Alpha Futures 100K Account Guide: Rules, Contracts & Payout Math

The 100K account at Alpha Futures represents the middle ground that experienced traders often find ideal—$149/month Standard ($269 Advanced), 10 contracts during evaluation, $4,000 drawdown room, and a $6,000 profit target that rewards consistent execution. I've run 100K accounts alongside 50K accounts here, and the difference isn't just double the numbers. The contract capacity opens up strategies that simply don't work on smaller accounts.

Tested firsthand: I've traded multiple Alpha Futures accounts—passed evaluations on Standard and Advanced plans, dealt with the DLG and consistency rule interactions, and withdrawn real money through their payout system. What you're reading comes from live funded trading, not from reading their marketing page.

For the complete breakdown of every Alpha Futures account type—including how Standard, Advanced, and Zero plans differ in drawdown rules, profit splits, pricing, and which account size actually makes sense for your trading style—read my full Alpha Futures accounts overview. It covers all three plans from 25K to 150K with real cost analysis. For the absolute latest, check Alpha Futures' website.

100K Account Specifications

The 100K Evaluation: What You're Facing

Profit Target Breakdown

Six thousand dollars on a 100K Standard. Sounds like a lot, but here's the math with different contract sizes on ES:

At maximum 10 contracts:

• $6,000 ÷ $500/point = 12 points total
• Realistically achievable in 2-3 strong sessions

At moderate 4-5 contracts:

• $6,000 ÷ $200-250/point = 24-30 points total
• Around 2 points per day over 12-15 trading days

At conservative 2-3 contracts:

• $6,000 ÷ $100-150/point = 40-60 points total
• 3-4 points daily over 10-15 days

The math works better than it first appears. With 10 contracts available during evaluation, you can size appropriately based on setup quality rather than staying stuck at minimum positions.

The $4,000 Cushion Reality

Your MLL starts at $96,000—four grand below starting balance. On paper, that's double the 50K's cushion. In practice:

• 8 losing trades at $500 each before breach
• 4 losing trades at $1,000 each
• Room to take 2-3 full-position hits and recover

This cushion matters most on volatile days. When NQ moves 400 points during FOMC, having $4,000 room means you can participate without the terror that comes with tighter limits.

Consistency During Evaluation

Same 50% rule as all Alpha Futures accounts. No single day can exceed half your total profits. On a $6,000 target, your best day can't exceed $3,000 if you're passing that session.

This forces minimum two profitable days. Most traders naturally spread profits across 4-8 days, making consistency automatic. It only bites traders who swing for the fences on day one.

What Changes After You Pass

The Scaling Plan Reality

Here's where 100K accounts differ from their evaluation phase. Once qualified:

Starting position (under $1,500 profit):

• Maximum 3 contracts
• Not 10—three

$1,500-$2,000 profit:

• Maximum 4 contracts

$2,000-$3,000 profit:

• Maximum 5 contracts

$3,000-$4,500 profit:

• Maximum 10 contracts (full capacity)

Yes, you need $3,000 profit buffer just to access the same contract limits you had during evaluation. This trips up traders expecting immediate full access.

Daily Loss Guard Appears

No daily loss limit during evaluation. Once qualified, you face a 2% Daily Loss Guard—$2,000 on the 100K. Hit this in any single session, and your account locks until the next trading day.

Not a terminal breach, but annoying. Especially if you had a plan for the rest of the session.

Consistency Drops (Standard Only)

Qualified Standard accounts face 40% consistency instead of 50%. Tighter, but manageable. Your best day since last withdrawal can't exceed 40% of net profits.

Advanced accounts skip consistency entirely—payouts based on winning day count instead.

The Payout Math

Standard 100K Payouts

Starting at 70% profit split with bi-weekly withdrawals. Let's run scenarios:

Month 1: Build $3,000 profit buffer (no payout)

• Stay at tier 1-2 scaling
• Focus on consistency
• Hit the 14 trading day minimum

First payout at $4,000 profit:

• Withdraw $1,500 (keeping $2,500 buffer)
• Receive $1,050 (70% split)
• MLL now $97,500

After 4 payouts: 90% split unlocked

• Same $1,500 withdrawal
• Receive $1,350 instead

The split progression rewards longevity. Blow up before payout 4, and you've never seen 90%.

