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LUCID TRADING ARTICLE · TRUST

Lucid Trading FAQ: Accounts, Payouts and Trading Rules

Answers to the questions that cross Lucid account types, with current rule links and the next guide for calculations or setup. Covers refunds, inactivity, prohibited strategies and official support.

Table of contents

Lucid's rules depend on the plan, phase and options selected at purchase. Flex, Pro, Daily and Direct begin in simulation; LucidLive and Maxx Live use live brokerage accounts. Use this FAQ to find the applicable rule, then follow the linked guide when you need the full calculation or setup.

Rules and provider documentation checked October 11, 2026.

Accounts and purchase decisions

How do the plans differ?

PlanEntryRule to check before choosing
LucidFlexEvaluation with 50% consistencyFive qualifying profitable days per funded payout cycle; no funded consistency. DLL is a checkout option.
LucidProEvaluation that can be passed in one dayFunded payouts require 40% consistency, the cycle profit goal and profit above the buffer.
LucidDailyEvaluation with a choice of drawdown typeFunded drawdown is intraday. Payouts require profit above the buffer, and a funded news restriction applies.
LucidDirectSimulated funding without an evaluation20% consistency and a profit goal for each payout cycle.
LucidMaxxInvitation, then evaluation and pre-live stagesBoth stages precede live access. Maxx Live uses static drawdown.

Sources: Flex evaluation, Pro evaluation, Daily drawdown, Direct payouts and Maxx. Use the account comparison for the tradeoffs between them.

What about LucidBlack and older rules?

Lucid files Black under LucidBlack (Legacy). A Black rule should not be applied to a current Flex or Pro purchase. For an existing older account, keep its agreement and ask support which version applies.

Which price should I compare?

Compare the final price for the same plan, size and options. On Flex, DLL ON lowers the entry price while DLL OFF costs more, and the selection carries into funded. Check the receipt rather than assuming that the lowest advertised price buys every configuration. The reset guide covers the cost of restarting an eligible evaluation.

How many accounts can a household hold?

Lucid's account limits allow ten evaluation and funded accounts combined, with no more than five funded accounts, per household or family. The live limit is five. The standard live transition closes the remaining sim accounts and restricts household sim trading; existing Maxx accounts have a specific exception described in the live guide.

Drawdown and evaluation progress

Does EOD drawdown protect an intraday loss?

The EOD label describes when the threshold moves. Reaching the active loss threshold can still breach the account during the session. For 50K Flex, the initial loss allowance is $2,000 and the locked MLL is $50,100. A payout request also moves its MLL to that locked level. Check the remaining distance before withdrawing or sizing a trade.

Daily funded accounts use intraday drawdown even when their evaluation used EOD. Maxx Live has a static $100 MLL. The drawdown explainer shows how those mechanisms differ.

How quickly can an evaluation be passed?

Lucid advertises a possible one-day Pro pass. Flex and Daily apply 50% evaluation consistency and describe a two-day path with their built-in cushion. These are possible rule-compliant paths, not evidence of how long most traders take. Current Maxx has a 40% evaluation rule followed by a separate pre-live target.

If you have met the displayed objectives but have not received access to the next phase, send support the account ID and the completed objectives. Do not apply a payout timetable to evaluation activation.

Payouts and verification

What must I complete before requesting a payout?

  • Flex: five qualifying profitable days and positive cycle net profit. Daily profit thresholds are $100, $150, $200 and $250 by size. Requests are limited to 50% of profit up to the size-specific cap.
  • Pro: the cycle profit goal, 40% consistency and enough profit above the non-withdrawable buffer. The policy allows requests on any eligible day; it does not impose a separate three-calendar-day wait.
  • Direct: the cycle profit goal and 20% consistency, with request caps by size and payout number.
  • Daily: positive net profit since the previous payout and available profit above the buffer.

Each of these sim-funded plans publishes a $500 minimum request. The payout guide has the size-specific tables and calculations. Meeting one condition does not clear the others.

Can trading affect a pending request?

Yes. Lucid says a trade that reduces the required balance before processing can cause rejection. Submitted requests cannot be edited or cancelled. Account for the requested amount when considering further risk; the displayed pre-deduction balance is not all available to lose.

When should the money arrive?

The plan payout pages state disbursement to the payment method within two business days after approval. Approval, provider receipt and bank arrival are separate stages. There is no single arrival time established for every country and provider.

Lucid lists Plaid for US transfers, WorkMarket for US and international routes, and international crypto. Availability for your location can be narrower. The payment-method guide covers receiving accounts, regional exceptions, fees and delayed transfers.

When should I complete KYC?

Follow the verification request for your account and ask whether anything must be completed before the first payout. The reviewed public documentation does not establish one universal individual document list or verification deadline. Business verification has published requirements. The KYC guide separates those requirements from personal-account preparation and payment-provider checks.

Moving to live and Maxx

Does payout 5 guarantee live access?

