NEOMAAA Funded Account Types & Pricing 2026

Currently testing: I signed up for NEOMAAA Funded and started trading their accounts alongside my Lucid Trading and TakeProfitTrader setups. No payouts yet, but the onboarding was smooth and the trading conditions feel professional. What you're reading comes from active account usage, not marketing material.

For the full breakdown of NEOMAAA Funded's rules, payout structure, trust signals, and how they compare to other prop firms, read my complete NEOMAAA Funded review. For the absolute latest, check NEOMAAA Funded's website or their help center.

NEOMAAA Funded offers seven distinct account types across three product lines: Origin (standard), Prime (premium), and NOVA (budget). Two Instant funding accounts skip the evaluation entirely.

I've been trading NEOMAAA Funded alongside my Lucid Trading and TakeProfitTrader accounts since they launched in September 2024. No payouts yet, but I've tested the evaluation process on multiple account types and can break down exactly what each one gives you.

This guide covers every account, every price point, and the trade-offs between them. Pricing below reflects base rates on MetaTrader 5 with the standard profit split.

What Are the 7 NEOMAAA Funded Account Types?

NEOMAAA Funded splits its product line into evaluation accounts and instant funding accounts. The evaluation side has five options: 1-Step Origin, 2-Step Origin, 1-Step Prime, 2-Step Prime, and 1-Step NOVA. The instant side has Instant Prime and Instant Origin.

Each product line has a different risk profile. Origin is the forgiving line with wider drawdown allowances and cheaper pricing. Prime is the premium line with tighter drawdowns but faster payouts. NOVA is the budget option with the lowest target but a 30-day deadline.

How Does the 1-Step Origin Account Work?

The 1-Step Origin is NEOMAAA Funded's entry-level single-phase evaluation. You need to hit a 10% profit target with no time limit.

As of March 2026, the 1-Step Origin $100K account costs $596 on MT5. Daily drawdown is 4%, and maximum trailing drawdown is 7%. That 7% trailing is the widest max drawdown in NEOMAAA Funded's lineup, making it the most forgiving account for traders who need room to recover from losing streaks.

Payout cycle is every 30 days, with the option to upgrade to 14-day payouts. Profit split starts at 70% and goes up to 90%.

The no-time-limit aspect is what I like about Origin. You can take a week off, come back fresh, and keep building toward the target. NOVA doesn't give you that luxury.

How Does the 2-Step Origin Account Work?

The 2-Step Origin splits the evaluation into two phases: 6% profit in Phase 1 and another 6% in Phase 2. No time limit on either phase.

As of March 2026, the $100K 2-Step Origin costs $485 on MT5. That's $111 cheaper than the 1-Step version. Daily drawdown is 4%, max trailing drawdown is 8%.

Two things stand out. First, the max drawdown is 8%, which is the widest across all NEOMAAA Funded accounts. Second, the per-phase target of 6% is less pressure than hitting 10% in one shot. The downside: you need to pass two phases instead of one, which doubles the evaluation time.

If you're the type of trader who hits 6% consistently but struggles to push to 10% without taking on too much risk, 2-Step Origin is designed for you.

How Does the 1-Step Prime Account Work?

The 1-Step Prime is NEOMAAA Funded's premium single-phase evaluation. Same 10% profit target as 1-Step Origin, but with tighter drawdown limits and a faster payout cycle.

As of March 2026, the $100K 1-Step Prime costs $640 on MT5. Daily drawdown is 3%, max trailing drawdown is 5%. Payouts are every 14 days, which is twice as fast as Origin's 30-day cycle.

The 3% daily drawdown is tight. On a $100K account, that's $3,000. For a trader running 1-lot positions in EUR/USD, a 30-pip adverse move eats $300, so you can absorb roughly 10 losing trades at that size before hitting the daily limit. Sounds like plenty until you have one of those days where nothing works.

I'd only recommend Prime accounts to traders who already have a proven track record of controlled daily losses. If your worst trading days routinely exceed 3% drawdown, Origin's 4% limit is a better fit.

How Does the 2-Step Prime Account Work?

The 2-Step Prime splits the evaluation into an 8% Phase 1 target and a 5% Phase 2 target. No time limit on either phase.

As of March 2026, the $100K 2-Step Prime costs $560 on MT5. Daily drawdown is 5%, max trailing drawdown is 8%.

