MyFundedFutures Account Types & Pricing 2026: Core, Rapid & Pro

MFFU rebuilt their entire account lineup in July 2025. The old Starter, Expert, and Milestone plans are gone. What replaced them — Core, Rapid, and Pro — aren't just renamed versions of the same product. They have different drawdown models, different consistency requirements, different payout structures, and different cost profiles. Choosing the wrong one for your trading style isn't a minor inconvenience; it's money left on the table or accounts closed for avoidable reasons.

Here's everything you need to know about each plan.

Why I trust MFFU: I've been trading with them since late 2023 — over two years, $20K+ withdrawn across multiple accounts, and consistent communication from their support team. This legitimacy assessment comes from money in, money out, and dealing with them when things go sideways.

That said, no prop firm is perfect. I've documented the red flags alongside the positives. For the full picture — company background, payout track record, and where I'd genuinely be cautious — see my complete MyFundedFutures review. For the absolute latest, check MyFundedFutures' website or their help center.

Core Plan

Core is the entry-level plan. One account size, one simple structure.

Who it's designed for: Newer traders, budget-conscious traders, or anyone who wants to test MFFU's evaluation and funded environment at minimum cost.

Pricing:‍

No activation fee. You pay for the evaluation, pass, and trade. Nothing else upfront.

Account size: $50K only. Core doesn't scale to $100K or $150K — if you want larger funded capital at MFFU, you're looking at Pro.

Evaluation rules:

• Profit target: $3,000 (6%)
• Drawdown: 3% EOD trailing ($1,500 buffer on $50K)
• Consistency: 50% max per day
• Min trading days: 2

Funded rules:

• Drawdown: 3% EOD trailing (same as eval)
• Consistency: 40% — no single session can exceed 40% of cycle profits
• Profit split: 80/20 (you keep 80%)
• Payout cadence: Every 5 winning days
• Cycle cap: $5,000 per request
• Min withdrawal: $250
• Scaling: Micro-contract scaling required

The 40% consistency rule in practice: If you've made $2,000 in your current payout cycle, your session ceiling is $800. A $1,200 day means $800 counts and $400 rolls to your next cycle. It's not a punishment — it's a pacing mechanism. Consistent traders don't feel it much. Traders who have one massive day followed by flat weeks will find it slows their payout accumulation.

Who should choose Core: Traders who want the cheapest possible entry to a legitimate funded futures account. $77/month for a $50K EOD funded account is among the lowest-cost options in the space. The 40% consistency rule and 80/20 split are the tradeoffs.

Rapid Plan

Rapid is the high-frequency payout play. Higher split, faster potential cadence — but a fundamentally different drawdown model.

Who it's designed for: Active traders who want the fastest access to profits and can manage risk against an intraday trailing drawdown.

Pricing:

No activation fee on any size.

Evaluation rules:

• Profit targets: $3K / $6K / $9K (6% across all sizes)
• Drawdown: 4% intraday trailing ($2K/$4K/$6K buffer)
• Consistency: 50% max per day
• Min trading days: 2

The intraday drawdown explained: The Rapid drawdown floor moves in real time, tracking your equity peak including unrealized positions. On a $50K Rapid account, the floor sits $2,000 below your highest equity point. If you open a position and it runs $1,500 in profit before reversing, your floor has already moved up $1,500. A reversal to flat means your buffer has compressed by $1,500 from where it was when you opened.

This is the single most important thing to understand about Rapid. Traders who come from EOD firms and assume the drawdown only moves at close will breach Rapid accounts in ways that feel like the system cheated them. It didn't. The mechanics are just different.

Funded rules:

• Drawdown: 4% intraday trailing (same as eval)
• Consistency: None — no consistency rule in funded phase
• Profit split: 90/10 (you keep 90%)
• Payout cadence: Every 5 winning days (after initial $2,100 buffer)
• Cycle cap: $11,250 per request
• Min withdrawal: $250
• Scaling: Micro-contract scaling required

Who should choose Rapid: Traders who want 90/10 profit splits and fastest payout cadence, and who have a disciplined approach to intraday risk management. Don't choose Rapid because the split looks better than Core and assume you can trade the same way. The intraday drawdown changes the math on every open position.

Pro Plan

Pro is the premium plan — designed for serious funded traders who want maximum flexibility and no restrictions on the funded phase.

Who it's designed for: Experienced traders running $100K-$150K accounts who want no consistency rule, no scaling requirements, and a predictable bi-weekly payout schedule.

Pricing:

No activation fee. Pro is expensive relative to Core — you're paying for the funded-phase freedom.

