MyFundedFutures Rules Overview 2026: Every Rule That Matters

MFFU overhauled their entire plan structure in July 2025. Starter, Expert, and Milestone are gone. Core, Rapid, and Pro are the current plans. The rules differ meaningfully between them — particularly on drawdown type and consistency requirements. This guide covers every rule that matters, per plan, in the current structure.

If you're reading older MFFU rule guides that reference the Starter or Expert plans, the framework below supersedes them.

Why I trust MFFU: I've been trading with them since late 2023 — over two years, $20K+ withdrawn across multiple accounts, and consistent communication from their support team. This legitimacy assessment comes from money in, money out, and dealing with them when things go sideways.

That said, no prop firm is perfect. I've documented the red flags alongside the positives. For the full picture — company background, payout track record, and where I'd genuinely be cautious — see my complete MyFundedFutures review. For the absolute latest, check MyFundedFutures' website or their help center.

Evaluation Rules (All Plans)

These rules apply during the evaluation phase regardless of which plan you're on.

Profit Target

Hit the target without breaching drawdown, and you pass. No minimum days required beyond the two-session minimum.

Minimum Trading Days

Two. You need at least two separate trading sessions with active trades before account review eligibility. Practically speaking, you can pass in two trading days if both are profitable and you hit the target. Most traders take longer, but there's no artificial day count padded into the eval.

Evaluation Drawdown

• Core and Pro: 3% EOD trailing drawdown
• Rapid: 4% intraday trailing drawdown

For $50K accounts: Core/Pro have a $1,500 drawdown buffer from the starting balance. Rapid has a $2,000 intraday buffer from the equity peak.

Evaluation Consistency Rule (50% — All Plans)

No single trading day can generate more than 50% of your total evaluation profits. If your eval P&L is at $2,000, your current session can't contribute more than $1,000 before the cap activates. The excess doesn't disqualify you — it just doesn't count toward the target for that day.

This rule exists to prevent traders from passing on one huge lucky day. MFFU wants to see consistent performance, not a lottery ticket.

Daily Loss Limit

None. Zero. On any plan. You manage your own intraday risk against the drawdown floor. No arbitrary DLL stops your session mid-day.

Overnight Holding

Permitted on all plans. You can hold positions through the close and into the next session. With EOD drawdown (Core/Pro), your floor resets at day's end based on closing balance — overnight positions are part of that calculation. With intraday drawdown (Rapid), open positions can move your floor even while you're not trading.

News Trading — Tier 1 Restrictions

All plans restrict trading around Tier 1 economic events. The restricted window is 2 minutes before and 2 minutes after each event. You must be fully flat — no open positions — during that window.

Tier 1 events typically include:

• FOMC rate decisions and minutes
• CPI / Core CPI
• NFP (Non-Farm Payrolls)
• GDP
• PPI
• Retail Sales (major releases)

The restricted list is maintained by MFFU and can be updated. Check their economic calendar integration or help center for the current list. When in doubt, be flat before the announcement.

Holding through a Tier 1 event is a violation regardless of trade outcome. A winning trade held through FOMC is still a violation.

Prohibited Instruments

MFFU trades on CME Group regulated futures exchanges: CME, CBOT, NYMEX, COMEX. What's not permitted:

• Equities or equity options
• OTC instruments
• CFDs
• Crypto spot or perpetuals
• Forex (spot)
• Anything not listed on the supported instrument list

If you're unsure whether a specific instrument is tradeable, check MFFU's help center instrument list before placing the position. Trading an unsupported instrument during evaluation is disqualifying.

Position Size Limits (Evaluation)

Contract limits vary by account size. MFFU publishes specific contract limits per instrument per account size. The broad principle: limits are set to prevent a single large position from creating outsized risk relative to the account. Operating at max contract limits isn't recommended practice — it typically conflicts with the consistency rule.

Funded Account Rules

Once you pass the evaluation, the funded rules apply. These differ more substantially between plans.

Core Funded Rules

Drawdown (Funded): EOD trailing at 3%. Same mechanism as evaluation — the floor trails up at end of day, locks at the starting balance. After it locks, your funded account has effectively unlimited drawdown headroom above the floor.

Consistency Rule (Funded): 40%. No single session can generate more than 40% of your total payout cycle profits. Example: you've made $1,200 since your last payout. Today's session ceiling is $480. Make $700 and the extra $220 doesn't count toward your cycle math — it spills into the next cycle.

This rule doesn't kill your account. It paces how quickly your payout eligibility accumulates. High-performing days are effectively time-shifted, not erased.

Profit Split: 80/20 — you keep 80%.

Payout Cadence: Every 5 winning days (sessions where you closed net positive).

Cycle Payout Cap: $5,000 per request.

Minimum Withdrawal: $250.

Scaling Requirements: Micro-contract scaling in the funded phase. MFFU's scaling path increases your contract limits as your account grows.

