NEOMAAA Funded Scaling Plan: How to Double Your Account (2026)

Currently testing: I'm actively trading NEOMAAA Funded accounts right now, working through their rule set across both Origin and Prime products. What you're reading here is based on hands-on experience with their platform and live rule enforcement.

NEOMAAA Funded has seven account types with different drawdown mechanics and profit targets. I broke down every rule in my complete NEOMAAA Funded rules overview, including real scenarios and position sizing calculations. For the absolute latest, check NEOMAAA Funded's website or their help center.

Most prop firms have a scaling plan. Few traders actually reach it. NEOMAAA Funded's version doubles your account size quarterly if you meet two conditions: 10% net profit and no single daily loss exceeding 5%.

On paper, going from $100K to $400K sounds incredible. In practice, the requirements are demanding. I've been running the numbers on my own NEOMAAA Funded accounts and thinking through whether actively targeting the scaling plan makes sense or whether you're better off just trading normally and taking payouts.

Here's the full breakdown with real math.

NEOMAAA Funded Scaling Plan Requirements

The scaling criteria are straightforward:

1. 10% net profit during the quarterly assessment period
2. No daily drawdown exceeding 5% during the same period
3. Clean compliance record -- no rule violations

That's it. Two numbers and a clean sheet.

On a $100K account, 10% net profit means you need to generate $10,000 in withdrawable profits within approximately 3 months. After accounting for profit split (70-90%), you'd need to earn more than $10,000 in raw profits because you're withdrawing a portion each cycle.

Wait. Let me clarify something. The 10% net profit refers to net profit on the account, not net payouts. So if your account grows by $10,000 in raw trading profits during the quarter, that counts. Whether you withdrew some of those profits during the quarter is a detail worth confirming with NEOMAAA Funded support for your specific account.

The daily loss requirement is straightforward: on no single day during the quarter can your account drop by more than 5% from the day's starting balance. This is separate from the account-level daily drawdown rule (which varies by account type from 3-5%). The scaling requirement sets its own 5% threshold.

The Scaling Path: $100K to $400K

Here's what the progression looks like for a standard $100K starting account:

The maximum scaled account size is $400K. That's a 4x increase from the base $100K. You reach it in two successful quarters, meaning the fastest theoretical path from $100K to $400K is approximately 6 months.

After scaling to $400K, you stay at that level as long as you maintain good standing. There's no further doubling. $400K is the ceiling.

Breaking Down the 10% Net Profit Requirement

Let's put 10% in 3 months into real trading terms.

On a $100K account, you need $10,000 in net profit over roughly 60-65 trading days (one quarter, excluding weekends and holidays).

That works out to:

• ~$154/day average daily profit
• ~$769/week average weekly profit
• ~$3,333/month average monthly profit

Those numbers look modest. $154/day on a $100K account is 0.15% daily return. Most funded traders target 0.5-1% on good days. The math suggests that consistent, small gains are enough.

But here's the catch: the 10% is net. Every losing day subtracts from your running total. If you make $500 on Monday and lose $300 on Tuesday, your net for those two days is $200, not $500.

And you can't have any single day where you lose more than 5% ($5,000 on a $100K account). One bad day above that threshold disqualifies you for the entire quarter, even if your net profit is well above 10%.

What Counts Toward the 10%?

The 10% is based on net trading profit on the account. Here's what that includes and excludes:

Counts toward 10%:

• Realized profits from closed trades
• The net result after losses are subtracted
• Profits earned throughout the quarterly period

Things to clarify with support:

• Whether withdrawn profits during the quarter still count toward the 10%
• How swap charges and commissions factor in
• Whether the calculation is based on account equity or account balance

I recommend reaching out to NEOMAAA Funded's help center for a definitive answer on withdrawal treatment during the scaling assessment period. This is a detail that can make or break your qualification.

Does Scaling Reset Any Account Rules?

When your account scales from $100K to $200K, the core rules adjust proportionally to the new account size:

• Drawdown limits stay at the same percentage but the dollar values double. A 7% trailing drawdown on a $200K account is $14,000 instead of $7,000.
• Daily drawdown same percentage, double the dollars. 4% daily on $200K = $8,000.
• Profit targets don't apply after scaling since you're already funded.
• Payout cycles remain the same (14 days for Prime, 30 days for Origin).

The scaling itself doesn't reset your trailing drawdown. If your trailing floor was at $96,000 on a $100K account, when the account scales to $200K, the drawdown parameters adjust to the new capital base. You effectively get a fresh drawdown buffer proportional to the larger account.