This account has an unusual combination: the highest daily drawdown limit (5%) paired with the premium product line. That 5% daily buffer gives you serious room to absorb intraday volatility while still getting Prime's 14-day payout cycle after passing.

The 8% Phase 1 target is higher than Origin's 6% per phase, but the 5% Phase 2 target softens the second phase. It's a front-loaded challenge: survive the first phase, and the second one is more relaxed.

How Does the NOVA 1-Step Account Work?

NEOMAAA Funded's NOVA 1-Step is the cheapest way to get funded. $300 for a $100K account with just a 6% profit target.

The catch: you have 30 calendar days to pass. Every other NEOMAAA Funded account gives you unlimited time. NOVA doesn't.

Daily drawdown is 3-4%, and max trailing drawdown is approximately 4%. That's tight. You're working with a narrow margin and a ticking clock, which means NOVA rewards consistent, controlled trading and punishes aggressive swings.

I wrote a full breakdown of the NOVA account separately, but the short version: it's excellent for disciplined traders who can generate steady daily profit. It's a terrible choice for swing traders or anyone who needs time to let positions develop.

What Are the Instant Funding Options?

NEOMAAA Funded offers two accounts that skip the evaluation entirely: Instant Prime and Instant Origin. You pay, you get funded, you start trading live capital immediately.

Instant Prime costs $999 for $100K. No profit target to pass. Daily drawdown is 3%, max drawdown is 4%. Profit split is 70-90%. Payouts every 14 days.

Instant Origin costs more but comes with wider drawdown. No profit target. Daily drawdown is 3%, max drawdown is 6%. Profit split starts at 70%.

The math on instant accounts is straightforward: you're paying a premium to skip the evaluation risk. A $999 Instant Prime vs a $640 1-Step Prime means you're paying $359 extra to avoid the chance of failing the evaluation.

Whether that's worth it depends on your failure rate. If you consistently pass evaluations on the first try, the evaluation accounts are cheaper long-term. If you've failed multiple evaluations at other firms, instant funding might save you money on retries.

Full Pricing Comparison: All 7 Accounts

All prices are base MT5 rates. TradeLocker adds approximately $5 to each account. Profit split upgrades and add-ons increase the price further.

How Does the Trailing Drawdown Work Across Accounts?

Every NEOMAAA Funded evaluation account uses a trailing max drawdown during the challenge and initial funded phase. The trailing drawdown follows your highest balance and moves up as your account grows.

The critical detail: NEOMAAA Funded converts the trailing drawdown to a static drawdown after your first payout. This is one of the best drawdown mechanics in the prop firm space right now. Once you take that first payout, your drawdown floor locks in place and stops trailing your equity.

For example, on a $100K 1-Step Origin account with 7% trailing drawdown, your initial floor is $93,000. If your balance grows to $105,000, the floor moves to $98,000. After your first payout, wherever the floor sits at that point becomes permanent.

This changes how you think about the evaluation vs. the funded phase. During the evaluation, you need to manage the trailing carefully. After the first payout, you can trade with more confidence because the floor won't chase your profits upward anymore.

How Does Scaling Work at NEOMAAA Funded?

NEOMAAA Funded's scaling plan lets you double your account capital quarterly. The requirements: 10% net profit and less than 5% daily loss during the quarter.

Starting capital tops out at $100K for evaluation accounts, but scaling can push funded accounts up to $400K maximum. That's a meaningful ceiling for traders generating consistent returns.

The 10% per quarter target is reasonable. It breaks down to roughly 3.3% per month, which is achievable with moderate position sizing on most liquid instruments.

Which NEOMAAA Funded Account Should You Choose?

The right account depends on three factors: your risk tolerance, your consistency, and your budget.

Choose 1-Step Origin if: you want a single evaluation phase with generous drawdown room and you don't mind 30-day payout cycles. Best all-around option for most traders.

Choose 2-Step Origin if: you trade well in streaks but struggle to sustain 10% targets. The split phases reduce pressure, and the $485 price is the cheapest evaluation option with no time limit.

Choose 1-Step Prime if: you have tight risk management already and want the fastest path to 14-day payouts. The 3% daily limit is strict, so you need proven discipline.

