YRM Prop vs TopOneFutures – Which Futures Prop Firm Is Better?

Choosing between YRM Prop and TopOneFutures comes down to what you value more: ultra-competitive pricing with straightforward rules, or maximum scale with multiple account pathways. After trading both firms' evaluations and comparing their funded account experiences, I can tell you these two futures prop firms take distinctly different approaches—and the "better" choice depends entirely on your trading style, capital goals, and tolerance for platform limitations.

Here's the bottom line upfront: YRM Prop wins on affordability and simplicity ($37/month for a $50K challenge, static drawdown during evaluation, crystal-clear rules). TopOneFutures wins on scale and flexibility (up to $2.5M+ in combined capital, multiple account types including instant funding, fast <4-hour payouts). Both offer competitive 90/10 profit splits, but they differ significantly on pricing models, platform options, payout structures, and maximum earning potential.

If you're a newer trader or someone who wants to test a prop firm without spending hundreds upfront, YRM Prop's subscription model is hard to beat. If you're an experienced trader ready to scale aggressively across multiple accounts and prefer established platforms like NinjaTrader or Tradovate, TopOneFutures offers the infrastructure you need.

Quick heads-up: Both firms update their rules and pricing periodically. For the absolute latest, check YRM Prop's website and TopOneFutures' website. This comparison is based on current 2026 offerings.

Quick Comparison: YRM Prop vs TopOneFutures at a Glance

Before we dive deep, here's the high-level snapshot comparing the two firms across the metrics that matter most.

Winner: Tie—it depends on your priorities. YRM Prop for affordability and simplicity. TopOneFutures for scale and infrastructure.

Firm Background & Credibility

Understanding a prop firm's history matters—newer firms can offer innovation but carry more uncertainty, while established firms provide track records but may have legacy baggage.

YRM Prop: The New Kid on the Block

YRM Prop launched in June 2025, making it one of the newest entrants in the futures prop space. Founded by Mohamed Saidi (known as "Moe"), the firm operates out of New York with backing from the team behind Ocean-One Securities, a Bahamas-based broker-dealer. This institutional connection provides credibility that many startup prop firms lack.

What stands out about YRM Prop's approach:

• Launched with promotional pricing ($37/month for $50K challenges) to attract traders
• Positioned itself as transparent and trader-friendly from day one
• Built its reputation on fast payouts and straightforward rules
• Currently has 4.8/5 on Trustpilot from 113 reviews (small but positive sample)
• Focus on simplicity: two main pathways (Starter Challenge and Instant Prime)

The risk factor: YRM Prop is only seven months old as of January 2026. While the firm has processed payouts successfully and built a solid early reputation, it hasn't weathered market downturns, scaling challenges, or the stress tests that reveal whether a prop firm's business model is sustainable long-term.

TopOneFutures: The Established Alternative

TopOneFutures has been operating since approximately 2021-2023 (exact founding date varies by source, but the firm has 2-4 years of operational history). Founded by Matt and Clay, the firm started in the forex space before pivoting entirely to futures trading. This evolution shows adaptability and a willingness to specialize.

TopOneFutures' credibility factors:

• Over $21 million in verified payouts to traders
• 4.8/5 on Trustpilot from 2,848 reviews (substantial sample size)
• Multiple account types developed over time (Elite, Instant, S2F PRO, Ignite)
• Operates under CFTC guidelines (standard for US-based futures firms)
• Strong customer support reputation with responsive team

The advantage: TopOneFutures has processed thousands of payouts, weathered market conditions across multiple years, and refined its account offerings based on trader feedback. The larger review base and payout history provide more confidence for risk-averse traders.

My take: If you need maximum safety and a proven track record, TopOneFutures has the edge. If you're willing to take a calculated risk with a newer firm offering better pricing, YRM Prop's institutional backing and early performance are reassuring.

Pricing Models: Subscription vs One-Time Fees

How you pay for your evaluation matters—subscription models spread cost over time, while one-time fees require more capital upfront but eliminate recurring charges.

YRM Prop: Monthly Subscription Model

YRM Prop uses a subscription-based pricing for its Starter Challenge, which is relatively uncommon in the futures prop space.

