Tradeify Payout Rules (2026) — Real‑World Guide

This is the payout companion to my Tradeify review. Light, readable copy with bullets where they help, and concrete checklists you can copy/paste.

Big Picture — How Tradeify Pays

Tradeify has one of the fastest payout ops in futures prop right now. On Sim you can request withdrawals once you’ve met day/min targets and consistency; on Live you can request daily once qualified. Expect approvals in hours (often even on weekends) and disbursement through Rise or Plane; there’s also an internal wallet for resets/upgrades.

Profit splits & milestones

• Sim (all models): Keep 100% of first $15,000 in payouts; 90% thereafter.
• Live: 90/10 on base balance; 80/20 above that.
• Path to Live (S2F): Four successful Sim payouts unlock Live review.

Consistency rules

• Lightning (Straight to Sim Funded): 20% cap — your biggest single day ≤ 20% of that payout‑cycle profit.
• Advanced / Growth / Live: 35% cap.

Drawdown modes (why cycle choice matters)

• Advanced: Intraday trailing drawdown (strict).
• Growth & S2F: End‑of‑Day trailing drawdown (forgiving).

TL;DR: If you hate getting clipped by intraday spikes, choose Growth or S2F for EOD trailing.

Payout Rules by Account Type

1) Advanced (Evaluation → Sim Funded)

You start on an evaluation (cheap monthly), pass targets, then trade a Sim account under intraday trailing. Payouts from Sim require time in market and consistency.

How eligibility works (cycle by cycle)
Trade to the plan’s requirements, maintain ≤ 35% biggest day, meet any minimum profitable day count, then request in window. Because Advanced uses intraday trailing, manage entries tightly to avoid mid‑session breaches.

At a glance

• Consistency: ≤ 35% biggest day (per payout cycle)
• Risk: Intraday trailing drawdown on eval; Sim follows the plan’s risk profile
• Min profitable days: 5 before first payout
• Payout cadence: 7+ trading days typically needed between requests
• Split (Sim): 100% first $15K, then 90%
• Methods: Rise / Plane; fast approvals

Who it suits: Short‑term traders comfortable with intraday DD who want the lowest entry cost and are fine keeping days steady for the 35% cap.

2) Growth (Evaluation → Sim Funded)

Same core targets as Advanced but pays for breathing room: EOD trailing and soft daily loss limits. You still need to respect the 35% consistency rule when requesting payouts.

At a glance

• Consistency: ≤ 35% biggest day
• Risk: EOD trailing drawdown + soft DLL (freeze for the day if hit)
• Min profitable days: 5 before first payout
• Payout cadence: usually 7+ trading days between requests
• Split (Sim): 100% first $15K, then 90%
• Methods: Rise / Plane; approvals often same‑day

Who it suits: Traders who swing or scale without fear of intraday whips, willing to pay more for EOD logic and calmer risk pacing.

3) Lightning Funded (Instant Sim Funded)

Pay once, trade Sim immediately under EOD trailing. It’s not live money; you must prove it with four Sim payouts to unlock Live. The trade‑off for speed is a stricter 20% consistency cap.

Cycle eligibility

• Days: First payout typically after 7 trading days.
• Consistency: ≤ 20% biggest day vs cycle profit.
• Other: Meet any tiered minimums your plan shows before requesting.

At a glance

• Split (Sim): 100% first $15K, then 90%
• Risk: EOD trailing; soft daily limits on most sizes
• Account limit: up to 5 S2F accounts per trader
• Path to Live: 4 Sim payouts → Live review
• Methods: Rise / Plane; hours‑level turnaround common

Who it suits: Disciplined traders who want now—no eval grind—and can spread P&L to live inside a 20% cap.

4) Live (after Sim)

Real capital, daily withdrawal options once qualified, and a risk manager working with you. The consistency cap relaxes to 35%.

At a glance

• Days: 7 trading days + 5 profitable days baseline before requesting
• Split: 90/10 on base balance, 80/20 above
• Risk: Live oversight; contract scaling after ~$5K profit
• Payout cadence: Daily allowed once qualified
• Methods: Rise / Plane; weekend payouts happen

Who it suits: Traders who proved consistency on Sim and want flexible, frequent cash‑outs with structured oversight.

Strategy Rules That Affect Payouts (What Can Block You)

Tradeify is comparatively flexible: news trading, scaling in/out, position flips, and self‑coded bots are allowed. Two rules trip people up:

1. Consistency Caps — 20% (S2F), 35% (Advanced/Growth/Live). If one monster day carries your cycle, your payout waits until the rest of the cycle catches up. Distribute profits.
2. Minimum Hold Time — At least 50% of trades must be held ≥ 5 seconds. If you run an algo, bake this in.