This is a significant benefit. Scaling gives you more dollar room without changing the percentage constraints. A 4% daily drawdown on $200K ($8,000) is much more comfortable than 4% on $100K ($4,000).

Timeline Calculations: How Fast Can You Scale?

Let's map out realistic timelines based on different trading performance levels:

A consistent 2% monthly return doesn't qualify. You need at least 3.34% per month to hit 10% in three months. That's the floor.

If you're making 3.5% per month consistently, you'll barely clear the threshold. But one bad month could push you below 10% for the quarter. There's very little margin for error at that level.

The sweet spot is 4-5% monthly returns. That gives you buffer for a losing month while still clearing the 10% quarterly hurdle.

Profit Split Improvements Through Scaling

NEOMAAA Funded offers profit splits ranging from 70% to 90% depending on account type and performance. As you scale, your profit split may improve.

Starting splits by account type:

• Origin accounts: 70% base split
• Prime accounts: Higher starting split
• NOVA: 80-90% split range

With scaling, the split can increase up to 90%. The exact mechanics of split improvement through scaling aren't fully documented in NEOMAAA's public materials, but the general direction is clear: scale up, earn more per dollar of profit.

On a $400K account with a 90% profit split, a 5% monthly return generates $18,000 in your pocket ($20,000 gross 90%). Compare that to $3,500 on a $100K account at 70% split ($5,000 gross 70%). The difference is over 5x the take-home.

That's the real power of scaling. It's not just the account size increase. The combination of larger capital and higher split creates exponential growth in your actual earnings.

Is It Worth Actively Targeting the Scaling Plan?

This is the question I keep coming back to. There are two schools of thought.

Argument for targeting scaling:

The math is compelling. Going from $100K/70% to $400K/90% transforms your trading income. If you can consistently make 4% per month, you go from $2,800/month take-home to $14,400/month in roughly 6 months. That's life-changing.

The requirements (10% quarterly, no >5% daily loss) aren't extreme. They just require consistent, disciplined trading. If your strategy already produces those numbers, the scaling happens naturally.

Argument against targeting scaling:

Chasing 10% per quarter can distort your trading. If you're sitting at 7% in month three, the temptation to increase risk to hit the target is real. And that's exactly when you blow accounts.

The 5% daily loss rule adds pressure. On a day where you're down 3% and the market's moving against you, you might hold a losing position instead of cutting it because closing at -5% would disqualify you from scaling. That's terrible risk management driven by an external target.

You're also leaving less profit in your pocket during the quarter. If you withdraw aggressively (which is wise for cash flow), you might not leave enough on the table to meet the 10% threshold.

My take: Don't trade differently to hit the scaling targets. Trade your normal strategy with your normal risk management. If scaling happens as a byproduct, great. If not, you're still generating consistent payouts on a $100K account, which is a solid outcome.

The traders who blow accounts are the ones who change their behavior to chase a carrot. The traders who scale are usually the ones who weren't trying to.

NEOMAAA Funded Scaling vs Other Prop Firms

How does NEOMAAA's scaling plan compare to competitors?

NEOMAAA's scaling is aggressive. Doubling per quarter is faster than FTMO's 25% bump every 4 months. But FTMO allows scaling up to $2M, while NEOMAAA caps at $400K.

The trade-off: faster scaling to a lower ceiling vs slower scaling to a higher ceiling. For most retail traders, the difference between $400K and $2M doesn't matter because very few ever reach either level. The first scale from $100K to $200K is the one that counts.

Practical Math: Earnings at Each Scale Level

Let's calculate actual take-home earnings at different scale levels, assuming a 4% monthly net return:

At $400K with a 90% split, 4% monthly returns put $14,400 in your pocket every month. That's $172,800 per year from a single prop firm account.

Of course, 4% monthly returns are far from guaranteed. Most months won't be exactly 4%. Some will be higher, some lower, some negative. But the numbers show why scaling is worth pursuing if you can do it without changing your risk management.

How to Qualify Without Blowing Your Account

Here's my framework for approaching scaling without letting it distort my trading:

Month 1: Trade normally. Don't think about scaling at all. Just execute your strategy with proper risk management. Track your P&L but don't make decisions based on the scaling target.

Month 2: Assess. At the halfway point, check your net profit. If you're at 5% or higher, you're on pace. If you're at 3%, you need stronger performance but it's achievable. If you're at 1% or negative, scaling this quarter isn't happening. Accept it and focus on capital preservation.

