TakeProfitTrader vs Tradeify: The Game Changed With Select Plan

The prop trading landscape just shifted. Tradeify—long known for instant funding with Lightning accounts—launched Select Plan in late 2025, introducing a traditional evaluation model that directly competes with TakeProfitTrader. Now we're comparing apples to apples: eval-to-funded structures with daily payout options on both sides. This changes everything about the "instant vs traditional" narrative.

Here's what matters: TPT still operates on monthly subscriptions with a refundable first month. Tradeify Select uses one-time evaluation fees. TPT switches drawdown models between Test, PRO, and PRO+ phases. Tradeify keeps end-of-day drawdown throughout (except on Select Daily funded, which adds a daily loss limit). Both now offer daily payout eligibility once funded. Let's break down which model actually serves traders better.

How I compare firms: This comparison is built from actual accounts I've run with each firm—not from reading marketing pages or aggregating reviews. I've passed evals, traded funded, requested withdrawals, and dealt with support at both firms.

TakeProfitTrader has been one of my go-to futures prop firms for its one-step evaluation and day-one payout policy. For the full breakdown of their account structure, pricing, rules, and what makes them different from other futures firms, check out my complete TakeProfitTrader review. It's based on multiple funded accounts and real withdrawals—including what works, what doesn't, and where they fall short. For the absolute latest, check TakeProfitTrader's website or their help center.

The New Landscape: Three Tradeify Options vs TPT's Single Path

TakeProfitTrader:

• One model: Monthly subscription Test → PRO (sim funded) → PRO+ (live funded)
• 5-day minimum evaluation
• Drawdown shifts: EOD Test → intraday PRO → EOD PRO+

Tradeify (2026):

1. Select Plan (NEW): 3-day evaluation → choose Select Daily (daily payouts) or Select Flex (5-day payouts)
2. Growth Plan: 1-day evaluation → Growth Funded (traditional milestone payouts)
3. Lightning Funded: Instant funding (no evaluation) → immediate trading

The critical insight: Tradeify Select Daily now mirrors TPT's structure almost exactly—pass an eval, get funded with daily payout eligibility, prove consistency. The main differences: pricing model (one-time vs monthly), drawdown mechanics, and funded account rules.

Evaluation Phase Comparison: Test vs Select Challenge/

Key differences explained:

Minimum days: Tradeify's 3-day minimum vs TPT's 5-day gives you faster activation potential. You could theoretically pass Select in 3 days, activate funded on day 4. TPT requires 5 days minimum even if you hit profit target on day 2.

Consistency: Tradeify's 40% rule is tighter than TPT's 50%. Example: $3K total profit with $1,500 best day = 50% at TPT (passes), 50% at Tradeify (fails—need $3,750 total to dilute to 40%). This makes big single-day wins more dangerous at Tradeify during evaluation.

Drawdown: TPT gives 6% ($3K on $50K). Tradeify gives 4% ($2K on $50K). Tighter drawdown makes Tradeify eval objectively harder from a risk perspective—you have $1K less cushion.

Pricing impact: TPT bleeds you monthly. Pass in 10 days? $119 (refunded). Pass in 60 days? $238 net cost. Tradeify: Pay $95-$215 once, take as long as you want. No time pressure, no monthly renewal anxiety.

Funded Account Structures: Where the Paths Diverge

This is where it gets complex. Both firms offer daily payout options now, but the funded account mechanics are completely different.

TakeProfitTrader PRO/PRO+ Model

PRO (Simulated Funded):

• 80/20 profit split
• Intraday trailing drawdown (the killer—real-time tracking with unrealized P&L)
• Buffer requirement: $52K minimum on $50K account (can only withdraw above buffer)
• Zero consistency rule (huge advantage)
• Daily withdrawal eligibility once above buffer
• 24-48 hour payout processing
• News restrictions: 1-minute buffer on FOMC/NFP/CPI

PRO+ (Live Funded):

• 90/10 profit split
• EOD trailing drawdown returns (breathing room restored)
• No buffer (withdraw from $50,001+)
• Requires $5K PRO profit frozen as collateral to qualify
• Same daily withdrawal eligibility
• Same news restrictions

