Lucid Updates Crypto Payouts — International Traders Get a New Withdrawal Option

Lucid has officially updated its payout infrastructure with the launch of crypto payouts for international traders, marking one of its most requested — and most debated — features to date.

After months of trader requests, Lucid CEO AJ confirmed that crypto withdrawals are now live, but with a clear message: this rollout is about compliance and capital protection first, not instant gratification.

This isn’t a flashy marketing launch. It’s a controlled, conservative implementation designed to keep the firm operational, regulated, and solvent while offering non-US traders another way to get paid.

Why I trust Lucid: I've been actively trading with Lucid since early 2025—multiple funded accounts, regular withdrawals, ongoing support communication. This legitimacy assessment is based on real money in, real money out, and consistent performance.

That said, no prop firm is perfect. Lucid has quirks and limitations I've documented alongside the positives. My job isn't to sell you on them—it's to give you an honest breakdown so you can decide if their structure fits your trading style and risk tolerance. For the absolute latest, check Lucid Trading's website or their help center.

What Lucid Actually Launched (and What It Didn’t)

Lucid’s update is narrow by design. Crypto payouts are supported, but only under specific conditions.

What’s live:

• Crypto withdrawals for international traders
• Manual funding of Lucid’s crypto wallet
• Case-by-case payout processing after approval

What’s not included:

• No crypto deposits
• No crypto payments for accounts or fees
• No crypto payouts for US-based traders

This distinction matters. Many firms that rushed crypto adoption ran into liquidity, compliance, or banking issues. Lucid is explicitly avoiding that path.

Compliance Comes Before Speed — By Design

Lucid made its stance very clear: speed is not the priority.

According to the firm, funding large amounts of capital into exchanges or rushing KYC processes introduces unnecessary risk. Instead:

• Crypto wallets will be funded conservatively
• Some traders may receive payouts immediately
• Others may wait 1–2 business days after approval if wallets need reloading

This approach reduces exposure to exchange risk, wallet vulnerabilities, and regulatory scrutiny — all common pain points in crypto-based payout systems.

For traders expecting instant blockchain withdrawals every time, this may feel slow. For traders who care about firm longevity, it’s a rational tradeoff.

Expect Stricter KYC and Longer Reviews

Crypto payouts bring regulators into the room — whether traders like it or not.

Lucid has warned that:

• Additional KYC checks may be required
• Payout reviews may take longer than standard fiat methods
• Extra documentation requests should be expected

There’s no flexibility here. Regulatory compliance around crypto transactions is significantly stricter in many jurisdictions, and Lucid is opting to meet those requirements rather than push boundaries.

Importantly, Lucid has also instructed its moderation team to shut down complaints about crypto payout timing. The firm has zero tolerance for pressure to move faster at the expense of compliance.

Why US Traders Are Excluded

Crypto payouts are not available to US traders, and this is unlikely to change soon.

US-based traders will continue using Plaid, which Lucid describes as the gold standard for instant payouts. From a regulatory standpoint, this makes sense:

• US crypto regulations are fragmented and aggressive
• Banking relationships are easier to maintain with fiat rails
• Instant ACH-style payouts are already competitive

For US traders, this update changes nothing — and arguably that’s a good thing. Reliable fiat payouts still beat risky crypto alternatives in heavily regulated environments.

Prop Firm Update Summary

Key details at a glance:

• Feature: Crypto payouts (withdrawals only)
• Availability: International traders only
• US traders: Fiat payouts via Plaid remain default
• Processing time: Immediate or 1–2 business days after approval
• KYC: Enhanced checks and possible additional documentation
• Crypto payments: Not accepted for fees or accounts
• Firm stance: Compliance and capital protection over speed

Source: Team Lucid official announcement (Discord)

Who This Update Is For

This rollout will appeal most to:

• International traders with limited access to fast banking rails
• Traders comfortable with stricter KYC requirements
• Long-term traders who prioritize firm stability over instant payouts

It’s not ideal for:

• Traders expecting same-day crypto payouts every time
• Anyone unwilling to provide additional compliance documentation
• Short-term traders who value speed above all else

Why This Matters in the Prop Firm Space

Crypto payouts have become a dividing line in the prop firm industry.

Some firms use crypto as a marketing hook. Others avoid it entirely. Lucid is choosing a third path: controlled access with strict rules.

Given recent prop firm collapses tied to poor risk management and payment infrastructure, this conservative approach may age well. It’s slower — but also less likely to break.

My Take

Lucid’s crypto payout launch is boring in the best way possible.

There’s no hype, no promises of instant withdrawals, and no bending of compliance rules to keep traders happy. That will frustrate some people — but it also signals maturity.

Crypto payouts are useful, especially for international traders, but they come with real regulatory and operational risks. Lucid is clearly choosing survival over speed, and in today’s prop firm landscape, that’s a smart move.

If you’re evaluating whether Lucid fits your trading style, especially around payouts and rules, start with our full breakdown of Lucid before making a decision.