YRM Prop vs Lucid Trading 2026

Two newer futures prop firms are making serious noise in 2026: YRM Prop and Lucid Trading. Both launched mid-2025, both focus exclusively on futures, and both promise trader-friendly rules with fast payouts. But the similarities end there. After trading both firms' evaluations and comparing every detail of their offerings, I can tell you these firms take fundamentally different approaches to prop trading—and the right choice depends entirely on your trading style, budget, and risk tolerance.

Here's the bottom line up front: YRM Prop operates on a subscription model for challenges ($37-$349/month) plus instant funding options, while Lucid Trading uses one-time fees for everything ($89-$997 depending on account and plan). YRM Prop maxes out at 3 funded accounts with $450K combined capital. Lucid Trading allows 5 funded accounts per household. YRM Prop's rules are straightforward but more restrictive on platform choice (Volumetrica and Quantower only). Lucid Trading offers broader platform support (Rithmic, Tradovate, NinjaTrader, Quantower) but more complex account structures with multiple pathways (LucidFlex, LucidTest, LucidDirect).

This comparison breaks down pricing, rules, platforms, payout structures, scaling plans, and real-world trading experience with both firms. By the end, you'll know exactly which firm fits your situation—or whether you should run accounts at both.

Quick heads-up: Both YRM Prop and Lucid Trading are evolving rapidly. I've tested both personally, but rules and pricing change. Always verify current details on YRM Prop's website and Lucid Trading's website before purchasing.

Company Background: New Kids on the Block

YRM Prop: June 2025 Launch

YRM Prop launched in June 2025, founded by Mohamed Saidi (known as "Moe" in the trading community). The firm operates out of New York and has backing from Ocean-One Securities, a Bahamas-based broker-dealer under ST Global Markets Ltd. This institutional connection gives YRM Prop credibility that many startup prop firms lack.

The CEO brings experience from TradeZero, where he was involved from the startup phase, plus co-founded BBA Technologies Inc., a security software company with a Microsoft contract. That tech background shows in YRM Prop's clean dashboard and quick activation processes.

YRM Prop's positioning: Transparent rules, competitive subscription pricing, and a genuine pathway to Live Accounts with real capital. The firm operates as a simulated funding provider during Challenge and Prime phases, with the explicit goal of transitioning consistent traders to live trading.

Trustpilot rating: 4.8/5 from 113+ reviews (as of January 2026)

Lucid Trading: April 2025 Launch

Lucid Trading launched in April 2025, founded by CEO AJ. The firm came out of the gate with a clear mission: fix the biggest trader complaints about prop firms (daily loss limits, payout buffers, overly restrictive consistency rules). Lucid's team includes former traders frustrated with existing prop firm structures.

The firm operates under Lucid Prop Ltd and focuses exclusively on CME futures markets. Lucid has distributed millions in payouts since launch and built strong partnerships with NinjaTrader, Tradovate, and platform providers.

Lucid Trading's positioning: Maximum flexibility through multiple account types (LucidFlex, LucidTest, LucidDirect), one-time fees with no subscriptions, and fast payouts (often under 30 minutes from request to deposit). The firm's slogan could be "fewer rules, faster money."

Trustpilot rating: 4.8/5 from 1,175+ reviews (as of January 2026)

Key observation: Both firms have nearly identical Trustpilot ratings, but Lucid has 10x more reviews due to launching a couple months earlier and aggressive marketing. Both firms are too new to have long track records, which means you're taking on more risk than with established firms like Topstep or Apex.

Account Types & Evaluation Structures

This is where the firms diverge significantly. YRM Prop keeps it simple with two pathways. Lucid Trading offers three distinct models, each with different rule sets.