Tradeify Select Daily Model

Select Daily (Funded Account After Passing Eval):

• 90/10 profit split (better than TPT PRO's 80/20)
• EOD drawdown (NOT intraday—major advantage over TPT PRO)
• Daily loss limit enabled (varies by account tier—starts restrictive, expands with performance)
• Buffer requirement: $52,100 on $50K account (similar to TPT)
• Daily Continuity Rule: Must have positive net profit since last payout to withdraw
• 2× profit multiplier: Can withdraw up to 2× your profit above buffer (capped at $1,000 per payout on $50K)
• Payout caps: $1,000 max per withdrawal ($50K), $1,500 ($100K), $2,500 ($150K)
• 24-48 hour payout processing
• Zero news restrictions (trade FOMC/NFP/CPI freely)

Tradeify Select Flex Alternative

If you pass Select eval and choose Flex instead of Daily:

• 90/10 split
• EOD drawdown, no daily loss limit
• 5-day payout cycle (need 5 profitable days between withdrawals)
• 50% profit withdrawal limit (can request up to 50% of total profits per payout)
• Payout caps: $3,000 ($50K), $4,000 ($100K), $5,000 ($150K)
• After first payout: Drawdown locks at $0 (can't fail account from drawdown, only from going negative balance)
• Requirement: Must have positive net profit since last payout to request next payout

Critical distinction: Select Flex has no consistency rule and no DLL in funded phase. Select Daily has DLL but offers daily withdrawals. You choose your priority: flexibility (Flex) or liquidity (Daily).

Cost Analysis: Monthly Subscription vs One-Time Payment

The math is brutal for slow learners:

Fast passer (5-20 days): TPT wins ($0 net after refund vs Tradeify $95). But add platform costs: TPT needs $55-$115/month for Rithmic/NinjaTrader. Tradeify includes Tradovate. Over 12 months funded, TPT costs $660-$1,380 in platform fees vs Tradeify's $0.

Slow passer (60-120 days): Tradeify destroys TPT. $95 one-time vs $238-$357 net. No monthly anxiety about renewal dates.

Reset scenario: Tradeify's $45 resets vs TPT's $100 resets mean multiple failures cost half as much. And Tradeify allows unlimited resets (TPT caps at 3 per account).

Platform costs shift the equation: TPT's "free if you pass fast" advantage disappears when you factor $55-$115/month ongoing for data/platform vs Tradeify's $0 (Tradovate included).

The PRO Intraday Drawdown vs Select Daily's EOD: The Defining Difference

This is the single biggest distinction between funded accounts.

TPT PRO Intraday Nightmare:

You're at $52K balance on a $50K PRO account. Go long 3 ES at 6,000. Market spikes to 6,008 (+$1,200 unrealized). Your minimum just moved from $50K to $51.2K because of that $1.2K unrealized gain.

Market reverses to 5,994 (-$900 from entry). You're at $51.1K balance. But your minimum is locked at $51.2K from that earlier spike. Liquidated—despite being $1,100 above your starting $50K.

This catches 60% of traders who pass Test. They mastered EOD drawdown, then get destroyed by real-time intraday tracking.

Tradeify Select Daily EOD Advantage:

Same scenario: $52.1K balance (above $52.1K buffer on $50K account). Go long 3 ES at 6,000. Spike to 6,008 (+$1,200 unrealized). Your minimum DOESN'T move—it's calculated end-of-day only.

Market reverses to 5,994. You're at $51.2K. As long as you close above $50,100 (drawdown lock point) at 5 PM, you're fine. Intraday volatility doesn't liquidate you.

The trade-off: Select Daily has a daily loss limit (DLL). Hit your DLL ($500-$1,000 depending on tier), you're locked out for the rest of the day. TPT has no DLL (removed Jan 2025). So:

• TPT PRO: No DLL freedom, but intraday drawdown can kill you on normal volatility
• Tradeify Select Daily: DLL caps your daily risk, but EOD drawdown forgives intraday swings

For swing traders holding 2-6 hours: Tradeify's EOD is objectively better. TPT's intraday tracking will liquidate you on normal pullbacks.