Choose 2-Step Prime if: you want Prime's fast payout cycle but need more daily drawdown room. The 5% daily limit is the widest in NEOMAAA Funded's lineup.

Choose NOVA if: you can hit 6% in 30 days consistently and want the lowest entry cost. At $300 for $100K, the price-to-capital ratio beats everything else.

Choose Instant Prime if: you've failed multiple evaluations elsewhere and want to skip the challenge entirely. The $999 price tag is steep but eliminates evaluation risk.

Choose Instant Origin if: you want instant funding with wider drawdown protection than Instant Prime. The 6% max drawdown gives more breathing room than Prime's 4%.

Current Promotions and Discounts

As of March 2026, NEOMAAA Funded is running the W35 promotion: 35% off all Prime and Origin accounts, plus a buy-one-get-one deal. This drops the 1-Step Origin $100K from $596 to roughly $387. The BOGO component means you can get two accounts for the price of one during the promo window.

Promo codes and availability change frequently. Check the current pricing directly before purchasing.

The bottom line: NEOMAAA Funded's seven account types cover a wider range of trader profiles than most prop firms I've tested. Origin gives you breathing room. Prime gives you speed. NOVA gives you the cheapest entry. And the Instant accounts remove evaluation risk entirely. Pick the account that matches your actual trading behavior, not the one that looks best on paper. If your daily drawdowns regularly hit 3%+, stay away from Prime. If you can't commit to trading daily for 30 days straight, skip NOVA. Match the account to how you actually trade, and you'll save yourself both money and frustration.

Frequently Asked Questions

How Many Account Types Does NEOMAAA Funded Offer?

NEOMAAA Funded offers seven account types: 1-Step Origin, 2-Step Origin, 1-Step Prime, 2-Step Prime, 1-Step NOVA, Instant Prime, and Instant Origin. Each has different pricing, drawdown limits, and payout terms.

What Is the Cheapest NEOMAAA Funded Account?

NEOMAAA Funded's cheapest $100K account is the NOVA 1-Step at $300. The cheapest evaluation account without a time limit is the 2-Step Origin at $485 for $100K. Both prices are base MT5 rates as of March 2026.

What Is the Difference Between Origin and Prime at NEOMAAA Funded?

NEOMAAA Funded's Origin line has wider drawdown limits (4% daily / 7-8% max trailing) and 30-day payout cycles. The Prime line has tighter drawdowns (3% daily / 5% max trailing) but faster 14-day payouts. Origin is cheaper across all account sizes.

Does NEOMAAA Funded Have a Time Limit on Evaluations?

NEOMAAA Funded's NOVA 1-Step is the only account with a time limit: 30 calendar days. All Origin and Prime evaluation accounts have no time limit. You can take as long as you need to hit the profit target.

What Profit Split Does NEOMAAA Funded Offer?

NEOMAAA Funded profit splits range from 70% to 90% depending on the account type and upgrade options chosen at checkout. The base split on most accounts is 70%, upgradeable to 80% or 90% for an additional fee.

Can I Have Multiple NEOMAAA Funded Accounts?

Yes. NEOMAAA Funded allows traders to run multiple accounts simultaneously, including different account types. Copy trading between your own accounts is permitted.

How Does the NEOMAAA Funded Trailing Drawdown Convert to Static?

NEOMAAA Funded's trailing drawdown converts to a static drawdown after your first payout on any account type. Once converted, the drawdown floor locks at its current level and no longer trails your equity.

What Platforms Are Available for NEOMAAA Funded Accounts?

NEOMAAA Funded accounts are available on MetaTrader 5 and TradeLocker. TradeLocker pricing is approximately $5 higher than MT5. Some country restrictions apply to specific platforms.

Is Instant Funding Worth It at NEOMAAA Funded?

NEOMAAA Funded's Instant Prime costs $999 for $100K with no evaluation required. Whether it's worth it depends on your evaluation pass rate. If you consistently fail challenges, the Instant option eliminates that repeated cost. If you pass on the first try, the evaluation accounts are $300-$640 cheaper.

What Is the Maximum Account Size at NEOMAAA Funded?

NEOMAAA Funded's maximum starting account size is $100K. Through the scaling program, funded accounts can grow to $400K maximum. Scaling requires 10% net profit per quarter with less than 5% daily loss.