Maven Trading Account Types: All 5 Options Explained (2026)

Written by Paul

Published on

March 26, 2026

Quick Answer — Maven Trading Account Types

• As of April 2026, Maven Trading offers five account types: 1-Step Challenge, 2-Step Challenge, 3-Step Challenge, Instant Funding, and Mini Challenge.
• Account sizes range from $2K to $100K across all types, with fees starting at $13 — the lowest entry price I've seen anywhere in the prop space.
• All five account types pay an 80% profit split with a $10,000 maximum payout per 30-day rolling cycle.
• The 1-Step and 3-Step challenges have no time limit and no minimum trading days, while the 2-Step requires 3 profitable days per phase.
• Watch out: the Mini Challenge closes permanently after your first withdrawal — it's a one-shot payout model, not an ongoing funded account.

Tested firsthand: I've run Maven Trading accounts across multiple challenge types, compared their pricing to 50+ other prop firms, and tracked exactly what you get for each fee tier. Maven's entry prices start at $13, which is the lowest I've seen anywhere in the industry.

For the full comparison of all five Maven challenge types, read my complete Maven Trading account types breakdown. For the full picture, read my complete Maven Trading review. For the absolute latest, check Maven Trading's website or their help center.

Maven Trading has five distinct account types, each built around a different evaluation structure, drawdown mechanic, and risk profile. Knowing which one fits your trading style before you buy saves you money, failed accounts, and frustration.

I've run accounts at Maven across multiple challenge types. The pricing is genuinely aggressive — $13 for a $2K account is not a typo. But the rules differ enough between types that picking the wrong one for your style is a real cost.

Here's the full breakdown of every Maven Trading account type as of April 2026.

The Maven Trading Account Lineup: What You're Choosing Between

Maven Trading's five account types split into two categories: evaluation accounts (1-Step, 2-Step, 3-Step) and instant-access accounts (Instant Funding, Mini Challenge).

The evaluation accounts require you to hit profit targets before getting funded. The instant-access accounts skip the challenge entirely — you're trading funded from day one, but with tighter rules to compensate.

All five types run on MT5, Match Trader, or cTrader. One important cost note: cTrader versions run approximately 2x the price of MT5/Match Trader equivalents. Platform choice affects your bottom line before you've placed a single trade.

Maven Trading 1-Step Challenge

The 1-Step Challenge is Maven Trading's most straightforward evaluation path. One phase, one profit target, and then you're funded.

The rules: Hit 8% profit with a 5% trailing max drawdown and a 3% daily drawdown limit. No time limit. No minimum trading days.

As of April 2026, the trailing drawdown on the 1-Step follows equity — it trails from your highest equity point throughout the trading day, not just at end-of-day. That's a meaningful distinction if you run trades with floating P&L.

Account Size	Fee	Profit Target	Max Drawdown	Daily Drawdown
$2,000	$15	8% ($160)	5% trailing	3% ($60)
$5,000	$19	8% ($400)	5% trailing	3% ($150)
$10,000	$37	8% ($800)	5% trailing	3% ($300)
$20,000	$68	8% ($1,600)	5% trailing	3% ($600)
$50,000	$170	8% ($4,000)	5% trailing	3% ($1,500)
$100,000	$380	8% ($8,000)	5% trailing	3% ($3,000)

The fee refund kicks in on your third withdrawal. Not your first. That's worth factoring in when you're calculating your actual cost basis.

Who it suits: traders who want one clean hurdle and don't want to grind through multiple phases. The 5% trailing drawdown is tighter than the 2-Step's 8% static, so you need disciplined risk management per trade.

Maven Trading 2-Step Challenge

The 2-Step is Maven Trading's standard two-phase evaluation — the model most prop firms use. Phase 1 requires 8% profit, Phase 2 requires 5%, and then you're funded.

The key difference from the 1-Step: the drawdown here is static at 8%, not trailing. That means your drawdown floor doesn't chase your equity upward. If you start a $10K account, your max loss limit is always $800 below your starting balance — it doesn't move up as you make money in evaluation. That's significantly more room to work with compared to the 1-Step's trailing 5%.

