50+ Tradeify FAQ: Rules, Payouts, Accounts, Platforms (2026)

Tradeify comes up more than almost any other futures prop firm in my inbox. Not just "is it legit" questions — specific ones. How does the EOD drawdown actually lock? What's the difference between Select Flex and Select Daily in practice?

What happens if my dashboard shows the wrong balance? I've been running Tradeify accounts since they launched, pulled payouts across Lightning, Growth, and Select Flex, and tested the rules until they became second nature. These are the questions I actually get asked. Answered straight, no fluff.

Why I trade with Tradeify: I've been running Tradeify accounts across Lightning, Growth, and Select plans—passed evaluations, activated funded accounts, withdrawn profits through Rise and Plane, and dealt with their support team across multiple issues. This assessment is based on real money in, real money out.

That said, no prop firm is perfect. Tradeify has clear strengths (EOD trailing drawdown, no minimum days on Growth eval, Select Flex's DLL-free funded environment, 7-day-a-week payouts) and real weaknesses (Lightning consistency rules get brutal by cycle 5+, Select Flex payout caps limit big months, no Rithmic support) that I've documented honestly. For a complete breakdown of their account types, pricing, and what to expect at each stage, read my complete Tradeify review. For the absolute latest, check Tradeify's website.

General Questions

Is Tradeify legit?

Yes. I've pulled real payouts across multiple account types — Rise processor hits in 24–48 hours once approved, Plane for international — and the money moves without drama. They've crossed $125M+ in total trader payouts and hold a 4.7/5 rating on Trustpilot across 2,100+ reviews as of early 2026. I wouldn't keep running accounts here if the cash wasn't actually moving.

Who founded Tradeify and where are they based?

Tradeify was founded by Brett Simberkoff and is a US-based futures prop firm. The company built its name on the "Straight to Sim Funded" model — skip the eval, trade funded from day one — before expanding into Growth and Select evaluations. Brett is active in the community, which isn't something you can say about every firm in this space.

What kind of trading does Tradeify support?

Futures only. No forex, no stocks, no options. CME Group access across all major exchanges — equity indices (ES, NQ, RTY, YM), metals and energy (GC, CL, NG, SI), currencies (6E, 6B, 6J), crypto futures (BTC, ETH), rates, and agriculturals. If you trade anything outside CME futures, Tradeify isn't your firm.

What's Tradeify's profit split?

90/10 on all simulated funded accounts — you keep 90%, Tradeify keeps 10%. On Tradeify Elite live accounts the structure is similar for starting balance payouts, though the terms for profits above starting balance differ slightly. The 90/10 split applies across Growth, Select Flex, Select Daily, and Lightning Funded.

How much has Tradeify paid out to traders?

Over $125 million in total trader payouts as of early 2026. That number has been climbing fast since they launched, and it's one of the clearest signals that the payout process is real. Prop firms with payout problems accumulate complaints in very visible ways — Tradeify's Trustpilot and Discord don't show that pattern.

Account Types

What account types does Tradeify currently offer?

Three active account types: Lightning Funded (direct to sim funded, no evaluation), Growth (one-step evaluation, monthly subscription, EOD drawdown), and Select (one-step evaluation, monthly subscription, choose Flex or Daily once funded). The Advanced plan was discontinued for new purchases in December 2025 — existing holders can still reset and renew.

What account sizes are available?

Growth and Select come in $50K, $100K, and $150K. Lightning Funded comes in $25K, $50K, $100K, and $150K. There's no $25K option on Growth or Select. If you want to start smaller or cheaper, Lightning $25K is the entry point.

What happened to the Advanced plan?

Advanced was discontinued for new purchases in December 2025. It used intraday real-time trailing drawdown during evaluation — the tightest drawdown structure Tradeify offered — and a $125 activation fee once you passed. Existing Advanced holders can still reset and renew under the original terms, but you can't buy a new one.

Which Tradeify account is the best for most traders?

