Rise Payouts for Tradeify: Primary Withdrawal Method Setup and Processing

Tradeify processes the majority of its funded trader payouts through Rise, a financial technology platform that handles everything from initial setup to final fund delivery. If you're new to the prop firm payout process or wondering why your payout request requires a Rise account, this guide walks you through exactly what Rise is, how to set it up correctly, and what to expect during each stage of the withdrawal process.

Rise isn't a traditional bank or payment processor in the PayPal sense. It operates as a regulated payment infrastructure that connects Tradeify's internal payout system to your preferred withdrawal destination, whether that's a U.S. bank account, an international bank transfer, or even cryptocurrency. The setup process involves identity verification, security protocols, and linking your preferred withdrawal method. Once configured properly, Rise becomes your central hub for receiving all future Tradeify payouts.

The entire setup typically takes between 30 and 60 minutes of active work on your end, though verification timing can vary from instant approval to three business days depending on document quality and current processing volumes. After the initial configuration, you won't need to repeat these steps for subsequent payouts. Future withdrawals flow directly into your Rise wallet and can be transferred to your linked bank or crypto account with minimal intervention.

Understanding this process before you request your first payout prevents delays and frustration. Many traders reach their first payout milestone only to discover they need to complete KYC verification, which can take several days if documents aren't prepared in advance. Setting up Rise proactively during your evaluation phase means you're ready to receive funds the moment Tradeify approves your payout request.

Quick heads-up: This article is based on my real experience with Tradeify and the info available when I published/updated this. Things change in prop trading — rules, payouts, promos, all of it.

For the absolute latest, check Tradeify´s website or their help center.

What Is Rise and Why Does Tradeify Use It?

Rise operates as Tradeify's primary payout infrastructure, handling the technical and regulatory requirements of moving money from the prop firm to individual traders. Tradeify doesn't maintain its own payment processing system because doing so would require banking licenses, compliance infrastructure, and financial oversight that's better handled by specialized payment platforms.

By routing payouts through Rise, Tradeify offloads the complexity of international payments, currency conversions, KYC compliance, and fraud prevention to a platform built specifically for those functions. This arrangement also benefits traders by providing multiple withdrawal options under one system rather than forcing everyone into a single payment method like wire transfer or check.

Key benefits of the Rise system include:

• Multiple withdrawal options (bank transfer, cryptocurrency)
• Faster processing than traditional wire transfers
• Lower fees compared to international bank wires
• Automated compliance and fraud protection
• 24/7 wallet access and withdrawal control

Rise supports standard bank transfers to U.S. and international accounts, as well as cryptocurrency withdrawals for traders who prefer USDC or other supported digital assets. The platform handles the conversion and routing automatically based on your selected withdrawal method. This flexibility is particularly valuable for international traders who might face high fees or slow processing with traditional wire transfers.

From a security standpoint, Rise implements financial-grade encryption, two-factor authentication options, and recovery protocols that protect both your funds and your personal information. The platform is regulated as a money transmitter, which means it operates under strict compliance frameworks designed to prevent fraud and ensure proper handling of client funds.

When Tradeify approves your payout request, funds are transferred to your Rise wallet typically within 24 to 48 hours. From that point, you control when and how to withdraw the money to your final destination. This two-stage process separates Tradeify's approval workflow from your personal withdrawal timing, giving you flexibility in managing your trading income.

Initial Rise Account Setup Process

The setup sequence begins after you submit your first payout request through the Tradeify dashboard. Within minutes of requesting a payout, you'll receive an email invitation from Tradeify Holdings, Corp. asking you to join Rise. This email contains a unique signup link that connects your Rise account to your Tradeify trader profile. Without clicking this invitation link and completing the signup process, Tradeify cannot send funds to you, even after approval.

