TradeDay offers 9 distinct account configurations across 3 sizes ($50K, $100K, $150K) and 3 drawdown types (Intraday, EOD, Static).
I've personally traded 4 of these configurations over the past 14 months—passed evaluations on EOD and Intraday, breached one Intraday account in the first week, and now operate 3 funded EOD accounts with 14+ payouts totaling over $38,000. The difference between picking the right account and the wrong one? Months of frustration and hundreds in wasted reset fees. This guide breaks down every TradeDay account type so you can pick the configuration that actually fits your trading style—not just the cheapest option on the pricing page.
14 months of real trading: I've been trading TradeDay since December 2024—passed 4 evaluations, received 14+ payouts totaling over $38,000, dealt with their support team, and navigated every stage from evaluation through funded sim. I've tracked their payout reliability and compared them against every major futures alternative in the space.
That said, longevity doesn't mean perfection. TradeDay has strengths (day-one payouts, EOD drawdown option, 95% profit split potential, clean rulebook) and weaknesses (30% consistency rule during eval, no instant funding, futures only) that I've documented honestly. For a complete breakdown of their account types, pricing, and what to expect at each stage, read my complete TradeDay review. For the absolute latest, check TradeDay's website.
How TradeDay Accounts Are Structured
TradeDay keeps things refreshingly simple compared to firms that have 6 account types with different phases. Here, every account follows the same path: one-step evaluation → funded sim → funded live. What changes between accounts is the size, the drawdown type, and how aggressively the firm monitors your intraday behavior.
The three variables you're choosing between:
Account Size determines your profit target, drawdown limit, and position limits. Bigger accounts mean higher targets but proportionally more room to work with.
Drawdown Type is where the real decision lives. This is what separates a comfortable evaluation from one that makes you want to throw your keyboard. EOD trailing, Intraday trailing, and Static drawdown each behave completely differently—even though the dollar amounts might look similar on paper.
Monthly Cost scales with both size and drawdown type. Intraday is cheapest because it's hardest. Static costs more but has the tightest position limits. EOD sits in the middle: moderate cost, maximum flexibility.
The 3 Drawdown Types at a Glance
Before diving into specific accounts, here's the fundamental difference that determines everything:
| Drawdown Type | How It Trails | Best For | My Take |
|---|---|---|---|
| Intraday Trailing | Moves up in real-time with unrealized profits during the session | Quick scalpers who take profits fast and never let trades breathe | Cheapest monthly cost, but brutal. One runner that reverses tightens your floor permanently. |
| EOD Trailing ⭐ | Only updates at 4:00 PM CT based on end-of-day realized balance | Most traders — gives breathing room for intraday swings | My go-to. Extra $30/month over Intraday is worth every cent. Saved me multiple times. |
| Static | Never moves — fixed floor regardless of profits | Ultra-conservative traders comfortable with micro-lot limits | Easiest to keep alive, but 1-contract limit on $50K makes it hard to earn meaningfully. |
Intraday Trailing Drawdown Accounts
Intraday trailing is the entry-level option — lowest monthly cost, highest difficulty. The drawdown floor chases your unrealized equity peak in real time. If your $50K account shows +$800 in open profit and you close at +$200, your drawdown floor has already moved up by $800. That $600 of unrealized profit you gave back? Gone from your safety margin forever.
I started my TradeDay journey on a $50K Intraday account in December 2024. Passed the evaluation in 9 days because I was careful. Then breached the funded account in 6 days because I let a winning NQ trade run from +$1,100 to +$400 before closing. The drawdown floor had already moved up by $1,100, so my effective room dropped from $2,000 to $900 overnight. A normal $700 losing day the next morning ended the account.
Intraday Account Specifications
Account SizeMonthly CostProfit TargetMax DrawdownPosition LimitReset Fee$50K~$75/mo*$3,000$2,0005 contracts$75$100K~$120/mo*$6,000$3,00010 contracts$119$150K~$180/mo*$9,000$4,00015 contracts$139
*Prices shown with 40% discount code applied. Regular prices: $125 / $200 / $300.
