TradeDay Accounts Overview 2026: Every Account Type, Size, and Drawdown Explained

TradeDay offers 9 distinct account configurations across 3 sizes ($50K, $100K, $150K) and 3 drawdown types (Intraday, EOD, Static).

I've personally traded 4 of these configurations over the past 14 months—passed evaluations on EOD and Intraday, breached one Intraday account in the first week, and now operate 3 funded EOD accounts with 14+ payouts totaling over $38,000. The difference between picking the right account and the wrong one? Months of frustration and hundreds in wasted reset fees. This guide breaks down every TradeDay account type so you can pick the configuration that actually fits your trading style—not just the cheapest option on the pricing page.

14 months of real trading: I've been trading TradeDay since December 2024—passed 4 evaluations, received 14+ payouts totaling over $38,000, dealt with their support team, and navigated every stage from evaluation through funded sim. I've tracked their payout reliability and compared them against every major futures alternative in the space.

That said, longevity doesn't mean perfection. TradeDay has strengths (day-one payouts, EOD drawdown option, 95% profit split potential, clean rulebook) and weaknesses (30% consistency rule during eval, no instant funding, futures only) that I've documented honestly. For a complete breakdown of their account types, pricing, and what to expect at each stage, read my complete TradeDay review. For the absolute latest, check TradeDay's website.

How TradeDay Accounts Are Structured

TradeDay keeps things refreshingly simple compared to firms that have 6 account types with different phases. Here, every account follows the same path: one-step evaluation → funded sim → funded live. What changes between accounts is the size, the drawdown type, and how aggressively the firm monitors your intraday behavior.

The three variables you're choosing between:

Account Size determines your profit target, drawdown limit, and position limits. Bigger accounts mean higher targets but proportionally more room to work with.

Drawdown Type is where the real decision lives. This is what separates a comfortable evaluation from one that makes you want to throw your keyboard. EOD trailing, Intraday trailing, and Static drawdown each behave completely differently—even though the dollar amounts might look similar on paper.

Monthly Cost scales with both size and drawdown type. Intraday is cheapest because it's hardest. Static costs more but has the tightest position limits. EOD sits in the middle: moderate cost, maximum flexibility.

The 3 Drawdown Types at a Glance

Before diving into specific accounts, here's the fundamental difference that determines everything:

Intraday Trailing Drawdown Accounts

Intraday trailing is the entry-level option — lowest monthly cost, highest difficulty. The drawdown floor chases your unrealized equity peak in real time. If your $50K account shows +$800 in open profit and you close at +$200, your drawdown floor has already moved up by $800. That $600 of unrealized profit you gave back? Gone from your safety margin forever.

I started my TradeDay journey on a $50K Intraday account in December 2024. Passed the evaluation in 9 days because I was careful. Then breached the funded account in 6 days because I let a winning NQ trade run from +$1,100 to +$400 before closing. The drawdown floor had already moved up by $1,100, so my effective room dropped from $2,000 to $900 overnight. A normal $700 losing day the next morning ended the account.

Intraday Account Specifications

*Prices shown with 40% discount code applied. Regular prices: $125 / $200 / $300.

Who Should Actually Pick Intraday

Honest answer: very few traders. Intraday trailing rewards one specific trading style — fast scalpers who enter, take profit within minutes, and never hold for a bigger move. If that's genuinely you, the savings over EOD ($30/month on a $50K) are meaningful. If you ever hold trades for 30+ minutes or let winners run, EOD will serve you better.

My verdict after trying both: the extra cost of EOD pays for itself by keeping your account alive longer. I've seen traders burn through 3-4 Intraday resets ($75 each = $300) in the time it would have cost them $30 extra per month for EOD. Do the math.

End-of-Day (EOD) Trailing Drawdown Accounts

EOD is where most successful TradeDay traders land, including me. The drawdown only recalculates at 4:00 PM CT based on your realized end-of-day balance. Intraday swings don't count. If you're down $1,500 at noon and fight back to +$200 by close, only the +$200 moves your floor. That flexibility is everything.

All 3 of my current funded accounts are EOD. I chose this after my Intraday disaster because the psychology is completely different. With EOD, I can take heat on a position during the session without panicking about floor creep. On Intraday, a trade that goes against you $500 then recovers still costs you $500 of drawdown room. On EOD, it costs you nothing if you close green.

EOD Account Specifications

Monthly costs with 40% discount applied: $105 / $165 / $225 for 50K / 100K / 150K respectively. Regular prices run $175 / $275 / $375. The profit targets and drawdown limits mirror Intraday ($3,000 target / $2,000 drawdown on 50K), but the behavioral difference is massive.

