Lucid Trading Payout Rules (2025): Methods, Timing & Pro Tips

This guide covers exact payout rules for each Lucid path (LucidPro, LucidDirect, LucidLive), how to request a withdrawal step‑by‑step, typical processing times, eligibility checklists, and smart tactics to avoid delays.

Quick Snapshot

Lucid Trading Payout Rules — at a Glance

• No payout windows — you can request once eligible. Typical processing: minutes to approval, funds within ~2 business days.
• Profit split (funded sim): Keep 100% of your first $10,000 in payouts; 90/10 afterward (LucidPro & LucidDirect).
• Live accounts (LucidLive): Daily requests allowed from Day 1; 80/20 split on live profits.
• Minimum request: $500 (all funded paths).
• Consistency rule: 35% cap (LucidPro) vs 20% cap (LucidDirect) on your largest single day relative to total cycle profit.
• First payout day count: LucidDirect = 8 trading days; LucidPro = 5 profitable days (see details below).

Heads‑up: Limits and tables reset after each approved payout. Payout rules are per‑cycle.

Payout Rules by Account Type

1) LucidPro (funded simulation after passing LucidTest)

Split

• First $10,000 withdrawn across payouts: 100% keep.
• After $10K: 90/10 (you keep 90%).

Eligibility — all must be met per cycle

• 5 separate profitable days meeting the minimum profit per day by size:
  • 50K → $100 per counted day
  • 100K → $150 per counted day
  • 150K → $200 per counted day
• Consistency cap: your biggest single‑day profit ≤ 35% of total cycle profit.
• Buffer rule: your withdrawable amount is what’s above the buffer (Initial Max Loss Limit + $100).  Examples:
  • 50K buffer $52,100 → balance $52,800 ⇒ can withdraw $700
  • 100K buffer $103,100 → $104,000 ⇒ $900
  • 150K buffer $154,600 → $156,000 ⇒ $1,400

Min/Max per payout (typical)

• Minimum request: $500
• Maximums by cycle (examples):
  • 50K → $1,500 / $2,500 / $3,500 (Payouts 1&2 / 3&4 / 5&6)
  • 100K → $2,000 / $3,000 / $4,000
  • 150K → $3,000 / $4,000 / $5,000

Note: Newer LucidPro accounts upgraded from LucidTest purchased on/after Aug 17, 2025 may use a slightly reduced max table (e.g., 50K: $1,500 → $2,000 → $2,500; etc.).

Timing

• Request any day once criteria met; funds disbursed within ~2 business days after approval.

2) LucidDirect (instant funded simulation)

Split

• First $10,000 in payouts: 100% keep.
• After $10K: 90/10.

Eligibility — all must be met per cycle

• 8 trading days (≥1 trade counting per day).
• Consistency cap: biggest single‑day profit ≤ 20% of total cycle profit.
• Profit goal per cycle:
  • 50K: $3,000 for first payout; $2,500 thereafter
  • 150K: $9,000 for first payout; $4,500 thereafter

Min/Max per payout

• Minimum request: $500
• Maximums by cycle (examples):
  • 50K → $2,000 / $2,500 (Payouts 1–3 / 4–6)
  • 150K → $3,000 / $3,500

Timing

• No windows; ~2 business days to your method after approval.

3) LucidLive (live capital phase)

Split

• 80/20 (you keep 80% of live profits).

Flexibility

• Daily payout requests from Day 1 (no targets or day minimums).
• May withdraw from net profit or account balance (speak with risk if you plan to draw down most/all of the balance).

Timing

• Requests are processed without fixed windows; average approvals are fast; funds typically within ~2 business days (method‑dependent).

Payout Methods (what traders usually see)

• Bank transfer / wire (domestic & international)
• ACH / Plaid‑linked bank (where supported)
• PayPal / e‑wallets (availability varies by country/account)

Availability + fees depend on location and chosen method. Always confirm the available methods and any method‑specific fees inside your Lucid dashboard at request time.

Step‑by‑Step: Requesting a Payout

1. Meet the cycle rules for your account type (days, consistency cap, buffer/profit goal).
2. In your Lucid dashboard, open Payout Request.
3. Choose amount (≥$500) within your cycle’s max and above the buffer (Pro) or after hitting the profit goal (Direct).
4. Select payout method (bank/ACH/wire/PayPal, etc.).
5. Submit — requests are final; don’t trade in a way that drops you below eligibility before it’s processed.
6. Processing — approval typically minutes; disbursement to your method within ~2 business days.

Practical Tips to Avoid Delays

• Stop trading after you submit a request (until funds are deducted). A losing trade can push your balance into the buffer and void eligibility.
• Distribute profits across days to stay under consistency caps (35% Pro; 20% Direct).
• Mind the minimums/maximums per cycle so you don’t request the wrong amount.
• Keep method details current (bank/PayPal info).
• Document everything (screenshots of dashboard totals and request).
• Plan for weekends/holidays — banks don’t settle on non‑business days.

FAQ

Is there a first‑payout lockup?

• Direct: Yes — 8 trading days.
• Pro: Not a fixed “day count,” but you need 5 qualifying profitable days plus consistency and buffer.

How fast are payouts really?

• Approvals are often same‑day; funds within ~2 business days depending on method and bank.

What happens after I hit $10K in total payouts?

• Sim phases shift from 100% to 90/10. Payout eligibility rules continue to reset each cycle.

Can I withdraw from my LucidLive balance, not just profits?

• Yes, with 80/20 live split. If you plan to withdraw most/all, check with risk first (they can liquidate if requested).

Any cap on what moves into LucidLive?

• Direct: lifetime moved‑live cap per account is $5K (50K) or $15K (150K).
• Pro: firm cites no hard cap per account, but a $150K total live funding cap across all active Pro accounts for a user (policy subject to change).

Editor’s Notes & Policy Watch (2025)

• Lucid’s no‑window, fast‑approval process is a standout versus bi‑weekly props.
• The consistency rules are the main reason payouts get denied—structure your distribution.
• Live split (80/20) is different from funded sim phases; budget your expectations.
• Policies shift; double‑check your dashboard and Help Center before each request.

Related Guides

• Lucid Trading Discount — Use VIBES vs site code, pick the right size, cut cost‑to‑funded.
• Lucid Trading Review 2025 — Rules, platforms, payouts, and my test results.
• Lucid Rules Deep‑Dive — Drawdown, DLL, scaling, examples (coming soon).

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