Tradeify Crypto Accounts Overview 2026: Every Account Type Compared

Tradeify Crypto launched in February 2026 with three account types — 1-Step, 2-Step, and Instant Funding — across five sizes from $5K to $100K, all with one-time fees instead of monthly subscriptions.

Having traded Tradeify Futures for over a year and jumped on the crypto product launch day, I can tell you the account structure is cleaner than most crypto prop firms, but the details matter more than the marketing suggests.

The 12% profit target on the 1-Step is the steepest in the market. The 80% profit split trails what Tradeify offers on futures. And the $600K max aggregate funding is genuinely massive — three times what most crypto competitors allow. Here's the complete breakdown of every account type, what each one actually costs with current discounts, which one makes sense for different trading styles, and where Tradeify Crypto falls short compared to alternatives.

Why I trust Tradeify Crypto: I've been actively trading Tradeify Futures for 12+ months — multiple funded accounts, regular withdrawals, $125M+ in total payouts across their trader base. This legitimacy assessment is based on real money in, real money out, and an established relationship with the team.

That said, Tradeify Crypto launched in February 2026 and hasn't built its own payout track record yet. My job isn't to sell you on them — it's to give you an honest breakdown so you can decide if the trust foundation from futures carries over. For the full trust assessment, read my complete Tradeify Crypto review. For the absolute latest, check Tradeify Crypto's website or their help center.

Three Account Types: How They Actually Differ

Tradeify Crypto gives you three paths to funded trading: the 1-Step Evaluation, the 2-Step Evaluation, and Instant Funding. All three share the same core rule framework — 3% daily drawdown, 6% EOD trailing max loss, 5:1 leverage, 80% profit split — but the evaluation structure and pricing differ significantly. Understanding which path fits your trading style is the first real decision you make, and most traders get it wrong by defaulting to whatever's cheapest without considering how the profit target and time pressure affect their behavior.

The 1-Step Evaluation

The 1-Step is Tradeify Crypto's flagship account. One phase. One profit target. Hit 12% while staying above the drawdown floor and you're funded. No minimum trading days during evaluation (though funded accounts require 3 profitable days at 0.5% minimum before you can request a payout). No time limit — you can take as long as you need.

That 12% target is where the conversation gets real. On a $25K account, you need $3,000 in net profit. At 2-3x effective leverage on BTC (which is my recommended sizing given the 3% daily DD), a 1% favorable BTC move nets roughly $500-$750. That means you need somewhere between 4 and 6 clean winning trades without giving back significant capital. Achievable? Absolutely. Quick? Only if BTC cooperates and your risk management is dialed in.

The pricing with the launch discount makes the 1-Step the best value in the lineup. When I bought my $25K 1-Step, the one-time fee was $251 with code LAUNCH (40% off the regular $359). Compare that to Tradeify Futures at $159/month recurring — if you take two months to pass futures, you've already spent $318 and counting. The one-time crypto fee is just cleaner financially.

The 2-Step Evaluation

The 2-Step splits the evaluation into two phases with lower profit targets per phase. This appeals to traders who find the 12% single-phase target psychologically overwhelming. Getting halfway there, resetting mentally, then finishing the job feels more manageable for a lot of people.

My take on the 2-Step: it's the right choice if you tend to sabotage yourself near large profit targets. I've watched traders on futures firms get to 80% of their target and start taking increasingly reckless trades because they can "taste" the funded account. A split target removes that pressure. The math ends up being similar in total — you still need roughly the same net profit — but the psychological checkpoints help.

The downside? Two phases mean two opportunities to breach. One bad session in phase two resets you back to phase one, which can feel devastating after doing the work to clear the first hurdle. If you're disciplined and consistent, the 1-Step's single hurdle is statistically the faster path.

Instant Funding

No evaluation. Pay the fee, get the funded account, start trading immediately. This is Tradeify Crypto's premium option — priced significantly higher than the evaluation paths — designed for traders who are already profitable and don't want to prove anything.

