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Home Compare MyFunded Futures vs Topstep
⚔ Head-to-Head Updated 2026-05-15 · Both firms reviewed by Paul

MyFunded Futures vs Topstep (2026)

Side-by-side: drawdown, payouts, pricing, platforms. MyFunded Futures uses EOD-trailing (no lock), Topstep uses Intraday trailing — these are different beasts.

Quick verdict
Entry price
Topstep
Drawdown protection
Tie
Paul-tested
Neither
Profit split
Toss-up
Plans on offer
MyFunded Futures

Side-by-Side Specs

Dimension MyFunded Futures Topstep
Drawdown mechanicEOD-trailing (no lock)Intraday trailing
Cheapest eval$63$49
Profit split90%90%
Payout frequency48 HoursNext Trading Day
Max funding$150,000$150,000
Max payout$150,000
AssetsFuturesFutures
PlatformsNinjaTrader, Tradovate, TradingView, QuantowerTopstepX, NinjaTrader, Tradovate
Payout methodsRiseWise, Wire / SWIFT, ACH, Aeropay
Promo code
Paul-testedResearch-basedResearch-based

Drawdown — The Single Most Important Difference

MyFunded Futures uses EOD-trailing (no lock) while Topstep uses Intraday trailing. Your risk approach needs to adjust when switching.

MyFunded Futures

EOD-trailing (no lock)

MLL trails end-of-day equity-high forever — no lock. Intraday drops forgiven, profitable days raise floor permanently.

Topstep

Intraday trailing

MLL tracks intraday equity-high tick by tick. Most aggressive mechanic.

Account Plans Compared

MyFunded Futures offers 4 plans. Topstep offers 4 plans.

MyFunded Futures plans

  • Rapid $50K
    Starting $50,000 · $105 · 5d cycle
  • Flex $50K (legacy)
    Starting $50,000 · $175 · 5d cycle
  • Pro $100K
    Starting $100,000 · $265 · 5d cycle
  • Builder $50K
    Starting $50,000 · $145 · 5d cycle

Topstep plans

  • Trading Combine $50K
    Starting $50,000 · $49 · 1d cycle
  • Trading Combine $100K
    Starting $100,000 · $99 · 1d cycle
  • Trading Combine $150K
    Starting $150,000 · $149 · 1d cycle
  • Express Funded $50K
    Starting $50,000 · 1d cycle

Who Fits Which Firm

→ Pick MyFunded Futures if

  • You want a EOD-trailing (no lock) mechanic
  • Your strategy fits this firm's drawdown profile

→ Pick Topstep if

  • You want a Intraday trailing mechanic
  • Entry price matters — $49 beats $63
  • You want to diversify firm-risk alongside MyFunded Futures

FAQ — MyFunded Futures vs Topstep

Is MyFunded Futures or Topstep cheaper to start?

MyFunded Futures's cheapest evaluation is $63. Topstep's cheapest is $49. Topstep wins on entry price marginally.

What's the drawdown difference between MyFunded Futures and Topstep?

MyFunded Futures uses EOD-trailing (no lock). Topstep uses Intraday trailing. These are fundamentally different — your risk model needs to change when switching between them.

Which firm has the better profit split?

MyFunded Futures: 90%. Topstep: 90%.

Has Paul personally tested both firms?

MyFunded Futures is research-based on this site — Paul has not yet completed a full evaluation cycle there. Topstep is research-based — see the main review for the data sourcing methodology.

Can I run both MyFunded Futures and Topstep accounts simultaneously?

Yes. Different prop firms have no shared compliance — running them in parallel is the standard playbook for funded traders looking to diversify firm-risk. Track each firm's rule changes independently.

Which firm pays out faster?

MyFunded Futures payout cadence: 48 Hours. Topstep: Next Trading Day. Method matters too — Wise and Plaid typically beat ACH and wire by 1-2 days.

Are there overlap restrictions if I trade both?

No cross-firm compliance overlap. Each firm 1099s independently for US residents. Cross-firm copy-trading rules only matter inside a single firm's account family.

If I had to pick one, what's the deciding factor?

Drawdown mechanic comes first. Both firms run trailing mechanics — winners decide on entry price and payout speed. After mechanic, evaluate payout speed and your strategy's drawdown profile.