For scalpers closing in 30 seconds - 5 minutes: TPT's intraday drawdown doesn't hurt you (positions flat before unrealized swings matter). Tradeify's DLL might cap your best days.

Payout Structure Showdown

Profit split advantage: Tradeify's 90/10 beats TPT PRO's 80/20. On $5,000 profit: Tradeify pays $4,500, TPT pays $4,000. That's $500 difference per $5K earned.

BUT: TPT PRO+ (once you qualify with $5K PRO profit frozen) jumps to 90/10, matching Tradeify. So long-term, splits equalize.

Payout cap problem: Tradeify caps you at $1,000 per withdrawal on a $50K account. Make $3,000 above buffer? You need 3 separate withdrawal requests to access it all. TPT lets you withdraw the full $3,000 in one request.

The 2× multiplier confusion: Tradeify's "withdraw up to 2× your profit" sounds good until you realize it's capped. Made $600 since last payout? You can request $1,000 (2× $500 would be $1,000, within cap). Made $800? Still capped at $1,000. It's marketing fluff—the $1,000 cap is the real limit.

Daily Continuity Rule annoyance: Tradeify requires positive net profit since last payout to withdraw. Example: Last payout was at $53K. You drop to $52.5K (-$500), then rally to $53.2K (+$200 from low, but -$300 overall from last payout). You're $1,100 above buffer, but can't withdraw—net is negative since last payout. TPT has no such rule—profit is profit.

News Trading: The Deal-Breaker for Some

TPT: 1-minute buffer on FOMC, NFP, CPI in PRO/PRO+. Cannot hold positions 1 minute before, during, or 1 minute after these events. Violation = warning → termination.

Tradeify Select: Zero news restrictions. Trade FOMC at 2:00 PM, NFP at 8:30 AM, CPI whenever. No buffers, no blackouts, no warnings.

If you're a news trader: Tradeify non-negotiable. TPT's PRO restrictions kill your edge. You can use news to pass TPT Test quickly, then immediately realize you can't use that strategy in funded phase. Frustrating.

If you avoid news: Doesn't matter. Both firms work.

Platform Flexibility

TPT: 15+ platforms (NinjaTrader, TradingView, Tradovate, Sierra Chart, Quantower, MotiveWave, ATAS, etc.). You pay separately ($55-$115/month for data/platform).

Tradeify Select: Tradovate only. Platform and data included ($0 ongoing cost).

The trade-off: TPT gives you choice, Tradeify gives you simplicity. If you're a NinjaTrader power user with $500 in custom indicators, TPT only option. If you're platform-agnostic and want bundled costs, Tradeify cleaner.

Scaling Comparison

TPT: Max 5 funded accounts, $750K total capital (5 × $150K max).

Tradeify: Max 5 funded Select accounts, but also 10 Lightning Funded instant accounts allowed separately. Theoretical max: 5 Select + 5 Lightning = 10 total funded, up to $2.5M capital.

Tradeify wins decisively on scaling potential. If your goal is managing $1M+ prop capital, Tradeify's multi-account structure and higher limits give you 3.3× more buying power than TPT.

Who Each Firm Is Best For (Updated for Select Plan)

Choose TakeProfitTrader if:

✅ You'll pass Test in 5-20 days (total cost $0 after refund, advantage over Tradeify's $95)

✅ You're a platform specialist (need NinjaTrader, Sierra, ATAS, Quantower—TPT supports 15+, Tradeify only Tradovate)

✅ You're a scalper closing positions in seconds-minutes (TPT's intraday PRO drawdown doesn't hurt fast closes, Tradeify's DLL might cap your best days)

✅ You make very uneven profits (TPT PRO/PRO+ has zero consistency rule—one $5K day and 9 break-even days is fine)

✅ You can adapt to intraday drawdown (willing to cut size, take 70% profit early, avoid big unrealized swings in PRO)

✅ You value 4+ years proven track record (risk-averse, want established firm over 2.5-year-old Tradeify)

✅ You want unlimited withdrawal amounts (no $1K-per-payout caps like Tradeify Daily)