Select Flex. No daily loss limit once funded, no consistency rule once funded, EOD drawdown, no activation fee, and the 5-day payout cycle is very manageable. Growth is a close second for traders who want a faster evaluation path with slightly looser profit targets, but the funded consistency rule and daily loss limit on Growth make Select Flex the cleaner funded account to actually live in.

Lightning Funded

What is Lightning Funded?

Lightning Funded is Tradeify's direct-to-sim-funded option — pay a one-time fee, get funded immediately, no evaluation required. It's not cheap ($349 for $25K up to $729 for $150K), but you skip the evaluation entirely. Good for experienced traders who consistently pass evals anyway and want to eliminate that friction.

How much does Lightning Funded cost?

One-time flat fee: $349 for the $25K account, $349–$729 depending on size (confirm current pricing on Tradeify's site — these numbers shift with promos). Unlike Growth and Select, there's no monthly subscription. You pay once. If you fail the account, you buy a new one — there are no resets on Lightning Funded.

Can Lightning Funded accounts be reset?

No. This is the biggest Lightning Funded catch. Fail the account, and it's gone — you'd need to purchase a new one at full price. Growth and Select subscription accounts reset automatically on renewal if failed. That reset flexibility is often worth more than the time Lightning saves, especially for traders who blow accounts occasionally.

What consistency rule applies to Lightning Funded?

Progressive consistency: no single day's profit can exceed 20% of total profits for your first payout, 25% for the second, and 30% from the third onward. It's tighter than Growth's 35% funded consistency and significantly tighter than Select Flex's zero consistency rule once funded. That progression matters — plan your trading around it before your first payout request.

Is there a profit cap on Lightning Funded?

Yes. The maximum profit you can earn from a Lightning Funded account is $80,000 total. Once you hit that, you're automatically transitioned to a live account — with a starting balance capped at $20,000 regardless of what your sim balance was. The combined sim payouts plus live transition maximum is $100,000.

Growth Plan

What is the Tradeify Growth plan?

Growth is a one-step evaluation on a monthly subscription. EOD trailing drawdown throughout evaluation and funded stage, a daily loss limit (soft breach, not account-killer), and a 35% consistency rule once funded. It was the original Tradeify evaluation model before Select launched. Still solid, but Select Flex has cleaner funded rules for most trading styles.

What are the Growth evaluation profit targets?

$3,000 on $50K, $6,000 on $100K, $9,000 on $150K. There's no minimum trading day requirement explicitly — but the consistency rule and drawdown mechanics in practice reward spreading your profits across multiple sessions rather than smashing the target in one or two days.

What is the Growth daily loss limit?

On the $50K Growth account, the daily loss limit is $1,250. It's a soft breach — you stop trading for the day, not lose your account. The daily loss limit restriction is removed once your profit crosses a certain threshold (verify the current number on Tradeify's help center, as this has been adjusted). Until you clear that threshold, treat the DLL like a hard wall.

What's the consistency rule on a funded Growth account?

35% — meaning no single trading day can account for more than 35% of your total cumulative profit during the payout cycle. If you make $3,000 total and $1,200 of that came from one day, you're above 35% and you can't request a payout until the ratio normalizes. This is the rule that bites Growth traders the most. Spread your wins.

Select Plan

What is the Tradeify Select plan?

Select is Tradeify's newest and best evaluation model, launched December 2025. Single-phase evaluation with a 40% consistency rule and minimum 3 trading days. Pass, then choose between Select Flex or Select Daily for your funded account. The "evaluate first, choose later" structure is genuinely clever — you don't commit to a funded payout policy before you know how you actually trade through the eval.

What does the Select evaluation require?

Hit your profit target, trade a minimum of 3 days, maintain the 40% consistency rule, and stay above your EOD trailing drawdown floor the entire time. No daily loss limit during the Select evaluation — that's different from Growth, where the DLL applies throughout. The 40% consistency rule (max single day = 40% of total profit) is looser than it sounds in practice.

What are the Select profit targets?

$3,000 on $50K, $6,000 on $100K, $9,000 on $150K. Same as Growth. EOD drawdown limits are $2,500 (50K), $5,000 (100K), $7,500 (150K). No activation fee when you pass — zero. Just close your subscription and activate your funded account. That no-activation-fee structure makes Tradeify Select one of the lowest total-cost-of-funding options in the futures prop space.