I bought an Instant Funding account alongside my 1-Step evaluations. Here's why: while I'm calibrating my strategy on the eval accounts, the Instant account lets me trade live toward payouts from day one. The risk is the higher upfront cost. If you breach before your first payout, that money's gone with no evaluation to fall back on.

Instant Funding makes financial sense only if your win rate and average R:R are already proven across at least 3-6 months of live crypto trading. If you're still figuring out your edge in crypto markets, spend the money on 1-Step evaluations instead. They're cheaper, and the evaluation process itself teaches you how the platform and rules work before real money is on the line.

Account Sizes: From $5K to $100K

The Complete Size Lineup

Why I Chose the $25K Account

After testing over 50 prop firms, I've learned that account size choice is more about risk management than ambition. Here's my reasoning for the $25K:

The $5K and $10K accounts look cheap, but the daily drawdown of $150-$300 is brutally tight for BTC trading. A single 0.3% adverse BTC move at 2x leverage on a $10K account costs $60 — you're already 20% into your daily DD before anything's happened. You end up trading micro positions that barely generate meaningful profit. Fine for learning the platform, terrible for actually reaching the 12% target.

The $50K and $100K are viable but expensive, even with discounts. And the $3,000-$6,000 max loss sounds generous until you realize BTC can swing 3-5% in a day. At 3x leverage on a $100K account, a 2% adverse BTC move costs $6,000 — your entire max loss. The cushion isn't as comfortable as it appears.

The $25K sits in the sweet spot: $750 daily DD gives you enough room for 2-3 small losses before hitting the limit, $1,500 max loss accommodates 3-4 sessions of normal drawdown, and the $251 discounted price (1-Step with LAUNCH code) is cheap enough that a breach doesn't derail your finances. Plus, the $3,000 profit target (12%) is psychologically achievable — it's a number you can see yourself hitting in 3-4 weeks of disciplined BTC trading.

I'm also running a $50K evaluation simultaneously. But if I had to pick one account to start with, it's the $25K every time. The risk-to-cost ratio is the healthiest in the lineup.

Pricing Deep Dive

What Every Account Actually Costs

One-Time Fees vs Monthly Subscriptions: The Economics

This is where Tradeify Crypto genuinely differentiates itself — not just from crypto competitors but from its own futures product.

On Tradeify Futures, you're paying $159/month for a Select 50K evaluation. That meter keeps running until you pass, cancel, or breach. A trader who takes 3 months to pass has spent $477 before touching a funded account — and that doesn't include monthly data fees or activation costs. I've personally spent over $600 across multiple Tradeify Futures eval cycles before landing on funded accounts.

Tradeify Crypto's one-time model eliminates that compounding cost. You pay $335 for the $50K 1-Step (with LAUNCH discount), and that's it. No monthly billing. No data fees. No platform subscriptions. If you take 6 weeks or 6 months to pass, the cost doesn't change.

The catch: if you breach, there's no monthly renewal that gives you a new shot. You buy another account or walk away. But economically, even two $335 breaches ($670 total) puts you at roughly the same cost as 4 months of futures evaluation ($636). And most serious traders pass within 1-2 attempts.

Cost Per Dollar of Capital Managed

The $100K account offers the best cost efficiency at $5.39 per $1,000 of capital (with discount). But cost efficiency isn't the only variable — it's cost efficiency adjusted for your probability of passing. If you're 80% likely to pass a $25K but only 50% likely to pass a $100K (because the larger absolute drawdown numbers are psychologically harder to manage), the $25K is actually cheaper on an expected-value basis.

My framework: take your monthly trading win rate, multiply by the account cost, divide by your win rate. If you pass 70% of evaluations, the expected cost of a $25K 1-Step is $215 ÷ 0.70 = $307. For a $100K at a 50% pass rate, it's $539 ÷ 0.50 = $1,078. The cheaper account costs less in reality, not just on paper.

Account Selection Framework

Who Should Choose What

Pick the $5K-$10K 1-Step if: You're brand new to crypto prop trading, want to learn DXtrade and Tradeify's rules without risking meaningful capital, or you're testing a new strategy. The $42-$78 price range (discounted) is basically a tutorial fee. But understand that the tiny drawdown limits make consistent profitability genuinely difficult.