Initial setup steps overview:

• Check email for Rise invitation from Tradeify Holdings, Corp.
• Click the unique signup link (check spam if not in inbox)
• Create Rise account with legal name matching government ID
• Complete email verification
• Sign Master Service Agreement
• Begin KYC verification process

Check your spam folder if the invitation email doesn't appear in your primary inbox within an hour of submitting the payout request. Email filters sometimes flag automated financial notifications as potential spam. If you still can't locate the invitation after checking spam, contact Tradeify support to have them resend it. Don't attempt to create a Rise account independently without using Tradeify's invitation link, as the accounts won't be properly connected for payout processing.

The signup link directs you to Rise's registration page where you'll enter your basic information: full legal name, email address, phone number, and country of residence. Rise uses email-based authentication rather than traditional passwords. Each time you log into Rise, you'll receive a temporary login link via email that expires after 20 minutes. This security method prevents password theft but requires you to have consistent access to your registered email address.

After entering your initial information, Rise prompts you to complete several critical setup steps in sequence. The platform guides you through these one at a time, but understanding what's coming helps you prepare documents and information in advance. The main components include signing the Master Service Agreement, completing Know Your Customer (KYC) verification, creating your Rise ID with a recovery code, and linking your preferred withdrawal method.

Don't rush through the recovery code step. Rise provides you with a 12-word recovery phrase that's your only way to regain account access if you lose access to your email or encounter technical issues. This isn't a customer support ticket situation where a friendly agent can reset your password by asking security questions. The recovery code is the master key to your account, and if you lose it while also losing email access, your funds could become inaccessible.

Critical recovery code security:

• Write recovery code on paper, store in safe or locked cabinet
• Save in encrypted password manager with strong master password
• Keep multiple secure backups in different locations
• NEVER save in plain text files, phone notes, or unencrypted cloud storage
• NEVER share with anyone, including support staff

KYC Verification Requirements

Know Your Customer verification exists to prevent financial fraud, money laundering, and identity theft. Every regulated financial service, from banks to payment processors to prop trading firms, must verify the identity of their users. Rise handles this verification on Tradeify's behalf, collecting and validating identity documents before releasing funds.

The verification process requires a government-issued photo ID and proof of your current residential address. Acceptable photo IDs include passports, driver's licenses, and national identity cards. The document must be currently valid with an expiration date that hasn't passed. Expired documents are automatically rejected even if they expired recently. The name on your government ID must match exactly with the name you provided during Rise account signup and the name on your Tradeify trader account.

For address verification, Rise accepts recent utility bills, bank statements, or government correspondence that show your full name and current residential address. The document should be dated within the last three months. Digital screenshots of bills are usually acceptable as long as the issuing company, your name, address, and document date are clearly visible. Some traders scan physical mail or photograph bills using their smartphone, which works fine as long as the image quality is high enough to read all details.

Photo quality makes a significant difference in verification speed. Use a well-lit area and photograph your documents on a contrasting background, like a white sheet of paper on a dark table. All four corners of the document should be visible in the frame. Don't crop the image too tightly or use filters that alter colors or text clarity. Blurry photos, images with glare from lighting, or documents photographed at angles that distort text are common rejection reasons that add days to your verification timeline.

Most KYC submissions receive automated approval within minutes if document quality is high and the information matches Rise's verification databases. Cases that require manual review, such as international documents, unusual address formats, or documents with complex names, can take one to three business days. You'll receive email notifications at each stage of the verification process, including if documents are rejected and need to be resubmitted with corrections.

If your documents are rejected, carefully read the rejection reason provided in the email. Common issues include mismatched names (middle name included on one document but not the other), expired IDs, address documents older than three months, poor image quality, or documents not showing all required information. Correct the specific issue mentioned and resubmit rather than uploading the same documents again hoping for a different result.

While waiting for verification, you can complete the other Rise setup steps like creating your Rise ID and linking your withdrawal method. However, Tradeify cannot release funds to your Rise wallet until KYC verification shows as approved. This is why traders who complete KYC proactively during their evaluation phase, before requesting their first payout, experience faster payout processing when they reach funded status.