YRM Prop's Two-Path Model

Starter Challenge (Subscription-Based Evaluation):

• Monthly subscription fees: $37 (50K), $97 (100K), $349 (150K)
• One-step evaluation: hit 6% profit target, respect drawdown
• Static drawdown during evaluation (doesn't trail your profits)
• No daily loss limit during Challenge
• 50% consistency rule
• Minimum 2 trading days
• Unlimited time to pass
• $0 activation fee (launch promo; normally $99)

Instant Prime (Direct Funding):

• One-time fees: $399 (25K), $599 (50K), $749 (100K), $899 (150K)
• Immediate funded access, no evaluation
• Trailing EOD drawdown (stricter than Challenge)
• Soft daily loss limits on larger accounts
• 20% consistency rule (more lenient)
• Minimum 10 profitable days before first payout

Lucid Trading's Three-Path Model

LucidFlex (Maximum Flexibility):

• One-time fees: $89 (25K), $130 (50K), $225 (100K), $315 (150K) – note: 150K increased to ~$445 in Jan 2026
• Evaluation phase: hit profit target with 50% consistency
• NO daily loss limit in eval or funded phases
• EOD trailing drawdown
• Once funded: NO consistency rule, no payout buffers
• Minimum 5 profitable days per payout cycle
• Fastest payouts (often under 30 minutes)

LucidTest (Standard Evaluation):

• One-time fees: $120 (25K), $160 (50K), $275 (100K), $370 (150K)
• Clean one-step evaluation
• 40% consistency during funded phase
• Has daily loss limits (LucidScale DLL system)
• Payout buffer required (balance must stay above initial trail + $100)
• Progressive payout caps
• Minimum 5 profitable days per payout

LucidDirect (Instant Funding):

• One-time fees: $197 (25K), $497 (50K), $997 (150K) – no 100K option
• Skip evaluation entirely
• 100% of first $10,000 in payouts (you keep everything)
• Then 90/10 profit split after $10K
• Stricter daily loss limits
• Requires 8 trading days between payouts
• Longer payout processing (2 business days vs. minutes)

My take: YRM Prop's subscription model is genius for traders who need multiple attempts. At $37/month, you can fail five times over five months and still spend less than Lucid's one-time $130 fee. But if you pass on your first or second attempt, Lucid's one-time fee is cheaper overall.

LucidFlex is objectively the most trader-friendly evaluation structure in the industry right now—no daily loss limit and no consistency rule once funded makes it perfect for swing traders and anyone who holds positions through volatility. But you pay for that flexibility with a trailing drawdown during the eval.

Pricing Breakdown: Subscription vs One-Time Fees

This deserves its own section because the fee structures create completely different cost dynamics.

YRM Prop Pricing (50K Account Examples)

Starter Challenge:

• Month 1: $37 (with current promo)
• Month 2: $37 (if still working on passing)
• Month 3: $37 (multiple attempts included)
• Total to pass in 3 months: $111

Instant Prime:

• $599 one-time
• Funded immediately, no evaluation
• No recurring fees

After funding:

• $0 activation fee (launch promo)
• No monthly platform fees
• Keep 90% of profits (10% to firm)

Lucid Trading Pricing (50K Account Examples)

LucidFlex:

• $130 one-time fee
• Pass the eval = funded (no activation fee)
• No recurring fees
• Keep 90% of profits (10% to firm)

LucidTest:

• $160 one-time fee
• Pass the eval = funded (no activation fee)
• Keep 90% of profits

LucidDirect:

• $497 one-time fee
• Instant funding
• 100% of first $10K in payouts
• Then 90% of profits after $10K

Cost analysis verdict: YRM Prop wins if you're confident you can pass within 1-3 months. Lucid Trading wins if you need more than 4 months or want instant funding with the 100% profit retention on first $10K.

Trading Rules Comparison: Where the Rubber Meets the Road

Rules determine whether you stay funded or breach. Let's compare the critical rules that actually affect your daily trading.

Drawdown Structures

YRM Prop:

• Starter Challenge: Static drawdown (doesn't trail). $50K account = $2,000 max drawdown, breach level stays at $48,000 even if you grow to $55,000.
• Prime/Instant Prime: Trailing EOD drawdown. High-water mark updates at market close only, not intraday.
• Calculation: End of Day only. Intraday swings don't lock in new highs.

