TopOneFutures Elite Sim Funded Account Reset Process

Paul from PropTradingVibes
Written by Paul
Published on
January 8, 2026
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Table of contents

You hit trailing drawdown. You violated a rule. You blew your Elite funded account. Now what?

You have two choices: reset your account or buy a brand-new one.

Resetting is usually cheaper and faster. But TopOneFutures has specific rules around when you can reset, how much it costs, how many resets you get, and what happens to your account history.

This guide breaks down the complete Elite Sim Funded account reset process, reset fees, reset limits, when you can't reset, and alternatives if you're out of resets.

Paul from PropTradingVibes

Quick heads-up: This article is based on my real experience with TopOneFutures and the info available when I published/updated this. Things change in prop trading — rules, payouts, promos, all of it.

For the absolute latest, check TopOneFutures website or their help center.

What is an Account Reset?

An account reset restores your funded Elite account to starting balance after a rule violation or drawdown breach.

What gets reset:

  • Balance returns to starting amount ($25k, $50k, $100k, etc.)
  • Drawdown limits reset to starting thresholds
  • Profit target resets to 0%
  • Rule violations are cleared

What stays the same:

  • Your account tier (you don't have to retake the challenge)
  • Your funded status
  • Your KYC verification

Key point: Resetting is only available for funded accounts—not challenge accounts.

When Can You Reset an Elite Funded Account?

You can reset your account after these violations:

Violation TypeReset Eligible?Notes
Daily drawdown violationYesLost more than 2.5% in one day
Max drawdown violationYesDropped below 4% trailing limit
Consistency rule violationMaybeContact support—some cases allow reset
Prohibited strategy violationNoTick scalping, arbitrage, etc. = permanent ban
Multiple repeated violationsNoAccount flagged for pattern of rule breaking

Most common reset scenario: Trailing drawdown violation (either daily or max).

Full breakdown of drawdown rules.

Elite Funded Account Reset Fees

TopOneFutures charges a reset fee to restore your account.

Reset Fee Structure:

Account SizeTypical Reset FeeNotes
$25k$100–$150Varies by promotion
$50k$150–$200Varies by promotion
$100k$200–$300Most common reset
$150k$300–$400Varies by promotion
$250k$400–$600Largest accounts

Note: Reset fees vary based on promotions, discounts, and your account history. Check your dashboard for exact pricing.

Reset fee vs repurchase:

  • Reset fee: $200–$300 (for $100k)
  • Repurchase Elite Challenge: $400–$600
  • Resetting is cheaper than buying a new challenge

How Many Resets Do You Get?

TopOneFutures limits the number of funded account resets.

Typical reset policy:

  • First reset: Always available (pay the fee)
  • Second reset: Available (pay the fee again)
  • Third reset: Maybe available (contact support)
  • Fourth reset+: Unlikely—TopOneFutures may refuse further resets

Why the limit?

  • TopOneFutures wants to verify you're improving, not just repeatedly failing
  • Repeated resets signal you're not ready to trade funded capital
  • Pattern of violations = account termination risk

If you've blown through 3+ resets, TopOneFutures will likely suggest you retake the Elite Challenge instead.

Step-by-Step: How to Reset Your Elite Funded Account

Step 1: Verify Account is Stopped Out

Check your dashboard. If you violated drawdown, your account status should show "Stopped Out" or "Inactive."

Step 2: Log Into Dashboard

Go to your TopOneFutures account dashboard.

Step 3: Navigate to Account Reset

Look for "Reset Account" or "Account Management" in the menu.

Step 4: Select Reset Option

Click "Reset Funded Account."

Step 5: Review Reset Terms

TopOneFutures will show:

  • Reset fee amount
  • What gets reset (balance, drawdown, profit target)
  • What stays the same (your funded status)

Step 6: Pay Reset Fee

Enter payment information and pay the reset fee.

Payment methods:

  • Credit/debit card
  • PayPal
  • Crypto (if available)

Step 7: Wait for Reset Processing

TopOneFutures processes resets within 1–24 hours.

Timeline:

  • Business hours (Mon–Fri, 9 AM–5 PM ET): 1–4 hours
  • After hours/weekends: Up to 24 hours

Step 8: Account Restored

Once processed:

  • Your balance resets to starting amount
  • Drawdown limits reset to starting thresholds
  • You can start trading immediately

What Happens to Your Trading History After a Reset?

Your trading history stays in the system, but it doesn't affect your new reset cycle.

What TopOneFutures tracks:

  • Total number of resets used
  • Reason for each reset (drawdown, consistency, etc.)
  • Time between resets

What doesn't carry over:

  • Previous profit/loss
  • Previous consistency violations
  • Previous drawdown breaches

Each reset is a clean slate—but TopOneFutures still sees your pattern of resets.

Can You Request a Payout Before Resetting?

No. If your account is stopped out, you can't request a payout.

