Billed on the Day You Pass TradeDay? Here's What Happens

Written by Paul

Published on

January 14, 2026

Your evaluation subscription billing stops immediately when you pass. Period. No more monthly fees. No more $75-375 charges every 30 days. The second TradeDay confirms you've passed evaluation and you're moving to funded status, they cancel your evaluation subscription and you never pay that fee again.

This happens automatically—you don't need to cancel anything or notify support. When you complete all four activation steps after passing, TradeDay's system automatically terminates your evaluation billing cycle. Your credit card stops getting charged. Your recurring payment ends.

Quick heads-up: This article is based on my real experience with TradeDay and the info available when I published/updated this. Things change in prop trading — rules, payouts, promos, all of it.

For the absolute latest, check TradeDay´s website or their faq page.

Here's the important clarification: this only applies to evaluation subscription fees. Once you're funded and eventually graduate to Funded Live status (rare, most traders stay in Funded Sim), you'll face different costs—exchange fees, data fees, commissions. But the evaluation monthly subscription ($75-375) specifically ends when you pass.

The timing matters. If you pass on Day 18 of your 30-day billing cycle, you're out of luck—you already paid for the full month. TradeDay doesn't prorate or refund. But you also don't get charged on Day 48 for the next billing cycle, because your subscription ended when you passed.

What Stops When You Pass

Evaluation Subscription Billing Ends:

The monthly recurring charge for your evaluation account terminates. Whether you were paying $75/month for a $50K Intraday account, $105/month for EOD, or $210/month for a $150K Static—that specific charge ends.

Example:

Day 1: Sign up for $100K EOD evaluation at $165/month
Day 16: Pass evaluation with $3,000 profit
Day 16 (same day): Evaluation subscription auto-cancels
Day 31: No charge (billing stopped)
Day 61, 91, 121: Still no charges—evaluation billing never restarts

You're completely done paying for evaluation access. That account type (EOD, Intraday, Static) and size ($50K/$100K/$150K) is no longer a subscription—it's now a funded account with different fee structures.

What Billing Doesn't Stop:

If you signed up for multiple evaluations simultaneously (TradeDay allows up to 6 evaluation accounts), only the specific account you passed stops billing. Your other active evaluations continue charging monthly until you pass or cancel them.

Example with Multiple Accounts:

Account A: $50K EOD at $105/month
Account B: $100K Intraday at $132/month
Account C: $50K Static at $99/month

You pass Account A on Day 20. Account A billing stops. Accounts B and C continue charging $132 and $99 respectively every 30 days until you pass or cancel them.

Cost Type	During Evaluation	After Passing (Funded Sim)
Monthly Subscription	$75-$375/month depending on account	$0 - Billing stops completely
Activation Fee	N/A	$139 (waived with promo codes)
Trading Commissions	$0 - TradeDay covers	$0 - Still covered
Market Data	$0 - Included	$0 - Still included (Level 1)
Platform Access	Included in subscription	Free continued access

What Stays Free After Passing

When your evaluation billing stops, you maintain access to TradeDay's entire member ecosystem at zero additional cost:

Educational Resources:

All webinars, courses, recorded sessions, and trader development materials remain accessible. You can still attend the daily 8:30 AM CT morning meetings. The live market commentary continues streaming. The entire education library stays unlocked.

This is permanent access as long as you remain an active funded trader with TradeDay. You're not paying $75-375/month anymore, but you keep everything that monthly fee provided except new evaluation attempts.

Community Access:

Discord stays active. Trading room chat continues. Forum access persists. You can still ask questions, discuss strategies, and engage with other traders. The community aspect doesn't disappear when billing stops.

Platform and Member Dashboard:

Your members.tradeday.com dashboard remains functional. You can log in, view your funded account status, check balances, track milestone progression, and request payouts.

Platform access (Tradovate, NinjaTrader, TradeDayX) continues without interruption. You're now trading on a funded account through these same platforms.