Linking Your Withdrawal Method

After your Rise account is verified, you need to connect the final destination where you want your trading profits to land. Rise supports several withdrawal methods, each with different processing speeds, fee structures, and geographic availability. The two primary options are traditional bank transfers and cryptocurrency withdrawals.

Bank account linking requires your full account number and routing number (for U.S. accounts) or SWIFT/IBAN information (for international accounts). The account must be in your legal name matching your KYC documents. Rise doesn't support withdrawals to accounts under different names, even if that person is a spouse or family member, as this violates financial regulations around identity verification and money laundering prevention.

Bank account requirements:

• Account must be in your legal name (matching KYC documents)
• U.S. accounts need routing number and account number
• International accounts need SWIFT/IBAN details
• Business accounts not recommended (can complicate tax reporting)

U.S. bank account verification usually happens instantly through micro-deposit verification or through secure connection to your bank via Plaid integration. International bank accounts may require manual verification that takes one to two business days. Once verified, the account remains linked to your Rise profile for all future withdrawals. You can link multiple withdrawal methods and choose between them when requesting each withdrawal.

Cryptocurrency withdrawals provide faster processing, often completing within hours rather than the one to three business days typical for bank transfers. Rise supports USDC (USD Coin) and other major stablecoins, sending funds directly to your crypto wallet address. You'll need to provide your wallet address and verify you control it by completing a small test transaction.

Make absolutely certain your crypto wallet address is entered correctly. Cryptocurrency transactions are irreversible, meaning funds sent to an incorrect address are permanently lost with no recovery method. Copy and paste addresses rather than typing them manually, and double-check every character before confirming. Some traders send a small test withdrawal first to verify the address is correct before requesting larger amounts.

Bank transfers are generally safer for new users who aren't familiar with cryptocurrency wallets and blockchain technology. The longer processing time (one to three business days) is worth the reduced risk of user error for most traders. Crypto withdrawals make more sense for traders who already use cryptocurrency regularly, prefer to hold funds in stablecoins, or need faster access to their trading profits.

Withdrawal method selection affects the final amount you receive after any applicable fees. Bank transfers may include wire transfer fees or currency conversion costs for international accounts. Cryptocurrency withdrawals typically have lower fees but expose you to potential price volatility if you're withdrawing non-stablecoin assets. Check Rise's current fee schedule for specific costs associated with your preferred withdrawal method.

Accepting Tradeify's Team Invitation

This step trips up many traders because it happens separately from the main Rise account setup process. Even after you create your Rise account, complete KYC verification, and link a withdrawal method, you must accept a specific team invitation from Tradeify before funds can flow to your account.

The team invitation arrives as a separate email from Rise, usually within 24 hours of your initial account creation. The subject line mentions joining Tradeify Holdings, Corp.'s team on Rise. Click the acceptance link in this email and confirm you want to join the team. This links your Rise account to Tradeify's payout system and authorizes them to send funds to your wallet.

Without accepting this team invitation, your Rise account exists but sits disconnected from Tradeify's payout infrastructure. You'll have completed all the setup steps but Tradeify's system won't show your Rise account as a valid payout destination. This creates a confusing situation where Tradeify marks your payout as approved but can't actually transfer the funds.

Team invitation checklist:

• Check inbox within 24-48 hours of Rise account creation
• Look for email subject mentioning "Tradeify Holdings, Corp."
• Check spam/promotions folders if not in primary inbox
• Click acceptance link and confirm team membership
• Verify in Rise dashboard that Tradeify appears as connected organization

If you can't find the team invitation email, check your spam folder first. If it's not there and it's been more than 48 hours since creating your Rise account, contact Tradeify support to have them resend the invitation. Don't wait until after your payout is approved to realize you haven't accepted the team invitation, as this adds unnecessary delays to receiving your funds.

After accepting the team invitation, log into your Rise account and verify your account status shows as "Active" with Tradeify visible in your connected organizations or teams section. This confirms the link between your personal Rise account and Tradeify's payout system is functioning correctly.