What is Select Flex?

Select Flex is the funded account option you choose after passing Select evaluation. No daily loss limit, no consistency rule, EOD trailing drawdown. Payout cycle requires 5 winning days (days where you closed in positive territory), then you can withdraw up to 50% of total profit subject to a cap ($3,000 for $50K accounts). It's the cleanest funded futures account I've run — fewest restrictions, most flexibility.

What is Select Daily?

Select Daily is the other funded account option after passing Select. Daily payout eligibility, but harder rules — daily loss limit (soft breach), and stricter payout requirements. I don't recommend it for most traders. The daily payout access sounds great in theory, but the restrictions you're accepting to unlock it don't trade well in practice. Select Flex's 5-day cycle is manageable, and the rule set is dramatically cleaner.

What are the Select Flex payout rules?

Five qualifying winning days (days where you end net positive), then request up to 50% of total profits subject to the per-account cap. After your first payout, subsequent payouts require your balance to be higher than it was when you made the previous request — even by $1. That "net positive between payouts" rule trips people up. Withdraw $2,000 at $54K, account drops to $52K, and you can't touch it again until it clears $54K. Know this going in.

What's the drawdown on Select evaluation versus funded?

Same structure both ways: EOD trailing drawdown, enforced in real-time. The drawdown limit updates once per day at the 5 PM EST session close based on your highest EOD balance. But if your account touches the drawdown floor at 11 AM on a Tuesday, you fail immediately — even if you might recover by close. Once your EOD balance hits starting balance + drawdown + $100 (so $52,100 on a $50K account), the drawdown locks permanently. After that, you're trading with a static floor.

Drawdown Mechanics

What is end-of-day (EOD) trailing drawdown?

The drawdown limit only moves once per day — at the 5 PM EST session close — based on your highest closing balance. Intraday equity swings down don't shrink your risk capacity. If you're at $50K with a $2,500 drawdown ($47,500 floor) and your account dips to $48,000 intraday but closes at $51,000, tomorrow's floor updates to $48,500. The intraday dip didn't cost you anything.

What's the difference between EOD and intraday trailing drawdown?

Intraday trailing (what Advanced used) recalculates your floor continuously based on the highest intraday equity peak — including unrealized positions. So if your account runs up $1,500 intraday, your floor rises $1,500 immediately, even if you give it all back. EOD trailing only moves the floor at close. That difference is massive for trading volatile instruments like NQ — intraday swings that would kill you under real-time trailing just don't matter under EOD.

When does the Tradeify trailing drawdown lock?

Two conditions trigger the lock, whichever comes first: your EOD balance reaches starting balance + max drawdown + $100 (automatically locks), or you manually request a payout and your drawdown locks as part of that process. On a $50K Select Flex account with a $2,500 drawdown, that's $52,600 EOD balance to auto-lock. Once locked, the floor becomes static — it never moves against you again no matter how far your account drops.

Can my drawdown move against me on a losing day?

No. The trailing drawdown only moves up, never down. If your EOD balance falls below a previous high, the floor stays where it was — it doesn't chase you down. Only new EOD highs push the floor upward. That's the whole mechanic: you're trailing your best closing performance, not getting penalized for losing sessions.

Payouts

How do I request a payout from Tradeify?

Once you've met your payout requirements (varies by account type), submit a request through your Tradeify dashboard. You'll receive an email to complete verification with Rise — Tradeify's primary payout processor. You only need to set up Rise once, and subsequent payouts process without the verification step.

How long do Tradeify payouts take?

24–48 hours after a request is approved is the standard timeline. Approval itself (Tradeify reviewing and signing off) can take up to the end of the next payout cycle, but in practice most get approved within a business day. Rise bank transfers then take another 1–3 business days to land depending on your bank. Crypto via Rise is faster — often same day or next day.

What payout processors does Tradeify use?

