MyFundedFutures Review 2026: Three Years In, Still a Top Futures Pick

I have been trading MyFundedFutures since shortly after the 2023 launch: multiple Core, Rapid, and Pro evaluations and funded accounts, recurring withdrawals on Rise across 5-day and bi-weekly cycles. MFFU remains my top US futures pick in 2026. What follows is what I actually experienced plan-by-plan, not a restatement of the rules.

Core, first plan, first lessons

Core is the single-SKU $50K product: 80/20 split, 3% EOD trailing ($1,500 buffer), $3,000 profit target, 50% consistency rule during evaluation only, payouts every 5 winning trading days capped at $5,000 per cycle.

The 50% consistency rule takes adjustment. No single trading day can exceed 50% of total eval profit. I lost an early eval by letting one day's run hit the consistency cap before the target was cleared, I had generated roughly $1,600 on day one, which pushed the ratio past 50% as the total sat at $1,600. The second attempt, I paced across multiple sessions and cleared cleanly in eight trading days. That lesson shapes Core strategy: don't chase a single big session to clear the target.

The funded stage on Core felt the cleanest in terms of rhythm. Five winning days, $5,000 cap, $250 minimum withdrawal. The payout cycle repeats quickly enough that you're banking a withdrawal roughly every two weeks if you stay consistent. Core was where I built most of my early MFFU payout track record before shifting to Rapid.

Rapid, scalping vehicle, year two

$50K and $100K sizes, 90/10 split, 4% intraday trailing drawdown that locks at initial balance plus profit. No consistency rule on eval or funded. Daily payout cadence since January 12, 2026 (my payouts ran on the older 5-winning-day cycles). No consistency rule on either phase is the structural reason Rapid can clear evaluations in fewer sessions than Core.

The 4% intraday buffer gives significantly more room during volatile sessions than Core or Pro's 3% EOD structure. On a $50K Rapid, the $2,000 intraday buffer means you can run through a rough morning and still be within rules, whereas Core's $1,500 EOD buffer can tighten noticeably after a bad morning session. Once in profit on Rapid, the lock-at-initial-plus-profit mechanic means the trailing mechanism anchors at your starting balance and does not trail further upward once your equity exceeds the initial figure. I used Rapid as my primary scalping vehicle for roughly the second year of my MFFU track record. Multiple $50K and $100K funded accounts, 5-day cycle payouts coming reliably each cycle.

Pro, most recent, largest scale

$100K size, same 3% EOD trailing mechanic as Core but at a higher dollar value ($3,000 buffer on $100K), no consistency rule on funded, no per-cycle payout cap, $1,000 minimum withdrawal, 14-calendar-day bi-weekly cadence.

The longer cadence changes the planning. On Core or Rapid, I think in 5-day windows. On Pro, I think in 14-calendar-day windows. Each window involves deliberate position management around the bi-weekly mark, closing a cycle on an unrealized loss means the cycle period counts with the loss against it. The $100,000 cumulative cap on sim-funded payouts is the milestone to plan toward. Once you've cumulatively withdrawn $100K on Pro, the account transitions to live-funded status. Pro is the plan I have most recently run and the one most oriented toward the live-funded transition as the medium-term target.

Payouts, the cleanest part

Rise processing has consistently sat in the 1-minute-to-24-hour range across three years and multiple cycles on Core, Rapid, and Pro. $15 fee per payout. No held requests, no disputes, no processing delays. That's the full payout history across recurring cumulative withdrawals. The cadence held up during high-volume trading stretches and during quieter periods alike, with no correlation between market activity and payout speed.

The payout proof and reliability article documents the community-side payout history and third-party withdrawal screenshots for traders who want more than my personal track record.

Builder and Flex, verified but not personally tested

Both are newer additions. Builder launched in 2026 with the 48-hour payout cadence and the fast-first-payout structure. Flex, now a legacy plan no longer sold new, covers $25K and $50K with the simpler 4% EOD fixed ceiling rather than a trailing mechanic. Both plans are documented in this review from verified firm rules and the cluster's verified facts file, the plan-specific experience observations above are Core, Rapid, and Pro only. Builder and Flex coverage will be updated once I complete evaluations on those plans.