Pick the $25K 1-Step if: You're an experienced crypto trader transitioning from retail or from futures prop firms. You need enough drawdown room to trade BTC meaningfully (the $750 daily DD works), the profit target is achievable in 3-4 weeks, and the cost ($215 discounted) is reasonable for the capital deployed. This is my default recommendation.

Pick the $50K-$100K 1-Step if: You already know you're profitable in crypto, you've traded funded accounts elsewhere, and you want maximum capital deployed. The higher absolute drawdown limits give more room for error, but the higher price means a breach hurts more.

Pick the 2-Step if: You struggle psychologically with large single targets. The split phase structure lets you build confidence through phase one before tackling phase two. The total profit required is similar, but the mental game changes significantly.

Pick Instant Funding if: You're already consistently profitable, you've traded crypto prop accounts elsewhere, and you value time over money. No evaluation means you can start working toward payouts immediately — but the premium pricing means you need confidence in your edge.

The Scaling Strategy: Multiple Accounts to $600K

One account isn't a business plan. The real opportunity with Tradeify Crypto is the $600K maximum aggregate funding — three to six times what most crypto competitors allow (Breakout caps at $200K, Crypto Fund Trader at $200K, HyroTrader at $200K).

My approach: start with one $25K 1-Step. Pass it. Establish a payout rhythm. Then add a second $25K evaluation. Pass that. Now you're running $50K across two accounts, each with its own independent drawdown and P&L. Add a third. By the time you have four $25K funded accounts, you're managing $100K of aggregate capital with diversified risk.

Why not just buy a single $100K account? Because breaching one $100K account wipes everything. Breaching one of four $25K accounts costs you 25% of your total deployed capital — you still have three funded accounts generating income while you replace the fourth. That's portfolio management applied to prop trading, and it's the approach that's worked for me across futures firms for over a year.

The long game: six $100K funded accounts would max out the $600K allocation. At 80% profit split with conservative 3-5% monthly returns on each account, that's $14,400-$24,000/month in payout-eligible profit. Nobody starts there, but having a firm that lets you scale to that level is the point. Most crypto competitors close the door at $200K.

The Hidden Cost: Things Nobody Mentions

Reset fees. If you breach during evaluation, you're buying a new account. There's no "free reset on renewal" because there is no renewal — it's a one-time purchase. Factor in 1-2 potential resets when budgeting. If you're buying a $25K 1-Step at $215, budget $430-$645 total to account for possible breaches.

Platform transition cost. If you're moving from NinjaTrader or Tradovate on your futures accounts, expect 2-3 days of reduced performance while you adapt to DXtrade. That adaptation period consumes drawdown room. Start with a smaller size to absorb the learning curve, then scale up once you're comfortable.

Opportunity cost of 80% split. On Tradeify Futures, the profit split starts at 90/10 (with some plans offering 100% on the first $15K). Tradeify Crypto is flat 80%. On a $5,000 payout, you keep $4,000 instead of $4,500. Over 12 months of consistent payouts, that 10% gap adds up to thousands of dollars. It's not a reason to skip Tradeify Crypto, but it's a real cost to factor into your expected income projections.

What Makes Tradeify Crypto Accounts Different

vs Tradeify Futures Accounts

The differences run deeper than "one trades crypto, one trades futures." The fee structure is fundamentally different. The overnight hold policy is different. The leverage, profit split, and platform are all different. If you're a Tradeify Futures trader considering the crypto expansion, here's the honest comparison:

The two products complement each other rather than compete. I'm running both simultaneously — futures during RTH sessions (9:30 AM - 4 PM ET) and crypto during Asian and weekend windows when futures markets are closed. Different instruments, different sessions, same team, same payout processor.

What Sets Tradeify Crypto Apart in the Crypto Prop Market

Three things genuinely differentiate Tradeify Crypto accounts from Breakout, HyroTrader, Crypto Fund Trader, and FTMO:

First, the $600K max aggregate funding is unmatched. No crypto competitor comes close. Breakout caps at $200K (scaling to $2M over time), HyroTrader at $200K, Crypto Fund Trader at $200K. If you're building a serious multi-account crypto trading operation, Tradeify is the only firm that won't cap you early.