There's also a minimum profitable days requirement: 3 days at 0.5% profit each, applied per phase AND in the funded stage. If you're a trader who takes 1-2 big trades per week, this rule can stretch your timeline.

Account Size	Fee	Phase 1 Target	Phase 2 Target	Max Drawdown
$2,000	$19	8% ($160)	5% ($100)	8% static
$5,000	$22	8% ($400)	5% ($250)	8% static
$10,000	$44	8% ($800)	5% ($500)	8% static
$20,000	$88	8% ($1,600)	5% ($1,000)	8% static
$50,000	$220	8% ($4,000)	5% ($2,500)	8% static
$100,000	$440	8% ($8,000)	5% ($5,000)	8% static

The daily drawdown on the 2-Step is 4%, which is more generous than the 1-Step's 3%. Fee refund on the third withdrawal, same as the others.

Who it suits: traders who want more drawdown room during evaluation and don't mind two phases. The static 8% drawdown is the real selling point here — it's forgiving enough to survive a bad session without blowing the account.

Maven Trading 3-Step Challenge

The 3-Step is Maven Trading's most conservative evaluation structure, built for traders who want the most forgiving drawdown rules in exchange for a longer path to funding.

Three phases, each requiring just 3% profit. The max drawdown is 3% static — the tightest of any Maven evaluation type. The daily loss limit drops to 2%.

Those small targets sound easy. Don't be fooled. The 3% daily drawdown and 3% max loss combination means you have almost no room for error on a bad day. One decent drawdown in phase one, and you're close to the edge.

Account Size	Fee	Per-Phase Target	Max Drawdown	Daily Drawdown
$2,000	$13	3% ($60)	3% static	2% ($40)
$5,000	$17	3% ($150)	3% static	2% ($100)
$10,000	$38	3% ($300)	3% static	2% ($200)
$20,000	$76	3% ($600)	3% static	2% ($400)
$50,000	$190	3% ($1,500)	3% static	2% ($1,000)
$100,000	$299	3% ($3,000)	3% static	2% ($3,000)

No time limit, no minimum trading days — same as the 1-Step. The $100K fee at $299 is the best value in Maven's lineup for large accounts if you're willing to grind three conservative phases.

Who it suits: traders who are methodical and low-frequency. If you make 5-10 trades a month and almost never hit daily loss limits, the 3-Step's tight drawdown rules won't bother you. If you scalp or hold through news, the 2% daily limit will choke you.

Maven Trading Instant Funding

Instant Funding is Maven Trading's no-evaluation option. You pay the same fee as the 1-Step Challenge, get immediate account access, and start trading funded from day one.

The tradeoff: tighter ongoing rules than any evaluation type.

The rules that matter:

Minimum 3% profit before your first withdrawal
Max open risk at any time: 1% of account balance
Trailing max loss: 3% from your high watermark
Daily loss limit: 2%
Consistency score: your single best day can't exceed 20% of total profits

That 1% max open risk is genuinely restrictive. On a $10K account, that's $100 of open exposure at any moment. Position sizing has to be precise or you'll breach without realizing it.

News trading rules don't apply to Instant Funding, which is a meaningful advantage if you trade economic releases.

Payouts process the next business day — the fastest turnaround in Maven's lineup.

Who it suits: traders who hate evaluations and are willing to accept tighter risk controls in exchange for immediate funded access. The consistency rule cuts out anyone who banks on hitting a big day to cover several small losses.

Maven Trading Mini Challenge

The Mini Challenge is Maven Trading's most unusual account type. It's instant access, not an evaluation — but the structure is completely different from Instant Funding.

What makes it different:

You have a 24-hour trading window from when you open your first trade. You can have a maximum of one open trade at a time. The goal is to reach 3% profit within that window. If you do, you withdraw and the account closes. Done.

This isn't a funded account in the traditional sense. It's a single-cycle payout vehicle. One shot, one withdrawal, account closes. The fee refund happens on your first withdrawal — not your third, unlike every other Maven account type.