MyFundedFutures Account Types Overview is the cluster pillar for plan selection, with deep-dives on Core, Rapid, Pro, Flex, and Builder.

Three plans on sale as of July 2026: Builder, Rapid, and Pro; Core and Flex are legacy, existing accounts only. Drawdown archetypes: 4% intraday trailing (Rapid), 3% EOD trailing (Pro, legacy Core), EOD trailing with checkout-set max-loss on Builder ($1,500 or $2,000), 4% end-of-day fixed on legacy Flex. Activation fee: $0 firm-wide.

Core (Legacy)

Legacy: existing accounts continue, but Core is no longer sold new. Single $50K SKU at ~$77/month while sold (verify during checkout, firm rotates promotional pricing). The 50% consistency rule on eval is the friction point: no single day can exceed 50% of total profit during the evaluation. A $1,500 day on a $3,000 target means you need at least one more profitable day to bring the ratio under 50% before the eval clears. Typical clearance: one to two weeks of structured trading, not two outlier sessions.

Rapid

$25K to $150K. Firm's highest split at 90/10 (since January 12, 2026). Monthly pricing scales by size, verify $100K and $150K during checkout. No consistency rule on eval or funded. Lock-at-initial-plus-profit mechanic protects gains once the trader is profitable. Daily payouts unlock 24 hours after the first trade; no per-cycle cap once the buffer is cleared, $500 minimum.

Pro

$50K, $100K, $150K. 80/20 split, 3% EOD trailing (same mechanic as legacy Core). Bi-weekly cadence is the key structural difference, larger, less-frequent cycles rather than the 5-day rhythm. No per-cycle cap, but the $100,000 cumulative threshold triggers the live-funded transition. Plan Pro toward that ceiling: once you hit $100K cumulative, the account moves to live-funded routed through the broker partner.

Flex (Legacy)

Legacy: existing accounts continue, but Flex is no longer sold new. $25K and $50K. 4% end-of-day fixed drawdown, ceiling does not trail. The simpler EOD ceiling (no moving stop) was the primary reason traders chose Flex over Core or Rapid. After the first payout, the max loss limit resets to $100, which is unique to Flex on the firm. Some third-party sources cite 90/10 on Flex; the official help center says 80/20, use the official source.

Builder

2026 launch. Single $50K, two max-loss options at checkout ($1,500 or $2,000), EOD trailing drawdown. No consistency rule on eval; 50% consistency on sim funded (lifts at live). 4 standard contracts. Eval can clear in a single session if the $3,000 target is hit with the minimum-days requirement satisfied. Sim-funded payouts every 48 hours, $2,000/cycle, 5 cycles total ($10,000 cumulative ceiling before live-funded). T1 news trading allowed in the funded stage, unique on the current lineup (legacy Flex also allowed it).

Verify current pricing on all plans during checkout. The discount codes article covers the firm's promo cycle without pushing specific codes (they rotate frequently).

MyFundedFutures Rules Overview covers each plan's rules in dedicated detail.

Consistency rule, the key split

• Core: 50% on evaluation; no single day can exceed 50% of total profit during eval. No consistency rule on funded.
• Rapid: No consistency rule on either phase.
• Pro: No consistency rule on funded; 50% on eval phase if applicable.
• Builder / Flex: Builder: none on eval, 50% on sim funded (lifts at live). Legacy Flex: none.

Firm-wide pattern: consistency is light, 50% on eval plus Builder's sim funded stage; Rapid and Pro funded run without it.

Drawdown structure, three mechanics

3% EOD trailing (Pro, legacy Core). Drawdown ceiling moves up at end of each trading day based on closing balance. Once the session closes, that day's risk is locked in.

4% intraday trailing (Rapid). Trailing mechanism applies during the session itself. Locks at initial balance once the trader is in profit, meaning accumulated gains can't be erased by the trailing mechanism once the lock triggers.

4% EOD fixed (legacy Flex). No trailing at all. Ceiling stays at the initial calculation regardless of profit accumulated.

Max-loss option (Builder). Fixed ceiling set at checkout ($1,500 or $2,000), not trailing.