Rise (primary) and Plane (alternative). Rise supports bank transfers and cryptocurrency withdrawals. PayPal is not supported — that comes up a lot and the answer is just no, they don't use PayPal. Plane is primarily used for international traders where Rise isn't available. Sign up with Rise when you receive the initial email — don't wait until your first payout request is already in the queue.

What is the minimum payout at Tradeify?

$1,000 minimum across most account types. Some sources cite $500 for smaller sim accounts — check Tradeify's current terms for the specific account you're running. The more relevant number is the cap: $3,000 max per payout on $50K Select Flex accounts, with higher caps on larger accounts ($5,000 on $100K, $7,500 on $150K from what I've seen — verify current caps on their site).

What's the maximum payout cap per request?

Growth and Lightning have specific progressive caps based on your payout number. Select Flex allows up to 50% of total profits per request, subject to the per-account maximum ($3,000 on 50K). Select Daily has different caps. The point is these caps exist — you're not withdrawing $10,000 from a $50K account in a single request. Plan your withdrawal cadence around the cap structure.

What happens if my account drops below the drawdown floor after I request a payout?

Your payout gets denied. The request is submitted, approved by Tradeify, but if your account falls below the drawdown floor before it's actually processed and paid out, you lose the payout. You can keep trading after submitting — which is the problem. If you submit and then have a losing session that breaches drawdown, that's on you. My rule: don't trade aggressively while a payout is pending.

Can I trade while waiting for a payout to process?

Technically yes. Tradeify allows trading after submitting a payout request. Practically, it's risky — see above. My personal approach: trade smaller or stop entirely once I've submitted until confirmation comes through. Losing a $2,500 payout because I couldn't sit on my hands for 24 hours happened exactly once. Never again.

Tradeify Elite

What is Tradeify Elite?

Tradeify Elite is the live-funded account tier. After 5 total payouts from a simulated funded account, you qualify to transition to trading real capital. It's not automatic — Tradeify initiates the transition, typically after the 4th or 5th payout or when you hit certain total payout thresholds. The starting balance carried forward is the lesser of your remaining sim balance or 10% of your account size, up to $100K combined total.

What's the profit split on Tradeify Elite?

The 90/10 split applies to starting balance payouts. For profits above the starting balance, the split shifts to 80/20 (trader keeps 80%). Access to daily payouts on Elite is part of the deal. The reduced split for above-starting-balance profits is the tradeoff for trading live capital — fair exchange in my view.

How do I qualify for Tradeify Elite?

Five total payouts from your simulated funded account(s). Tradeify typically evaluates you after the 4th payout or when your total sim payouts reach $80,000. The transition isn't instant — the team reviews your trading patterns and initiates it. Keep your trading consistent and clean in the lead-up; erratic behavior right before Elite consideration is bad timing.

Platforms

What platforms does Tradeify support?

Tradovate (web, desktop, mobile), NinjaTrader 8 (desktop), TradingView (via Tradovate add-on), Quantower, and WealthCharts. All execution routes through Tradovate's backend regardless of which interface you're using. Note: ProjectX was discontinued in February 2026 — if you were using it for Tradeify, you need to migrate to one of the supported platforms.

Which platform should I use for Tradeify?

Tradovate Web for most traders. Clean, fast, works everywhere — desktop browser, phone, tablet. The integrated trade journal and Sage Score are genuine value-adds you only get through Tradovate. NinjaTrader 8 for advanced traders who need ATM strategies, custom indicators, or DOM-heavy order flow. TradingView if your entire analysis workflow lives there. Don't overthink it.

Do I need to buy NinjaTrader to use it with Tradeify?

NinjaTrader has a free version with basic functionality and a paid lifetime license (~$1,099) or monthly lease for advanced features. Tradeify doesn't pay for your NinjaTrader license — that cost is on you. For most traders, Tradovate handles everything you need for free. Only go NinjaTrader if your strategy genuinely requires features Tradovate doesn't have.

What is the Sage Score?

