YRM Prop Reset Cost 2026: Pricing, Policies & Cheaper Alternatives Explained

‍YRM Prop does not offer traditional account resets—if you breach your evaluation or funded account, you cannot pay a fee to continue the same challenge, making their reset cost effectively infinite compared to firms charging $50-$150 for resets.

After breaching one of my three YRM accounts in month 4 and exploring every possible continuation option, I learned that YRM's no-reset policy fundamentally changes how you should approach risk management, what happens after a breach, and whether starting fresh with a new account makes more financial sense than the "unlimited reset" promises other firms offer.

The most important discovery: while other prop firms let you pay $99 to reset a breached $300 account indefinitely (often leading to $500+ in reset fees chasing the same evaluation), YRM forces you to either start completely fresh with a new account purchase or walk away—which paradoxically saves most traders money in the long run by preventing the "just one more reset" psychological trap. Understanding YRM's breach policies and your actual options after failing is critical before you start trading.

 

   Quick heads-up: This article is based on my real experience with YRM Props and the info available when I published/updated this. Things change in prop trading — rules, payouts, promos, all of it.  

 

   For the absolute latest, check YRM Props´s website or their help center.  

YRM Prop's Reset Policy: No Resets Available

The Official Policy

YRM Prop does not offer account resets. Once you breach an evaluation or funded account by hitting your maximum drawdown, violating trading rules, or triggering any termination condition, that specific account is permanently closed.

Your only options are:

1. Purchase a completely new account (fresh evaluation)
2. Continue trading your other accounts if you have multiple
3. Stop trading with YRM entirely

This differs significantly from competitors like Apex Trader Funding, TopStep, or Take Profit Trader, where you can pay a reset fee (typically $99-$149) to restart the same challenge with the same account parameters.

What Happens When You Breach

When I breached my Account B (50K Starter Challenge) in month 4 by hitting the trailing EOD drawdown, here's exactly what happened:

Day of breach:

• 4:15 PM ET: Trading platform showed "Account Disabled"
• 4:47 PM ET: Email from YRM: "Your account has been terminated due to drawdown breach"
• Email included: Final P&L statement, breach details, encouragement to try again

What I couldn't do:

• Request a reset to continue same account
• Negotiate or appeal the breach
• Access any remaining capital or virtual profits

What I could do:

• Purchase a new 50K Starter Challenge for $37/month
• Purchase a different account size (25K Instant Prime for $399)
• Continue trading my Account A and Account C (unaffected by Account B breach)

The finality was absolute. No reset option was offered or available through support.

Cost Comparison: YRM vs Firms Offering Resets

Analysis: After 3 breaches, YRM's subscription model costs $111 total (assuming you breach within first month of each account), while reset-offering firms cost $363-$447. However, this assumes you start fresh monthly subscriptions—if breaches happen after multiple months of subscription, costs increase.

Critical consideration: The table above assumes best-case scenario for YRM (breach in month 1). If you breach YRM accounts after 3-4 months of subscription, you've spent $111-$148 per breach ($37 × 3-4 months), making them comparable or more expensive than reset firms.

Your Actual Options After Breaching YRM

Option 1: New Starter Challenge ($37-$349/month)Pros: Low monthly commitment, affordable retries if breach early. Cons: Monthly fees accumulate, no progress saved, 3-account limit.Best for: Early breaches where you learned from mistakes.

Option 2: Switch to Instant Prime ($399-$899 one-time)Pros: Instant funding, one-time fee, easier 20% consistency rule. Cons: Higher upfront cost, still counts to 3-account limit.Best for: Traders who hit targets but fail 40% consistency on challenges.

Option 3: Take a Break ($0)Pros: Prevents revenge trading, time to analyze mistakes. Cons: No YRM income, might lose momentum.Best for: Multiple breaches in short period—pattern suggests not ready yet.

Option 4: Different Firm With Resets ($165-$299 + $99-$149 per reset)Pros: Retry same challenge, might fit style better. Cons: Leave YRM, new rules, reset fees accumulate ($500+ common).Best for: Fundamental disagreement with no-reset policy.

The Psychology of Resets: Why YRM's Policy Might Save You Money

The "Just One More Reset" Trap

At reset-offering firms, traders often fall into: Purchase $165 evaluation → Breach week 3 → Pay $99 reset → Breach week 5 → Pay $99 reset → Total $363 spent, still no funded account.

The psychological pull of "I already invested $264, just $99 more" keeps traders paying resets instead of addressing root problems.