YRM Prop Instant Prime (one-time fees):

• $25K: $399
• $50K: $599
• $100K: $749
• $150K: $899

Subscription advantages:

• Lower barrier to entry: $37 vs. $100+ upfront elsewhere
• Unlimited time to pass (no 30/60-day pressure)
• Can cancel anytime if you decide the firm isn't right for you
• Great for traders testing multiple firms simultaneously

Subscription disadvantages:

• Costs accumulate over time (3 months = $111 for a $50K account)
• Potentially more expensive if you take 6+ months to pass
• Recurring charges require active management

TopOneFutures: One-Time Challenge Fees + Multiple Models

TopOneFutures uses one-time evaluation fees for their Elite Challenge, plus several instant funding options at different price points.

One-time fee advantages:

• No recurring charges—pay once and take your time
• Clear total cost calculation upfront
• Better value if you take months to pass evaluation
• No subscription management or cancellation needed

One-time fee disadvantages:

• Higher upfront capital requirement ($288+ for Elite $50K with activation)
• More financial risk if you fail the evaluation
• Potentially more expensive if you pass quickly (paid $288 for what YRM would've cost $37)

Cost comparison scenario:

Let's say you pass a $50K evaluation in 2 months:

• YRM Prop: $37 × 2 months = $74 total (plus $0 activation = $74)
• TopOneFutures Elite: $139 challenge + $149 activation = $288 total

If you pass in 1 month:

• YRM Prop: $37 × 1 month = $37 total
• TopOneFutures Elite: $288 total

If it takes you 8 months:

• YRM Prop: $37 × 8 months = $296 total
• TopOneFutures Elite: $288 total (becomes better value)

My take: If you're confident you can pass within 1-3 months, YRM Prop's subscription is significantly cheaper. If you want to eliminate recurring charges or think you'll need 6+ months, TopOneFutures' one-time fee provides better total cost. For instant funding, both firms are similarly priced with TopOneFutures having slightly more options.

Account Types & Evaluation Paths

The routes to funded trading differ substantially between these two firms.

YRM Prop: Two Simple Pathways

YRM Prop keeps it straightforward with only two account types:

1. Starter Challenge (One-Step Evaluation)

• Monthly subscription model
• Single-phase assessment (no Step 1 → Step 2)
• Hit 6% profit target while respecting drawdown
• Static drawdown during evaluation (doesn't trail your profits)
• No daily loss limit during Challenge
• 50% consistency rule
• Minimum 2 trading days
• Unlimited time to pass

2. Instant Prime (Skip Evaluation)

• One-time purchase for immediate funding
• No profit target to pass
• Trailing EOD drawdown from day one
• Soft daily loss limits on $50K+ accounts
• 20% consistency rule (more lenient)
• 10 profitable days minimum before first payout

After getting funded: Prime Account (whether from Challenge or Instant Prime)

• 90/10 profit split
• 10-day payout cycles
• Progressive withdrawal caps ($1.5K → $25K per account)
• Possible upgrade to Live Account with real capital

TopOneFutures: Multiple Account Varieties

TopOneFutures offers several evaluation and funding paths:

1. Elite Challenge (One-Step Traditional)

• One-time fee + $149 activation
• 6% profit target for first payout
• 2.5% daily drawdown, 4% trailing EOD drawdown
• 25% consistency rule after funded
• Can pass in one day if you hit target
• Drawdown locks at initial balance after first payout

2. Instant Sim Funded (Direct Funding)

• No evaluation required
• Profit targets: 6% (1st), 5% (2nd), 4% (subsequent)
• 20% consistency rule
• 10 minimum trading days between payouts
• Max 3 accounts simultaneously

3. S2F Sim PRO (Advanced Scaling)

• Up to $750K in combined capital ($150K × 5 accounts)
• Copy trading supported (up to 5 accounts)
• Intraday trailing drawdown (stricter real-time monitoring)
• Faster path to Live Account (2 payouts vs. 3)
• Higher pricing but greater scale potential
• 20% ESS (Equity Stability Score) consistency