Complete Setup Verification Checklist

Before considering your Rise configuration complete, verify you've addressed every required component. Missing even one step means your first payout will be delayed while you scramble to fix the setup issue. Run through this checklist systematically:

Pre-Payout Setup Checklist:

• ✅ Rise account created with legal name matching government ID
• ✅ Email verified and login working (test by logging out and back in)
• ✅ KYC verification submitted and approved (check email for confirmation)
• ✅ Government photo ID uploaded and accepted
• ✅ Proof of address document uploaded and accepted
• ✅ Rise ID created and recovery code saved in secure location
• ✅ Withdrawal method linked (bank account or crypto wallet)
• ✅ Bank account verified or crypto wallet address confirmed
• ✅ Tradeify team invitation accepted
• ✅ Account status shows "Active" in Rise dashboard

If all items show complete, you're ready to receive payouts. The entire setup typically takes 30 to 60 minutes of active work spread across one to three days depending on verification timing. Once complete, future payouts require no additional setup. You simply request a payout in Tradeify's dashboard, wait for approval, and funds appear in your Rise wallet automatically within 24 to 48 hours.

How the Payout Processing Timeline Works

Understanding the end-to-end timeline helps set realistic expectations for when money actually lands in your bank account after requesting a Tradeify payout. The process involves multiple stages with different responsible parties and processing windows.

Stage one begins when you submit a payout request through your Tradeify dashboard. Your account must meet all eligibility requirements: minimum winning days, consistency rule compliance, minimum account balance, and any account-specific payout requirements. Tradeify's system performs an automated check when you submit the request, and if you're eligible, the request enters their review queue.

Tradeify typically reviews payout requests within 24 to 48 hours during business hours (Monday through Friday, 8:00 AM to 5:00 PM Eastern Time). Requests submitted during weekends or outside business hours begin processing on the next business day. Some traders report payouts approved within hours, while others experience the full 48-hour review period depending on current volume and any account-specific considerations.

Once Tradeify approves your payout, they immediately transmit the funds to your Rise wallet. This transfer usually completes within the same 24 to 48 hour approval window. You'll receive an email notification when funds arrive in your Rise account, and the balance will be visible in your Rise dashboard.

At this point, the money is in your Rise wallet but not yet in your final destination bank account or crypto wallet. Rise holds the funds until you request a withdrawal. Some traders prefer to accumulate multiple payouts in their Rise wallet before withdrawing to minimize transaction fees. Others withdraw immediately each time funds arrive. Both approaches work, and the choice comes down to personal preference and fee optimization.

When you're ready to withdraw from Rise to your bank account, initiate the withdrawal through the Rise dashboard. Bank transfers typically complete in one to three business days depending on your bank's processing speed and whether any currency conversion is required. U.S. domestic bank transfers usually arrive within one to two business days, while international transfers may take two to three business days.

Cryptocurrency withdrawals process much faster, often completing within hours. The transaction requires blockchain confirmation, which takes minutes to an hour depending on network congestion, but you have access to the funds in your crypto wallet as soon as the transfer confirms on-chain.

Adding up all stages, expect a total timeline of approximately three to six business days from payout request submission to funds available in your bank account. Fast-case scenarios with instant approval and domestic bank transfers can complete in two to three days. Slow-case scenarios with manual review, weekend submission, and international bank transfers might extend to seven or eight days. Crypto withdrawals can trim one to two days off the bank transfer timeline.

Common Setup Issues and Solutions

Even following instructions carefully, several technical or procedural issues commonly appear during Rise setup. Knowing the typical problems and their solutions speeds up troubleshooting when something doesn't work as expected.

Document rejection despite good quality: Sometimes verification systems reject documents for reasons that aren't immediately obvious. Make sure the document type is actually on Rise's accepted list. Not all forms of ID work universally (for example, student IDs or work badges aren't acceptable as government photo ID). Address documents must show full name and full address including apartment numbers if applicable. Documents that only show partial addresses or a P.O. box when you listed a street address are rejected for mismatch.

