FundingPips FAQ: 50+ Questions Answered About Challenges & Payouts

I've compiled every question I've seen traders ask about FundingPips—on Discord, Trustpilot, Reddit, and from my own experience running multiple accounts. No filler, no marketing speak. Just straight answers.

Why I trade with FundingPips: I've been running FundingPips accounts across multiple challenges—passed evaluations, activated Master accounts, withdrawn profits through Tuesday Payday, and dealt with their support team. This assessment is based on real money in, real money out.

That said, no prop firm is perfect. FundingPips has strengths ($200M+ in payouts, static drawdown, flexible payout options) and weaknesses (funded-stage rule surprises, consistency requirements, $20 cTrader fee) that I've documented honestly. For a complete breakdown of their account types, pricing, and what to expect at each stage, read my full FundingPips accounts overview. For the absolute latest, check FundingPips' website or their FAQ section.

Getting Started

Is FundingPips legit?

‍Yes. FundingPips (FP Funding LLC) is headquartered in Dubai, founded in 2022 by Khaled Ayesh. Over $200 million paid out to traders, 4.5/5 Trustpilot rating from 45,000+ reviews, and 3 ISO accreditations. One of the more established firms in the space.

How much does a FundingPips challenge cost?

‍Prices start at $29 for a $5K 2-Step Pro account and go up to $555 for a $100K 1-Step account. The most popular option—a $50K 2-Step Standard—costs $289 at regular pricing. FundingPips runs frequent 20-30% promotional discounts.

What account sizes are available?

‍$5,000, $10,000, $25,000, $50,000, and $100,000 across all four evaluation models (2-Step Standard, 2-Step Pro, 1-Step, Zero).

What payment methods does FundingPips accept?

‍Credit/debit cards, cryptocurrency, bank transfer, Google Pay, Apple Pay, Skrill, Neteller, Paysafe Card, and Astropay.

How old do I need to be?

‍18 years or older.

Can I try FundingPips for free?

‍No free demo or trial accounts. The lowest entry point is $29 for a $5K 2-Step Pro challenge.

Is the evaluation fee refundable?

‍On 1-Step and 2-Step Standard accounts, the fee is refunded after your 4th successful payout. Not refundable on 2-Step Pro or Zero accounts. If you fail the challenge, the fee is not refunded.

Evaluation & Challenges

What evaluation models does FundingPips offer?

‍Four models: 2-Step Standard (8%/5% targets, 10% drawdown), 2-Step Pro (6%/6% targets, 6% drawdown), 1-Step (10% target, 6% drawdown), and Zero (instant funding, no evaluation).

Is there a time limit to pass the challenge?

‍No. All evaluations have unlimited time. Trade at your own pace.

What are the minimum trading days?

‍2-Step Standard: 3 days per phase. 2-Step Pro: 1 day per phase. 1-Step: 3 days. A trading day counts when at least one trade is executed.

Does holding a trade overnight count as multiple trading days?

‍No. You must actively open at least one trade per day for it to count as a trading day.

Is there a consistency rule during evaluation?

‍No consistency rule during evaluation on any model. Consistency rules only apply on the funded (Master) account, depending on your payout option.

Can I trade news during evaluation?

‍Yes. No news trading restrictions during evaluation. This changes on the funded account.

What happens if I breach drawdown during the challenge?

‍The evaluation is terminated. You need to purchase a new challenge to try again.

Can I hold trades over the weekend during evaluation?

‍Yes, on all models except Zero. Zero accounts cannot hold positions over weekends at any stage.

What leverage does FundingPips offer?

‍2-Step Standard: up to 1:100. All other models (Pro, 1-Step, Zero): up to 1:50. Indices leverage is lower (up to 1:20), metals up to 1:30, crypto 1:2.

After Passing

What happens after I pass the challenge?

‍You're prompted to complete KYC verification (identity + address documents). After approval (24-72 hours), your funded Master account credentials are generated and delivered.

Do my evaluation profits carry over to the funded account?

‍No. The Master account starts at the original evaluation balance regardless of how much you profited.

Do I get new login credentials for the funded account?

‍Yes. The Master account has separate credentials from the evaluation account.

What rules change on the funded account?