4. Ignite Accounts (Newest, Limited Time)

• Fast-track option with simplified rules
• $25K-$100K sizes available
• 5% profit target per payout
• 15% consistency rule
• Daily loss limits (soft pause, not termination)
• EOD trailing drawdown

After getting funded: Multiple possibilities

• Continue in sim with progression toward Live
• Scale to $2.5M+ across multiple accounts
• Transition to Live Account after 3 successful payouts (2 for S2F PRO)

Account variety winner: TopOneFutures by a landslide. The multiple pathways allow traders to choose models that fit their style, risk tolerance, and scaling ambitions. YRM Prop's simplicity is elegant but limits optionality.

Trading Rules Comparison: Where the Devil Lives

Rules make or break your funded account experience. Let's compare the critical restrictions across both firms.

Key rule differences that matter:

Static vs. Trailing Drawdown During Evaluation: YRM Prop's static drawdown during the Starter Challenge is objectively more forgiving. Your $2,000 drawdown limit stays at $48,000 even if you grow the account to $55,000. TopOneFutures' 4% trailing drawdown follows your EOD balance higher, which can feel more restrictive as you profit.

News Trading: TopOneFutures allows full news trading without restrictions. YRM Prop enforces a 2-minute buffer before and after major releases. If you're a news trader, TopOneFutures wins decisively here.

Overnight Positions: YRM Prop allows overnight holding during weekdays, which gives swing traders flexibility. TopOneFutures requires all positions flat by EOD. If you hold multi-day positions, YRM Prop is the clear choice.

VPN/VPS: This is a massive practical difference. YRM Prop's ban on VPN/VPS usage means travelers or traders with unstable connections face real challenges. TopOneFutures recommends VPS usage for optimal execution—a much more reasonable policy for professional traders.

Daily Loss Limits: TopOneFutures enforces a 2.5% EOD daily loss limit across the board. YRM Prop has no daily limit during Challenge, and only soft limits (trading pause, not termination) on funded accounts. This gives YRM Prop traders more room to recover from tough sessions.

Rules winner: YRM Prop for evaluation phase (static drawdown, no daily limit). TopOneFutures for funded phase (news trading, VPS support, overnight not required). It's genuinely split depending on trading style.

Platform Options & Trading Infrastructure

The platform you trade on affects everything from order execution to chart analysis capabilities.

YRM Prop: Volumetrica and Quantower

YRM Prop supports exactly two platforms:

Volumetrica (DeepCharts):

• Web-based and desktop versions
• Advanced volume analysis and order flow tools
• Customizable DOM (Depth of Market) trading
• Clean interface optimized for futures
• Institutional-grade data feeds (DxFeed, CQG, Marex)

Quantower:

• Desktop platform
• Multi-asset support with futures focus
• Advanced analytics and backtesting
• Highly customizable workspace
• Professional charting and indicators

What's missing: NinjaTrader, TradingView, Tradovate—the platforms most futures traders are already familiar with. If you've spent years building strategies and chart templates in NinjaTrader, you'll need to rebuild everything from scratch at YRM Prop.

My experience: Volumetrica is solid for order flow trading and DOM scalping. Quantower is powerful but has a learning curve. Neither platform feels as intuitive as NinjaTrader or as modern as TradingView. If you're platform-agnostic, this won't bother you. If you're married to your current setup, this is a dealbreaker.

TopOneFutures: NinjaTrader, Tradovate, Project X

TopOneFutures offers three distinct platform options:

NinjaTrader:

• Industry-standard futures platform
• Extensive indicator library and strategy development
• Automated trading support (though not allowed at TopOne)
• Deep market analysis tools
• What most professional futures traders already use

Tradovate:

• Modern, cloud-based platform
• Web and mobile trading
• Clean interface with real-time data
• Lower barrier to entry than NinjaTrader
• Excellent for traders who want platform flexibility

Project X (TopOne's Proprietary Platform):

• Built specifically for TopOneFutures traders
• Fast execution with minimal latency
• Simple, no-frills interface
• Integrated with TopOne's dashboard
• Lacks the depth of NT or Tradovate

Platform flexibility winner: TopOneFutures destroys YRM Prop here. NinjaTrader and Tradovate are established platforms with massive user bases. If you're already proficient in either, you can start trading at TopOne immediately with zero relearning. YRM Prop requires platform adaptation regardless of your experience.

