggest day ≤ 20%
• S2F Sim PRO: ESS ≤ 20% replaces day cap (ESS = (Highest Day Profit + |Highest Day Loss|) ÷ Total Profit × 100)

On sim paths with EOD trailing drawdown, the trailing locks once you’ve built enough cushion. On S2F PRO, risk is intra‑day trailing; it locks after your first payout.

Elite Challenge → Elite Sim Funded — Payout Rules

After you pass Elite and activate, payouts are straightforward if you keep three levers under control: target, consistency, and buffer.

How it works (in practice): trade to the current target, keep your biggest day under 25% of cycle profit, and make sure your withdrawable sits above the buffer (start + max loss + $100). If you’re on the standard schedule you’ll need 10 active trading days since the last withdrawal; with ANYTIME, you can request as soon as you qualify.

Key Rules (Elite Sim)

• Split: 100% up to $20K total withdrawn; then 90/10
• Consistency: ≤ 25% biggest day
• Risk: 2.5% EOD daily drawdown + trailing that locks after cushion
• Minimum request: typically $500+
• Example cap: $50K ≈ $3,000 per cycle (larger sizes scale)
• Timing: approvals are fast; funds via Rise / bank / crypto

Instant Sim Funded — Payout Rules

No challenge, same clean payout engine. This path favors traders with a dialed‑in edge and multiple accounts across firms.

How it works (in practice): hit the +6% / +5% / +4% targets, keep your biggest day ≤ 20% of cycle profit, and respect 2.5% EOD daily plus ~4% trailing that locks later. Standard cycle asks for 10 active days; ANYTIME lets you request once ready.

Key Rules (Instant Sim)

• Split: 100% to $20K, then 90/10
• Consistency: ≤ 20% biggest day
• Risk: EOD daily + ~4% trailing lock
• Minimum: typically $500+
• Example cap: $50K ≈ $3,000 per cycle
• Timing: quick approvals; Rise / bank / crypto supported

S2F Sim PRO — Copy‑Friendly, Stricter Risk, Faster Live Review

This is the power path. You trade under Intra‑Day Trailing Drawdown (ITDD)—it follows your intraday highs with zero slack. There’s no daily DD limit; your line is the live ITDD. In exchange, you get bigger ceiling, copy inside PRO, and a shorter road to Live.

What changes here: the consistency rule becomes ESS ≤ 20%. You’ll want a smooth equity curve—huge spikes or deep dips inflate ESS. The big unlock is after your first payout: the ITDD stops trailing and locks at start + $100, which makes subsequent cycles less claustrophobic.

Key Rules (S2F PRO)

• Split: 100% to $20K, then 90/10
• Consistency: ESS ≤ 20% (see formula above)
• Risk: ITDD intraday; locks after first payout
• Copy: PRO→PRO only (cross‑program copying = termination/forfeiture)
• Days/targets: standard 10 active days; targets +6% / +5% / +4%
• Live review: often after 2 successful PRO payouts

Ignite AF (Automatic Funding) — Simple Entry, Real Progression

Ignite AF is the low‑barrier on‑ramp for disciplined traders. You pick $25K or $50K, trade under EOD drawdown, and work a clear 5% target per cycle while keeping ESS ≤ 20%.

What to expect: minimum 10 trading days for first payout, conservative caps, and the option to stack up to six accounts so cycles add up. Copying is allowed within the same Ignite size but not across sizes or programs. Perform across ~3 clean cycles and you’re in line for a Live review (sometimes sooner at the firm’s discretion).

Key Rules (Ignite AF)

• Sizes: $25K / $50K; DLL $500 / $1,000; trailing (EOD) $1,000 / $2,000
• Target: 5% per cycle; ESS ≤ 20%; 10 trading days
• Caps: $500 (25K) / $1,000 (50K) per cycle
• Copy: same‑size Ignite only; max 6 accounts
• Path to Live: ~3 payouts → review

How to Request a Payout (Step‑by‑Step)

1. Confirm eligibility in your dashboard: target hit, consistency/ESS in range, above buffer (or no ITDD breach).
2. Open the Payout Request portal/form.
3. Enter an amount within your plan’s min and cap; remember caps reset after approval.
4. Choose method: Rise, bank/wire, or crypto.
5. Submit and pause trading until the deduction posts to avoid slipping under rules.

Processing reality: approvals are often same‑day; funds follow quickly. Crypto is typically fastest; wires depend on region and banking holidays.

What Actually Causes Denials (and How to Avoid Them)

Most issues trace to consistency/ESS breaches or post‑request trading that drags you below target or buffer. Distribute profits across days so your biggest day doesn’t trip the 25%/20% caps, or keep ESS ≤ 20% on PRO/Ignite. Track your drawdown line and know whether the trailing lock is active before you request. Finally, don’t over‑ask beyond per‑cycle caps—this invites manual back‑and‑forth.

Pro tips

• Submit → stop trading until processed
• Screenshot dashboard totals at request time
• Keep Rise/bank/crypto details current
• Avoid requesting right before long weekends if you need speed

Fast FAQ

When does 90/10 start? After your cumulative sim payouts hit $20,000.
Do rules reset after a payout? Yes—eligibility and caps reset per cycle once approved.
Does ITDD ever stop trailing? On S2F PRO, it locks after your first payout.
Can I withdraw balance, not just profits? On Live accounts, coordinate with risk—large draws may trigger position actions.
When do I get reviewed for Live? Generally after 3 sim payouts (or 2 on S2F PRO).
Minimum request? Typically $500+; check your dashboard for your plan.

Related Guides

• TopOneFutures Review — rules, platforms, payouts, results