News trading and overnight

News trading is restricted on Rapid, Pro, and legacy Core on both eval and funded. Builder's funded stage is the exception: T1 news trading allowed (legacy Flex funded also allowed it). Holding existing positions through news is generally allowed within the drawdown framework, the restriction is new orders, not open positions. See MyFundedFutures news trading policy for per-plan windows.

Overnight holding is permitted in the funded stage on all plans, current and legacy. CME session rules and per-plan position limits apply. Firm help center has the close-by-Friday and overnight contract limits per plan. Builder's $50K is 4 standard contracts; other plans scale by size.

Restricted countries

OFAC-comprehensive: Iran, North Korea, Cuba, Syria, Russia, Crimea, DPR/LPR. Selective restrictions: Belarus, Burma, Venezuela, Zimbabwe depending on payment processor. VPN/proxy use = account termination without refund.

MyFundedFutures Platforms Overview is the cluster pillar for platform selection.

Four primary platforms as of May 2026. Platform stack is uniform across all plans, current and legacy, no per-plan restrictions.

Tradovate

Default platform, most widely used on the firm. Web-based interface, integrated charting, order ladder. Mobile app functional. The platform I use across my Core, Rapid, and Pro accounts. Best entry point for new MFFU traders.

NinjaTrader 8

Advanced customization via NinjaScript: custom indicators, advanced order types, broader chart configurations. Primary alternative for traders running automated strategies or complex chart setups. Requires separate NT8 connection setup during onboarding.

Quantower

Desktop-class futures platform sitting between Tradovate's simplicity and NT8's customization depth. Viable choice for traders moving from a TradingView-style interface who want more configurability than Tradovate's web platform.

Quantower (Rithmic)

Direct Rithmic order routing. Lowest-latency connection in the MFFU platform stack. Most commonly used by scalpers and high-frequency traders on the firm. Requires Rithmic connection setup, less common as an entry-point choice, but the standard path for traders prioritizing fill quality.

TradingView and VolSys

TradingView native is not supported on the current MFFU stack. Traders coming from a TradingView setup should plan on Tradovate, NT8, or Quantower. Some traders use TradingView for charting and execute on Tradovate or NT8 separately, but native order routing is not available. Verify current VolSys support with the firm's help center if it matters to your decision.

All routing goes through CME Group for live execution once the live-funded transition is complete.

MyFundedFutures Strategy Guide covers per-plan strategy in dedicated detail.

The multi-plan lineup (Builder, Rapid, Pro current; Core and Flex legacy) rewards traders who match plan choice to trading style. There is no single MFFU strategy, the right approach on Rapid is different from the right approach on Core, which is different again from Pro. The notes below are drawn from three years on Core, Rapid, and Pro, plus the firm's published rules for Flex and Builder.

Rapid, scalpers and intraday traders

The 4% intraday trailing gives meaningfully more room during volatile sessions than Core or Pro's 3% EOD ceiling. On a $50K Rapid the intraday buffer is $2,000; on Core it's $1,500. That $500 difference compounds across active intraday sessions, it's the buffer that lets scalpers run through a rough morning without getting knocked out before conditions improve in the afternoon.

Calibrate position sizing to the intraday buffer, not the EOD ceiling. No consistency rule means eval can clear in a single strong session if conditions cooperate. 90/10 is the firm's highest split. ES, NQ, and CL scalpers running 5-to-15-minute holds find Rapid's structure most aligned with their session profile.

Core (legacy), patient day traders, tight payout cadence

3% EOD trailing rewards traders who close each day with a clean reading. The EOD lock means once the session closes, that day's risk is settled into the new trailing baseline, a bad intraday draw that recovers by EOD does not damage the trailing floor. Strategy focus: end each day in profit or flat. Never let an intraday drawdown carry into the close.

The 50% consistency rule on eval forces structured pacing across multiple sessions. Expect one to two weeks of deliberate trading to clear, not one or two outlier sessions. On funded, 5-winning-day cadence means payouts start quickly and repeat every week or two for a consistent trader.

Pro, building toward the $100K live-funded threshold

Pro mirrors Core's 3% EOD mechanic at larger sizes. The structural difference is the bi-weekly cadence (every 14 calendar days) and no per-cycle cap. Each cycle window is longer, 14 calendar days versus 5 winning trading days, which means position management is more deliberate around the bi-weekly mark. Closing a cycle on unrealized loss means that loss counts against the cycle's net profit.