Profit Splits & Payout Structures

Both firms offer competitive profit splits, but the payout mechanics differ.

YRM Prop: 90/10 Split with Progressive Caps

Profit split: 90% to trader, 10% to firm (across all account types)

Payout frequency: Every 10 trading days after meeting minimum requirements

Payout caps (progressive scaling):

$50K Account:

• 1st payout: Up to $1,500
• 2nd payout: Up to $2,000
• 3rd payout: Up to $2,500
• 4th+ payout: Up to $4,000
• Eventually: Up to $25,000 per payout

$150K Account:

• 1st payout: Up to $2,500
• 2nd payout: Up to $3,000
• 3rd payout: Up to $3,500
• 4th+ payout: Up to $6,000
• Eventually: Up to $25,000 per payout

With 3 funded accounts at max level: $75,000 per 10-day cycle (3 × $25K)

Payout processing: Within 24 hours typically via Rise payment platform

Minimum withdrawal: $200

TopOneFutures: 90/10 Split (100% First $20K Legacy) + Tiered Targets

Profit split:

• 90% to trader, 10% to firm (standard)
• 100% of first $20,000 to trader (for accounts opened before May 22, 2025)

Payout frequency:

• Standard: Bi-weekly (every 14 days)
• Anytime: Available with payout add-on (after meeting requirements)

Payout targets (reset after each withdrawal):

• 1st payout: 6% of starting balance
• 2nd payout: 5% of starting balance
• 3rd+ payout: 4% of starting balance

Example on $100K account:

• 1st payout: $6,000 profit required
• 2nd payout: $5,000 profit required
• 3rd+ payout: $4,000 profit required each time

Payout processing: <4 hours average (often 1-2 hours)

Minimum withdrawal: 1% of account balance

Maximum scale: $2.5M+ across multiple accounts with aggressive scaling

Payout speed winner: TopOneFutures by far. Sub-4-hour processing is industry-leading. YRM Prop's 24-hour standard is still good, but TopOne's speed is exceptional.

Payout structure winner: Tie. YRM Prop's progressive caps are simpler and eventually allow $25K per account per 10 days. TopOneFutures' tiered targets create higher initial hurdles (6% vs. just trading 10 days) but the 100% first $20K legacy deal for older accounts is unmatched. Both structures work—it's preference-dependent.

Maximum Scale & Account Limits

How big can you grow your prop trading operation at each firm?

YRM Prop: $450K Maximum

Account limits:

• Maximum 3 funded Prime accounts simultaneously
• Maximum combined capital: $450,000 (typically 3 × $150K)
• 1 Live Account (separate from Prime accounts)
• Unlimited Challenge accounts for evaluation

Maximum theoretical monthly income:

• 3 × $150K accounts at $25K per payout
• $75,000 every 10 days
• ~$225,000 per month (if you consistently max out payouts)

Reality check: Very few traders will consistently hit $25K per account every 10 days. A more realistic scenario might be $5K-$10K per account per cycle, which still translates to $45K-$90K monthly at three $150K accounts.

TopOneFutures: $2.5M+ with Scaling

Account limits:

• 3 regular Instant Sim accounts
• 5+ S2F Sim PRO accounts (varies with promotions)
• Scaling program allows growth beyond initial limits
• Path to $2.5M+ in combined capital

Maximum theoretical monthly income:

• 5 × $150K S2F PRO accounts = $750K capital
• With aggressive 5% monthly returns = $37,500 gross
• After 90/10 split = $33,750 to trader per month
• This is conservative; scaling to $2.5M changes the game entirely

Reality check: TopOne's scaling infrastructure means your income ceiling grows as you prove consistency. YRM Prop's $450K hard cap means you'll eventually need additional prop firms to scale further. For career prop traders building serious businesses, TopOne's infrastructure supports that growth trajectory.