Month 3: Don't force it. This is where traders get into trouble. If you're at 8% going into the final month, the temptation to push for that last 2% can lead to oversized positions and blown accounts. Treat month 3 the same as month 1. If you get to 10%, celebrate. If you end at 9%, you'll get it next quarter.

The daily loss limit is your real enemy. One day above -5% and the quarter is disqualified. I keep my maximum daily risk at 2-3%, well below the 5% ceiling. That gives me buffer for unexpected moves without threatening my scaling qualification.

The 100% Refund Connection

NEOMAAA Funded refunds 100% of your evaluation fee at your second withdrawal. If you're scaling, you'll naturally hit the second withdrawal well before you qualify for your first scale.

This means the refund effectively reduces your total cost to zero. You paid $485-$640 for the evaluation, and you get that back. Your only ongoing cost is the opportunity cost of the profit split.

For traders targeting scaling, the refund timeline matters. Get through evaluation, get funded, make your first payout, make your second payout (refund included), then focus on the quarterly scaling targets. That's the optimal sequence.

The Bottom Line

NEOMAAA Funded's scaling plan doubles your account each quarter with two requirements: 10% net profit and no daily loss exceeding 5%. The path from $100K to $400K takes two successful quarters, roughly 6 months at the fastest.

The math works. The numbers are compelling. But the biggest risk is letting the scaling target change how you trade. If you trade your normal strategy and 10% per quarter happens naturally, take the scale. If it doesn't, keep taking payouts on the account size you have.

A consistent $2,800/month on a $100K account with a 70% split is a real business. Don't destroy it chasing $14,400/month on a $400K account you might never reach.

Frequently Asked Questions

What are the exact requirements for NEOMAAA Funded's scaling plan?

You need to generate 10% net profit during a quarterly assessment period and maintain no single daily loss exceeding 5% of the account size. Both conditions must be met during the same quarter. Any rule violations during the period will also disqualify you from scaling.

How much does the account increase with each scale?

Your account doubles with each successful quarterly qualification. A $100K account scales to $200K, and a $200K account scales to $400K. The maximum scaled account size is $400K, which represents a 4x increase from the starting $100K base.

How long does it take to reach the maximum $400K account?

The fastest possible path is two consecutive qualifying quarters, or approximately 6 months. This requires earning 10% net profit with no daily loss above 5% in both quarters back-to-back. Most traders who reach $400K take longer because they don't qualify every single quarter.

Does scaling reset the trailing drawdown?

When your account scales, the drawdown parameters adjust proportionally to the new account size. The percentage limits remain the same, but the dollar values increase. A 7% trailing drawdown on a $200K account gives you $14,000 of room instead of $7,000. Your drawdown position effectively resets to reflect the new capital base.

Can I withdraw profits during the quarter and still qualify for scaling?

The 10% net profit requirement is based on account profit, not retained balance. Whether withdrawn profits count toward the 10% threshold is a detail you should confirm directly with NEOMAAA Funded support. The answer to this question significantly affects your payout strategy during scaling quarters.

Does the profit split improve when I scale?

Yes, the profit split can increase up to 90% as you scale. Starting splits vary by account type (Origin starts around 70%), but scaling can bring you to the maximum 90% split tier. The combination of doubled capital and improved split creates significant increases in take-home earnings.

What happens if I don't qualify for scaling in a quarter?

Nothing negative happens. You keep trading your current account at the current size and split. The scaling assessment resets for the next quarter. There's no penalty for missing a scaling target. You simply continue normal operations and try again in the next 3-month period.

Is the 5% daily loss rule for scaling different from the account daily drawdown limit?

The 5% daily loss threshold for scaling qualification is a separate metric from the account-level daily drawdown rule. Your account type might have a 3% or 4% daily drawdown limit as an account rule. The scaling plan sets its own 5% threshold for qualification purposes. You still need to respect your account's daily drawdown limit, which may be tighter.

Can I scale an Instant Funded account?

The scaling plan applies to funded accounts that have been through evaluation or purchased as instant funding. The same 10% net profit and under 5% daily loss criteria apply. Check with NEOMAAA Funded support for any specific differences in scaling terms for Instant Prime and Instant Origin accounts.

Should I prioritize scaling over taking regular payouts?

I recommend taking regular payouts and not sacrificing cash flow for scaling targets. If your normal trading naturally produces 10% per quarter, scaling will happen on its own. Deliberately holding back withdrawals or increasing risk to chase the 10% target is a recipe for blown accounts. Consistent payouts on a $100K account build real income regardless of scaling.