Plan toward the $100,000 cumulative threshold. Pro is the plan that reaches live-funded fastest in dollar terms if the trader manages position sizing to generate consistent monthly withdrawals. A trader withdrawing $8,000-$10,000 per bi-weekly cycle on a $100K Pro account reaches the $100K cumulative threshold in roughly 10-12 cycles.

Flex (legacy), simpler ceiling, fixed drawdown

4% EOD fixed drawdown does not trail at all. The ceiling stays at the initial dollar calculation regardless of profit accumulated. No moving stop to track, the drawdown threshold is fixed from day one. After the first payout, the max loss limit resets to $100, which is unique to Flex on the firm and functions as a near-zero floor once the first cycle is cleared.

Traders coming from a fixed-DD prop firm find Flex's structure most familiar. Strategy on Flex should treat the first payout as the primary milestone, once the max loss resets to $100, the remaining account equity becomes the working capital for the subsequent payout requests.

Builder, fast first payout, capped upside

48-hour sim-funded cadence, $2,000/cycle, 5 cycles total, $10,000 cumulative ceiling before live-funded. Builder is built for first-payout speed, not compounding. The objective on Builder is to clear the $3,000 profit target and then work through the five sim-funded payout cycles to the live-funded transition as efficiently as possible.

T1 news trading is allowed in Builder's funded stage, unique on the current lineup (legacy Flex also allowed it). Traders whose strategy includes CPI, FOMC, NFP, or similar scheduled-event setups can trade through those events on Builder without violating the news policy. That's the structural reason to choose Builder over Core if your strategy is news-event-oriented.

Firm-wide notes

• No DLL on any plan. Single-day risk can be more aggressive than at peer firms with DLL caps, but trailing and fixed mechanics still cap session-level exposure through the drawdown structure.
• Overnight holding is allowed in the funded stage on all plans, current and legacy. Multi-session holds are viable; CME session rules and per-plan position limits still apply.
• Verify per-plan position limits during account setup. Builder's $50K is 4 standard contracts; other plans scale by account size. Position limits affect sizing directly and should be confirmed before the first funded trade.

The full Is MyFundedFutures Legit trust pillar covers the firm structurally. The payout proof and reliability article documents the community-side withdrawal history.

MFFU's payout structure is one of the most documented in the US futures-prop category as of July 2026. Three years of operating history, 20,000+ Trustpilot reviews, and a founder who is publicly active by name give the firm an auditable track record that newer 2024-launched competitors simply don't have yet.

Payout mechanics

Only method: Rise (Riseworks), bank transfer or crypto. $15 fee per payout. Official policy: processed in 6-12 business hours, most approved almost instantly. Minimum withdrawal by plan:

• Legacy Core and Flex: $250 (Rapid: $500)
• Pro: $1,000
• Builder: $500 net-profit threshold above the buffer (first request), $500 since the last approved request (subsequent)

Personal track record

Recurring cumulative withdrawals across Core, Rapid, and Pro across three years. Rise processing consistently in the 1-minute-to-24-hour window. No held requests, no disputes, no processing delays across multiple cycles. That covers 5-winning-day windows on Core and Rapid and 14-day bi-weekly windows on Pro. High-volume and quiet market stretches alike, the cadence did not vary by market conditions.

Sim-funded transition thresholds

Each plan defines the point at which the account moves from sim-funded to live-funded status routed through the firm's broker partner:

• Pro: $100,000 cumulative sim-funded payouts
• Builder: 5 cycles × $2,000/cycle ($10,000 cumulative total)
• Rapid and legacy Core: Rapid transitions after a $10,000 net-profit single day (or risk-management approval); legacy Core followed firm-published thresholds. Verify with the firm's help center if the exact transition point matters to your planning.

Firm scale and review depth

72,000+ active traders and 15 active Discord channels as of early 2026 (firm-published figures, not independently audited). Trustpilot around 4.9 across 20,000+ reviews. Three-year operating history with no major payout-suspension event, no structural rule overhaul affecting active funded accounts, and no platform stack disruption. The combination of review volume and payout proof posts in the Discord channels is unusual for a futures-only firm at this stage of development.