Other no‑gos: HFT; exploiting feed glitches; hedging the same product both ways; trading outside bid/ask; micro‑lot spam.

Step‑by‑Step: Requesting a Payout

1. Check your dashboard: target(s) met, consistency OK, day count satisfied (e.g., 7 trading days, 5 profitable where required).
2. Open Payout Request: choose amount within your plan’s min and any current cap (caps expand as you build a track record; e.g., up to $25K per withdrawal on Sim after six payouts).
3. Pick method: Rise or Plane (and/or internal wallet).
4. Submit and stop trading until deducted—avoid falling under thresholds post‑request.
5. Funds land: often within hours; weekends possible.

Practical Tips to Get Paid (Without Drama)

• Smooth the curve: Plan exits so no single day blows past 20%/35% caps.
• Know your DD mode: Intraday (Advanced) demands tighter execution than EOD (Growth/S2F).
• Automations: Hard‑code the 5‑second rule (≥ 50% of trades) in your bot.
• After submit: Pause trading until the deduction posts.
• Stacking Sim caps: As you rack up payouts, Sim withdrawal caps expand (e.g., up to $25K after six payouts).
• Weekends/holidays: Expect banking quirks; Rise/Plane are still fast.

Frequently Asked Questions About Tradeify Payout Rules

What is the Tradeify profit split?

Tradeify Growth and Lightning accounts offer 100% profit split on the first $15,000 in cumulative payouts — you keep every dollar during the initial phase. After crossing $15,000 total the split permanently shifts to 90/10. Tradeify Select accounts (Flex and Daily) use a flat 90/10 split from payout one with no 100% phase. The 100% front-loading on Growth and Lightning is a significant early-career cash flow advantage, delivering $5,000 more in your pocket versus a flat 90% split over the same $15,000.

How fast does Tradeify process payouts?

Tradeify processes payout requests 7 days a week including weekends via Rise and Plane. Most approvals complete within a few hours of submission — same-day processing is standard, not exceptional. Rise supports ACH bank transfer, instant bank transfer, and crypto (USDT/USDC). Plane handles international multi-currency payouts. Weekend processing is one of Tradeify's strongest competitive advantages — most competitors like Alpha Futures and Funded Futures Family process on business days only.

What is the Tradeify Growth account payout structure?

Tradeify Growth funded accounts require 5 qualifying profitable days per cycle before requesting a payout. The funded consistency rule is 35% — your best single day cannot exceed 35% of total cycle profits. The payout cap is $3,000 per cycle on $50K accounts, $4,000 on $100K, $5,000 on $150K. Growth uses the 100% split until $15,000 total is reached, then 90/10 permanently. Growth is the standard evaluation path — pass the Growth eval, activate the Growth funded account, and begin building toward Tradeify Elite.

What is the Tradeify Lightning account payout structure?

Lightning is Tradeify's instant-funding account — no evaluation required. Lightning funded accounts have a tiered consistency rule that escalates across your first three payouts: 20% cap on payout 1, 25% on payout 2, 30% on payout 3 and beyond. The minimum daily profit per qualifying day is $100 on $50K, $150 on $100K, $200 on $150K. Lightning payout caps match Growth. The 100% first-$15K split applies to Lightning as well. Lightning's 20% starting consistency cap is the strictest first-payout requirement in the Tradeify lineup.

What is the Tradeify Select Flex payout structure?

Select Flex funded accounts require a 5-day winning cycle with minimum daily profit per qualifying day ($150/$200/$250 by account size). There is zero funded consistency rule — your best day can be 100% of cycle profits without any payout block. The 40% evaluation consistency rule only applies during the Select evaluation phase and disappears at funded activation. Payout caps are $3,000 per cycle on $50K, $4,000 on $100K, $5,000 on $150K. Select Flex uses a flat 90/10 split from payout one with no 100% phase.

What is the Tradeify Select Daily payout structure?

Select Daily allows one withdrawal request per trading day after meeting a 2% buffer above starting balance. A daily loss limit applies — trading locks for the session if intraday losses hit the threshold. Per-day caps are $1,000 on $50K, $1,500 on $100K, $2,500 on $150K. Select Daily uses 90/10 flat with no 100% phase. The daily payout frequency (up to 20+ per month) is Select Daily's defining feature — but the tighter per-day cap compared to Flex's per-cycle cap means daily total extraction is lower for most traders.