Evaluation rules:

• Profit targets: $3K / $6K / $9K (6%)
• Drawdown: 3% EOD trailing
• Consistency: 50% max per day
• Min trading days: 2

Funded rules:

• Drawdown: 3% EOD trailing
• Consistency: None — no consistency rule
• Profit split: 80/20 (you keep 80%)
• Payout cadence: Every 14 calendar days
• Per-cycle cap: None
• Total cumulative cap: $100,000 across all Pro accounts
• Min withdrawal: $1,000
• Scaling: None — trade full position size from day one

The $100K total payout cap: This is Pro's main constraint. Once your cumulative withdrawals across all Pro accounts hit $100K, you progress to MFFU's live trading stage. It's a progression trigger — not a permanent ceiling. But understand what it means: if you're pulling consistent $5K-$10K months across multiple Pro accounts, you'll hit $100K faster than you think. Have a plan.

No scaling requirements: This is Pro's clearest funded-phase advantage over Core and Rapid. You trade your full contract allocation from the first funded session. No micro-contract buildup period.

Who should choose Pro: Traders managing $100K or $150K funded accounts who want no consistency rule, no scaling friction, and a clean bi-weekly payout schedule. The 80/20 split is the same as Core — you're paying for the funded structure flexibility, not a better split. If split is your priority, Rapid is 90/10.

Full Pricing Matrix

Which Plan Should You Choose?

Choose Core if:

• You want the lowest monthly cost to access a funded futures account
• $50K account size works for your position sizing approach
• You trade consistently without wild single-session swings (the 40% rule won't bite you)
• You're new to MFFU and want a low-stakes first run

Choose Rapid if:

• You want the 90/10 profit split and fastest payout cadence
• You've traded intraday-risk environments before and understand trailing drawdown mechanics
• You're comfortable with real-time position monitoring and tight intraday risk rules
• You want $100K or $150K account sizes with the higher split

Choose Pro if:

• You're running $100K or $150K accounts and want no consistency rule in funded
• You want zero scaling requirements — full position size from day one funded
• A predictable bi-weekly payout schedule suits your trading rhythm better than 5-winning-days
• You can plan for the $100K cumulative payout cap progression

Run multiple plans if:

• You're an active prop trader managing accounts across multiple firms
• You want to test Rapid and Pro structures simultaneously without going all-in
• You're already running Core as your entry point and want to scale into Pro accounts as you prove consistency

I personally run Pro accounts at $100K primarily. The no-consistency-rule funded structure suits my approach better than Core's 40% rule, and the bi-weekly cadence matches my payout planning. The 80/20 split is a real cost — if I were optimizing purely for split, I'd be on Rapid or at Lucid or Topstep.

Frequently Asked Questions

What are the three MFFU plans?

Core ($50K only, EOD drawdown, 80/20, $77/month), Rapid ($50K-$150K, intraday drawdown, 90/10, from $129/month), and Pro ($50K-$150K, EOD drawdown, 80/20, from $229/month, bi-weekly payouts). The old Starter, Expert, and Milestone plans no longer exist.

What is the cheapest MFFU plan?

Core at $77/month for a $50K account. The one-time option is $229.

Which MFFU plan has the best profit split?

Rapid at 90/10. Core and Pro are both 80/20. Rapid's 90/10 comes with intraday trailing drawdown rather than EOD.

Can I have multiple MFFU funded accounts?

Yes. Up to 5 funded $50K accounts and up to 3 funded $100K or $150K accounts simultaneously across all plans combined.

Is there a monthly fee in the funded phase?

No. Once you pass the evaluation and move to the sim-funded stage, there is no ongoing monthly fee. You only pay for new evaluations if you want additional accounts.

What is the difference between Core and Pro at $50K?

Core: $77/month, 40% consistency rule funded, $5K payout cycle cap, micro-contract scaling required. Pro: $229/month, no consistency rule funded, no cycle cap, no scaling required, bi-weekly payouts. Same EOD drawdown, same 80/20 split. You pay more on Pro for the funded-phase freedom.

Why is Rapid cheaper one-time than Pro?

Rapid's one-time price reflects a lower barrier to entry because the intraday drawdown is a harder structure to trade — MFFU doesn't need to charge as much to attract trials. Pro accounts command higher pricing because the no-consistency, no-scaling funded structure is genuinely more trader-friendly in the funded phase.

Can I switch plans mid-evaluation?

Generally no — you pass or fail the evaluation you purchased. You can purchase a new evaluation on a different plan and run them in parallel. Check MFFU's current terms for any exceptions.

Does MFFU have a free trial?

Not a standard free trial. They periodically run promotions that reduce evaluation fees. Check their website or Discord for current offers.

What's the maximum MFFU account I can trade?

$150K on Rapid or Pro. Core is capped at $50K.

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