Who Should Actually Pick Intraday
Honest answer: very few traders. Intraday trailing rewards one specific trading style — fast scalpers who enter, take profit within minutes, and never hold for a bigger move. If that's genuinely you, the savings over EOD ($30/month on a $50K) are meaningful. If you ever hold trades for 30+ minutes or let winners run, EOD will serve you better.
My verdict after trying both: the extra cost of EOD pays for itself by keeping your account alive longer. I've seen traders burn through 3-4 Intraday resets ($75 each = $300) in the time it would have cost them $30 extra per month for EOD. Do the math.
End-of-Day (EOD) Trailing Drawdown Accounts
EOD is where most successful TradeDay traders land, including me. The drawdown only recalculates at 4:00 PM CT based on your realized end-of-day balance. Intraday swings don't count. If you're down $1,500 at noon and fight back to +$200 by close, only the +$200 moves your floor. That flexibility is everything.
All 3 of my current funded accounts are EOD. I chose this after my Intraday disaster because the psychology is completely different. With EOD, I can take heat on a position during the session without panicking about floor creep. On Intraday, a trade that goes against you $500 then recovers still costs you $500 of drawdown room. On EOD, it costs you nothing if you close green.
EOD Account Specifications
Monthly costs with 40% discount applied: $105 / $165 / $225 for 50K / 100K / 150K respectively. Regular prices run $175 / $275 / $375. The profit targets and drawdown limits mirror Intraday ($3,000 target / $2,000 drawdown on 50K), but the behavioral difference is massive.
Reset fees are slightly higher than Intraday: $99 for 50K, $119 for 100K, $139 for 150K. Still reasonable considering you'll likely need fewer resets.
Why I Run Multiple EOD Accounts
After my first 6 months at TradeDay, I shifted to running 3 separate EOD accounts instead of one large one. The math made sense: three $50K EOD accounts at $105/month each ($315 total) give me $6,000 in combined drawdown room versus a single $150K at $225/month with $4,000 drawdown. More total safety margin, more diversified risk, and if one account has a bad week, the other two keep generating payouts.
The downside is managing three dashboards, three consistency calculations, and three payout cycles. But honestly, it takes 5 minutes a day to check all three.
Static Drawdown Accounts
Static drawdown never moves. A $50K Static account has a fixed floor at $49,500 forever. Make $5,000 profit and your balance is $55,000? Your violation point is still $49,500. That's $5,500 of breathing room — compared to a trailing account where that $5,000 profit would have pulled the floor up.
Sounds great on paper. The catch: position limits are severely restricted. A $50K Static account allows only 1 standard contract (or equivalent micros). A $100K allows 2 contracts. The profit target is also lower ($1,500 on 50K vs $3,000 on EOD/Intraday), but earning $1,500 trading 1 contract on ES takes patience.
Static vs EOD vs Intraday: Cost Per Dollar of Drawdown
Here's a comparison I rarely see anyone make, but it matters:
| $50K Account | Monthly Cost* | Drawdown | Cost per $1K DD | Max Contracts |
|---|---|---|---|---|
| Intraday | $75 | $2,000 (trailing real-time) | $37.50 | 5 |
| EOD ⭐ | $105 | $2,000 (trailing EOD) | $52.50 | 5 |
| Static | $99 | $500 (fixed forever) | $198.00 | 1 |
*With 40% discount code applied
The numbers tell the story. Intraday is cheapest per dollar of drawdown, but that drawdown shrinks in real time. EOD costs a bit more but the drawdown stays stable throughout the session. Static is by far the most expensive per dollar of actual usable drawdown, and the position limit makes it nearly impossible to earn quickly.
Account Sizes: $50K vs $100K vs $150K
$50K — The Sweet Spot
I've passed more $50K evaluations than any other size, and there's a reason. The $3,000 profit target on EOD/Intraday is achievable in 7-15 days of disciplined trading. Position limits (5 contracts on EOD/Intraday) give enough room for meaningful NQ or ES positions. And the monthly cost — $105 for EOD — is low enough that a single funded payout covers 2-3 months of subscription.