Reset fees are slightly higher than Intraday: $99 for 50K, $119 for 100K, $139 for 150K. Still reasonable considering you'll likely need fewer resets.

Why I Run Multiple EOD Accounts

After my first 6 months at TradeDay, I shifted to running 3 separate EOD accounts instead of one large one. The math made sense: three $50K EOD accounts at $105/month each ($315 total) give me $6,000 in combined drawdown room versus a single $150K at $225/month with $4,000 drawdown. More total safety margin, more diversified risk, and if one account has a bad week, the other two keep generating payouts.

The downside is managing three dashboards, three consistency calculations, and three payout cycles. But honestly, it takes 5 minutes a day to check all three.

Static Drawdown Accounts

Static drawdown never moves. A $50K Static account has a fixed floor at $49,500 forever. Make $5,000 profit and your balance is $55,000? Your violation point is still $49,500. That's $5,500 of breathing room — compared to a trailing account where that $5,000 profit would have pulled the floor up.

Sounds great on paper. The catch: position limits are severely restricted. A $50K Static account allows only 1 standard contract (or equivalent micros). A $100K allows 2 contracts. The profit target is also lower ($1,500 on 50K vs $3,000 on EOD/Intraday), but earning $1,500 trading 1 contract on ES takes patience.

Static vs EOD vs Intraday: Cost Per Dollar of Drawdown

Here's a comparison I rarely see anyone make, but it matters:

*With 40% discount code applied

The numbers tell the story. Intraday is cheapest per dollar of drawdown, but that drawdown shrinks in real time. EOD costs a bit more but the drawdown stays stable throughout the session. Static is by far the most expensive per dollar of actual usable drawdown, and the position limit makes it nearly impossible to earn quickly.

Account Sizes: $50K vs $100K vs $150K

$50K — The Sweet Spot

I've passed more $50K evaluations than any other size, and there's a reason. The $3,000 profit target on EOD/Intraday is achievable in 7-15 days of disciplined trading. Position limits (5 contracts on EOD/Intraday) give enough room for meaningful NQ or ES positions. And the monthly cost — $105 for EOD — is low enough that a single funded payout covers 2-3 months of subscription.

The $50K is where I recommend every new TradeDay trader starts, regardless of experience. You learn the firm's quirks, test your strategy against the consistency rule, and build a track record before committing to larger accounts.

$100K — The Middle Ground

The $100K doubles your position limits (10 contracts) and profit target ($6,000) while increasing drawdown to $3,000. The cost jump is significant: $165/month for EOD vs $105 for 50K. But the earning potential scales well — once funded, pulling $2,000-$3,000 per payout is realistic with 10 contracts of room.

I run one $100K EOD account alongside two $50K accounts. The $100K handles my higher-conviction setups where I want to size up, while the $50K accounts take my bread-and-butter VWAP pullback trades.

$150K — For Established Traders Only

At $225/month for EOD, the $150K is a serious commitment. Profit target is $9,000, which even at 15 contracts takes 2-3 weeks minimum. The drawdown is $4,000 — proportionally the same as other sizes.

My take: unless you're consistently passing $100K evaluations and pulling regular payouts, the $150K doesn't make financial sense. You're paying $225/month during evaluation with no guarantee of passing. Three $50K accounts at $315 total give you more combined drawdown, lower individual risk, and three separate income streams once funded.

Profit Split and Payout Structure

TradeDay's profit split is one of the most competitive in the industry. Here's the tier structure:

First $10,000 in lifetime withdrawals: 100% to you. No split at all. TradeDay eats their entire share until you've pulled $10K. This is huge — most firms start at 80/20 from day one.

After $10K lifetime: 90/10 split (you keep 90%).

After $25K lifetime: 95/5 split (you keep 95%).

I crossed the $25K threshold in October 2025. The difference between 90% and 95% adds up fast. On a $3,000 payout, that's $150 extra in your pocket. Over 10 payouts, that's $1,500.

Payouts are available from Day 1 once you clear the drawdown buffer. No waiting period, no minimum funded days before first withdrawal. In my experience, payout processing takes 19-28 hours from request to bank account. I always request Monday or Tuesday morning for fastest processing.

Picking the Right Account: My Decision Framework

After 14 months and 4 evaluations, here's how I'd advise choosing:

Pick EOD if you hold trades for more than a few minutes, ever let winners run, or want the psychological comfort of intraday swings not counting against you. This covers 80-90% of traders.