Scale winner: TopOneFutures decisively. $2.5M+ potential vs. $450K cap isn't even close. If your goal is building a multi-million-dollar prop trading operation, TopOne provides the infrastructure. YRM Prop works well for traders wanting 1-3 solid accounts but not beyond that.

Real-World Trading Scenarios

Let's compare how the same trader profile would fare at each firm.

Scenario 1: Conservative Swing Trader (Sarah)

Profile:

• Holds positions 1-3 days typically
• Averages 2-3 trades per week
• Targets 3-4% monthly returns
• Values stability over aggressive growth

At YRM Prop:

• ✅ Overnight holding allowed (critical for swing trading)
• ✅ Static drawdown during Challenge less stressful
• ✅ No daily loss limit helps recover from tough entries
• ❌ Must close positions before weekends
• ✅ Lower Challenge cost ($37/month) fits risk-averse profile

Verdict: Good fit. YRM Prop's swing-friendly rules and static evaluation drawdown align with Sarah's methodical approach.

At TopOneFutures:

• ❌ No overnight holding kills the strategy entirely
• ❌ Must close all positions EOD (fundamental incompatibility)
• ✅ News trading allowed if strategy involves event-driven entries
• ✅ VPS support helpful for reliable execution

Verdict: Poor fit. TopOne's no-overnight-holding rule disqualifies the strategy. Sarah would need to completely change her approach.

Winner for Sarah: YRM Prop by necessity.

Scenario 2: Aggressive Day Scalper (Marcus)

Profile:

• 20-40 trades per day
• Scalps 2-8 ticks on ES/NQ
• Targets 1% daily returns
• Needs fast execution and familiar platform

At YRM Prop:

• ✅ Static drawdown during Challenge provides room to work
• ✅ No daily loss limit lets him push for daily targets
• ❌ Volumetrica/Quantower unfamiliar (relearning curve)
• ❌ VPN ban problematic if connection issues arise
• ❌ 2-minute news buffer disrupts news scalping

Verdict: Workable but requires platform adaptation. Marcus would need weeks to rebuild his workflow.

At TopOneFutures:

• ✅ NinjaTrader option means zero relearning (uses NT already)
• ✅ News trading allowed supports his strategy
• ✅ VPS recommended for optimal execution
• ❌ 2.5% daily loss limit could trigger on rough days
• ✅ Fast payouts (<4 hours) mean quick access to profits

Verdict: Excellent fit. Platform compatibility and infrastructure support his high-frequency approach.

Winner for Marcus: TopOneFutures decisively.

Scenario 3: Part-Time Trader Scaling to Full-Time (Jamal)

Profile:

• Currently trades 2-3 hours daily after work
• Planning to go full-time in 6 months
• Wants to build 3-5 funded accounts before quitting job
• Budget-conscious but focused on long-term income

At YRM Prop:

• ✅ $37/month fits tight budget during transition
• ✅ Can maintain multiple Challenge accounts cheaply while learning
• ❌ 3-account limit means capped income potential
• ✅ $450K max capital sufficient for initial full-time income
• ❌ Will need to add other firms later for further scale

Verdict: Perfect for the transition phase, limited for long-term scaling.

At TopOneFutures:

• ✅ 5+ account potential with S2F PRO supports full-time ambitions
• ✅ Scaling to $2.5M+ fits career trajectory
• ❌ Higher upfront costs ($288+ per account) during tight-budget phase
• ✅ Multiple account types let him start small and upgrade
• ✅ Fast payouts provide consistent income once funded

Verdict: Better long-term platform but harder short-term entry.

Winner for Jamal: YRM Prop for transition phase (years 1-2), TopOneFutures for career phase (years 3+). Ideal strategy: start at YRM, add TopOne accounts once cash flow is established.

Support Quality & Community

Trader support matters when you're troubleshooting account issues or need rule clarifications.

YRM Prop Support

Channels:

• Discord server (most responsive)
• Email: support@yrmprop.com
• Help center documentation

Response times: Generally within hours on Discord, 24-48 hours on email

Community: Smaller but growing. CEO Mohamed Saidi is personally active in Discord, which creates a direct line to decision-makers—rare at most prop firms.