‍News trading gets restricted (5-min window before/after events), consistency rules may apply depending on payout choice, lot size limits activate on $25K+ accounts, and the 3% single-trade profit cap applies.

Payouts

How often can I withdraw?

‍Depends on your payout option: weekly (Tuesday Payday), bi-weekly, on-demand, or monthly. All payout requests are processed on Tuesdays.

What's the profit split?

‍Tuesday Payday: 60%. Bi-weekly: 80%. On-Demand: 90% (35% consistency rule). Monthly: 100%.

What's the minimum withdrawal amount?

‍1% of your initial account balance, including FundingPips' share. On a $50K account, that's $500 minimum.

How long do payouts take to process?

‍1-3 business days from the Tuesday request. Crypto payouts tend to be fastest (often same-day). Bank transfers may take 2-3 business days.

What payment methods for withdrawals?

‍Bank transfer, Visa/Mastercard, cryptocurrency, and Riseworks.

Is there a withdrawal fee?

‍Yes, $10 per transaction.

Can I change my payout frequency after choosing?

‍Contact FundingPips support. Policy on switching may vary, but some traders have successfully changed their payout option.

When does the fee refund happen?

‍After your 4th successful payout on 1-Step and 2-Step Standard accounts.

Platforms

What platforms does FundingPips support?

‍MetaTrader 5 (free), cTrader (+$20 surcharge), Match-Trader (free), and TradeLocker.

Can I use MetaTrader 4?

‍No. MT4 is not available on FundingPips.

Why does cTrader cost extra?

‍FundingPips charges a $20 surcharge per account for cTrader, likely to cover cTrader's licensing costs. MT5 and Match-Trader are free.

Can I change platforms after purchasing?

‍Not by default. Contact FundingPips support to request a platform change. This may not always be possible.

Is MT5 available for US/Canadian traders?

‍MT5 is restricted for US and Canadian clients due to MetaQuotes licensing policies. US/Canadian traders must use cTrader or Match-Trader.

Trading Rules

What instruments can I trade?

‍48+ instruments: forex majors and minors, metals (Gold, Silver), indices (NAS100, US30, SPX500, etc.), energies (Oil, Natural Gas), and cryptocurrencies.

What are the commissions?

‍Forex and metals: $5 per standard lot round turn ($7 on Zero accounts). Indices, energies, and crypto: commission-free on most account types.

What strategies are prohibited?

‍HFT (High-Frequency Trading), tick scalping, latency arbitrage, reverse arbitrage, hedging across accounts, gap trading, and any strategy exploiting platform infrastructure rather than market conditions.

Can I use Expert Advisors (EAs)?

‍Yes. Risk management and trade management EAs are allowed on all models. Third-party signal-following EAs may be restricted—verify current policy.

Can I copy trade?

‍Yes, but only between your own FundingPips accounts. Your FundingPips account must be the master; the external account can be the slave. You cannot copy from an external account into FundingPips.

What's the news trading restriction on funded accounts?

‍Profits from trades opened or closed within 5 minutes before/after high-impact news events won't count toward payouts (10-minute window on Zero accounts). Trades opened 5+ hours before the event are exempt.

What happens if I'm inactive for 30 days?

‍Your account (evaluation or funded) may be closed for inactivity. Place at least one trade per month.

Can I hold trades overnight?

‍Yes, on all models except Zero. Zero accounts must close all positions before market close on Friday.

Account Management

How many accounts can I have?

‍Multiple accounts allowed, up to $300,000 in total combined capital across all accounts.

Can I run different account types simultaneously?

‍Yes. You can have a 2-Step Standard and a 1-Step and a Zero all running at the same time, as long as total capital stays under $300K.

Can I merge accounts?

‍FundingPips has offered account merging for some programs. Check current availability through support or your dashboard.

What is the lot size limit on funded accounts?

‍$5K-$10K: no limit. $25K: max 10 lots open. $50K: max 20 lots. $100K: max 40 lots. These are total open lot size limits, not per-trade.

What happens if I violate the lot size limit?

‍First violation: warning. Second violation: profit cut to 30% and account closure.

Scaling Program

What is the FundingPips scaling program?

‍A four-tier system that rewards consistent profitability with capital increases, higher drawdown limits, and better profit splits: Launchpad → Ascender → Trailblazer → Hot Seat.