KYC review taking longer than three business days: Contact Rise support if verification has been pending for more than three full business days without rejection or acceptance. Occasionally documents get stuck in manual review queues during high-volume periods or due to technical issues. Support can escalate the review or identify if additional documentation is needed.

Withdrawal method won't link: The most common cause is name mismatch. Your bank account or crypto wallet must be verifiable as belonging to you, under the same legal name as your KYC documents. If you're trying to link an account with a nickname, abbreviated middle name, or different name ordering, the verification will fail. Contact your bank to update the account name to match your government ID, or use a different account that's already under your full legal name.

Team invitation email never arrived: After 48 hours, if you've created a Rise account but can't find Tradeify's team invitation in either your inbox or spam folder, contact Tradeify support (not Rise support, as the invitation originates from Tradeify's side). They can verify your Rise account email address matches what they have on file and resend the invitation.

Can't log into Rise after initial setup: Remember Rise uses email-based authentication rather than passwords. Check your email for the login link each time you need to access your account. The link expires after 20 minutes, so if you requested a login link earlier and forgot about it, you'll need to request a fresh one from Rise's login page.

Rise vs. Plane: Alternative Payout Options

While Rise handles the majority of Tradeify payouts, the firm also offers Plane as an alternative payout processor for traders who prefer different processing schedules or have specific requirements that make Plane a better fit.

Plane operates with scheduled withdrawal windows rather than on-demand processing. Payouts become available during specific date ranges each month: the 1st through 4th, the 11th through 14th, and the 21st through 24th. If you request a Plane withdrawal outside these windows, it won't process until the next window opens. This structure works well for traders who prefer regular, scheduled payouts rather than ad-hoc withdrawals whenever they hit their target.

As of February 2025, Plane payouts require one-time activation through Tradeify support. You can't simply select Plane as a payout method without first contacting support to enable it on your account. This extra step exists to ensure traders understand Plane's different processing schedule and requirements before using it.

Processing speed through Plane varies from three to seven business days after the withdrawal window closes. This makes Plane generally slower than Rise for getting funds into your hands, but the tradeoff is a more structured payment schedule that some traders prefer for accounting or cash flow management reasons.

Most traders default to Rise because it offers faster processing, on-demand withdrawals without restricted windows, and typically lower fees. Plane makes more sense for specific situations like preference for scheduled rather than ad-hoc payments, geographic locations where Plane has better bank coverage, or if you experience persistent technical issues with Rise that support can't resolve.

Tax Implications and Documentation

Tradeify payouts represent taxable income in most jurisdictions. Rise doesn't withhold taxes automatically from your withdrawals, meaning you receive the full payout amount but become responsible for reporting it as income and paying any applicable taxes when you file your annual tax return.

For U.S.-based traders, prop firm payouts are typically treated as self-employment income rather than capital gains. You'll receive a Form 1099-NEC from Rise or Tradeify if your annual payout total exceeds IRS reporting thresholds (usually $600 or more per year). This form reports your total payout income to both you and the IRS, and you must include that income on your tax return even if your total was below the 1099 threshold.

Tax documentation checklist:

• Save all payout approval emails from Tradeify
• Download transaction history from Rise dashboard monthly
• Track dates, amounts, and any fees deducted
• Document cryptocurrency transfers if applicable
• Consult tax professional for deductions and estimated payments

International traders need to understand their home country's tax laws regarding foreign income and prop trading proceeds. Some countries treat prop payouts as regular income, others as business income, and some have specific rules for financial trading proceeds. The W-8BEN form that international traders complete during setup informs Tradeify that you're not a U.S. taxpayer, preventing U.S. tax withholding, but doesn't exempt you from taxes in your own country.

Keep detailed records of every payout request, approval date, amount received, and any fees deducted. Your Rise dashboard maintains a transaction history, but download and save these records locally as backup documentation. If you withdraw funds to a cryptocurrency wallet, maintain records of those transactions as well, including dates and amounts, since cryptocurrency transactions can complicate tax accounting.