Rapid Funded Rules

Drawdown (Funded): 4% intraday trailing. This is the most important Rapid rule to internalize. The drawdown floor follows your equity in real time — not end of day. If you're up $1,500 on open positions, your floor has already moved up by $1,500. Close those positions and the floor drops back to where the trailing calculation says it should be based on your realized equity. But if those positions stop you out first, you're already $1,500 deeper in the hole than your realized P&L suggests.

Consistency Rule (Funded): None. Rapid has no consistency rule in the funded phase. A massive single-session day counts fully toward your cycle.

Profit Split: 90/10 — you keep 90%.

Payout Cadence: Every 5 winning days.

Cycle Payout Cap: $11,250 per request.

First Payout Buffer: $2,100 in realized profits required before your first payout request. This is a one-time threshold — once crossed, the 5-winning-days cadence governs all subsequent requests.

Minimum Withdrawal: $250.

Pro Funded Rules

Drawdown (Funded): 3% EOD trailing. Same as Core — end-of-day reset, trails up, locks at starting balance.

Consistency Rule (Funded): None. Like Rapid, Pro has no consistency rule funded. Your biggest day counts fully.

Profit Split: 80/20.

Payout Cadence: Every 14 calendar days (not session-based — purely calendar).

Per-Cycle Cap: None. Request your full cycle profits in one go.

Total Cumulative Cap: $100,000 across all Pro accounts combined. Once you've withdrawn $100K in total from Pro accounts, you progress to the live trading stage.

Minimum Withdrawal: $1,000.

Scaling Requirements: None. Trade full position sizes from day one funded. No micro-contract buildup requirement.

Plan Rules Comparison at a Glance

What Gets Accounts Closed

In order of how frequently I've seen it happen:

News trading violations. Holding through a Tier 1 event. Doesn't matter if the trade is green. This is a hard violation on all plans.

Drawdown breach. Going below the trailing floor. On Core and Pro this happens EOD — a bad day can close the gap. On Rapid it happens in real time — a trade that reverses hard while you're still in it.

Consistency rule violations on Core. Not immediate account closure, but it blocks payout eligibility and can be misunderstood as the account being broken. Read the rule before assuming MFFU made an error.

Trading prohibited instruments. Trading an instrument not on MFFU's supported list. Often accidental — traders who migrate from another firm and assume their usual instrument list applies.

KYC failure. You can trade and accumulate profits without completing KYC. You cannot withdraw without it. Failing KYC means your profits are inaccessible until you pass it. This isn't account closure — it's withdrawal blocking.

What Doesn't Get Accounts Closed (Common Misconceptions)

Holding through the weekend. Permitted. No rule against weekend positions.

Missing a trading day. No requirement to trade every day in the funded phase. You can be inactive for a week and come back.

Having a losing day. There's no daily loss limit. A losing funded day only matters if it breaches the EOD drawdown floor.

Trading large size on a good day (Pro and Rapid). Without a consistency rule, you can size up on strong conviction days. The only constraint is the contract limit for your account size.

Frequently Asked Questions

What is the most important MFFU rule for funded traders?

The drawdown mechanics — specifically understanding which type applies to your plan. Core and Pro use EOD trailing (floor updates at day close). Rapid uses intraday trailing (floor updates in real time). Getting this wrong on Rapid is the most common cause of unexpected funded account closures.

Does MFFU have a consistency rule?

During evaluation: yes, 50% on all plans. During funded phase: Core has a 40% rule. Rapid and Pro have no consistency rule funded.

Can I trade news events at MFFU?

You must be flat 2 minutes before and 2 minutes after Tier 1 economic events on all plans. This restriction applies in both evaluation and funded phases.

Is there a time limit on MFFU evaluations?

No maximum time limit. No minimum beyond two trading sessions. Pass when you pass.

What instruments can I trade at MFFU?

CME Group regulated futures — ES, NQ, RTY, YM (equity index), ZB, ZN (treasury), GC, SI (metals), CL, NG (energy), and agricultural futures. No crypto, forex, equities, or OTC instruments.

Does MFFU allow overnight holding?

Yes, on all plans in both evaluation and funded phases.

What happens if I breach the drawdown?

Your account is closed. You'll need to purchase a new evaluation to start again. MFFU offers reset options in some cases — check their current terms directly.

Is there a daily loss limit at MFFU?

No. None of the three plans have a daily loss limit. The only floor is the trailing drawdown (EOD or intraday depending on plan).

What changed in the July 2025 rule overhaul?

The old Starter, Expert, and Milestone plans were replaced with Core, Rapid, and Pro. Activation fees were eliminated. The funded consistency rule changed (Core at 40%, replacing Starter's 40% — roughly equivalent). The Rapid plan introduced a new intraday drawdown option that didn't exist in the old structure.

Where can I find the current MFFU rule set?

Their help center at help.myfundedfutures.com has the canonical rule documentation. When in doubt, the help center supersedes any third-party guide including this one.