YRM Forces Better Behavior

When I breached Account B, finality forced different thinking: Did I breach due to bad luck or bad trading? (Bad trading—oversized positions). Should I practice on demo first? (Yes—did 2 weeks sim).

Result: Fixed position sizing, waited 2 weeks, started new account, passed in 16 days. The forced pause prevented emotional re-entry.

How YRM's Refund Policy Impacts Reset Decisions

YRM's no-refund policy means:

• Breach day 1: Lost full amount ($37 monthly or $399+ one-time)
• Cancel mid-month: Subscription continues until billing cycle ends
• Strategic implication: Every purchase requires commitment—no safety net of getting money back

Cheaper Alternatives to Resetting

Demo trading (Free): NinjaTrader sim, Tradovate demo, TradingView paper trading. Practice 1-2 weeks before paying for new account.

Start smaller: If you breached 100K ($97/month), drop to 50K ($37/month) to rebuild confidence at lower cost.

Use multiple accounts: Treat one as conservative, another for testing. When one breaches, you maintain momentum with others. I run: Account A (conservative, live status), Account C (testing setups), Account B (breached).

Frequently Asked Questions

Does YRM Prop offer account resets?

No. YRM Prop does not offer resets. Once you breach an account through drawdown violation, rule breach, or any termination trigger, that account is permanently closed. Your only option is purchasing a completely new account—either another Starter Challenge subscription ($37-$349/month) or Instant Prime account ($399-$899 one-time).

How much does a YRM Prop reset cost?

YRM doesn't offer resets, making the effective cost infinite. You cannot pay any amount to continue a breached account. Instead, you must purchase a new account starting from scratch, which costs $37-$349/month for Starter Challenges or $399-$899 for Instant Prime depending on account size.

What happens if I breach my YRM Prop account?

The account immediately terminates. You receive an email notification with breach details and final P&L statement. The account is disabled and cannot be accessed. You retain access to any other active YRM accounts (if you have multiple), but the breached account cannot be recovered, reset, or reinstated under any circumstances.

Can I get a refund if I breach my YRM account quickly?

No. YRM operates a strict no-refund policy. If you breach on day 1 or day 30, you receive no refund of your purchase price—whether that's monthly subscription fees paid or one-time Instant Prime costs. All sales are final regardless of how quickly breach occurs.

Is YRM's no-reset policy better or worse than competitors?

Depends on your trading style. It's potentially cheaper if you breach early and often (you pay $37/month per attempt vs $99-$149 resets elsewhere). It's more expensive if you breach after several months of subscription ($148 for 4-month breach vs $99 reset). Psychologically, it prevents the "endless reset" trap that costs some traders $500+ at reset-offering firms.

What's the cheapest way to retry after breaching YRM?

Purchase a new 50K Starter Challenge at $37/month. This is YRM's lowest-cost entry point. Alternatively, take 1-2 weeks to practice on free demo accounts before paying for another attempt, ensuring you've addressed whatever caused the breach rather than immediately re-entering.

How many accounts can I have with YRM after breaching one?

YRM allows maximum 3 active accounts total. However, breached accounts count toward this limit until the monthly subscription is cancelled or the account is fully closed in their system (usually 1-2 billing cycles). You may need to wait before purchasing your 4th account even if you've only got 2 active.

Should I choose YRM if I know I'll need resets?

Probably not. If your trading strategy involves high breach risk or you're still developing consistency, firms offering $99-$149 resets (Apex, Topstep, TakeProfitTrader) provide more continuation flexibility. YRM works best for traders confident they can pass within 1-2 attempts per account.

Final Verdict: Is YRM's No-Reset Policy a Deal-Breaker?

After breaching one account and successfully managing two others for 8 months, here's my assessment:

YRM's no-reset policy works for:

• Disciplined traders who breach rarely
• Those using subscription model (can retry for $37/month)
• Traders who benefit from forced breaks between attempts
• People susceptible to "reset addiction" at other firms

YRM's no-reset policy doesn't work for:

• Traders still developing strategy (expect many breaches)
• Those who invested multiple months before breach (sunk cost pain)
• Anyone wanting to retry same account immediately
• Traders needing flexibility to "buy another try"

My personal take: I actually prefer the no-reset policy. It forced me to fix my position sizing issue rather than immediately paying to retry. The $37 subscription made walking away for 2 weeks to practice in sim financially painless. At reset firms, I spent $297 in resets over 8 weeks on a single account before finally passing—a pattern the no-reset policy would have broken earlier.

If you're considering YRM, factor the no-reset policy into your risk management from day one. Trade like you can't reset, because you can't.