Why:

  • Stopped out accounts are frozen
  • You violated a rule, so payouts are blocked

What if you were profitable before the violation?

Tough luck. If you made $8k profit, then hit drawdown and dropped to $3k, you lose access to the $8k.

This is why you should request payouts frequently instead of letting profit accumulate.

Reset vs Repurchase: Which is Better?

FactorReset Funded AccountRepurchase Elite Challenge
Cost ($100k)$200–$300$400–$600
Time to Trade1–24 hoursMust pass 6% challenge again
Account HistoryTracked (multiple resets flagged)Clean slate
Best ForFirst or second violationThird+ violation, or pattern of issues

When to reset:

  • First or second violation
  • You want to trade immediately
  • Reset fee is cheaper than repurchase

When to repurchase:

  • You've used 3+ resets already
  • You want a clean account history
  • You need to prove you can pass the challenge cleanly

Can You Reset During the Elite Challenge Phase?

Technically yes, but it's called a "challenge reset," not a funded reset.

Elite Challenge reset process:

  1. You violate drawdown during the 6% challenge
  2. You pay a challenge reset fee (typically $100–$200)
  3. Your challenge restarts from 0%

Full guide on challenge reset fees.

Key difference:

  • Challenge reset = Restart the 6% evaluation
  • Funded reset = Restart funded trading (no challenge needed)

What Happens If You're Out of Resets?

If TopOneFutures denies your reset request, you have three options:

Option 1: Contact Support

Email TopOneFutures support and explain your situation.

What to say:

  • Acknowledge the violations
  • Explain what you've learned
  • Ask if they'll allow one more reset

Sometimes they'll approve it. Sometimes they won't.

Option 2: Repurchase Elite Challenge

Buy a brand-new Elite Challenge and pass it again.

Cost: $400–$600 (depending on account size and promotions)

Benefit: Clean slate, no reset history.

Option 3: Switch to a Different Firm

If you've burned through too many resets at TopOneFutures, consider other prop firms:

  • Tradeify (instant funding, no challenge)
  • Apex Trader Funding
  • TakeProfitTrader

Comparison of top futures prop firms.

Tips for Avoiding Resets

The best reset strategy is not needing one.

1. Request Payouts Frequently

Don't let profit accumulate. Once you hit 6%, request a payout to reset trailing drawdown.

Why: Reduces the risk of the "profit trap" (making $8k, losing $5k, getting stopped out).

2. Trade Smaller After Big Wins

If you make $3k in one day, reduce your position size for the rest of the week.

Why: Your drawdown cushion is tighter after profit. Smaller size = less risk of hitting the limit.

3. Use Tighter Stops

Don't let one trade turn into a $1,500 loser. Cut losses at $500–$700 max.

Why: Preserves your daily drawdown cushion.

4. Avoid Revenge Trading

If you lose $2k, stop trading for the day. Don't try to "make it back."

Why: Revenge trading leads to bigger losses and drawdown violations.

5. Track Drawdown Manually

Don't rely on TopOneFutures' dashboard alone. Calculate your limits after every trade.

Spreadsheet setup:

DateBalancePeakDaily Limit (2.5%)Max Limit (4%)Room to DailyRoom to MaxJan 8$105k$105k$2,625$100,800$2,625$4,200

Full guide on Elite drawdown management.

My Take: Use Resets Wisely

I've reset an Elite funded account twice.

First reset: I hit trailing max drawdown after making $8k and giving back $5k. I paid $250, reset the account, and was more careful about requesting payouts.

Second reset: I revenge-traded after a bad morning and hit daily drawdown. I paid $250 again, reset, and implemented a hard rule: if I'm down $2k, I stop for the day.

Lessons learned:

Resets are a second chance—not a safety net. If you're resetting more than twice, you're not ready to trade funded capital. Fix your strategy or your risk management before resetting again.

The "profit trap" is real. Making $8k and losing $5k feels fine—until you realize trailing drawdown stopped you out. Request payouts aggressively to avoid this.

Resetting is cheaper than repurchasing, but it's not free. Every reset costs $200–$300. That's money you could've kept if you traded more carefully.

Summary: Elite Funded Account Reset Process

  • Reset restores your account to starting balance after a violation
  • Reset fee: $200–$300 for a $100k account (varies by size and promotion)
  • Reset limit: Typically 2–3 resets before TopOneFutures denies further resets
  • Reset timeline: 1–24 hours processing time
  • Can't reset after prohibited strategy violations or repeated pattern violations
  • Best for: First or second drawdown violation when you want to trade immediately
  • Alternative: Repurchase Elite Challenge for a clean slate

Use resets wisely. If you're resetting more than twice, fix your risk management before paying for another reset.

Your Next Steps

👉 Start Trading at TopOneFutures Today

👉 Read My Full TopOneFutures Review

👉 Start earning besides Trading with TopOneFutures Affiliate Program

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