Regulatory and founder transparency

MFFU is not CFTC-registered or NFA-member, standard for the US sim-funded prop firm category. Regulatory licensing applies to brokers handling client funds and to introducing brokers, not to prop firms running evaluations against simulated capital. The firm operates with OFAC-compliant payment processing standards, which is the relevant compliance layer for a US-domiciled prop operation.

Matthew Leech runs both MFFU and MyFundedFX under the Fort Worth, Texas, US LLC structure. Founder is publicly active across Discord and X. The 15 Discord channels cover plan-specific discussion, payout proof posts, and platform Q&A. Discord and the help center are the practical paths for payout questions and rule clarifications, response quality on both has been consistent across three years of use.

The bottom line

MyFundedFutures is a top-tier US futures-only prop firm in 2026. Three current plans (Builder, Rapid, Pro) plus legacy Core and Flex, covering scalpers (Rapid 90/10, 4% intraday, daily payouts), patient day traders (Pro 3% EOD), and fast-payout chasers (Builder 48-hour). $0 activation fee firm-wide. No DLL on any plan. Trustpilot 4.9 across 20,000+ reviews. Founded 2023, Fort Worth, Texas, Matthew Leech. Three years of personal testing, Core, Rapid, Pro, with recurring cumulative withdrawals on a clean payout cadence. Not CFTC-registered (standard for the category). Promo codes rotate frequently; treat any code as time-limited. For a US futures-only firm with multiple plan archetypes, fast payouts, and a three-year operating history, MFFU is one of the strongest 2026 picks.

The comparison cluster covers each matchup in dedicated detail. Use the table for firm-level positioning; the linked articles for head-to-head mechanics.

vs Topstep

MFFU vs Topstep covers the head-to-head in detail.

Topstep's structural advantages: 2012 founding (longest operating history in US futures prop), proprietary TopstepX platform, a flat 90/10 split for sign-ups since January 12, 2026 (accounts created before that date keep 100% of the first $10,000 in lifetime profits). Topstep's DLL ranges from $1,500 to $5,000+ scaling by account size, MFFU has no DLL on any plan. MFFU Builder's 48-hour cadence is meaningfully faster than Topstep's bi-weekly funded cadence. The choice often comes down to Topstep's longer track record and its longer track record versus MFFU's no-DLL policy and five-plan archetype selection.

vs Apex

MFFU vs Apex covers the head-to-head in detail.

Apex's 20-parallel-accounts policy is the primary differentiator, traders can run multiple Apex accounts simultaneously across different sizes, scaling exposure beyond a single MFFU account ceiling. Apex drawdown locks at $100 above starting balance once profit is reached (a more aggressive lock than MFFU Core or Pro's 3% EOD trailing). Apex split: 90/10 on the first $25,000 then 100% per the 4.0 update in 2026. MFFU's top split is 90/10 on Rapid. Choice sits on parallel-accounts need and drawdown-lock-mechanic preference.

vs Tradeify

MFFU vs Tradeify covers the head-to-head in detail.

Tradeify launched in 2024 with a 90% profit split and a 7-day payout cadence. MFFU's three-year operating history (2023 vs 2024 launch) and 20,000+ Trustpilot review depth versus Tradeify's newer-firm review base are the differentiators for traders who weight track record. MFFU Builder's 48-hour cadence is faster than Tradeify's 7-day cadence across all plans.

vs Take Profit Trader

MFFU vs TPT covers the head-to-head in detail.

TPT's PRO+ plan removes the daily loss limit, matching MFFU's no-DLL-firm-wide policy. TPT's 1-step evaluation is simpler than MFFU's multi-plan structure. Split structure differs: TPT scales 80/20 on the first $10,000 then 90/10 thereafter; MFFU is flat per-plan. TPT has its own public code; MFFU has no PTV affiliate link. Choice: evaluation simplicity (TPT) versus plan-archetype variety (MFFU).

vs Lucid Trading

MFFU vs Lucid covers the head-to-head in detail.