Second, the one-time fee model eliminates the recurring cost pressure that kills traders psychologically. When you're paying $150/month on a subscription, there's an invisible clock ticking. You start forcing trades to "justify" the monthly cost. One-time fees remove that entirely — you paid, the account is yours, trade at your pace.

Third, the parent company infrastructure. Tradeify FX LLC has processed $125M+ in payouts to futures traders. That operational backbone — Rise payment processing, support team, risk management frameworks, regulatory compliance — doesn't exist at most crypto prop firms. You're not betting on a startup. You're betting on a team that's already proven they can pay traders at scale, now applying that to a new market.

Frequently Asked Questions

What account sizes does Tradeify Crypto offer?

Five sizes: $5K, $10K, $25K, $50K, and $100K. All available across 1-Step, 2-Step, and Instant Funding paths. The same percentage-based rules apply regardless of size — 3% daily DD, 6% max loss, 12% profit target on 1-Step.

Is there a monthly subscription fee?

No. All Tradeify Crypto accounts are one-time purchases. You pay once, get the account, and trade without recurring fees. This applies to all account types including evaluations and Instant Funding.

What's the cheapest Tradeify Crypto account?

The $5K 1-Step at $42 with the LAUNCH discount code (40% off). It gives you a functional evaluation account, but the $150 daily drawdown limit makes it better for learning the platform than serious profit generation.

Which account type should I choose?

For most traders, the $25K 1-Step is the sweet spot. It balances affordable pricing ($215 with discount), workable drawdown limits ($750 daily DD, $1,500 max loss), and an achievable profit target ($3,000). Only choose Instant Funding if you're already consistently profitable.

How many accounts can I have at once?

Multiple accounts are allowed up to $600K in total aggregate funding. You can run different sizes and types simultaneously — for example, two $25K 1-Step evaluations plus a $50K Instant Funding account.

What's the profit split?

80% on all account types. This is 10% lower than Tradeify Futures (90%). The split doesn't change based on account size, payout frequency, or account age.

Is there an activation fee for funded accounts?

No activation fee has been announced at launch. You pass the evaluation and transition to funded without additional charges. This could change — verify on their website.

What leverage is available?

5:1 across all account sizes. On a $25K account, that means $125K in maximum notional exposure. My recommendation: use 2-3x effective leverage to stay within the 3% daily drawdown safely.

Can I run Tradeify Crypto and Tradeify Futures simultaneously?

Yes. They're separate products under the same parent company. Your crypto accounts don't affect your futures accounts. I'm actively trading both — futures during RTH and crypto during off-hours and weekends.

Does Tradeify Crypto offer free resets?

No free resets at launch. One-time fee accounts don't have a monthly renewal cycle that includes complimentary resets. If you breach, you purchase a new account. Budget for 1-2 potential breaches when planning your total investment.

What crypto pairs can I trade?

Over 100 crypto pairs including BTC, ETH, SOL, ADA, MATIC, and various altcoins. Liquidity is sourced from Binance, OKX, and Bybit. Major pairs like BTC/USD and ETH/USD have the tightest spreads and deepest order books.

How do payouts work on funded accounts?

On-demand payouts via Rise payment processing after meeting the minimum 3 profitable days requirement (each day with at least 0.5% profit). The 80% profit split applies to all withdrawals. Same Rise infrastructure used for Tradeify Futures payouts.

What is the maximum funding available?

$600K in total aggregate funding across all accounts. This is the highest cap in the crypto prop firm market — Breakout, HyroTrader, and Crypto Fund Trader all cap at $200K.

Is there a time limit on evaluations?

No time limit on any evaluation type. Take as long as you need to hit the profit target while staying above the drawdown. The one-time fee means you're not paying monthly while you work toward the target.

What happens if I breach during evaluation?

The account is closed. You can purchase a new account at the current price. There's no reset option at launch — each breach means buying a fresh evaluation. This is the trade-off for the one-time fee model.

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