Account Size	Fee	Min Profit to Pay	Drawdown	Fee Refund
$2,000	$13	3% ($60)	3% trailing	On 1st withdrawal
$5,000	$17	3% ($150)	3% trailing	On 1st withdrawal
$10,000	$38	3% ($300)	3% trailing	On 1st withdrawal
$20,000	$76	3% ($600)	3% trailing	On 1st withdrawal

The Mini Challenge caps at $20K — there's no $50K or $100K version. News trading rules don't apply. Same-day payout. The consistency score rule (≤20%) applies here too.

Same drawdown structure as Instant Funding: 1% max open risk, 2% daily loss, 3% trailing from high watermark.

Who it suits: traders who want to run a single concentrated trade or short burst session and extract a clean profit in one day. It's not for building a long-term funded account — it's a one-shot vehicle. If you fail, you buy again.

Master Comparison: All 5 Maven Trading Account Types

Feature	1-Step	2-Step	3-Step	Instant Funding	Mini Challenge
Evaluation	1 phase	2 phases	3 phases	None	None
Lowest Fee ($2K)	$15	$19	$13	$15	$13
Profit Target(s)	8%	8% / 5%	3% × 3	3% (withdraw)	3% (withdraw)
Max Drawdown	5% trailing	8% static	3% static	3% trailing	3% trailing
Daily Drawdown	3%	4%	2%	2%	2%
Time Limit	None	None	None	None	24 hours
Min Trading Days	None	3 days	None	None	None
Consistency Rule	None	None	None	≤20%	≤20%
News Trading	Rules apply	Rules apply	Rules apply	Allowed	Allowed
Fee Refund	3rd payout	3rd payout	3rd payout	3rd payout	1st payout
Max Account Size	$100K	$100K	$100K	$100K	$20K

Scaling, Payouts, and the Buyback Program

All five account types share the same core payout structure.

Profit split: 80% across the board. There's no tiered structure here — you get 80% from your first withdrawal to your last.

Maximum payout: $10,000 per 30-day rolling cycle. This is a real ceiling. If you're running a $100K account and have a strong month, you'll hit the cap before you've extracted everything you're owed. The cap applies per account, not per trader — so running multiple accounts is how traders at Maven work around it.

Scaling plan: Hit 10% profit over 4 months (minimum 2.5% per month) and receive at least 1 payout that period, and Maven increases your account size by 25%. The program is repeatable up to $1,000,000 in funding.

Buyback program: If you breach an evaluation or funded account, Maven offers a buyback option ranging from $200 to $6,000 depending on account size. It lets you skip re-evaluation and restore your funded status. Useful, but do the math — at higher sizes, the buyback cost versus a fresh challenge fee comparison isn't always in buyback's favor.

Commissions and Platforms: What You're Actually Paying to Trade

As of April 2026, Maven Trading's commissions are:

FX: $2/lot per side ($4 round turn)
Metals and Energy: $3/lot per side
Indices, Crypto, Commodities: $0 commission
Zero swap fees across all accounts and instruments

The $0 swap structure matters for swing traders and anyone holding positions overnight. Most prop firms charge swaps — Maven doesn't.

Leverage: 75:1 on FX, 20:1 on Commodities and Indices, 2:1 on Crypto. The crypto leverage is low enough that it's not a serious trading vehicle here — Maven is primarily an FX and commodities prop firm.

Platform pricing: MT5 and Match Trader carry standard fees. cTrader costs approximately double. If you have no strong platform preference, MT5 or Match Trader is the clear cost-efficient choice. Only choose cTrader if execution quality or tooling on that platform genuinely matters to your strategy.

Which Maven Trading Account Type Should You Choose?

I get this question a lot. My answer is: it depends on one thing — how much drawdown room do you need per trade?

Choose the 2-Step if you want the most room to breathe during evaluation. The 8% static drawdown is the most forgiving in Maven's lineup, and the daily 4% limit means a bad session doesn't automatically end your account.

Choose the 1-Step if you want the fastest path to funding and your risk per trade is already disciplined. One phase, but that trailing 5% drawdown demands you keep losses small.

Choose the 3-Step if you trade at low frequency with tiny drawdowns per trade. The $299 fee on a $100K account is the best value in Maven's lineup at that size — but the 2% daily and 3% max loss combination will punish anyone with normal drawdown tolerance.