Advanced 100K Payouts

Ninety percent from day one, weekly withdrawals, but different qualification:

• 5 winning days ($200+ each): 50% withdrawal eligibility
• 30 winning days: 100% withdrawal eligibility

Minimum $1,000 per payout, maximum $15,000. No consistency rule—just winning day accumulation.

The math often favors Advanced despite higher monthly cost if you trade consistently profitable.

100K vs. Two 50K Accounts

This comparison matters. Two 50K accounts cost $158/month Standard ($79 × 2). One 100K costs $149/month.

100K advantages: Lower activation cost, concentrated position sizing, simpler management.

Two 50K advantages: Survive one breach without losing everything, diversified risk, can pass one while still working on other.

Honestly? Experienced traders often prefer two 50Ks. The redundancy matters. Newer traders usually prefer the single 100K for simplicity.

Strategies That Work on 100K

Scaling Into Positions

Ten contracts allows genuine scale-in strategies:

1. Enter 3 contracts at initial level
2. Add 3 more on confirmation
3. Add final 4 on momentum confirmation
4. Manage as single position or trail stops separately

This doesn't work on 50K accounts where 5 contracts limits scaling flexibility.

Multi-Contract Management

Run different stop distances on contract groups:

• 4 contracts with tight stop (scalp target)
• 4 contracts with moderate stop (swing target)
• 2 contracts runner (trend target)

Same entry, different exits. Requires contract capacity to implement properly.

Correlation Plays

Trade related contracts simultaneously:

• 4 ES contracts
• 4 NQ contracts (correlated tech exposure)
• 2 remaining for hedge or additional opportunity

Cross-contract strategies need room to breathe.

Common 100K Mistakes

Overtrading the Cushion

$4,000 feels like a lot until it's gone. I've watched traders—myself included early on—burn through $4,000 in two sessions of "the market owes me" trading.

The cushion exists for normal variance, not revenge trading.

Ignoring Post-Qualification Scaling

Traders pass evaluation at 10 contracts, then get qualified and immediately try trading 10 contracts. The account allows 3.

Building the profit buffer to unlock higher tiers takes patience. Plan for it.

Forcing Larger Position Sizes

Just because you can trade 10 contracts doesn't mean you should. The 100K evaluation becomes harder when traders size up beyond their skill level.

Match position size to setup quality, not account capacity.

Who Should Choose 100K?

The 100K Makes Sense If:

• You trade strategies requiring 6+ contracts
• $149/month is comfortable for evaluation costs
• You prefer concentrated vs. diversified accounts
• Your risk management handles $4,000 drawdown decisions
• You've passed evaluations at smaller sizes before

Skip 100K If:

• You're new to Alpha Futures (start with 50K)
• Your strategy works fine with 3-5 contracts
• You prefer multiple accounts as redundancy
• Budget is tight and $149/month strains finances
• You haven't validated your approach on smaller accounts

The Bottom Line

The 100K account at Alpha Futures delivers exactly what the math promises: double the 50K in drawdown room, contract capacity, and profit targets. The Standard vs. Advanced choice follows the same logic as smaller accounts—pay more upfront for Advanced if you want 90% split immediately and no consistency restrictions.

Where 100K shines: traders needing genuine position sizing flexibility for scale-in strategies, correlation plays, or simply more room to operate. Where it falls short: the scaling plan resets contracts post-qualification, and the single-account risk means one bad week ends your run entirely.

I've run both 50K and 100K accounts at Alpha Futures. The 100K isn't automatically better—it's specifically better for traders whose strategies require the capacity. Everyone else? The 50K often makes more sense, especially when you can run two for almost the same monthly cost with built-in redundancy.

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