Lucid Trading:

• All account types: Trailing EOD drawdown
• LucidFlex specific: Max Loss Limit (MLL) only updates at EOD. You can be down $2K intraday and recover without penalty as long as you close above MLL.
• LucidTest/LucidDirect: Similar EOD logic but with added daily loss limits

My experience: YRM Prop's static drawdown during evaluation is brilliant for aggressive traders. You can push for the profit target without worrying about locking in higher drawdown thresholds. Lucid's EOD system is also forgiving—it saved me on a bad NQ position that recovered before close.

Daily Loss Limits

Winner: LucidFlex dominates this category. Zero daily loss limit in both eval and funded phases is game-changing for swing traders and anyone holding through volatility. YRM Prop's approach is solid (no DLL during Challenge), but the soft daily limits on larger Instant Prime accounts can still interrupt your trading flow.

Consistency Rules

YRM Prop:

• Starter Challenge: 50% (no single day exceeds 50% of total profits)
• Prime accounts: 35-40%
• Instant Prime: 20% (most lenient)

Lucid Trading:

• LucidFlex eval: 50%
• LucidFlex funded: NONE (this is huge)
• LucidTest: 40% during funded phase
• LucidDirect: Stricter enforcement

Real-world impact: I breached a YRM Prop Prime account because I had one massive winning day that represented 42% of my total profits, violating the 40% rule. On LucidFlex funded, that same trade would have been perfectly fine since there's no consistency rule once funded. If you're a "home run hitter" trading style, LucidFlex is your only real option.

Platform Support & Trading Infrastructure

YRM Prop Platforms

Supported platforms:

• Volumetrica (DeepCharts) - Web and desktop
• Quantower - Desktop

Data providers:

• DxFeed
• CQG
• Marex

My take: Volumetrica and Quantower are solid futures-focused platforms with advanced order flow tools. However, the lack of NinjaTrader, TradingView, or Tradovate support is limiting. If you're already comfortable with these platforms, great. If you're married to NinjaTrader, this is a dealbreaker.

Lucid Trading Platforms

Supported platforms:

• Rithmic (best latency for active traders)
• Tradovate (web and mobile-friendly)
• NinjaTrader (popular with retail futures traders)
• Quantower (overlap with YRM Prop)
• Project X (Lucid's proprietary clean interface)

Note: LucidFlex is NOT available on Project X—only Tradovate and Rithmic.

My take: Lucid's platform flexibility is a major advantage. Rithmic offers institutional-grade execution, Tradovate provides accessibility, and NinjaTrader gives you the platform most retail traders already know. The Project X interface is surprisingly clean for quick order entry if you want something simple.

Winner: Lucid Trading decisively wins on platform support and flexibility.

Payout Structures: Getting Your Money

YRM Prop Payouts

Payout frequency: Every 10 trading daysProfit split: 90/10 (trader keeps 90%)Minimum withdrawal: $200Processing time: Within 24 hours (often much faster)Method: Rise payment platform (bank transfer, e-wallet, crypto)

Progressive withdrawal caps (50K example):

1. 1st payout: Up to $1,500
2. 2nd payout: Up to $2,000
3. 3rd payout: Up to $2,500
4. 4th+ payout: Up to $4,000
5. Eventually scales to $25,000 per account per cycle

Maximum earning with 3 accounts: With three $150K accounts at max payout levels, you could withdraw up to $18,000+ combined every 10 days.

Lucid Trading Payouts

LucidFlex:

• Payout frequency: After 5 profitable days (each $150+ profit on 50K)
• Profit split: 90/10
• Minimum withdrawal: ~$500
• Processing time: 15-30 minutes typical (legitimately fast)
• Method: Plaid direct bank transfer
• Payout caps: $2,000 (50K), $4,000 (100K), $6,000 (150K)
• Unique rule: Must be net positive between payouts (even by $1)

LucidDirect:

• First $10,000 in payouts: 100% to trader
• After $10K: 90/10 split
• Frequency: Every 8 trading days
• Processing: 2 business days (slower than other Lucid accounts)

Maximum earning with 5 accounts: Five $150K LucidFlex accounts = up to $30,000 combined per payout cycle (every 5+ days once established).