❌ NOT for: Swing traders holding 2-6 hours (PRO intraday kills you on normal pullbacks), news traders (FOMC/NFP/CPI restrictions in PRO), slow learners (monthly fees bleed $238-$476+ before passing), need $1M+ capital (5-account $750K ceiling too low)

Choose Tradeify Select Daily if:

✅ You're a swing trader or position holder (EOD drawdown everywhere—no intraday liquidation risk like TPT PRO)

✅ You're a news trader (zero restrictions on FOMC/NFP/CPI—trade freely)

✅ You might take 60-120+ days to pass (one-time $95 vs TPT's mounting monthly costs)

✅ You want bundled platform costs (Tradovate included, $0 ongoing vs TPT's $55-$115/month separate)

✅ You prefer 90/10 split from day one (vs TPT's 80/20 PRO, though TPT PRO+ matches at 90/10)

✅ You're scaling to $1M-$2.5M capital (10 accounts possible vs TPT's 5-account limit)

✅ You need unlimited resets ($45 each, no 3-reset cap like TPT)

✅ You're okay with DLL (daily loss limits cap risk but also cap upside on hot days)

❌ NOT for: NinjaTrader/Sierra power users (Tradovate-only lock-in), hate withdrawal caps ($1K max per payout vs TPT's unlimited), make big uneven daily profits that would hit DLL repeatedly, need absolute fastest pass-to-funded (TPT Test can be 5 days vs Select 3 days, but evaluation difficulty offsets)

Choose Tradeify Select Flex (Alternative to Daily) if:

✅ You want zero daily loss limit (Flex has no DLL, Daily does)

✅ You prefer 5-day payout cycles over daily (bigger withdrawal caps: $3K vs Daily's $1K)

✅ You want drawdown lock after first payout (Flex locks drawdown at $0—can't fail from drawdown after first payout, only from negative balance)

✅ You don't need daily liquidity (okay waiting 5 profitable days between withdrawals)

The Honest Verdict

Tradeify's Select Plan launch changed the game. It's no longer "instant funding vs traditional eval"—both firms now offer traditional eval-to-funded structures with daily payouts.

Cost: Tradeify wins for slow passers ($95 one-time vs TPT $119-$476 over time). TPT wins for ultra-fast passers ($0 after refund vs $95), but platform costs ($55-$115/month) erase that advantage within 2-3 months.

Funded account quality: Tradeify Select Daily's EOD drawdown is objectively easier than TPT PRO's intraday tracking—unless you're a sub-5-minute scalper. But Tradeify's DLL and $1K withdrawal caps create friction TPT doesn't have.

Scaling: Tradeify destroys TPT (10 accounts, $2.5M vs 5 accounts, $750K).

Platform freedom: TPT destroys Tradeify (15+ platforms vs Tradovate-only).

News trading: Tradeify wins decisively (zero restrictions vs TPT's FOMC/NFP/CPI buffers).

My recommendation:

• Beginners: Neither. Sim trade 3-6 months first. If forced: Tradeify Select (one-time cost less painful than TPT monthly bleeding).
• Intermediate swing traders: Tradeify Select Daily (EOD drawdown, news freedom, bundled costs).
• Intermediate scalpers: TPT (no DLL, platform freedom, zero funded consistency).
• Advanced news traders: Tradeify non-negotiable (TPT's PRO news restrictions kill your edge).
• Advanced platform specialists: TPT non-negotiable (NinjaTrader/Sierra/ATAS essential for your indicators).
• Serious scalers (targeting $1M+ capital): Tradeify (10-account limit, higher per-account sizes).

Bottom line: Neither is "better"—they serve different trader DNA. Tradeify Select Daily is the better structure for most retail futures traders (EOD drawdown, bundled costs, news freedom, scaling potential). TPT is the better choice for platform loyalists, ultra-fast scalpers, and risk-averse traders who value 4+ years proven longevity over 2.5 years.

The Select Plan proves Tradeify's listening to trader feedback and evolving. TPT's been rock-solid for 4+ years but hasn't innovated much. Choose based on your trading style, not marketing hype. Both pay reliably—the question is which structure you'll survive in long enough to collect those payouts.