What is the Tradeify Lightning escalating consistency rule?

Tradeify Lightning funded accounts use a tiered consistency rule that tightens progressively: your first payout cycle uses a 20% cap (best day ≤ 20% of cycle total), payout 2 uses 25%, and from payout 3 onward the cap settles at 30%. This escalating structure reflects Lightning's role as an instant-funding path — the firm applies stricter initial consistency requirements then gradually relaxes them as the trader demonstrates sustainable profitability. By payout 3 the 30% cap is relatively manageable for most trading styles.

What is the minimum profit required for a Tradeify payout?

Tradeify minimum payout thresholds: Growth and Select Flex require a minimum daily profit per qualifying day (not a total profit minimum) — $150/$200/$250 per day by account size. The payout can be requested once the 5-day cycle with qualifying daily minimums is complete, meaning total profit floors are effectively the sum of daily minimums. Select Daily requires at least one qualifying profitable day above the $100/$150/$200 per-day threshold and a 2% balance buffer. There is no separate dollar minimum floor for the overall cycle request.

Does Tradeify pay out on weekends?

Yes — Tradeify is one of the few futures prop firms that processes payouts 7 days a week including Saturday and Sunday. Rise and Plane both have weekend operational capacity. A request submitted Saturday morning typically processes Saturday afternoon with funds arriving Sunday on domestic ACH. This weekend availability is particularly valuable for traders who complete a qualifying cycle by Friday and want immediate access rather than waiting until Monday for business-day processing.

What is Tradeify Elite and how do you qualify?

Tradeify Elite is the live capital tier — traders who complete 5 total approved payouts across any Tradeify account type(s) become eligible for Elite status. Elite accounts trade real CME exchange capital (not simulated), offer 90/10 splits, daily payout access, and a personal risk manager. Each funded account independently tracks its own payout count toward the Elite qualification — five payouts on a single account qualifies it for Elite. Elite is the long-term destination for serious Tradeify traders.

Does Tradeify have a funded consistency rule on Growth accounts?

Yes — Tradeify Growth funded accounts enforce a 35% consistency rule. Your single best trading day in a cycle cannot exceed 35% of total cycle profits when requesting a payout. If your best day is $700 and cycle total is $1,800, that's 38.9% — above the 35% cap, payout blocked until total reaches $2,000 ($700 ÷ 0.35). The Growth funded consistency rule is stricter than LucidPro's 40% cap but more generous than Lightning's 20% first-payout cap. Select Flex funded has zero consistency rule.

What is the Tradeify drawdown lock mechanic?

Tradeify uses EOD trailing drawdown that locks permanently when your end-of-day balance exceeds the starting balance plus the full drawdown amount plus a $100 buffer. On a $50K account with a $2,000 drawdown, the trail locks when closing balance exceeds $52,100. From that point the floor is fixed permanently — no further upward trail movement regardless of profit. This lock mechanic is explicitly defined and transparent, making Tradeify's drawdown one of the clearest in the industry to calculate and plan around.

Does Tradeify allow news trading?

Yes — Tradeify does not enforce news buffer windows on any account type. Growth, Lightning, Select Flex, and Select Daily all permit unrestricted entry and exit around CPI, NFP, FOMC, and other Tier-1 economic releases. This blanket news-trading freedom applies from the evaluation phase through funded trading and into Elite. It's one of Tradeify's most frequently cited advantages by active traders who trade FOMC and NFP volatility as a core strategy component.

How does Tradeify's payout structure compare to Topstep?

Tradeify's 100% first-$15K split gives it a meaningful early-phase advantage over Topstep's flat 90/10 structure. Tradeify's weekend payout processing beats Topstep's rolling business-day approval window. Topstep's main advantage is brand recognition and the longest established payout track record in the space — $1B+ in documented payouts versus Tradeify's $125M+. For rules simplicity and raw payout speed, Tradeify edges Topstep; for institutional credibility and track record length, Topstep has the edge.

What happens to the $15,000 100% split phase if you have multiple Tradeify accounts?

Each Tradeify funded account tracks its own independent $15,000 cumulative payout milestone. A Growth $50K account and a Lightning $100K account each have their own separate $15,000 100% phase — they don't share a combined pool. Running two accounts simultaneously means you can extract up to $30,000 at 100% across both before either account transitions to 90/10. This multi-account 100% phase stacking is a meaningful early-career income advantage for traders running parallel accounts.

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