Winner: It depends. Lucid's 15-30 minute payout processing is objectively faster. But YRM Prop's progressive caps eventually scale higher per account ($25K vs Lucid's fixed $6K on 150K). For maximum earnings potential across multiple accounts, Lucid wins due to allowing 5 funded accounts vs YRM's 3.

Live Account Pathways: Beyond Simulation

YRM Prop Live Accounts

YRM Prop offers a genuine pathway to Live Accounts with real capital (not simulated). Traders who demonstrate consistent profitability and strong risk management on Prime accounts can transition to live trading.

Live Account benefits:

• Access to actual live capital
• Uncapped withdrawals (no progressive caps)
• Consistency rules removed
• Enhanced position sizing
• Limited to 1 Live Account per trader

How to qualify: Consistent performance on Prime accounts, strong risk management metrics, and meeting the firm's internal criteria for live trading.

Lucid Trading Live Accounts (LucidLive)

Lucid offers LucidLive—the ultimate goal for serious traders. After completing multiple successful payouts on any simulated program (LucidFlex, LucidTest, or LucidDirect), traders can qualify for live funding with real capital.

LucidLive details:

• Real capital from Lucid's institutional backing
• Limited to 1 Live Account per household
• Requires demonstrating consistent profitability across multiple funded accounts
• Represents the true prop desk model (beyond simulation)

My take: Both firms offer legitimate pathways to live trading, which separates them from "payout farms" that keep traders in simulation forever. The fact that both firms explicitly market this progression shows they're building for long-term trader development, not just evaluation fees.

Account Limits & Scaling Potential

Scaling verdict: Lucid Trading offers more scaling potential with 5 funded accounts and $750K combined capital vs YRM Prop's 3 accounts and $450K. However, YRM Prop's unlimited Challenge accounts means you can work on multiple evaluations simultaneously without restriction, while Lucid caps you at 10 active evaluations.

For aggressive scalers who want to max out capital allocation, Lucid wins. For traders who want to perfect their strategy across many Challenge attempts before funding, YRM wins.

Copy Trading Policies

Both firms allow copy trading between your own accounts, which is essential for scaling a profitable strategy. The implementations differ slightly.

YRM Prop:

• Copy trading permitted between accounts registered under your name
• Maximum 3 Prime accounts to copy across
• No automated trade copier software support (platform limitation)
• Manual or hotkey-assisted replication required
• NO cross-trader copying or multi-prop hedging

Lucid Trading:

• Copy trading permitted between own accounts
• Maximum 5 funded accounts to copy across
• Platform diversity makes automated copiers more feasible (especially MT4/MT5-based tools)
• Manual replication also works
• NO cross-trader copying or multi-prop hedging

Winner: Lucid's platform diversity (especially NinjaTrader support) makes automated copy trading more practical. YRM's Volumetrica/Quantower limitation means you're mostly doing manual replication.

For more on YRM Prop's specific copy trading implementation, check out YRM Prop Copy Trading Rules.

Real-World Trading Experience

My Experience with YRM Prop

I've passed two $50K Starter Challenge accounts at YRM Prop. The subscription model worked well—I failed the first month, adjusted my strategy, and passed in month two. Total cost: $74. The static drawdown during Challenge was forgiving, and I appreciated not having to worry about daily loss limits.

What I liked:

• Cheap monthly pricing for multiple attempts
• Static drawdown during Challenge (huge advantage)
• Fast upgrade to Prime after passing
• Clean dashboard and account management
• Responsive support via Discord

What frustrated me:

• Limited to Volumetrica/Quantower (I prefer NinjaTrader)
• Only 3 funded accounts max (limiting scaling potential)
• Consistency rule on Prime accounts caught me on a big winning day

My Experience with Lucid Trading

I've traded both LucidFlex and LucidTest at Lucid Trading. LucidFlex is legitimately the best rule set I've experienced at any prop firm—the lack of daily loss limit saved me multiple times when positions moved against me intraday but recovered by close.