Trustpilot feedback: 4.8/5 from 113 reviews. Common praise includes responsive support and quick payout approvals. Limited complaints center on platform limitations and VPN restrictions.

TopOneFutures Support

Channels:

• Discord server
• Live chat (rapid response)
• Email support
• Comprehensive help center

Response times: Often within minutes via live chat, <2 hours on Discord

Community: Large, established community with thousands of active traders. Multiple support staff (Ash, Usman, Alves, Zach, Eliezer frequently mentioned in reviews) creating redundancy and fast assistance.

Trustpilot feedback: 4.8/5 from 2,848 reviews. Overwhelming praise for support speed and payout processing. Occasional complaints about rule changes and platform glitches (typical for any large firm).

Support winner: TopOneFutures. The sheer volume of reviews praising sub-hour support responses and the multiple named support staff indicate a well-resourced operation. YRM Prop's CEO involvement is impressive but can't match TopOne's infrastructure at this scale.

<div style="background: linear-gradient(135deg, #1a1a2e 0%, #16213e 100%); border-radius: 12px; padding: 24px; margin: 24px 0;"><p style="color: #fff; font-size: 18px; font-weight: 600; margin-bottom: 16px;">💰 Compare Payout Structures</p><p style="color: #b8b8b8; margin-bottom: 16px;">YRM Prop offers 10-day cycles with progressive caps to $25K. TopOneFutures processes payouts in under 4 hours with tiered profit targets. See which structure fits your cashflow needs.</p><a href="https://yrmprop.com/" style="display: inline-block; background: #4CAF50; color: white; padding: 12px 24px; border-radius: 6px; text-decoration: none; font-weight: 600;">Check YRM Payouts →</a></div>

Pros and Cons Summary

Let's consolidate the strengths and weaknesses of each firm.

Final Verdict: Which Firm Should You Choose?

There is no universal winner—it genuinely depends on your circumstances.

Choose YRM Prop if you:

✅ Want the lowest possible entry cost ($37/month is unbeatable)
✅ Prefer simple, straightforward account structures
✅ Value static drawdown during evaluation (more forgiving)
✅ Trade as a swing trader who holds overnight positions
✅ Don't need more than 3 funded accounts ($450K sufficient)
✅ Are comfortable learning Volumetrica or Quantower
✅ Want to test a newer firm with solid backing
✅ Don't travel frequently (VPN ban not an issue)

Best use case: Budget-conscious traders, swing traders, those transitioning to prop trading who want minimal upfront risk.

Choose TopOneFutures if you:

✅ Have capital for higher upfront investment ($288+)
✅ Already use NinjaTrader or Tradovate (zero relearning)
✅ Want to scale beyond $450K to $2.5M+ over time
✅ Trade as a day trader or scalper (no overnight needed)
✅ Value fastest possible payout processing (<4 hours)
✅ Need news trading without restrictions
✅ Want established track record (2-4 years, $21M paid)
✅ Require VPS/VPN for reliable execution

Best use case: Experienced traders building serious prop careers, scalpers who need familiar platforms, anyone prioritizing maximum scale potential.

My Personal Recommendation

If you're starting out or budget-constrained: Start with YRM Prop. The $37/month subscription lets you test prop trading without risking hundreds. If it works, great—you have 3 affordable funded accounts. If not, you've only spent $37-$111 learning what doesn't work.

If you're experienced and ready to scale: TopOneFutures is the better long-term platform. The infrastructure supports serious income growth, the platforms are industry-standard, and the payout speed is exceptional. Pay the higher upfront cost as a business investment.

The hybrid approach: Start with one YRM Prop account at $37/month to prove your strategy works in a prop environment. Once profitable and confident, open TopOneFutures accounts for aggressive scaling. This diversifies your prop firm exposure and lets you leverage the strengths of both firms simultaneously.

Both firms are legitimate, both pay traders reliably, and both offer competitive conditions. The "wrong" choice is analysis paralysis—pick one based on your priorities and start trading. You can always add the other firm later once you've proven your edge.

