TradeDay Multiple Accounts Policy: Rules and Limits

Written by Paul

Published on

January 12, 2026

You passed your first TradeDay evaluation and you're making consistent profits on your funded account. Now you're thinking: "If I can make $1,500/month on one account, why not run three accounts and make $4,500/month?" The question is whether TradeDay allows multiple accounts, and if so, what the rules and limits are.

TradeDay not only allows multiple accounts — they encourage it. There's no published limit on how many evaluation or funded accounts you can run simultaneously. Some traders scale to 10-15 funded accounts. But there are critical rules about how you manage multiple accounts, especially around hedging, position correlation, and risk management.

Quick heads-up: This article is based on my real experience with TradeDay and the info available when I published/updated this. Things change in prop trading — rules, payouts, promos, all of it.

For the absolute latest, check TradeDay´s website or their faq page.

I ran two TradeDay funded accounts simultaneously for 8 months. Made $12,000 on Account A and $6,000 on Account B during that period. The extra account effectively doubled my earning potential, but it also doubled my cognitive load. Managing two accounts with different drawdown levels, tracking each one's profit split tier, and ensuring I never accidentally hedged across them required discipline and systems.

This is your complete guide to TradeDay's multiple accounts policy: how many you can have, what rules apply when running multiple accounts, strategies for scaling intelligently, common violations that get traders banned, and whether adding more accounts actually increases your income or just your stress.

The Basic Policy: Multiple Accounts Are Allowed

Let's start with the simple answer.

Yes, You Can Have Multiple Accounts

TradeDay explicitly allows traders to run multiple evaluation accounts and multiple funded accounts simultaneously. There is no published maximum limit.

What you can do:

Run 2-5 evaluation accounts at the same time (attempting different strategies)
Have 3-10+ funded accounts operating simultaneously
Mix evaluation and funded accounts (e.g., 2 funded, 1 evaluation)
Have different account sizes across your portfolio (e.g., one $50K, two $100K, one $150K)

What you pay: Each account has its own subscription fee and costs. Two $100K EOD accounts = $300/month in subscriptions during evaluation.

Why TradeDay Allows This

More accounts = more subscription revenue for TradeDay during evaluations and more profit split when you're funded. It's in their interest for successful traders to scale.

The alignment: If you're consistently profitable, adding accounts benefits both you (more earning potential) and TradeDay (more profit share). Win-win.

No Formal Application Required

You don't need to request permission to add accounts. Just sign up for a second (or third, or fourth) account through the normal process. Each account is independent in their system.

How to add: TradeDay Dashboard → "Add New Account" or simply go through signup process again with same email and payment method.

Critical Rule: No Hedging Across Accounts

This is the most important restriction when running multiple accounts.

What "Hedging" Means

Hedging: Having opposing positions across different accounts at the same time.

Prohibited example:

Account A: Long 2 NQ at 16,000
Account B: Short 2 NQ at 16,000 (same time)

This creates a "hedge" where no matter which direction the market moves, one account wins and one loses. You've eliminated market risk and are effectively exploiting TradeDay's system.

Why Hedging Is Banned

The problem with hedging:

You're not actually trading based on market prediction
You're gaming the evaluation/funding system
One account will always pass evaluation if you hedge perfectly
It undermines the purpose of proving trading skill

TradeDay's detection: Their systems monitor correlated trading patterns across accounts with the same owner. Simultaneous opposing positions trigger flags.

What Counts as Hedging

Definitely hedging (forbidden):

Long ES on Account A, Short ES on Account B at the same time
Long 2 NQ on Account A, Short 2 NQ on Account B at the same time
Long MES (micros) on Account A, Short MES on Account B

Gray area (probably okay but be careful):

Long ES on Account A, Short NQ on Account B (different but correlated instruments)
Long ES on Account A at 9:30 AM, Short ES on Account B at 2:00 PM (different times, not simultaneous)

Definitely not hedging (allowed):

Long 2 NQ on both Account A and Account B (same direction)
Long 1 ES on Account A, Long 2 NQ on Account B (same direction, different instruments)
Flat on Account A while Account B is short (one account not trading)

Enforcement and Consequences

If caught hedging:

Both accounts terminated immediately
No refunds on subscriptions or activation fees
Possible permanent ban from TradeDay
Funds forfeited (if funded accounts)

How they catch it: Automated monitoring of position timing, correlations, and trading patterns across accounts registered to the same user.