What I liked:

• LucidFlex's zero daily loss limit (game changer)
• 15-minute payout processing (I've had payouts hit my bank in under 30 minutes)
• Platform flexibility (I use Rithmic for speed)
• One-time fees (no recurring billing stress)
• Up to 5 funded accounts for scaling

What frustrated me:

• LucidFlex's trailing drawdown during eval is less forgiving than YRM's static model
• "Must be net positive between payouts" rule feels unnecessary
• More account options = more complexity (took time to understand differences between Flex/Test/Direct)

Who Should Choose YRM Prop?

YRM Prop is best for:

✅ Traders who need multiple attempts: The $37/month subscription is cheaper than Lucid's $130 one-time fee if you need 1-3 months to pass

✅ Budget-conscious traders: Lower upfront commitment makes it accessible for traders with limited capital

✅ Aggressive Challenge traders: Static drawdown during evaluation lets you push harder for profit targets

✅ Traders comfortable with Volumetrica or Quantower: If these platforms work for you, no problem

✅ Traders who value simplicity: Only two account pathways (Challenge vs Instant Prime) makes decision-making easier

YRM Prop is NOT ideal for:

❌ Traders who need NinjaTrader or Tradovate specifically

❌ Aggressive scalers who want more than 3 funded accounts

❌ Swing traders who hate consistency rules (35-40% on Prime accounts)

❌ Traders who want 100% of first profits (no such option at YRM)

Who Should Choose Lucid Trading?

Lucid Trading is best for:

✅ Swing traders and position holders: LucidFlex's zero daily loss limit is perfect for holding through volatility

✅ Traders who pass evaluations quickly: One-time fee is cheaper if you pass in 1-2 attempts

✅ Platform-specific traders: If you need Rithmic, Tradovate, or NinjaTrader, Lucid supports them

✅ Maximum scalers: 5 funded accounts and $750K combined capital beats YRM's limits

✅ Traders who value payout speed: 15-30 minute processing is objectively faster

✅ Home run hitters: LucidFlex funded accounts have NO consistency rule

Lucid Trading is NOT ideal for:

❌ Traders who need many attempts (monthly subscription becomes expensive)

❌ Traders who want static drawdown during evaluation (all Lucid accounts use trailing)

❌ Traders overwhelmed by options (3 different account models can be confusing)

