The Trading Pit Refund Policy: When Do You Get Your Evaluation Fee Back?

Written by Paul
Published on
December 16, 2025
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You're about to drop $99-$999 on a Trading Pit challenge. But first, you're wondering: if I pass, do I get this money back? And if I change my mind tomorrow, can I get a refund?

Here's the short answer: The Trading Pit refunds your evaluation fee with your first payout—but only for CFD and Stocks challenges. Futures Prime accounts charge a separate activation fee when you pass, so no refund there. And if you buy a challenge but change your mind within 14 days before trading, you can get a full refund.

This article breaks down exactly when you get your money back, what's refundable, what's not, and how the refund process actually works. As of December 2025, these terms apply to all new challenge purchases.

Key Takeaways: Your Instant Answer

  • CFD and Stocks challenges: 100% refund with first payout — your evaluation fee is returned when you receive your first withdrawal.
  • Futures Prime: No refund — you pay an activation fee upon passing, so the challenge fee is not refunded.
  • Futures Classic: Refund included — traditional futures model refunds your fee with first payout.
  • 14-day cooling-off period — full refund if you haven't started trading and request within 14 days of purchase.
  • Resets and Extensions: Never refundable — these are optional add-ons with fixed costs regardless of outcome.
  • TTP Passes (discount codes): Non-refundable — the Pass itself can't be refunded, but challenges bought with it follow normal refund rules.
  • No partial refunds — it's all or nothing based on the conditions above.

How The Trading Pit's Refund Policy Works

The Standard Refund: CFD and Stocks Challenges

When you buy a CFD or Stocks challenge, you pay an evaluation fee upfront. If you pass and get funded, that fee is refunded with your first payout.

Example:

You buy a $100K CFD Prime challenge for $499. You pass the evaluation, become funded, and make your first $2,000 profit. When you request your first payout (80% profit split = $1,600), The Trading Pit adds your $499 evaluation fee to that withdrawal.

Total first payout: $1,600 + $499 = $2,099

Why this matters: The evaluation fee acts as a deposit. Pass the challenge, and you get it back. Fail, and The Trading Pit keeps it.

This applies to:

  • All CFD challenges (Prime, Classic, Lite)
  • All Stocks challenges

The Futures Exception: Futures Prime No Refund

Futures Prime accounts do NOT refund your evaluation fee.

Why? Because Futures Prime charges an activation fee when you pass the challenge. This activation fee unlocks your funded account and gives you access to live futures markets.

The structure:

  • Pay evaluation fee (e.g., $499 for $100K account)
  • Pass the challenge
  • Pay activation fee (amount varies by account size—typically $150-$500)
  • Start trading funded account
  • No refund of original evaluation fee

Example:

You buy a $100K Futures Prime challenge for $499. You pass. The Trading Pit charges you a $200 activation fee to unlock your funded account. Your $499 evaluation fee is NOT refunded.

Why The Trading Pit does this: Futures Prime offers static drawdown and daily pause features, which cost more to operate. The activation fee covers infrastructure costs. In exchange, you don't get the evaluation fee refunded.

Futures Classic (traditional model): Does refund fee with first payout, just like CFD challenges.

The 14-Day Money-Back Guarantee

Changed your mind? You have 14 days from purchase to request a full refund—but only if you haven't started trading.

Conditions:

  • Request refund within 14 days of purchase date
  • Zero trading activity on the account (not even one demo trade)
  • Account still in "pre-evaluation" status

How to request:Email support@thetradingpit.com with:

  • Your account number
  • Purchase confirmation
  • Reason for refund (optional, but helpful)

Processing time: Typically 5-7 business days back to your original payment method.

Why this policy exists: It's a legal requirement in the EU (where The Trading Pit operates). You're entitled to a cooling-off period for online purchases.

What this ISN'T: This is not a "try the challenge and refund if you fail" loophole. The moment you place one trade, you're locked in. No refunds after trading activity starts.

What Is NOT Refundable

Resets and Extensions

If you fail a challenge and buy a Reset (restart with same account size), that reset fee is non-refundable even if you pass on the second attempt.

Example:

You buy a $50K challenge for $299. You fail. You buy a $299 reset. You pass. Your first payout refunds the original $299, but not the reset fee. You're out $299 total.

Why? Resets and extensions are optional services. You chose to buy more time or another attempt. The Trading Pit considers these separate purchases with fixed costs.

Extensions work the same way: If you buy a 30-day extension for $50, that $50 is non-refundable regardless of whether you pass or fail.

TTP Passes (Discount Vouchers)

The Trading Pit offers TTP Passes—prepaid discount codes that give you 20% off challenges.