Frequently Asked Questions About TakeProfitTrader vs Tradeify

What is the main difference between TakeProfitTrader and Tradeify?

The two defining differences: TakeProfitTrader enforces a 1–2 minute news buffer window around major economic releases and requires all positions to close by 5 PM ET daily. Tradeify has no news restrictions and no mandatory intraday close. Beyond those two rules, both firms share comparable drawdown mechanics (EOD trailing), 90/10 peak splits, and no funded consistency rule on their most flexible accounts. The choice between them largely comes down to whether news trading and after-hours holding matter to your strategy.

Which has better payout terms — TakeProfitTrader or Tradeify?

Tradeify's payout terms are stronger overall. Growth and Lightning accounts give 100% on the first $15,000 in payouts before dropping to 90/10 — TakeProfitTrader uses flat 90/10 from day one with no 100% phase. Tradeify processes 7 days a week including weekends; TakeProfitTrader processes on business days only. Tradeify Select Flex has zero funded consistency rule; TakeProfitTrader enforces a consistency cap. The only payout category where TPT is competitive is simplicity — one account type, one consistent split, no phase transitions.

Which firm is better for news traders — TakeProfitTrader or Tradeify?

Tradeify is clearly better for news traders. Tradeify has zero entry restrictions around any economic release — you can enter on the initial volatility spike of NFP, FOMC, or CPI with no penalty. TakeProfitTrader blocks new entries for 1–2 minutes before and after designated high-impact events. If your primary edge is trading news release volatility by entering at or immediately after the report drop, TakeProfitTrader's restriction eliminates that entry method entirely. Tradeify supports it without modification.

Which firm is better for overnight trading — TakeProfitTrader or Tradeify?

Tradeify is clearly better for overnight trading. Tradeify Growth, Lightning, and Select Flex funded accounts allow overnight holding with no additional fee and no mandatory close time. TakeProfitTrader requires all positions to close by 5 PM ET every day — no exceptions, no overnight holds whatsoever. TPT is an intraday-only platform by structure. Swing traders and traders who carry futures positions through the overnight session cannot use TakeProfitTrader without fundamentally changing their strategy.

How do the consistency rules compare between TakeProfitTrader and Tradeify?

TakeProfitTrader enforces a funded consistency rule on its standard accounts — the specific percentage is defined in the account agreement. Tradeify's consistency rules vary by account type: Growth funded uses 35%, Lightning uses 20→25→30% escalating, Select Flex funded uses zero consistency rule, and Select Daily uses a 2% buffer structure. Tradeify Select Flex is the clear winner for traders with asymmetric P&L — zero cap means large individual days never block payouts. TPT has no equivalent zero-consistency-rule account type.

Which firm is cheaper — TakeProfitTrader or Tradeify?

Both firms use monthly subscription evaluation structures. TPT's evaluation fees are generally lower than Tradeify's standard Growth evaluation pricing, particularly at the $50K account tier. However, Tradeify frequently runs promotional discounts that close the gap significantly. At full price, TakeProfitTrader tends to be cheaper on a per-month basis, though the comparison depends on account size and which Tradeify track you're evaluating. Run the numbers on current posted prices rather than relying on any static figure from a review.

Which firm processes payouts faster — TakeProfitTrader or Tradeify?

Tradeify processes faster. Tradeify operates 7 days a week via Rise and Plane with same-day and weekend processing. TakeProfitTrader processes on business days with a standard review window. Both use Rise for US domestic payouts — the difference is operational hours, not the payment rail itself. A request submitted Friday afternoon on Tradeify can settle Friday evening; the same request on TPT waits until Monday for processing. For traders who want immediate access to profits at week's end, Tradeify's weekend availability is a tangible advantage.

Which firm has better drawdown — TakeProfitTrader or Tradeify?