The current live policy puts Flex, Pro and Direct into review at their fifth and final sim payout; the risk team can select traders for other stated reasons too. It retains discretion over the move. Read the notification promptly: the cashout choice has a 24-hour deadline. The live-transition guide explains the account closures, household consequences and unresolved cashout wording.

Is the live bonus still a one-time payment?

The general live policy now describes a repeatable bonus requiring a live profit target and 20 trading days. The current Maxx policy also has a repeatable bonus. Daily's specific live page still excludes a bonus, so confirm Daily eligibility instead of applying the general wording automatically.

Does Maxx go straight to live after its evaluation?

The current Maxx program requires an evaluation and a pre-live phase. Live begins after both are passed. It has a starting balance, static drawdown and daily uncapped payouts. Access to buy the evaluation comes from Lucid's invitation; it is not a public shortcut available at checkout.

Trading rules that can change the result

What trading behavior is prohibited?

Microscalping is flagged when more than half of profit comes from trades held for five seconds or less. Lucid describes a manual review, a possible warning when bad-faith activity is confirmed, and forfeiture or restrictions if it continues. This is more specific than a blanket ban on every short trade.

HFT has its own warning and enforcement process. The hedging policy prohibits opposing exposure across accounts, users and firms. It also prohibits being long and short the same contract in the same account; its published exceptions for different contracts or mini/micro combinations are narrower than general permission to hedge. Live-account hedging carries a permanent-ban rule.

The Terms of Use also address shared access, manipulation and circumventing geographical restrictions. An appeal or warning process for one rule does not guarantee a warning for every breach. For a disputed decision, keep the trade IDs, timestamps and the notice that identifies the rule.

Are algorithms and trade copiers allowed?

Lucid permits automated systems and trade copiers, subject to its trading rules. You remain responsible for software errors and unintended orders. Permission to use a copier does not permit prohibited hedging, shared account access or trading on someone else's behalf.

Can I trade news?

Lucid's general activity rules allow it on Flex, Pro and Direct and prohibit red-folder news on Daily. The Daily funded rule requires you to be flat from one minute before through one minute after an event when both impact is High and currency is USD.

The general Daily wording does not specify a phase. Do not assume the evaluation is exempt; get clarification before trading that window. Allowed news trading on another plan still exposes the account to slippage.

When must positions be closed?

The hours policy lists 4:45 p.m. EST for Flex, Pro and Direct and says their automatic close alone does not fail the account. Earlier holiday closes override the normal cutoff. For Live, it lists 4:45 p.m. EST on Tradovate and 4:15 p.m. EST on Rithmic; auto-liquidation is an option configured during onboarding. The source does not explain how EST applies during daylight saving time. Confirm the time zone for your account before using the trading-times guide to convert the cutoff.

Can I leave an account unused?

Under Lucid's inactivity policy, an account with no trade resulting in at least $1 net profit or loss within 30 calendar days is treated as abandoned and permanently deleted. Breached evaluations are also deleted after 30 days if not reset. Logging into the portal is not the qualifying activity described by that rule. If you plan a break, check the last qualifying trade and contact support before the deadline.

Platforms and eligibility

How do I connect TradingView or another platform?

Lucid lists Tradovate, NinjaTrader and TradingView under CQG; its other supported platforms use Rithmic. Match the account's issued credentials to that feed. TradingView connects through Tradovate, and Tradovate says its data entitlement carries into the chart. Buying a paid TradingView plan alone does not connect the Lucid account. Use the setup checklist or TradingView instructions before adding subscriptions.

What if I live outside the US or use a VPN?

Lucid's country policy restricts both citizens and residents of listed jurisdictions. A VPN does not alter either status, and the Terms prohibit circumventing geographical restrictions. Check the country guide before buying, especially if citizenship and residence differ.

Company, support and refunds

Who operates Lucid Trading?

Lucid's Terms of Use name Lucid Trading Group LLC as the contracting entity. AJ Campanella is publicly identified as CEO in his April 26, 2026 interview with Traders and Haters. For PTV's assessment and documented account experience, use the Lucid review and proof page.

Where are the official Discord and support?

The Lucid homepage links its official Discord. Use that homepage link if an invite stops working. For account-specific issues, use Lucid's contact page and live chat. It lists Monday-to-Friday support and a usual response estimate of two to four hours; that is not a guaranteed resolution time.

Include the account reference, exact error or request status and relevant timestamps. Keep passwords, identity documents and unredacted payment records out of public channels.

Can I get a refund?

Lucid's published refund policy says accounts that have been traded are non-refundable. It may consider untraded accounts and exceptional cases at its discretion. The page also rejects a general entitlement to compensation for individual platform, connectivity or copier problems.

A live transition has a separate rule for certain funded accounts that close without moving live. The current general live page requires at least 50% of total drawdown to remain for that evaluation-fee refund; Daily's specific wording differs. Send support the purchase reference, account status and reason for the request, and ask which policy applies to that account.