Two types:

  • Silver Pass: 20% off challenges up to $50K
  • Gold Pass: 20% off all challenge sizes

Purchase window: December 5, 2025 - January 6, 2026Validity: Until December 31, 2026

Refund policy for TTP Passes:

The Pass itself is non-refundable. Once you buy a Silver or Gold Pass, that money is gone regardless of whether you use it.

BUT: Challenges you purchase using the Pass follow the normal refund policy. So if you use your Gold Pass to buy a $100K CFD challenge at 20% off ($399 instead of $499), you'll still get that $399 refunded with your first payout.

The math:

  • Gold Pass costs ~$200 (hypothetical—check current pricing)
  • Use it to buy a $100K challenge at $399 (20% off)
  • Pass and get funded
  • First payout refunds $399
  • Net cost: $200 (the Pass) + $399 (challenge fee) - $399 (refund) = $200 total

Is it worth it? Only if you're buying multiple challenges within the validity period. One-time challenge buyers should skip the Pass.

Failed Challenges

If you fail a challenge, no refund. The evaluation fee is gone. This is standard across every prop firm.

What you paid for: The opportunity to prove your trading skills. You attempted the challenge and didn't meet the criteria. The fee covers the infrastructure, platform access, and risk management costs.

This isn't a scam. It's the business model. Prop firms make money from failed evaluations. Successful traders get their fees refunded and profit splits.

Refund Comparison: The Trading Pit vs. Competitors

Key insight: The Trading Pit's refund policy is standard for the industry—except for Futures Prime. That activation fee model is unique and means no evaluation fee refund.

Prop FirmRefund PolicyExceptions
The Trading PitRefund with first payout (CFD/Stocks)Futures Prime: No refund (activation fee model)
FTMORefund with first payout (all accounts)Resets and add-ons non-refundable
TopstepNo refund (subscription model)Monthly fees; different structure entirely
Apex Trader FundingRefund with first payoutResets non-refundable
MyFundedFuturesRefund with first payoutResets and extensions non-refundable

Frequently Asked Questions (FAQ)

If I pass my challenge but never request a payout, do I still get my fee refunded?

No. The refund only happens with your first payout. If you pass but never withdraw, you never get the refund.

Can I get a refund if I fail the challenge?

No. Failed challenges are non-refundable.

What if I buy a challenge and realize I selected the wrong account size?

Contact support immediately before starting any trades. If no trading activity has occurred, they may allow you to exchange for a different account size or process a refund within the 14-day window.

Do I get the refund separately or added to my first payout?

Added to your first payout. It's a single transaction: your profit split + evaluation fee refund.

What happens if I buy a $100K challenge for $499, get refunded $499 with my first payout, then fail the funded account later?

You keep the refund. Once it's paid out, it's yours. Losing your funded account later doesn't claw back the refund.

Are TTP Passes worth buying?

Only if you plan to buy multiple challenges within the validity period. The Pass saves you 20% per challenge but is non-refundable. One-time buyers should skip it.

Can I use a TTP Pass on a reset or extension?

No. Passes only apply to new challenge purchases, not resets, extensions, or other add-ons.

What's the refund processing time for the 14-day guarantee?

Typically 5-7 business days back to your original payment method.

If I buy a Futures Prime account and pay the activation fee, can I get that fee refunded?

No. Activation fees are separate from evaluation fees and are never refundable.

Final Verdict: Is The Trading Pit's Refund Policy Fair?

One-sentence summary: The Trading Pit's refund policy is industry-standard and fair—you get your fee back when you succeed (except Futures Prime), but resets and failures cost you.

What's fair about it:

  • Refunds with first payout reward successful traders
  • 14-day cooling-off period protects buyers who change their minds
  • Clear terms with no hidden conditions

What's not ideal:

  • Futures Prime activation fee means no evaluation fee refund (this should be clearer during checkout)
  • Resets and extensions are expensive and non-refundable
  • No pro-rated refunds or second chances

Who benefits from this policy:

  • Disciplined traders who pass challenges
  • Traders using CFD or Stocks accounts (full refund model)
  • Anyone who changes their mind within 14 days pre-trading

Who gets hurt:

  • Traders who fail and buy expensive resets
  • Futures Prime buyers who didn't realize no refund applies
  • Anyone who buys a TTP Pass and doesn't use it

Bottom line: Read the terms before buying. If you're unsure about Futures Prime's no-refund policy, start with a CFD or Futures Classic account instead. And never buy a TTP Pass unless you're committed to multiple challenges.

Your Next Steps

Start Your Challenge

Save Money: The Trading Pit Promo Codes

Understand Costs: The Trading Pit Reset & Extension Guide

🎁 Win a $100,000 TopOneFutures Challenge

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