The $50K is where I recommend every new TradeDay trader starts, regardless of experience. You learn the firm's quirks, test your strategy against the consistency rule, and build a track record before committing to larger accounts.
$100K — The Middle Ground
The $100K doubles your position limits (10 contracts) and profit target ($6,000) while increasing drawdown to $3,000. The cost jump is significant: $165/month for EOD vs $105 for 50K. But the earning potential scales well — once funded, pulling $2,000-$3,000 per payout is realistic with 10 contracts of room.
I run one $100K EOD account alongside two $50K accounts. The $100K handles my higher-conviction setups where I want to size up, while the $50K accounts take my bread-and-butter VWAP pullback trades.
$150K — For Established Traders Only
At $225/month for EOD, the $150K is a serious commitment. Profit target is $9,000, which even at 15 contracts takes 2-3 weeks minimum. The drawdown is $4,000 — proportionally the same as other sizes.
My take: unless you're consistently passing $100K evaluations and pulling regular payouts, the $150K doesn't make financial sense. You're paying $225/month during evaluation with no guarantee of passing. Three $50K accounts at $315 total give you more combined drawdown, lower individual risk, and three separate income streams once funded.
Profit Split and Payout Structure
TradeDay's profit split is one of the most competitive in the industry. Here's the tier structure:
First $10,000 in lifetime withdrawals: 100% to you. No split at all. TradeDay eats their entire share until you've pulled $10K. This is huge — most firms start at 80/20 from day one.
After $10K lifetime: 90/10 split (you keep 90%).
After $25K lifetime: 95/5 split (you keep 95%).
I crossed the $25K threshold in October 2025. The difference between 90% and 95% adds up fast. On a $3,000 payout, that's $150 extra in your pocket. Over 10 payouts, that's $1,500.
Payouts are available from Day 1 once you clear the drawdown buffer. No waiting period, no minimum funded days before first withdrawal. In my experience, payout processing takes 19-28 hours from request to bank account. I always request Monday or Tuesday morning for fastest processing.
Picking the Right Account: My Decision Framework
After 14 months and 4 evaluations, here's how I'd advise choosing:
Pick EOD if you hold trades for more than a few minutes, ever let winners run, or want the psychological comfort of intraday swings not counting against you. This covers 80-90% of traders.
Pick Intraday if you're genuinely a fast scalper — in and out in under 5 minutes, tight targets, no runners. You need to be honest with yourself here. Most traders who think they're scalpers actually hold trades longer than they realize.
Pick Static if you exclusively trade micros, want maximum account safety, and are comfortable with very slow profit accumulation. It's the easiest path to staying funded, but the hardest path to meaningful earnings.
Pick $50K if you're new to TradeDay, testing a new strategy, or want low-cost entry. Start here, prove consistency, then scale.
Pick $100K if you're already pulling regular payouts on $50K and want more position room.
Pick $150K only if $100K feels limiting and you have the monthly budget to sustain evaluation costs.
Frequently Asked Questions
Can I switch between Intraday and EOD drawdown on an existing TradeDay account?
No. The drawdown type locks permanently when you purchase the account. There's no mid-evaluation conversion — if you want to switch, you buy a new account with the desired drawdown type. Intraday and EOD are fundamentally different risk structures, and TradeDay treats them as separate products from purchase onward.
Do all TradeDay account sizes share the same evaluation rules?
Yes. The 30% consistency rule, 5-day minimum trading requirement, and position close requirements apply identically across all 9 account configurations. Only the dollar amounts — profit targets, drawdown limits — and maximum contract limits change with account size. The rule framework itself is uniform.
What is the TradeDay 30% consistency rule?
No single trading day can account for more than 30% of your total profit at the time you request funding. If your target is $3,000 and your best day was $1,200 (40%), your effective target adjusts to $4,000 ($1,200 ÷ 0.30). Keeping daily profits under $800-$900 on a $50K account avoids triggering the adjustment. Big outlier days extend evaluations by forcing additional smaller profitable sessions to dilute the ratio.
What is the TradeDay profit split structure?
