MyFundedFutures Core Plan: The $77/Month Entry — Full Breakdown

Core is MFFU's cheapest plan. $77/month for a $50K funded account with EOD drawdown, no activation fee, and a one-phase evaluation. On cost alone, it's hard to argue with.

The catches are real but manageable if you understand them upfront: a 40% consistency rule in the funded phase and a $5,000 per-cycle payout cap. Neither of these is a dealbreaker for most traders — but both will frustrate you if you don't know they exist before your first funded month.

Tested firsthand: I've been running MFFU accounts since late 2023 across their old Starter/Expert structure and now the current Core, Rapid, and Pro plans. More than $20K withdrawn, 15-20 evals passed. I know which plan structure fits which type of trader — because I've traded them, not just read about them.

If you're trying to decide between Core, Rapid, and Pro — or just need the full account comparison with pricing tables for every size — my complete MFFU account types breakdown covers every plan side by side. For the absolute latest pricing, check MyFundedFutures' website or their help center.

What Core Costs

Monthly means you pay $77 every month until you pass. If you pass in month one, you paid $77 total for your evaluation. If you take three months, you paid $231. The one-time option at $229 is a fixed cost regardless of how long the evaluation takes — it's better value if you anticipate taking more than three months.

No additional charges when you pass. No funded-phase monthly fee.

The Evaluation

One phase. Hit $3,000 in profit on a $50K account (6%) without breaching the 3% EOD trailing drawdown ($1,500 floor).

During eval, the 50% consistency rule applies: no single session can generate more than 50% of your total eval profits. Hit $2,000 total during eval and your current-session ceiling is $1,000. Make $1,500 today and $500 carries forward — it doesn't void your account.

Two minimum trading sessions required. No time limit to complete the evaluation.

The Funded Phase: What Changes

Once you pass, you move to the sim-funded stage. The drawdown stays EOD at 3%. The consistency rule tightens from 50% to 40%.

The 40% funded rule is the one most Core traders underestimate. Here's how it plays out in practice:

Example: You start a payout cycle. You make $400 in session one, $300 in session two, $600 in session three — $1,300 total. In session four you have a strong day and make $700. That would push your cycle to $2,000. But $700 is more than 40% of $2,000 ($800 is the ceiling). So today's ceiling is $800 — and since you made $700, it counts in full. No issue.

Example with a violation: Same cycle, $1,300 total. Session four: $900. 40% of $2,200 is $880. You've made $900, which exceeds $880 by $20. That $20 excess spills into your next cycle. Your funded account isn't closed — but $880 is what counts toward this cycle's payout math, not $900.

This slows down your payout accumulation on big days. It doesn't destroy anything — it just creates friction that's annoying if you weren't expecting it.

The Payout Structure

Five winning days get you a payout request. A winning day is a session where you close net positive. They don't need to be consecutive — five winning sessions out of a longer period counts.

Minimum request: $250. Cap per request: $5,000. After five winning days with $3,800 in cycle profits, you can pull up to $3,040 (80% of $3,800, subject to the $5K cap). Your 20% stays with MFFU.

The $5,000 cap per cycle is the main structural limitation for high-performers. A $6,000 month on Core means two payout requests, not one. Not catastrophic — just something to plan around.

Withdrawal fee: $15 flat per fiat request through RiseWorks.

Who Core Is Actually For

The traders who get the most out of Core are consistent, methodical futures traders who:

• Don't need more than $50K in capital to execute their strategy
• Have predictable session-by-session results (no 100% single-day profit dependency)
• Want the lowest possible cost to prove performance before scaling
• Are running Core as part of a multi-firm setup where absolute capital size per firm matters less

Core is not great for traders who:

• Need $100K+ accounts for their position sizing to make sense
• Want 90/10 profit splits — this is 80/20
• Have a strategy that concentrates in 1-2 big setups per week (the consistency rule will slow your payout accumulation on those big days)

Core vs Starting With Pro Instead

The obvious question: if Pro has no consistency rule and no scaling requirements, why not just start there at $50K?

Pro at $50K costs $229/month vs Core at $77. Over three months while you're establishing funded performance, that's $687 vs $231 in eval fees. If you're not yet confident you'll maintain consistent funded performance, paying $229/month for Pro before you've proven it is expensive.

The standard approach: pass Core at $50K, establish a funded payout track record, then fund a Pro account at $100K when you're ready to scale.

Frequently Asked Questions

What is the MFFU Core plan?

The entry-level plan. $50K account only, $77/month, 3% EOD trailing drawdown, 80/20 profit split, 40% consistency rule in funded phase, payout every 5 winning days capped at $5,000 per cycle. No activation fee.

Is the $77/month Core plan worth it?

At $77/month for a $50K EOD funded account with no activation fee, it's among the cheapest legitimate funded futures entries available. Worth it if the $5K cycle cap and 40% consistency rule fit your trading rhythm. Not worth it if you need larger accounts or want 90/10 splits.

What is the 40% consistency rule on Core?

In the funded phase, no single trading session can generate more than 40% of your total payout cycle profits. Excess spills into the next cycle — it doesn't void your account. It paces how quickly big days contribute to your payout eligibility.

What is the $5,000 payout cap on Core?

The maximum you can request per payout cycle is $5,000 (your 80% of that being $4,000). If your cycle profits exceed $5,000, the excess rolls into your next cycle. Not a problem for most traders — but notable for anyone expecting to pull large single-cycle amounts.

How many winning days do I need to request a Core payout?

Five winning days — sessions where you closed net positive. They don't need to be consecutive.

Can I run multiple Core accounts?

Yes. MFFU allows up to 5 funded $50K accounts simultaneously. Running multiple Core accounts lets you spread the $5K cycle cap across accounts — effectively multiplying your monthly payout potential.

Why does Core have 80/20 and not 90/10?

Core is the lowest-cost plan. The 80/20 split is the structural tradeoff for the $77/month price point. If 90/10 is a priority, Rapid offers it — but with intraday drawdown. For 90/10 on EOD, Lucid or Topstep are the alternatives.

What's the difference between Core and the old Starter plan?

Core is the direct replacement for the old Starter plan. The main improvements: no $149 activation fee, and the plan lineup is simplified. The funded consistency rule (40%) and payout structure are broadly similar to old Starter.

Is Core good for beginner prop traders?

It's a reasonable starting point. Low cost to enter, EOD drawdown (more forgiving than intraday), and the rules are consistent. The 40% consistency rule forces a certain trading discipline that's actually useful for beginners developing consistency. The risk is paying $77/month while still learning — keep the eval cost in perspective against your trading capital.

When should I upgrade from Core to Pro?

When you have a consistent funded track record on Core (3+ successful payout cycles) and you need larger accounts or the removal of the consistency rule. There's no reason to pay $229/month for Pro before you've demonstrated you can hit consistent payouts at $77/month.