Ready to make your choice? Check out the YRM Prop Starter Challenge pricing for detailed cost breakdowns, or review the YRM Prop payout rules to understand withdrawal mechanics before committing.

YRM Prop vs TopOneFutures FAQ

Which firm is better for beginners?

YRM Prop is better for beginners due to its lower entry cost ($37/month vs. $288+), simpler account structure, and more forgiving evaluation rules (static drawdown, no daily loss limit during Challenge). The subscription model also reduces financial risk while learning.

Which firm offers faster payouts?

TopOneFutures offers significantly faster payout processing, averaging under 4 hours from request to approval. YRM Prop typically processes within 24 hours, which is still good but not as fast as TopOne's industry-leading speed.

Can I scale higher income at YRM Prop or TopOneFutures?

TopOneFutures allows scaling to $2.5M+ in combined capital across multiple accounts with their S2F PRO program and scaling infrastructure. YRM Prop caps at $450,000 (3 accounts × $150K), which limits long-term income potential. For career prop traders, TopOne's infrastructure supports higher earnings.

Which platforms can I use at each firm?

YRM Prop supports Volumetrica and Quantower only. TopOneFutures offers NinjaTrader, Tradovate, and their proprietary Project X platform. If you already use NinjaTrader or Tradovate, TopOne lets you trade immediately without relearning a new platform.

Does YRM Prop or TopOneFutures allow overnight positions?

YRM Prop allows overnight holding Monday-Friday within active trading hours, making it suitable for swing traders. TopOneFutures requires all positions closed by end of day, which disqualifies swing trading strategies entirely.

Which firm has better rules during the evaluation phase?

YRM Prop has more lenient evaluation rules: static drawdown (doesn't trail profits), no daily loss limit, and unlimited time to pass. TopOneFutures uses trailing drawdown and enforces a 2.5% daily loss limit. For passing the Challenge, YRM's rules are objectively easier.

Can I trade the news at both firms?

TopOneFutures allows news trading without restrictions. YRM Prop restricts trading 2 minutes before and after major economic announcements. If your strategy involves news-driven entries, TopOne is the clear winner.

Which firm is more established and trustworthy?

TopOneFutures has 2-4 years of operational history, over $21 million in verified payouts, and 2,848 Trustpilot reviews (4.8/5). YRM Prop launched in June 2025, making it only 7 months old with 113 Trustpilot reviews (4.8/5). Both have strong ratings, but TopOne's track record provides more confidence for risk-averse traders.

Can I use a VPN or VPS at each firm?

YRM Prop strictly prohibits VPN and VPS usage, which is problematic for travelers or those with connection issues. TopOneFutures recommends VPS usage for optimal execution and allows it without restriction. If you travel or need connection redundancy, TopOne is the only viable option.

What's the total cost to get funded at each firm?

YRM Prop $50K Challenge: $37/month subscription + $0 activation = $37 total (if you pass in one month). TopOneFutures $50K Elite Challenge: $139 challenge + $149 activation = $288 total. YRM is significantly cheaper for faster passers, but TopOne's one-time fee becomes better value if you take 8+ months to pass.

Which firm offers better profit splits?

Both firms offer 90/10 profit splits as standard. TopOneFutures had a legacy promotion where accounts opened before May 22, 2025 receive 100% of the first $20,000 in profits, which is exceptional but no longer available for new accounts. For new traders in 2026, profit splits are effectively identical.

Can I copy trade at both firms?

Yes, both YRM Prop and TopOneFutures allow copy trading between accounts you personally own. YRM allows copying across up to 3 Prime accounts. TopOneFutures allows copying between regular Instant Sim accounts and between S2F PRO accounts (up to 5), but not between different account types.

Which firm should I choose if I'm on a tight budget?

YRM Prop is the clear winner for budget-conscious traders. The $37/month subscription for a $50K challenge is the lowest entry cost in the futures prop industry. TopOneFutures requires $288+ upfront, which is 7-8x more initial capital. If budget is your primary constraint, YRM is the only realistic choice.

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