No appeals: Hedging violations are taken seriously. There's no "I didn't know" defense.

For complete prohibited practices, see the prohibited practices guide.

Position Limits Across Multiple Accounts

Each account has independent position limits.

Per-Account Position Limits

TradeDay's position limits:

$50K account: 1 contract max (or 10 micros)
$100K account: 2 contracts max (or 20 micros)
$150K account: 3 contracts max (or 30 micros)

These limits apply per account, not across your entire portfolio.

Combined Position Sizing

If you have two $100K accounts:

Account A: Can trade up to 2 contracts
Account B: Can trade up to 2 contracts
Combined: You can have up to 4 contracts total across both accounts (in the same direction)

Example valid position:

Account A: Long 2 NQ
Account B: Long 2 NQ
Total exposure: Long 4 NQ (completely legal)

Example invalid position:

Account A: Long 3 NQ (violates Account A's 2-contract limit)
Even if Account B is flat, Account A alone is in violation

Scaling Position Size with Multiple Accounts

This is the primary reason traders add accounts: to trade larger size.

Scaling example:

One $100K account: Max 2 NQ = $20/point = $400 per 20-point move
Three $100K accounts: Max 6 NQ = $60/point = $1,200 per 20-point move

Your per-point profit potential triples, but so does your risk exposure.

Risk consideration: With 6 NQ across three accounts, a 50-point adverse move is -$3,000 across all accounts. Make sure your strategy can handle this.

Profit Split: Cumulative Across All Accounts

Your profit split tier tracks across all your funded accounts combined.

How Cumulative Tracking Works

TradeDay's profit split tiers are based on lifetime cumulative earnings across all your funded accounts.

The tiers:

First $10,000 earned (total): 100% split
$10,001-$25,000: 80% split
$25,001-$50,000: 90% split
$50,001-$100,000: 92.5% split
$100,001+: 95% split

Example with two accounts:

Month 1: Account A earns $6,000, Account B earns $4,000
Total: $10,000 cumulative
Split: You keep 100% = $10,000
Month 2: Account A earns $8,000, Account B earns $7,000
New total: $25,000 cumulative
Split on Month 2 earnings: $15,000 × 80% = $12,000
Your total kept after 2 months: $10,000 + $12,000 = $22,000

Reaching Higher Tiers Faster

The multiple account advantage: You reach the 90-95% tiers faster because earnings from all accounts combine.

Single account path to 95%:

Making $3,000/month = 34 months to reach $100K cumulative and hit 95% tier

Three account path to 95%:

Making $3,000/month per account = $9,000/month total
Reach $100K cumulative in 11-12 months
Hit 95% tier 22 months faster

The benefit: Once at 95%, you keep $95 per $100 earned instead of $80. Over large earnings, this is thousands of dollars difference.

For complete profit split details, see the profit split guide.

Managing Multiple Accounts: Practical Strategies

How to actually run multiple accounts without losing your mind.

Strategy 1: Trade All Accounts Identically

The simplest approach: treat your accounts as one large account split into pieces.

Implementation:

Enter same position on all accounts simultaneously
Exit at same time
Use exact same strategy, stops, targets

Example:

10:30 AM: Buy 2 NQ on Account A, 2 NQ on Account B
11:45 AM: Exit both accounts at +$800 on each ($1,600 total)

Pros:

Minimal cognitive load (one decision affects all accounts)
Consistent results across accounts
Easy to track

Cons:

All accounts rise and fall together (no diversification)
If your strategy is in a drawdown period, all accounts suffer

Strategy 2: Stagger Entry/Exit Slightly

Same direction, but slightly different entry timing.

Implementation:

Account A enters at 16,000
Account B enters at 15,995 (5 points later on a pullback)
Both targeting same profit zones

Why this works:

Avoids simultaneous execution (feels less like "copying")
Gets better average entry if you scale in
Still not hedging (both same direction)

Example:

10:30: Account A long 2 NQ at 16,000
10:35: Account B long 2 NQ at 15,995 (market pulled back)
Both exit at 16,040: Account A makes +$1,600, Account B makes +$1,800

Strategy 3: Different Strategies Per Account

Use different trading approaches on each account.