The Sage Score is Tradeify's built-in performance metric inside Tradovate. It tracks consistency, risk management, and what the system interprets as emotional discipline (overtrading signals, revenge trading patterns). It doesn't affect your payout eligibility directly. I use it to audit my own behavior — if my Sage Score tanks during a period, I go back and find the sessions where I was trading tired or off-plan. It's actually useful once you stop ignoring it.

Does Tradeify include market data?

Level 1 market data is included at no extra cost. Full depth-of-market (DOM) data for Tradovate requires an additional $16/month subscription or the $41/month bundle — Tradeify doesn't cover those upgrades. For most futures strategies, Level 1 is fine. If you're a DOM scalper who needs the full order book, factor that monthly cost into your Tradeify expense.

Is there a mobile app for Tradeify?

Tradovate has a mobile app, which effectively gives you mobile access to your Tradeify account. It's functional for checking positions and placing simple orders. It's not designed for active scalping — execution on mobile is fine for management but I wouldn't run a primary session from it. The web platform on a tablet is honestly better than the dedicated mobile app for most use cases.

Instruments and Contract Limits

What instruments can I trade at Tradeify?

Full CME Group access: equity index futures (ES, NQ, RTY, YM plus all corresponding micros), metals and energy (GC, SI, CL, NG, HG), currency futures (6E, 6B, 6J), crypto futures (BTC, ETH), agricultural futures (corn, soybeans, wheat), and interest rate futures (treasuries, SOFR). EUREX instruments are available with an optional data add-on. VIX futures too.

What are the contract limits at Tradeify?

During evaluation: $25K = 1 standard / 10 micros, $50K = 4 standard / 40 micros, $100K = 8 standard / 80 micros, $150K = 12 standard / 120 micros. Funded accounts start with lower limits and scale up based on equity growth. Important note: 10 micros isn't automatically equivalent to 1 standard in cost terms — commissions on 10 MES come to about $18.20 vs $5.76 for 1 ES. Use micros for fine-tuning position size, not for scaling volume.

What are Tradeify's commissions?

$1.29 per side, $2.58 round turn per contract, across all instruments. That's competitive for the prop firm space. It adds up fast if you're moving 4–8 contracts multiple times per session — factor it into your P&L calculations before setting profit targets. I track commission drag weekly on active accounts.

Rules and Restrictions

Can I trade the news at Tradeify?

Yes, news trading is allowed. No restrictions on trading around major economic releases. This is a significant differentiator versus firms like Alpha Futures, which prohibit certain news trading setups. If your strategy involves trading NFP, CPI, or Fed announcements, Tradeify won't flag or terminate you for it.

Can I use automated trading or bots?

Semi-automated strategies are allowed with restrictions. You cannot use bots that are shared with others (no group bots, no copy trading from live feeds). If you use a proprietary system, Tradeify requires proof of exclusive ownership — scans and a live video of you enabling the code on your own PC, and the bot must only be used within Tradeify, not across multiple firms simultaneously. Pure HFT and latency arbitrage are prohibited outright.

Can I hold positions overnight?

Yes. Most Tradeify accounts allow overnight holds. The caveat: EOD trailing drawdown calculates at the 5 PM EST session close, so your end-of-day equity determines your next session's floor. A position that's down $3,000 at 5 PM is going to move that floor unfavorably even if the position recovers overnight. Factor EOD valuation into your overnight risk management, not just final exit.

Can I trade correlated instruments simultaneously?

No. Trading correlated indices simultaneously (like being long ES and long NQ at the same time) is restricted. Hedging the same instrument within your Tradeify account is also regulated. These restrictions are designed to prevent traders from gaming drawdown rules by running opposing positions. If you run a genuine multi-leg strategy on uncorrelated instruments, check Tradeify's current hedging policy directly — the specifics matter.

What strategies are explicitly prohibited?

High-frequency trading (exploiting latency), copy trading from live funded feeds, group bots shared across multiple traders, and any strategy designed to exploit platform errors or pricing anomalies. Tradeify also prohibits excessive trading patterns they flag as "martingale-style" position sizing. The common thread: if your strategy works by exploiting the firm rather than the market, expect termination.

Dashboard and Account Management

Why is my Tradeify dashboard showing outdated balance?