Market Analysis and Research:

TradeDay's proprietary research reports, institutional-grade market analysis, and economic calendar tracking Tier 1 data releases all remain available. These resources don't get locked behind continued payment—they're part of being a TradeDay funded trader.

The One-Time Activation Fee

While monthly billing ends, there's typically a one-time $139 activation fee when you pass evaluation. This fee covers the setup and onboarding process for your funded account.

What the Activation Fee Covers:

Riseworks payout account setup
Identity verification processing
Funded account provisioning through broker
Administrative processing for funded status

The Discount Code Reality:

Most current TradeDay promotions waive this activation fee entirely. Codes like "NEWYEAR," "NOFEE40," and various affiliate codes eliminate the $139 charge. If you used one of these codes when signing up for evaluation, the activation fee auto-waives when you pass—Step 1 of your post-evaluation checklist shows "Complete" automatically.

If you didn't use a promo code, you pay the $139 once when activating your funded account. This is a one-time charge, not recurring. You never pay it again even if you pass multiple additional evaluations later.

What Happens If You Pass on Day 28

This is the painful scenario: you pass evaluation 2 days before your next billing cycle. Your subscription auto-cancels when you pass, but you already paid for the full month. You're not getting 2 days refunded.

Example:

Day 1: Sign up, pay $165 for $100K EOD evaluation
Day 28: Pass evaluation, billing stops
Total cost: $165 for 28 days of use

You paid for 30 days but only needed 28. The extra 2 days are lost. TradeDay doesn't prorate, refund, or credit unused time.

The Alternative Outcome:

If you fail on Day 28 and need to reset, you'd wait 2 days for the Day 30 automatic free reset rather than paying $99 for instant reset. But if you pass, those 2 days are just sunk cost.

Strategic Timing:

There's no way to strategically time passing to avoid this. You can't pause evaluation progress, you can't delay submitting for funding, and attempting to game the timing by deliberately not completing objectives is stupid—you risk failing or violating rules while waiting for billing timing.

Pass as soon as you meet the objectives. Don't worry about billing cycle timing. The goal is funded status, not saving $50 of prorated fees.

Multiple Funded Accounts and Billing

If you pass multiple evaluations and have multiple funded accounts, each evaluation's billing stops independently when that specific account passes.

Multi-Account Example:

January 5: Sign up for Evaluation A ($50K EOD, $105/month)
January 12: Sign up for Evaluation B ($100K EOD, $165/month)
January 28: Pass Evaluation A → A's billing stops
February 11: Pass Evaluation B → B's billing stops

Total evaluation costs: $105 (A, 23 days) + $330 (B, 30 days + 7 days of second cycle) = $435 total before having 2 funded accounts.

Once both are funded, you pay $0 in ongoing evaluation fees. You're operating two Funded Sim accounts with zero monthly subscription costs. You only pay if/when you eventually reach Funded Live status, which has its own cost structure (exchange fees, pro data fees).

The TradeDay Advantage:

Some prop firms continue charging monthly fees even after funding. TradeDay doesn't. Pass evaluation = billing ends forever for that account. This is a major cost advantage compared to firms that charge "maintenance fees" or "funded account subscriptions" after evaluation.

What If You Lose a Funded Account Later

If you violate max drawdown on your funded account weeks or months after passing, that funded account terminates. To get funded again, you'd need to pass a new evaluation, which means purchasing a new evaluation subscription.

Example:

March 1: Pass $50K EOD evaluation, billing stops
March 1 - June 15: Trade funded account successfully
June 16: Violate max drawdown, funded account terminates
June 17: Want to get funded again? Purchase new $50K EOD evaluation ($105/month)
June 17: New billing cycle starts

The previous evaluation's billing cancellation doesn't carry forward. Each evaluation is its own subscription. Lose a funded account = start over with new evaluation = new billing cycle.