Both firms use end-of-day trailing drawdown that locks permanently once the account clears the initial trail balance threshold — structurally equivalent models. Neither uses intraday-trailing drawdown. The lock mechanics are almost identical: trail adjusts at close, locks once balance exceeds starting balance plus drawdown amount. The main drawdown-related difference is that Tradeify Select Flex has no daily loss limit, meaning a losing day on Select Flex doesn't lock you out of the session — TPT's DLL does lock trading for the day when the threshold is hit.

What platforms do TakeProfitTrader and Tradeify support?

TakeProfitTrader supports NinjaTrader, Tradovate, R|Trader Pro, and Quantower via Rithmic. Tradeify supports NinjaTrader, Tradovate, and TradingView via CQG. TPT's Rithmic feed gives access to Quantower and R|Trader Pro — platforms Tradeify doesn't support. Tradeify's TradingView integration is available for chartists who prefer TradingView's layout system. Neither firm supports the full Rithmic ecosystem depth of Lucid Trading (Bookmap, Sierra Chart, Jigsaw, MotiveWave). Scalpers favoring Quantower should lean TPT; chartists using TradingView should lean Tradeify.

Which firm is better for scalpers — TakeProfitTrader or Tradeify?

Both firms accommodate scalpers well for pattern and level-based strategies. The distinction: scalpers who trade news release spikes (entering within seconds of a report drop) must choose Tradeify — TPT's news buffer blocks that entry timing. Scalpers who use Quantower or R|Trader Pro for DOM-based execution should choose TPT for the Rithmic feed access. Scalpers on NinjaTrader or Tradovate who trade morning session only and avoid news are equally well-served by either firm. The news window and platform preference are the two decision variables.

Which firm has a longer payout track record — TakeProfitTrader or Tradeify?

TakeProfitTrader has a longer operational history — the firm launched around 2015, significantly predating Tradeify's 2022 launch. TPT's documented payout history and community reviews span nearly a decade. Tradeify has grown rapidly since launch and has documented $125M+ in payouts by early 2026, which is impressive for a 3-year-old firm but still shorter in track record duration. For traders who prioritize operational longevity and multi-year payout consistency above all else, TPT's history gives it an edge.

Is TakeProfitTrader or Tradeify better for new prop traders?

Tradeify is slightly better for new prop traders due to cleaner evaluation economics. Growth's 100% first-$15K split means new traders keep every dollar during the critical early learning phase. Tradeify's Select Flex zero-consistency funded account is more forgiving of the uneven early P&L patterns most new traders generate. TPT's news restriction and 5 PM ET rule add compliance complexity that new traders sometimes violate inadvertently. Tradeify's simpler rule set with no time restrictions reduces accidental violations during the learning curve.

Can you hold positions through the weekend at TakeProfitTrader vs Tradeify?

TakeProfitTrader: no — the 5 PM ET mandatory close applies every day including Friday. All positions are flat heading into the weekend. Tradeify Growth, Lightning, and Select Flex: yes — you can hold futures positions through the weekend settlement window with no additional restriction. Weekend holds carry gap risk if major news breaks between Friday close and Sunday open, but the firm doesn't restrict the practice. Traders who want to run multi-day swing strategies that span the weekend need Tradeify, not TakeProfitTrader.

Which firm is better for experienced prop traders — TakeProfitTrader or Tradeify?

Experienced prop traders who have tested both will typically prefer Tradeify for income optimization: 100% first-$15K, weekend payouts, no news windows, and Select Flex's zero consistency rule create fewer payout obstacles. TPT suits experienced traders who prefer operational simplicity — one account type, one consistent split, a clear intraday discipline framework that matches their existing strategy. Neither firm is better in absolute terms for experienced traders; it depends entirely on whether your trading style conflicts with TPT's two core restrictions.

Should I choose TakeProfitTrader or Tradeify?

Choose Tradeify if: you trade news events, you hold overnight or weekend positions, you want 100% split on early payouts, you want weekend payout access, or you need zero funded consistency rule on Select Flex. Choose TakeProfitTrader if: you trade a structured intraday strategy that naturally closes before 5 PM ET, you never trade around news releases, you prefer simpler rule sets with fewer account type variations, or TPT's lower evaluation cost (at full price) materially affects your total budget. Both are legitimate funded firms — the decision is strategy compatibility, not quality.

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