Implementation:

Account A: Scalping (5-15 minute holds)
Account B: Swing trading (2-8 hour holds)
Account C: Overnight positions

Pros:

Diversification (if one strategy struggles, others might prosper)
Learning opportunity (test multiple approaches)
Mentally engaging

Cons:

High cognitive load (tracking multiple strategies)
Risk of confusion (mixing up which account uses which rules)
Requires expertise in multiple styles

Best for: Experienced traders who can handle complexity.

Strategy 4: Tiered Risk Approach

Different risk levels per account.

Implementation:

Account A: Conservative (small size, tight stops, steady gains)
Account B: Aggressive (full size, wider stops, bigger targets)

Why this works:

Account A provides steady income base
Account B swings for bigger wins
If Account B blows up, Account A survives

Example month:

Account A: +$1,200 (consistent, low drawdown)
Account B: +$4,500 (hit two huge winners, also had -$800 week)

Strategy 5: Separate Evaluation and Funded Strategies

Use evaluations to test new strategies while funded accounts run proven methods.

Implementation:

Funded accounts: Trade only your proven A+ setups
Evaluation accounts: Test new strategies, timeframes, indicators

Why this works:

Funded capital is protected (using proven methods)
Evaluations become learning labs (lower stakes)
Once new strategy proves out in evaluation, migrate it to funded

Risk: If you fail evaluation using unproven strategy, you wasted the subscription cost. But better to fail a $150 evaluation than blow a funded account.

Costs of Running Multiple Accounts

The financial reality of scaling.

Subscription Costs

During evaluation:

1 account: $150/month
2 accounts: $300/month
3 accounts: $450/month
5 accounts: $750/month

Once funded: No monthly costs (unless you upgrade to Funded Live)

Activation Fees

Each account requires separate activation when you pass.

1 account: $139
3 accounts: $417
5 accounts: $695

Reset Fees

If you fail evaluations, each account resets independently.

Example: You run 3 evaluation accounts. Account A passes, Account B fails (needs reset), Account C is still in progress.

Cost: $139 activation (Account A) + $150 reset (Account B) = $289

Total Cost Scenarios

Conservative: 2 accounts, both pass first attempt:

Subscriptions: $150 × 2 × 1 month = $300
Activations: $139 × 2 = $278
Total: $578

Realistic: 3 accounts, mixed results over 3 months:

Subscriptions: $150 × 3 × 3 months = $1,350
Resets: $150 × 2 accounts × 1 reset each = $300
Activations: $139 × 3 = $417
Total: $2,067

Aggressive: 5 accounts, multiple failures:

Subscriptions: $150 × 5 × 4 months = $3,000
Resets: $150 × 5 accounts × 2 resets average = $1,500
Activations: $139 × 5 = $695
Total: $5,195

Multiple accounts get expensive fast if you're failing evaluations. Make sure you can pass consistently before scaling.

Common Violations and How to Avoid Them

Mistakes traders make with multiple accounts.

Violation 1: Accidental Hedging

What happens: You forget which direction Account A is positioned, enter opposite direction on Account B.

Example:

10:00 AM: Long 2 NQ on Account A
11:30 AM: Forget about Account A, see short setup, go Short 2 NQ on Account B
Result: Now hedged (violation)

Prevention:

Keep a simple spreadsheet: Account name, Current position, Entry price, Time
Check all accounts before entering new positions
Use color-coded labels (green = long, red = short, yellow = flat)

Violation 2: Sharing Login Credentials

What happens: You give your friend access to one of your accounts to "help trade" or test strategies.

The rule: Accounts are single-user only. Sharing credentials violates terms.

Enforcement: If TradeDay detects logins from multiple IP addresses or unusual patterns, they investigate.

Prevention: Never share logins. If you want someone else to trade with TradeDay, they sign up under their own name.

Violation 3: Overtrading Due to Multiple Accounts

What happens: You feel pressured to trade all accounts actively, leading to forcing trades that don't meet your criteria.