The dashboard updates once daily between 5–8 PM EST. It is not real-time. Your trades execute in real-time on Tradovate or NinjaTrader, but the Tradeify dashboard balance reflects EOD reconciliation. If your dashboard says something different from what Tradovate shows intraday, that's normal — check your platform for live balance, check the dashboard after 8 PM for the official EOD number.

When do failed accounts get removed?

Failed accounts are automatically removed from Tradovate during Tradeify's daily reconciliation process between 5–8 PM EST. No action required on your part — the account disappears from your Tradovate list after reconciliation. If it's still showing after that window, wait until the next day's reconciliation before contacting support.

Can I pause my Tradeify account?

No. Accounts cannot be paused or held for any reason. All account types remain active — and billing continues on subscription accounts — until the account fails a rule or you cancel the subscription. If you're going on vacation or need a break, you're either canceling and rebuy later or letting the subscription run. There's no freeze option.

How many accounts can I have simultaneously?

Up to 5 active funded accounts simultaneously. That includes accounts across different account types — you could theoretically run a mix of Select Flex, Growth funded, and Lightning Funded up to that 5-account cap. The limit is 5 funded at once; there's no explicit cap on evaluation accounts in the same way, but confirm current terms before stacking aggressively.

How do I download receipts from Tradeify?

From your Tradeify dashboard, navigate to the Billing page at app-f.tradeify.co/dashboard/billing. Receipts, invoices, and transaction records for all purchases are downloadable there. This matters more than it sounds — if you're running multiple accounts for tax purposes, having clean records of every subscription renewal and account purchase saves headaches at year end.

Costs and Discount Codes

Is there an activation fee when passing a Tradeify evaluation?

Not on Growth or Select. Zero activation fee. You pay your monthly subscription, pass the evaluation, and your funded account activates — no additional payment required. This is one of Tradeify's real differentiators. Competitors like TakeProfitTrader charge $130 activation, Alpha Futures Standard charges $149. That saved activation fee is meaningful over multiple accounts and resets.

What is the current Tradeify discount code?

Codes change with promotions, but SOPF has been running as a verified 30–50% discount for Select accounts through early 2026. Verify this on Tradeify's checkout or a current source before you buy — promo codes in this space expire fast and the deals vary by account type. A 50% discount on a $359/month Select 150K subscription is $179.50 in savings just for the first month.

What does Tradeify cost per month?

Growth runs $139–$339/month depending on account size ($50K, $100K, $150K). Select runs $103–$359/month at full price before discounts, with Select 50K being the most popular entry point. Lightning Funded is a one-time fee. No hidden platform fees — Tradovate access, the trade journal, and Level 1 data are included. The only add-on cost is if you want DOM data ($16–$41/month, your choice, your expense).

Is Tradeify expensive compared to other futures prop firms?

For the funded rules you're getting? No. Total cost of funding — meaning what you actually spend from first subscription payment to first payout — ranks Tradeify as one of the cheapest in the futures prop space. The zero-activation-fee structure does most of that work. You can fund a $50K Select Flex account for $103 first month (with code) and draw your first payout within the same billing cycle if you trade well.

Support and Community

How do I contact Tradeify support?

Email only — no live chat. Response times vary, typically 1–3 business days during normal periods. The Discord community is honestly more useful for quick tactical questions — thousands of funded traders in there who've already hit whatever issue you're dealing with. For account-critical issues (funded account stuck in processing, payout status), email is the right channel, not Discord.

Does Tradeify have a Discord?

Yes, and it's active. The Tradeify Discord has a large funded trader base and the team has some presence there for announcements. It's one of the better firm Discords in the futures prop space — actual discussions about strategy and rule interpretation, not just promotional noise. Worth joining before you even buy an account to gauge the community culture.

Does Tradeify offer any trading education?

No. No structured courses, no tutorials, no guided onboarding. Tradeify's help center covers platform setup and rule clarification — that's it. If you're new to futures trading, that's a real gap. This is a firm built for traders who already know what they're doing. Come with your strategy, your risk management framework, and your platform knowledge already in place.