NEOMAAA Funded Profit Target & Payout Rules (2026)

Currently testing: I'm actively trading NEOMAAA Funded accounts right now, working through their rule set across both Origin and Prime products. What you're reading here is based on hands-on experience with their platform and live rule enforcement.

NEOMAAA Funded has seven account types with different drawdown mechanics and profit targets. I broke down every rule in my complete NEOMAAA Funded rules overview, including real scenarios and position sizing calculations. For the absolute latest, check NEOMAAA Funded's website or their help center.

NEOMAAA Funded's profit targets range from 6% on NOVA and 2-Step Origin accounts to 10% on 1-Step accounts. On a $100K account, that translates to $6,000-$10,000 in required profit to pass the evaluation and get funded.

I'm working through the NEOMAAA Funded evaluation right now. The profit target is straightforward, but the payout rules after getting funded have some details that catch traders off guard.

What Are the Profit Targets for Each Account Type?

As of March 2026, NEOMAAA Funded profit targets break down like this:

The 2-Step Origin at 6%/6% and NOVA at 6% are the easiest targets to hit. A 10% target on a 1-Step requires either bigger positions or more time, both of which increase your exposure to the trailing drawdown.

How Do Payouts Work After Getting Funded?

NEOMAAA Funded doesn't let you withdraw the moment you pass. There's a waiting period before your first payout becomes available.

Origin accounts: First payout available 30 days after your first trade on the funded account. You must complete at least 5 effective trading days in that 30-day period.

Prime accounts: First payout available after 14 days with 5 effective trading days.

After the first payout, you can request withdrawals every 14 calendar days (both Origin and Prime). Origin accounts can upgrade to 14-day cycles with an add-on at purchase.

The first payout request takes 48-72 hours to process (excluding weekends). NEOMAAA Funded claims an 8-hour average after the initial payout.

What Is the Profit Split at NEOMAAA Funded?

Standard split is 80/20 on all challenge accounts. NEOMAAA Funded keeps 20%, you get 80%.

Instant Origin is different. That starts at 70/30.

You can upgrade to 90/10 at checkout. On a $100K 1-Step Origin, the upgrade takes the price from about $596 to roughly $745. Whether that's worth it depends on how quickly you plan to reach payout. If you expect to withdraw $5,000+ in your first cycle, the 10% extra on a 90/10 split pays for the upgrade cost.

Do I Get My Challenge Fee Back?

NEOMAAA Funded refunds 100% of the challenge fee upon your second successful withdrawal on select products. Not the first payout. The second one. So you need to complete two payout cycles to see that money come back.

This is better than firms that never refund the fee, but worse than firms that refund on the first payout. Plan for it as a bonus, not a guarantee.

Can I Lose My Funded Account After Reaching the Profit Target?

Yes. Passing the evaluation doesn't make your funded account bulletproof. NEOMAAA Funded's drawdown rules are active on funded accounts. If you breach the daily loss limit or the max drawdown, your funded account is terminated regardless of how much you've already earned.

The funded phase is not a victory lap. The same discipline that got you through the evaluation needs to continue.

How Does Scaling Work After Payouts?

NEOMAAA Funded's scaling plan doubles your account capital quarterly. The requirements: 10% net profit over the quarter with less than 5% daily loss violations. Starting from $100K, scaling takes you to $200K, then potentially to $400K (the maximum).

Scaling isn't automatic. You need consistent performance over a full quarter. It rewards steady traders, not one-hit wonders.

The bottom line: NEOMAAA Funded's profit targets are competitive, with the 6% NOVA target being the lowest in their lineup. The payout system is straightforward once you understand the initial waiting period (14-30 days), and the trailing-to-static drawdown conversion after the first payout is a genuine long-term advantage. Choose NOVA or 2-Step Origin if you want the easiest target, or 1-Step Prime if faster payouts are worth the 10% target. If you want to skip the target entirely, Instant accounts let you start earning from day one.

Frequently Asked Questions

What Is the Lowest Profit Target at NEOMAAA Funded?

NEOMAAA Funded's lowest profit target is 6%, available on both the NOVA 1-Step and the 2-Step Origin accounts. On a $100K account, this translates to $6,000 in profit needed to pass the evaluation phase.

How Long Do I Have to Hit the Profit Target?

Most NEOMAAA Funded accounts have no time limit for hitting the profit target. The exception is NOVA, which requires passing within 30 calendar days. All other account types let you trade indefinitely until you reach the target or breach a drawdown rule.

When Can I Request My First Payout?

NEOMAAA Funded's first payout becomes available 30 days after your first trade on Origin accounts, or 14 days on Prime accounts. Both require at least 5 effective trading days within that period. The initial payout request takes 48-72 hours to process.

Can I Upgrade My Profit Split at NEOMAAA Funded?

Yes. NEOMAAA Funded lets you upgrade from the standard 80/20 split to 90/10 at checkout by paying an additional fee. The upgrade applies from the start of your account and cannot be added later. Instant Origin accounts start at 70/30 with no upgrade to 80/20 option.

How Often Can I Withdraw Profits?

After the first payout at NEOMAAA Funded, you can request withdrawals every 14 calendar days on all account types. Origin accounts default to 30-day cycles unless you purchased the 14-day payout add-on.

Does NEOMAAA Funded Refund the Challenge Fee?

NEOMAAA Funded refunds 100% of the challenge fee upon your second successful withdrawal on select products. This is not on the first payout but the second one, so you need to complete two successful payout cycles.

What Happens If I Miss the NOVA 30-Day Deadline?

If you don't reach the 6% profit target within 30 days on a NEOMAAA Funded NOVA account, the evaluation is failed and the account is terminated. You would need to repurchase a new NOVA challenge (NEOMAAA Funded offers a 15% reset discount).

Is There a Minimum Trading Day Requirement?

Yes. NEOMAAA Funded requires a minimum of 5 effective trading days on all account types, both during the evaluation and for payout eligibility on funded accounts. An effective trading day means placing at least one qualifying trade.

What Payout Methods Does NEOMAAA Funded Accept?

NEOMAAA Funded processes payouts through USDT (TRC20 or ERC20 networks), PayPal, and Rise Pay. Bank wire transfers are not available. USDT typically processes fastest.

Can I Withdraw Profits During the Evaluation?

No. NEOMAAA Funded does not allow profit withdrawals during the evaluation phase. You must complete the evaluation, pass into a funded account, and then wait for the initial payout period (14-30 days) before requesting your first withdrawal.