Lucid's approximately 15-minute payout processing is the fastest in the US futures-prop category, faster than MFFU's official 6-12-business-hour processing window. Lucid's EOD-trailing-locks-up-only mechanic mirrors MFFU Core and Pro's EOD-trailing structure. PTV code `VIBES` gives 40% off on Lucid (PTV affiliate); MFFU has no PTV affiliate link. Choice: raw payout processing speed (Lucid) versus plan-archetype variety and no-DLL scope (MFFU).

vs Bulenox

MFFU vs Bulenox covers the head-to-head in detail.

Bulenox's 40% consistency rule applies on funded payouts, a meaningful structural difference versus MFFU's eval-only consistency (none on funded). Bulenox's built-in $50/$60 coupons apply firm-wide at checkout; MFFU uses rotating third-party promo codes that may or may not be active. Bulenox's $2,750,000 max funding scalar through parallel account scaling is significantly larger than MFFU's $150,000 per-account ceiling. For traders aggressively scaling funded balance across multiple accounts, Bulenox's larger scalar is a real differentiator.

vs Tradeday

MFFU vs Tradeday covers the head-to-head in detail.

Tradeday supports TradingView native, MFFU does not. For traders whose workflow is TradingView-native, Tradeday is the stronger platform fit. Tradeday's 30% consistency rule on evaluation is tighter than MFFU's 50% (lower percentage = less flexibility for large single-day performance). Tradeday's daily payouts on funded match MFFU Rapid's daily cadence and beat legacy Core's old 5-winning-day cycle. Tradeday's 9 SKUs (3 sizes × 3 drawdown types) give similar plan-diversity coverage to MFFU's plan archetypes. Choice: TradingView native requirement (Tradeday) versus plan-archetype variety with faster payout ceiling (MFFU).

Is MyFundedFutures legit?

MyFundedFutures is operated by MyFundedFutures LLC, headquartered in Fort Worth, Texas, and founded in 2023 by Matthew Leech, who also runs the forex sister firm MyFundedFX (launched June 2022). The firm holds a Trustpilot rating around 4.9 across 20,000+ reviews as of July 2026. MyFundedFutures is not CFTC-registered or NFA-member, which is standard for the sim-funded prop firm category. All trading runs in a simulated environment until the live-funded transition threshold is met.

How many plans does MyFundedFutures offer?

Three plans on sale as of July 2026: Builder ($50K, 80/20, 48-hour payouts), Rapid ($25K-$150K, 90/10, 4% intraday trailing, daily payouts), Pro ($50K-$150K, 80/20, 3% EOD trailing, bi-weekly). Core ($50K, 80/20, 3% EOD trailing) and Flex ($25K-$50K, 4% EOD fixed) are legacy: existing accounts continue, but they are no longer sold. Older legacy Starter, Expert, and Milestone plans were discontinued July 2025.

What is the profit split at MyFundedFutures?

90/10 on Rapid (since January 12, 2026), 80/20 on Pro and Builder, and 80/20 on the legacy Core and Flex plans. Rapid is the firm's highest-split plan, paired with the more aggressive 4% intraday trailing drawdown. The split applies on the trader's gross trading profit during the funded stage.

How often does MyFundedFutures pay out?

Rapid: daily, 24 hours after the first trade. Builder: every 48 hours in the sim-funded stage, capped at $2,000/cycle, 5 cycles total. Pro: every 14 calendar days (bi-weekly). Legacy Core: every 5 winning trading days. Legacy Flex: per net-profit threshold rather than a fixed calendar cadence.

What is the daily loss limit on MyFundedFutures?

None on any plan, current or legacy. The drawdown rules apply on a maximum-loss-from-balance basis rather than an intraday DLL trigger. Pro and legacy Core use 3% EOD trailing, Rapid uses 4% intraday trailing (locks at initial balance once in profit), legacy Flex uses 4% EOD fixed, and Builder uses EOD trailing with a $1,500 or $2,000 max-loss option set at checkout.

What platforms does MyFundedFutures support?

Tradovate (default), NinjaTrader 8, Quantower, and Quantower (Rithmic). All live routing goes through CME Group. TradingView native is not supported. Tradovate covers the broadest user base on the firm.