The trap: "I have 3 accounts, I should be trading 3x as much" (wrong mindset)

Reality: Your A+ setups don't appear 3x more often just because you have 3 accounts. You should take the same high-quality setups, just execute them on multiple accounts for larger size.

Prevention: Trade your strategy normally. When you see an A+ setup, execute it on all accounts. Don't force trades just to "use" your extra accounts.

Violation 4: Losing Track of Drawdowns

What happens: Account A is at $2,400 of $3,000 drawdown. You focus on Account B and forget Account A is near limit. Next trade on Account A hits stop and terminates the account.

Prevention:

Check all account drawdowns before each trading session
Set alerts at 75% of drawdown limit ($2,250 of $3,000)
Consider trading smallest size on accounts near drawdown limits

Violation 5: Position Limit Confusion

What happens: You think "I have three accounts, so I can trade 6 contracts on one of them" (wrong).

The rule: Each account's position limit is independent. A $100K account can trade 2 contracts regardless of how many other accounts you have.

Prevention: Write down each account's limit and don't exceed it on that account.

When to Add Accounts (and When Not To)

Strategic timing for scaling.

When You SHOULD Add Accounts

Signal 1: Consistent profitability on first account

You've been funded 3+ months
You're profitable every month (or 7-8 out of 10 months)
You've withdrawn at least $5,000

Signal 2: You have unused position size capacity

Your strategy would benefit from trading 4-6 contracts
You're currently limited to 2 contracts on one account
Adding accounts gives you the size you need

Signal 3: You want strategy diversification

You have multiple proven strategies
Running them on separate accounts makes sense
You can mentally manage multiple approaches

Signal 4: You've reached 90-95% profit split

Adding accounts accelerates your earnings at high split percentages
Example: At 95% split, adding a second account almost doubles your take-home

When You Should NOT Add Accounts

Red flag 1: Still struggling with first account

Inconsistent results (up $2K one month, down $1.5K next)
Frequently approaching drawdown limits
Haven't withdrawn profits yet

Red flag 2: Emotional trading issues

You overtrade or revenge trade on your current account
Adding accounts will amplify these problems

Red flag 3: Can't afford the extra subscription costs

If $300/month for two accounts strains your budget
Better to focus on one account and perfect your trading

Red flag 4: Cognitive overload

You're already stressed managing one account
Adding complexity will hurt performance on all accounts

The rule: Only scale when your first account is boring. If trading one account is still exciting, stressful, or inconsistent, you're not ready for multiples.

Tax and Reporting Considerations

Multiple accounts create slightly more complex tax situations.

Consolidated 1099 Reporting

TradeDay issues a single 1099 covering all your funded accounts combined.

What this means:

Total earnings from Account A + Account B + Account C = one number on your 1099
You don't get separate 1099s per account

Tax filing: Report your combined prop firm income as self-employment income or trading income (consult your tax professional).

Tracking for Your Records

Even though TradeDay consolidates reporting, you should track per-account performance for your own records.

Track separately:

Gross profit per account
Drawdown usage per account
Win rate per account
Strategy performance per account

Why: Helps you identify which accounts are performing well and which are dragging down your portfolio.

Entity Structure Considerations

Some traders with multiple accounts operate under an LLC or S-Corp for tax advantages.

Benefits of entity structure:

Business expense deductions (platform fees, data feeds, education)
Potential QBI deduction
Liability protection

Setup: Consult a CPA or tax attorney before implementing. Not all traders need entity structure, but at 5+ accounts generating $50K+ annually, it's worth exploring.

Scaling Path: Beginner to 10+ Accounts

Recommended progression for growing your account portfolio.

Phase 1: Single Account (Months 1-6)

Focus: Pass evaluation, stay funded, prove consistency.

Goal: Be profitable 6-8 out of 12 months, withdraw at least $5,000.

Don't: Rush to add accounts yet. Master one first.

Phase 2: Add Second Account (Months 7-12)

Why: Double your position size or test a secondary strategy.

Implementation: Add one $100K account to complement your existing account.

Goal: Manage two accounts without increasing your error rate. Both should be profitable.

Phase 3: Add Third Account (Year 2)

Why: Further scale size or diversify strategies.

Implementation: Add a third account, potentially a different size ($150K) or drawdown type.