Remember that using cryptocurrency withdrawals doesn't hide income or exempt you from taxes. Blockchain transactions are public records, and regulated financial services like Rise report your activity to tax authorities regardless of whether you withdraw to a bank account or crypto wallet.

Security Best Practices for Your Rise Account

Your Rise account controls access to your trading profits, making it a high-value target for potential account takeover attempts. Implementing proper security practices protects both your funds and your identity information stored in the system.

Essential security measures:

• Enable two-factor authentication on your email account
• Use strong, unique password for email (not reused from other services)
• Consider dedicated email address exclusively for financial accounts
• Never click login links unless you requested them within last 20 minutes
• Monitor account weekly for unauthorized activity

Email account security is your first line of defense since Rise uses email-based authentication. Enable two-factor authentication on your email account if you haven't already. Use a strong, unique password that isn't reused from other services. Consider using a dedicated email address exclusively for financial accounts like Rise, separate from your everyday email, to reduce exposure if your primary email is compromised.

Never click login links in emails unless you specifically requested them from Rise's login page within the last 20 minutes. Phishing attempts sometimes impersonate Rise emails, sending fake login links that capture your credentials. If you receive an unexpected login link email, ignore it and manually navigate to Rise's website to log in properly.

Your recovery code protects access to your account if email access is lost, but it also represents a potential security vulnerability if stolen. Store your recovery code in a secure location that balances accessibility and security. A physical safe or locked filing cabinet works well for paper backups. Encrypted password managers with strong master passwords provide secure digital storage.

If you suspect your Rise account has been compromised, immediately change your email password, use your recovery code to secure your Rise account, and contact Rise support to report the security concern. Quick action minimizes potential damage if someone gains unauthorized access to your account.

Optimizing Your Payout Strategy with Rise

Beyond the mechanics of setting up and using Rise, strategic thinking about payout timing and amount can optimize your cash flow while maintaining good standing with Tradeify's account requirements.

Some traders withdraw every dollar immediately after each payout approval, preferring to move money out of the prop firm system as quickly as possible. This approach minimizes exposure to account violations that could occur between payouts, since you've already extracted available profits. The downside is accumulating transaction fees if your payout processor charges per withdrawal.

Payout timing strategies:

• Immediate withdrawal: Move funds out fast, minimize exposure, pay more fees
• Accumulation approach: Let multiple payouts build up, fewer fees, more platform exposure
• Hybrid method: Withdraw minimum needed for expenses, accumulate the rest
• Tax-year boundary timing: Consider calendar year impacts on reporting

Other traders let profits accumulate in their Rise wallet across multiple Tradeify payouts before withdrawing in larger chunks. This strategy minimizes transaction fees by reducing withdrawal frequency. The tradeoff is leaving more money in the Rise ecosystem rather than your personal bank account. This approach makes more sense if your payout processor charges flat fees per transaction rather than percentage-based fees.

Consider your personal cash flow needs when timing withdrawals. If you rely on trading income for regular expenses, withdrawing more frequently ensures steady access to funds. Traders using prop income as supplemental to other income sources might prefer less frequent, larger withdrawals.

Diversification across accounts becomes relevant for traders running multiple Tradeify accounts simultaneously. You can request payouts from different accounts at staggered intervals, creating a more regular income stream rather than large lump sums. This approach also spreads risk across accounts, so if one account encounters issues, your other accounts continue generating income.

Rise represents the primary gateway between your Tradeify trading success and actual money in your bank account. Setting it up correctly and understanding how the payout process works eliminates one of the most common frustration points for prop traders. Complete your Rise setup during your evaluation phase before you need it, keep your recovery code secure, maintain good email security practices, and understand the full payout timeline from request to final withdrawal. With these foundations in place, receiving your trading profits becomes a predictable, reliable process rather than a source of stress and delays.

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