TopOneFutures Account Reset Eligibility Rules

Account resets at Top One Futures are one of those topics traders think they understand — until they actually breach an account and realize the rules are more nuanced than expected.

I’m writing this from a trader’s point of view, not as a help-center rewrite. The goal here is simple:
you should know exactly which accounts can be reset, how much it costs, how long you have, and — most importantly — when a reset is a smart decision versus a waste of money

Quick heads-up: This article is based on my real experience with TopOneFutures and the info available when I published/updated this. Things change in prop trading — rules, payouts, promos, all of it.

For the absolute latest, check TopOneFutures website or their help center.

Big Picture: What a Reset Is (and What It Is Not)

A reset is not a loophole.
It’s not a free second chance.
And it’s definitely not something you should plan around.

A reset is:

• a paid option to restore an account to its original starting balance
• available only for specific account types
• time-limited after a breach
• designed to save cost compared to buying a brand-new account

A reset does not:

• change rules
• loosen drawdowns
• remove bad habits
• fix sizing mistakes

If the reason you breached is still there, a reset just lets you repeat it faster.

Which TopOneFutures Accounts Are Eligible for a Reset

Let’s get the eligibility rules straight first — no interpretation needed.

✅ Accounts That CAN Be Reset

‍If you breach one of these accounts, a Reset button will appear in your dashboard — but only for a limited time.

❌ Accounts That CANNOT Be Reset

‍This is non-negotiable.
If you breach one of these accounts, it’s done.

Elite Challenge Account Reset Fees (Cost Breakdown)

Elite Challenge accounts are where resets are most commonly used — and where they make the most sense if used correctly.

Reset Fees by Account Size

‍Important details that traders often miss:

• discounts do not apply to reset fees
• reset must be used within 14 days of the breach
• after 14 days, the option disappears

How an Elite Challenge Reset Actually Works

When you reset an Elite Challenge:

• your balance returns to the original starting balance
• all PnL history is wiped
• profit targets remain identical
• drawdown rules remain identical
• the account is recreated under the same conditions

In other words:
you’re not getting easier rules — you’re getting a clean slate.

When a Challenge Reset Makes Sense (Trader Logic)

A reset is reasonable if:

• you violated max drawdown by a small margin
• you understand why you breached
• your strategy is otherwise consistent
• you want to fix execution, not reinvent everything

A reset is usually a bad idea if:

• you blew the account in one emotional session
• you don’t know why you breached
• your sizing is clearly wrong
• you’re hoping “this time will be different”

Resets save money — they don’t save bad processes.

Elite Sim Funded Account Reset (Different Beast, Different Price)

Elite Sim Funded accounts also offer resets — but at a much higher cost, for a reason.

Elite Sim Funded Reset Fees

How the Elite Sim Funded Reset Works

Mechanically, it’s similar to the challenge reset:

• balance restored to original
• PnL history wiped
• same drawdown and rules
• no need to re-pass a challenge

But the psychology is different.

At this stage, you’re already funded (sim-funded).
If you breach here, the firm expects you to be closer to professional execution — which is why the reset isn’t cheap.

When a Sim Funded Reset Makes Sense (And When It Doesn’t)

A Sim Funded reset makes sense if:

• breach came from a rare mistake
• your stats were otherwise solid
• you’re confident the issue is fixed
• you value time over cost

It does not make sense if:

• you repeatedly hit daily drawdown
• you trade too large
• you rely on resets emotionally
• you haven’t stabilized your approach

At this level, resets should be rare, not routine.

The 14-Day Rule (Critical, Easy to Miss)

Both challenge and sim-funded resets share one hard constraint:

You have 14 days from the breach to use the reset.

After that:

• the option disappears
• support cannot re-enable it
• you must buy a new account

If you’re considering a reset, decide quickly — but not emotionally.

Accounts That Will Never Be Reset (No Exceptions)

Let’s repeat this clearly because it trips people up:

• Instant Sim Funded accounts → no resets
• Ignite accounts → no resets
• S2F PRO accounts → no resets

If you breach these:

• the account is gone
• no paid reset exists
• buying a new account is the only option

Plan your risk accordingly.

My Personal Take on Resets (Trader-to-Trader)

I treat resets like this:

• Challenge reset → acceptable learning cost
• Sim funded reset → serious decision
• Multiple resets → warning sign

If you need resets often, the problem isn’t capital — it’s discipline.

Good traders don’t avoid breaches forever.
They just make them rare enough that resets are the exception, not the plan.

Final Takeaway

TopOneFutures reset rules are actually fair — but only if you respect what they’re designed for.

Resets exist to:

• save cost
• preserve momentum
• recover from isolated mistakes

They are not there to:

• subsidize emotional trading
• compensate bad sizing
• replace accountability

If you use them strategically, they’re valuable.
If you rely on them psychologically, they’ll quietly drain both money and confidence.

Your Next Steps

‍👉 Start Trading at TopOneFutures Today

‍👉 Read My Full TopOneFutures Review

‍👉 Start earning besides Trading with TopOneFutures Affiliate Program

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