TradeDay's Evaluation Review:

Before allowing you to purchase a new evaluation after losing a funded account, TradeDay reviews your trading behavior on the terminated account. If you violated through reckless trading, rule abuse, or suspicious withdrawal patterns, they may refuse to let you re-enter evaluations. This prevents traders from repeatedly failing funded accounts and just cycling through evaluations indefinitely.

Viewing Your Billing Status After Passing

When you log into members.tradeday.com after passing evaluation, your account dashboard shows different information:

Before Passing:

Account Status: "BEING EVALUATED"
Next billing date visible
Subscription type and cost displayed
"Cancel Membership" option available

After Passing:

Account Status: "FUNDED SIM" or "FUNDED LIVE"
No billing date (subscription ended)
No subscription cost shown
"Cancel Membership" option gone (nothing to cancel)

If you click on your account details, you'll see "Subscription: Ended on [date you passed]" or similar language. This confirms billing stopped.

If you still see active billing information and a renewal date after passing evaluation, something went wrong—contact support@tradeday.com immediately. The system should auto-cancel within hours of passing.

Canceling Other Evaluations After Passing One

Strategic decision: you have 3 evaluation accounts running. You pass one. Do you cancel the other two to stop their billing?

Arguments for Canceling:

You're already funded. Why keep paying $200-300/month for additional evaluations you might not need? Cancel them, stop the bleeding, focus on growing your one funded account.

Arguments for Keeping:

TradeDay allows up to 3 Funded Sim accounts simultaneously. Having multiple funded accounts gives you better profit diversification, larger total position sizes across accounts, and faster progression toward higher profit split tiers (since lifetime withdrawals combine across all accounts).

If you're close to passing the other evaluations, keep them active. Pass all three, have 3 funded accounts running, and your monthly profit potential triples.

The Break-Even Analysis:

If your second evaluation is on Day 8 of 30, you've paid $105-165 so far. If you're at $1,500 profit (halfway to $3K target), you'll likely pass within another week. Keep it. Total cost $105-165 for a second funded account.

If your second evaluation is on Day 3 with $200 profit, you're nowhere close. Cancel it. Don't pay another $100+ for an evaluation that's weeks away from passing.

FAQ: Billing After Passing Evaluation

Do I get refunded for unused days after passing?

No. TradeDay doesn't prorate or refund subscription fees. If you pass on Day 15 of a 30-day billing cycle, you lose the remaining 15 days you paid for.

Will I be charged for the next month after passing?

No. Your subscription auto-cancels when you pass evaluation. You will not be charged for subsequent months. Billing ends permanently for that specific account.

What if I have multiple evaluations and pass one?

Only the evaluation you passed stops billing. Your other active evaluation subscriptions continue charging monthly until you pass or cancel them individually.

Can I re-subscribe to an evaluation after passing?

You don't re-subscribe to the same account—that account is now funded. If you want additional evaluations, you purchase new evaluation accounts separately, each with its own billing cycle.

Do I still have access to TradeDay's education after billing stops?

Yes. All educational resources, webinars, community access, and platform tools remain available as long as you're an active funded trader. The billing stopping doesn't lock you out of anything except new evaluation attempts.

What happens to my billing if I fail a funded account?

Your funded account terminates. To get funded again, you must purchase a new evaluation subscription, which starts a new 30-day billing cycle. The previous cancelled billing doesn't restart—you're starting fresh.

Is there a fee to stay funded after passing?

No monthly fee for Funded Sim accounts. If you eventually graduate to Funded Live (rare), you'll pay exchange fees ($1-2/contract) and professional market data fees ($140/month), but no subscription fee.

Can I pause my evaluation to avoid billing while waiting for the right market conditions?

No. TradeDay doesn't allow pausing subscriptions or freezing billing. You either stay subscribed and pay monthly, or cancel and lose all evaluation progress. There's no "pause and resume" option.