Side-by-Side Final Verdict

<div style="width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;"><table style="border-collapse:collapse;width:100%;min-width:600px;border:1px solid #e5e5e5;border-radius:8px;"><thead style="background:#f9f9f9;"><tr><th style="border:1px solid #e5e5e5;padding:10px;text-align:left;min-width:180px;">Category</th><th style="border:1px solid #e5e5e5;padding:10px;text-align:left;min-width:210px;">YRM Prop</th><th style="border:1px solid #e5e5e5;padding:10px;text-align:left;min-width:210px;">Lucid Trading</th></tr></thead><tbody><tr><td style="border:1px solid #e5e5e5;padding:10px;"><strong>Pricing Model</strong></td><td style="border:1px solid #e5e5e5;padding:10px;">⭐⭐⭐⭐⭐ (subscription advantage)</td><td style="border:1px solid #e5e5e5;padding:10px;">⭐⭐⭐⭐ (one-time fee)</td></tr><tr><td style="border:1px solid #e5e5e5;padding:10px;"><strong>Rule Flexibility</strong></td><td style="border:1px solid #e5e5e5;padding:10px;">⭐⭐⭐⭐ (static drawdown in eval)</td><td style="border:1px solid #e5e5e5;padding:10px;">⭐⭐⭐⭐⭐ (LucidFlex zero DLL)</td></tr><tr><td style="border:1px solid #e5e5e5;padding:10px;"><strong>Platform Support</strong></td><td style="border:1px solid #e5e5e5;padding:10px;">⭐⭐⭐ (2 platforms)</td><td style="border:1px solid #e5e5e5;padding:10px;">⭐⭐⭐⭐⭐ (5+ platforms)</td></tr><tr><td style="border:1px solid #e5e5e5;padding:10px;"><strong>Payout Speed</strong></td><td style="border:1px solid #e5e5e5;padding:10px;">⭐⭐⭐⭐ (24 hours)</td><td style="border:1px solid #e5e5e5;padding:10px;">⭐⭐⭐⭐⭐ (15-30 minutes)</td></tr><tr><td style="border:1px solid #e5e5e5;padding:10px;"><strong>Scaling Potential</strong></td><td style="border:1px solid #e5e5e5;padding:10px;">⭐⭐⭐ (3 accounts, $450K)</td><td style="border:1px solid #e5e5e5;padding:10px;">⭐⭐⭐⭐⭐ (5 accounts, $750K)</td></tr><tr><td style="border:1px solid #e5e5e5;padding:10px;"><strong>Simplicity</strong></td><td style="border:1px solid #e5e5e5;padding:10px;">⭐⭐⭐⭐⭐ (2 clear paths)</td><td style="border:1px solid #e5e5e5;padding:10px;">⭐⭐⭐ (3 models = complexity)</td></tr><tr><td style="border:1px solid #e5e5e5;padding:10px;"><strong>Track Record</strong></td><td style="border:1px solid #e5e5e5;padding:10px;">⭐⭐⭐ (June 2025, newer)</td><td style="border:1px solid #e5e5e5;padding:10px;">⭐⭐⭐ (April 2025, newer)</td></tr><tr><td style="border:1px solid #e5e5e5;padding:10px;"><strong>Overall Rating</strong></td><td style="border:1px solid #e5e5e5;padding:10px;">⭐⭐⭐⭐ (8.5/10)</td><td style="border:1px solid #e5e5e5;padding:10px;">⭐⭐⭐⭐ (8.7/10)</td></tr></tbody></table></div>

My honest take: Both firms are legitimately good. YRM Prop wins on pricing structure and evaluation forgiveness (static drawdown). Lucid Trading wins on rule flexibility (LucidFlex), platform support, and scaling potential. Neither is a bad choice—it's about which strengths align with your trading style and goals.

If you're budget-conscious and need multiple attempts to pass, start with YRM Prop. If you value rule flexibility and platform choice, go with Lucid Trading's LucidFlex. If you're wealthy enough to do both, run accounts at both firms and compare real-world performance.

<div style="background: linear-gradient(135deg, #1a1a2e 0%, #16213e 100%); border-radius: 12px; padding: 24px; margin: 24px 0;"><p style="color: #fff; font-size: 18px; font-weight: 600; margin-bottom: 16px;">🎯 Ready to Choose Your Firm?</p><p style="color: #b8b8b8; margin-bottom: 16px;">YRM Prop: Best for budget-conscious traders and multiple attempts. Lucid Trading: Best for rule flexibility and platform choice.</p><a href="https://yrmprop.com/" style="display: inline-block; background: #4CAF50; color: white; padding: 12px 24px; border-radius: 6px; text-decoration: none; font-weight: 600; margin-right: 10px;">Try YRM Prop →</a><a href="https://lucidtrading.com/" style="display: inline-block; background: #4CAF50; color: white; padding: 12px 24px; border-radius: 6px; text-decoration: none; font-weight: 600;">Try Lucid Trading →</a></div>

Frequently Asked Questions

Which is cheaper: YRM Prop or Lucid Trading?

YRM Prop is cheaper if you pass within 1-3 months due to its $37/month subscription for a 50K Challenge. Lucid Trading's LucidFlex at $130 one-time is cheaper if you need more than 4 months or if you pass on your first attempt and value not having recurring billing.

Does YRM Prop or Lucid Trading have better rules?