Goal: Three profitable accounts running consistently. You've reached $30K-50K in cumulative earnings.

Phase 4: Scale to 5-10 Accounts (Year 2-3)

Why: Maximize earning potential at 95% profit split tier.

Implementation: Add accounts gradually (one every 2-3 months as you prove you can handle more).

Goal: $100K+ annual earnings from your prop firm portfolio.

Phase 5: Maintain and Optimize (Ongoing)

Focus: Keep accounts alive, optimize strategies, withdraw regularly.

Reality: At 10+ accounts, you'll occasionally blow one. Accept this and have a reset budget.

Sustainable: Most successful multi-account traders maintain 6-12 accounts long-term, replacing ones that fail with new evaluations.

Account Management Tools and Systems

How to stay organized with multiple accounts.

Spreadsheet Tracking Template

Create a Google Sheet with these columns:

Account NameSizeDrawdown TypeStatusCurrent BalancePeak BalanceDrawdown UsedCurrent PositionLast UpdateTradeDay-A1$100KEODFunded$104,200$106,500$2,300Long 2 NQ @ 16,0001/11 10:45 AMTradeDay-B2$100KEODFunded$102,100$103,800$1,700Flat1/11 11:00 AM

Update this after each trade or at end of day.

Position Tracking Board

Physical whiteboard or digital tool showing current positions:

Account A: LONG 2 NQ @ 16,000 | Stop: 15,985 | Target: 16,040 Account B: FLAT Account C: LONG 1 ES @ 5,900 | Stop: 5,885 | Target: 5,935

This prevents accidentally hedging and keeps you aware of all exposure.

Alert Systems

Set up alerts on your phone or email:

Drawdown alerts: 75% of limit reached
Profit alerts: Account hits new peak
Position alerts: Reminder if position open longer than your typical hold time

Time Blocking

Don't try to monitor all accounts simultaneously all day.

Example schedule:

9:30-10:30 AM: Active trading window (watch all accounts)
10:30 AM-2:00 PM: Set alerts, step away, don't force trades
2:00-3:00 PM: Check in, manage existing positions
3:30-4:00 PM: Prepare for close, review all accounts

Frequently Asked Questions

Is there a maximum number of accounts I can have?

TradeDay hasn't published an official maximum. Traders have scaled to 15-20 accounts. Practically, most traders top out at 5-10 due to cognitive limits and capital requirements.

Do I need separate email addresses for each account?

No. You can use the same email and payment method for all accounts. TradeDay's system tracks them as separate accounts under your profile.

Can I transfer balance from one account to another?

No. Each account is independent. If Account A has $108,000 and Account B has $98,000, you can't move funds between them. They stay separate.

What if one account fails? Do all my accounts get terminated?

No. Accounts are independent. If Account A hits drawdown and fails, Accounts B and C continue normally. Exception: If you violated hedging rules, all involved accounts terminate.

Can I copy trades from one account to others automatically?

You can use trade copier software to replicate your trades across accounts, but make sure you're not creating hedges. Copying trades in the same direction is allowed. Copying opposing trades is not.

Do multiple accounts have separate profit split tracking?

No. Profit split tier is cumulative across all funded accounts combined. All your accounts contribute to one combined lifetime earnings total.

What if I want different account sizes?

You can mix: one $50K, two $100K, one $150K. Each operates independently. Pay attention to position limits on each (they differ by size).

Can my spouse or partner also have TradeDay accounts?

Yes. They sign up under their own name with their own payment method. Two people in a household can each have multiple TradeDay accounts independently.

Bottom Line: Scale Intelligently, Not Aggressively

Multiple TradeDay accounts can significantly increase your earning potential, but they also multiply your risk and cognitive load. The most successful multi-account traders scale gradually, prove consistency at each level, and maintain strict systems to avoid hedging violations.

Start with one account. Master it for 6-12 months. Once you're consistently profitable and have withdrawn $5,000+, consider adding a second. Scale from there based on your ability to manage complexity without degrading performance.

The goal isn't to have the most accounts — it's to maximize your income while maintaining your edge. For some traders, that's 2-3 accounts. For others, it's 10+. Find your sweet spot.

For complete TradeDay information, check the full TradeDay review.

Scale smart. Avoid hedging. Manage complexity.