Pick Intraday if you're genuinely a fast scalper — in and out in under 5 minutes, tight targets, no runners. You need to be honest with yourself here. Most traders who think they're scalpers actually hold trades longer than they realize.

Pick Static if you exclusively trade micros, want maximum account safety, and are comfortable with very slow profit accumulation. It's the easiest path to staying funded, but the hardest path to meaningful earnings.

Pick $50K if you're new to TradeDay, testing a new strategy, or want low-cost entry. Start here, prove consistency, then scale.

Pick $100K if you're already pulling regular payouts on $50K and want more position room.

Pick $150K only if $100K feels limiting and you have the monthly budget to sustain evaluation costs.

Frequently Asked Questions

Can I switch from Intraday to EOD on an existing account?

‍No. The drawdown type is locked when you purchase the account. If you want to change, you'll need to purchase a new account with the desired drawdown type. I learned this the hard way — you can't convert mid-evaluation.

Do all account sizes have the same evaluation rules?

‍Yes. The 30% consistency rule, 5-day minimum, and position close requirements apply identically across all 9 configurations. Only the dollar amounts (targets, drawdown) and position limits change.

Is the profit split the same across all accounts?

‍Yes. The 100% → 90% → 95% tier structure applies to lifetime withdrawals regardless of account size or drawdown type. A $50K trader and a $150K trader both keep 100% of their first $10K.

Can I run multiple accounts simultaneously?

‍Yes. TradeDay allows multiple accounts per trader. I currently run 3 funded accounts at the same time. Each account has independent drawdown, consistency tracking, and payout cycles.

What happens to my monthly subscription after I'm funded?

‍You continue paying the monthly subscription even on funded accounts. The subscription only stops if you cancel, fail, or reach funded live status. This is important to factor into your cost-benefit analysis.

Does the drawdown buffer affect which account I should pick?

‍Indirectly, yes. The buffer is the amount of profit you need before your first payout becomes available. On EOD accounts, this equals your max drawdown ($2,000 on 50K). So you need to earn $2,000+ before withdrawing. The buffer clears faster on EOD than Intraday because your drawdown doesn't tighten from unrealized peaks.

Are reset fees worth it, or should I just buy a new account?

‍For most account sizes, the reset fee is significantly cheaper than a new account. A $50K EOD reset is $99 vs $175 regular price for a new account. Always reset if you're within your first or second attempt. After 3+ resets, consider whether the strategy needs adjusting before spending more money.

What is the 30% consistency rule exactly?

‍No single trading day can account for more than 30% of your total profit at the time you request funding. If your target is $3,000 and your best day is $1,200 (40%), your new target adjusts to $4,000 ($1,200 ÷ 0.30). I keep daily profits under $800-$900 on $50K accounts to stay clear of this.

Can I trade overnight positions?

‍No. All positions must be closed before the session ends at 5:00 PM ET. TradeDay auto-liquidates any positions still open. This applies to all 9 account configurations with no exceptions.

How long do evaluations typically take?

‍Depends on your strategy and the 5-day minimum. My fastest pass was 7 days on a $50K EOD. Average across my 4 evaluations: 12 days. The 30% consistency rule often extends evaluations by 3-5 days beyond when you'd otherwise hit target, because a big day forces additional smaller days to dilute it.

Is there a maximum time limit for evaluations?

‍No. Evaluations stay active as long as you maintain your monthly subscription and don't violate the drawdown. I've heard of traders taking 3+ months to pass during difficult market conditions. There's no rush — slow passes are better than fast breaches.

Do funded sim and funded live have different rules?

‍Funded sim follows the same rules as evaluation but without the consistency requirement. Funded live adds some additional guidelines around position sizing and execution quality, plus professional data fees apply. The funded sim phase is essentially your proving ground before accessing real capital.

What's the cheapest way to get started with TradeDay?

‍A $50K Intraday account with a 40% discount code costs approximately $75/month. But I'd recommend the $50K EOD at ~$105/month for a much better trading experience. The $30 difference buys you significantly more flexibility and lower breach risk.

Do discount codes work on resets too?

‍Typically no — reset fees are fixed regardless of promotional codes. Always check TradeDay's current policy, but in my experience, discount codes only apply to initial account purchases.

Can I trade all CME products on every account?

‍Yes. All 9 account configurations have access to the full range of CME Group futures: ES, NQ, RTY, YM, CL, GC, SI, and more. The only restriction is position size, which varies by account size and drawdown type.

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