What does Hot Seat give me?

‍Doubled account balance (e.g., $50K → $100K), 100% profit split, on-demand payouts, and access to up to $2 million in capital.

How long does it take to reach Hot Seat?

‍Not publicly specified, but expect 4-8 months of consistent profitability across multiple payout cycles.

What's the maximum capital I can manage?

‍Up to $300K at the standard level across multiple accounts. Through the scaling program, individual accounts can grow to $2 million.

KYC & Verification

When is KYC required?

‍After passing the evaluation, before your Master account is activated. Not required to purchase or trade evaluations.

What documents do I need?

‍Proof of identity (passport, national ID, or driver's license) and proof of address (bank statement or utility bill less than 3 months old).

How long does KYC take?

‍24-72 hours. Clean documents submitted on weekdays typically process within 24-48 hours.

Can I have multiple verified accounts?

‍No. One verified identity per trader. You can have multiple trading accounts under your single verified profile.

Technical & Support

Does FundingPips offer a VPS?

‍FundingPips doesn't provide a VPS directly, but you can use any third-party VPS to run your platform.

What server location does FundingPips use?

‍Server locations may vary. Traders far from the server can use a VPS for lower latency.

How do I contact support?

‍Email: support@fundingpips.com. Live chat on the website. Discord community with VIP support channels.

What's the Discord community like?

‍Active. Over 163K members. VIP channels for funded traders, regular updates from the team, and peer support from other traders.

Does FundingPips have an affiliate program?

‍Yes. Affiliates earn commission on referred challenge purchases. Details available on the FundingPips website.

Is there a mobile app?

‍No dedicated FundingPips mobile app, but all supported platforms (MT5, cTrader, Match-Trader) have their own mobile apps.

Are payouts really reliable?

‍Based on over $200 million in verified payouts across 127,000+ transactions, yes. Trustpilot reviews consistently confirm fast payouts (typically within 48 hours). No firm is risk-free, but FundingPips' track record is among the strongest in the industry.

Zero (Instant Funding) Specifics

What's the trailing drawdown on Zero accounts?

‍The 5% maximum drawdown trails with your equity peaks. If your $50K account reaches $52,000 in equity, your drawdown floor moves up to $47,000 (from the original $45,000). It only moves up, never back down.

What's the 1% floating loss limit on Zero?

‍If your open positions show a combined unrealized loss exceeding 1% of your account size ($500 on a $50K account), the account is immediately closed. Hard breach. This is separate from and much tighter than the overall drawdown limit.

Can I hold weekend positions on Zero?

‍No. All positions must be closed before Friday market close on Zero accounts. This applies to both the instant funded stage and any future scaling levels.

What's the consistency rule on Zero?

‍15% — your best single trading day cannot exceed 15% of your total profits in the payout cycle. This is permanent on Zero accounts and doesn't go away at higher scaling levels.

Troubleshooting

My platform shows a different balance than expected. What should I do?

‍Stop trading immediately and contact FundingPips support. Provide your account number and a screenshot. Balance discrepancies can occur during account provisioning and are typically resolved quickly, but you don't want to trade on incorrect parameters.

I accidentally traded during a news event on my funded account. What happens?

‍Profits from trades opened or closed within the restricted window (5 minutes before/after on most accounts, 10 minutes on Zero) will be stripped from your payout calculation. The trade itself isn't reversed, but the profit won't count. Repeated violations may trigger additional review.

My KYC got rejected. Can I still trade my evaluation?

‍KYC is only required for Master account activation, not evaluations. If your KYC is rejected, fix the issue (usually document quality or name mismatch) and resubmit. Your passed evaluation status remains valid while you resolve KYC issues.

I breached my account but think it was an error. Can I appeal?

‍Contact FundingPips support with specific details: account number, time of alleged breach, and any evidence supporting your claim. The firm does review appeals, though overturning a legitimate drawdown breach is uncommon. Platform-side errors (incorrect spread, server issues) may be considered.

Can I get a discount on FundingPips challenges?‍

FundingPips runs frequent promotions (20-30% off). Check their website, social media, and Discord for active discount codes. Affiliate links may also provide 5% discounts.

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