Choose Instant Funding if evaluation accounts frustrate you and you trade conservatively enough to live within the 1% open risk cap. The next-business-day payout is the fastest Maven offers.

Choose the Mini Challenge only if you have a specific concentrated trade in mind and want to extract a clean same-day payout with fee refund. It's not for ongoing funded trading — it's a one-shot structure.

The bottom line: Maven Trading's five account types genuinely cover different trading styles rather than being cosmetic variations of the same product. The pricing is the most competitive in the space at the entry level, and the scaling plan to $1M gives the evaluation accounts real long-term ceiling. The $10,000 monthly payout cap is the biggest friction point for profitable traders running larger accounts — factor that into your decision before you buy.

Frequently Asked Questions

How many account types does Maven Trading offer?

Maven Trading offers five account types as of April 2026: the 1-Step Challenge, 2-Step Challenge, 3-Step Challenge, Instant Funding, and Mini Challenge. The first three require passing an evaluation before receiving funded access; Instant Funding and Mini Challenge provide immediate account access without an evaluation phase.

What is the cheapest Maven Trading account?

The cheapest Maven Trading accounts are the 3-Step Challenge and Mini Challenge at the $2K size, each costing $13. Maven Trading's entry-level fees starting at $13 are the lowest I've seen across 50+ prop firms reviewed on this site.

What is the difference between Maven Trading's 1-Step and 2-Step challenges?

The main difference between Maven Trading's 1-Step and 2-Step challenges is the drawdown structure. The 1-Step uses a 5% trailing drawdown that follows your equity upward, while the 2-Step uses an 8% static drawdown that stays fixed at your starting balance. The 2-Step also requires 3 profitable days per phase; the 1-Step has no minimum trading days.

Does Maven Trading Instant Funding have an evaluation?

No. Maven Trading's Instant Funding account skips the evaluation entirely — you receive immediate funded account access after paying the fee. In exchange, Maven Trading applies tighter ongoing restrictions: 1% maximum open risk at any time, a 3% trailing max drawdown, 2% daily loss limit, and a consistency score cap requiring that no single day exceeds 20% of your total profits.

Can you trade news on Maven Trading accounts?

Maven Trading's news trading rules apply to the three evaluation challenge types (1-Step, 2-Step, 3-Step). News trading restrictions do NOT apply to Instant Funding or Mini Challenge accounts — both allow trading during major economic releases without restriction.

What is the profit split on Maven Trading accounts?

Maven Trading pays an 80% profit split across all five account types. There is no tiered structure — the split is 80% from your first withdrawal regardless of account type or account size. Maven Trading also caps total payouts at $10,000 per 30-day rolling cycle per account.

How does the Maven Trading scaling plan work?

Maven Trading's scaling plan increases your account size by 25% when you achieve 10% total profit over 4 months (minimum 2.5% profit per month) and receive at least one payout in that period. The program is repeatable, allowing Maven Trading accounts to scale up to $1,000,000 in total funded capital.

What platforms does Maven Trading support?

Maven Trading supports three platforms as of April 2026: MT5, Match Trader, and cTrader. All three platforms are available across the five account types. cTrader versions cost approximately twice as much as MT5 and Match Trader equivalents — if you don't have a strong preference, MT5 or Match Trader is the more cost-efficient option.

What is the Maven Trading Mini Challenge and how does it work?

The Maven Trading Mini Challenge is a single-payout instant-access account. After paying the fee, you have a 24-hour window from your first trade to reach 3% profit with one trade open at a time. When you hit 3% and withdraw, the account closes permanently — it's a one-shot model, not an ongoing funded account. The fee is refunded on that first withdrawal, making the net cost zero if you succeed.

Does Maven Trading offer a buyback after a breach?

Yes. Maven Trading offers a buyback program that lets traders restore a breached account without re-evaluation. Buyback fees range from $200 to $6,000 depending on the account size. Before using the buyback, compare the cost to simply starting a fresh challenge — at larger account sizes, a new challenge fee is sometimes cheaper than the buyback fee.

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