The profit split follows a lifetime withdrawal tier: 100% on the first $10,000 withdrawn, then 90% on the next $90,000, then 95% permanently thereafter. This tier structure applies regardless of account size or drawdown type — a $50K trader and a $150K trader both keep 100% of their first $10K. Once you hit the 95% tier, it stays at 95% for the lifetime of the account.
Does the monthly TradeDay subscription continue after passing evaluation?
Yes. The monthly subscription continues on funded accounts — evaluation and funded sim both require an active subscription. It only stops when you cancel, fail, or reach funded live status. Factor this ongoing cost into your payout math: a $105/month subscription on a $50K EOD account means you need to withdraw at least $105 per cycle just to break even on fees.
What is the difference between TradeDay EOD and Intraday drawdown?
EOD (end-of-day) trailing drawdown only recalculates at the session close based on your highest realized closing balance — intraday equity peaks never move the floor. Intraday trailing drawdown tracks your highest equity peak in real time throughout the session, permanently tightening the floor with every unrealized gain. EOD is significantly more forgiving for traders who take heat on positions and recover before close. The EOD buffer also clears faster since unrealized peaks don't count.
Can I run multiple TradeDay accounts simultaneously?
Yes. TradeDay allows multiple accounts per trader with independent drawdown tracking, consistency tracking, and payout cycles on each. Running 3 funded accounts simultaneously is common among experienced TradeDay traders — the accounts don't share drawdown or consistency calculations, meaning a bad day on one doesn't affect the others.
Are TradeDay reset fees worth it versus buying a new account?
For most account sizes, resets are significantly cheaper. A $50K EOD reset costs $99 versus $175 for a new account at regular pricing. Reset if you're on your first or second attempt. After 3+ resets on the same account size, the strategy likely needs adjusting before spending more — repeated resets without a methodological change rarely produce different results.
Does TradeDay allow overnight positions?
No. All positions must be closed before the session ends at 5:00 PM ET. TradeDay auto-liquidates any positions still open at that time. This applies across all 9 account configurations without exception. Plan your exits before 4:45 PM ET to avoid slippage from the auto-liquidation sweep catching you in an illiquid close.
How long do TradeDay evaluations typically take?
The 5-day minimum is the floor, but the 30% consistency rule routinely extends evaluations by 3-5 days beyond when you'd otherwise hit the profit target. A big day early in the evaluation forces additional smaller profitable days to dilute the ratio. Realistic average: 10-15 trading days. Evaluations have no time limit — they remain active as long as the monthly subscription is maintained and drawdown hasn't been breached.
Is there a maximum time limit on TradeDay evaluations?
No. Evaluations stay active indefinitely with an active subscription and no drawdown breach. Traders have passed after 3+ months during difficult market conditions. There's no expiration on the evaluation — slow, methodical passes are structurally safer than rushing to hit the target and getting caught by the consistency rule or a drawdown breach in the final sessions.
What is the difference between TradeDay funded sim and funded live?
Funded sim follows the same trading rules as evaluation but without the consistency requirement — it's the proving ground before live capital access. Funded live adds guidelines around position sizing and execution quality, and professional CME data fees apply. The funded sim phase is where TradeDay evaluates whether your live trading behavior matches your evaluation behavior before deploying real capital.
What is the cheapest way to start with TradeDay?
A $50K Intraday account with a 40% discount code runs approximately $75/month — the lowest entry point in the lineup. The $50K EOD at roughly $105/month is the recommended starting point despite the $30 premium: EOD drawdown is substantially more forgiving, breach risk is meaningfully lower, and the buffer clears faster. The $30/month difference is worth the structural advantage for most trading styles.
Do TradeDay discount codes apply to reset fees?
No — reset fees are fixed prices not subject to promotional codes. Discount codes typically only apply to initial account purchases. Always verify current policy on TradeDay's site before assuming a code will work on resets, but historically the fixed reset pricing has been independent of active promotions.
What futures markets can I trade across all TradeDay accounts?
All 9 account configurations have full access to CME Group futures: equity index futures (ES, NQ, RTY, YM), energy (CL), metals (GC, SI), and more across the CME product suite. The only variable across account types is maximum position size — which contracts you can trade is identical regardless of account size or drawdown type.