Lucid Trading's LucidFlex has objectively more flexible rules: zero daily loss limit in both eval and funded phases, no consistency rule once funded, and no payout buffers. However, YRM Prop's static drawdown during the Starter Challenge is more forgiving than Lucid's trailing drawdown during evaluation.

Which firm allows more funded accounts?

Lucid Trading allows 5 funded accounts per household with $750,000 combined capital. YRM Prop allows 3 funded Prime accounts with $450,000 combined capital maximum.

What platforms can I use with each firm?

YRM Prop supports Volumetrica and Quantower only. Lucid Trading supports Rithmic, Tradovate, NinjaTrader, Quantower, and Project X, giving significantly more platform flexibility.

Which firm has faster payouts?

Lucid Trading processes payouts faster—often 15-30 minutes from request to bank deposit on LucidFlex accounts. YRM Prop processes within 24 hours, which is still fast but not as immediate as Lucid.

Can I trade both firms simultaneously?

Yes, you can run accounts at both YRM Prop and Lucid Trading simultaneously. However, you cannot copy trades between the two firms (multi-prop hedging is prohibited by both). You can only copy trades between accounts at the same firm under your name.

Which firm is better for swing traders?

Lucid Trading's LucidFlex is significantly better for swing traders due to zero daily loss limit in both evaluation and funded phases. This allows you to hold positions through intraday volatility without worrying about getting stopped out mid-session.

What's the profit split at each firm?

YRM Prop offers 90/10 (trader keeps 90%) across all account types. Lucid Trading offers 100% of the first $10,000 in payouts on LucidDirect accounts, then 90/10 after that. All other Lucid accounts are 90/10 from the start.

Which firm is more established?

Neither firm is established—both launched in 2025 (Lucid in April, YRM in June). Both have 4.8/5 Trustpilot ratings. Lucid has more reviews (1,175+ vs 113+) due to earlier launch and more aggressive marketing. Both carry more risk than established firms like Topstep or Apex.

Do both firms offer live trading with real capital?

Yes, both YRM Prop and Lucid Trading offer pathways to live trading accounts with real capital after demonstrating consistent profitability on simulated funded accounts. YRM Prop calls these "Live Accounts," while Lucid calls them "LucidLive." Both are limited to 1 per trader/household.

Which firm should beginners choose?

YRM Prop is slightly more beginner-friendly due to simpler account structure (just 2 pathways) and subscription pricing that reduces upfront risk. Lucid Trading offers more options but can be overwhelming for new traders trying to decide between LucidFlex, LucidTest, and LucidDirect.

Can I reset a breached account at either firm?

Both firms offer reset options, typically at a discount from the original evaluation price (usually 20-30% less). YRM Prop's subscription model means you can just continue paying monthly to retry. Lucid's one-time fee model means you need to purchase a reset or new evaluation.

The Verdict

Both YRM Prop and Lucid Trading are solid futures prop firms that launched in 2025 and have quickly built strong reputations. Neither has a multi-year track record, which means you're taking on more risk than with established firms. But both have paid out millions to traders, maintain responsive support, and demonstrate genuine commitment to trader success.

Choose YRM Prop if: You want subscription-based pricing for multiple attempts, prefer simpler account structures, value static drawdown during evaluation, or are comfortable with Volumetrica/Quantower platforms.

Choose Lucid Trading if: You value maximum rule flexibility (especially LucidFlex's zero daily loss limit), need specific platform support (NinjaTrader, Rithmic, Tradovate), want to scale across 5 funded accounts instead of 3, or prioritize fastest-possible payout processing.

My personal approach? I'm running accounts at both firms. YRM Prop's $37/month Challenge accounts are perfect for testing new strategies without big upfront commitment. Lucid's LucidFlex is where I trade my main strategy because the zero daily loss limit fits my swing trading style.

For more YRM Prop details, check out the complete YRM Prop Review 2026 or explore specific topics like YRM Prop Payout Rules and YRM Prop Maximum Accounts.

‍