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TakeProfitTrader vs Tradeify: The Game Changed With Select Plan

Written by Paul

Published on

December 25, 2025

The prop trading landscape just shifted. Tradeify—long known for instant funding with Lightning accounts—launched Select Plan in late 2024, introducing a traditional evaluation model that directly competes with TakeProfitTrader. Now we're comparing apples to apples: eval-to-funded structures with daily payout options on both sides. This changes everything about the "instant vs traditional" narrative.

Here's what matters: TPT still operates on monthly subscriptions with a refundable first month. Tradeify Select uses one-time evaluation fees. TPT switches drawdown models between Test, PRO, and PRO+ phases. Tradeify keeps end-of-day drawdown throughout (except on Select Daily funded, which adds a daily loss limit). Both now offer daily payout eligibility once funded. Let's break down which model actually serves traders better.

The New Landscape: Three Tradeify Options vs TPT's Single Path

TakeProfitTrader:

One model: Monthly subscription Test → PRO (sim funded) → PRO+ (live funded)
5-day minimum evaluation
Drawdown shifts: EOD Test → intraday PRO → EOD PRO+

Tradeify (as of December 2024):

Select Plan (NEW): 3-day evaluation → choose Select Daily (daily payouts) or Select Flex (5-day payouts)
Growth Plan: 1-day evaluation → Growth Funded (traditional milestone payouts)
Lightning Funded: Instant funding (no evaluation) → immediate trading

The critical insight: Tradeify Select Daily now mirrors TPT's structure almost exactly—pass an eval, get funded with daily payout eligibility, prove consistency. The main differences: pricing model (one-time vs monthly), drawdown mechanics, and funded account rules.

Evaluation Phase Comparison: Test vs Select Challenge/

Evaluation Factor	TakeProfitTrader Test	Tradeify Select Challenge
Pricing Model	$119-$252/month (subscription until pass)	$95-$215 one-time (pay once, pass anytime)
Account Sizes	$25K, $50K, $100K, $150K	$50K, $100K, $150K
Minimum Trading Days	5 days	3 days
Profit Target	6% ($3K on $50K)	6% ($3K on $50K)
Drawdown Type	EOD trailing (6% = $3K on $50K)	EOD trailing (4% = $2K on $50K)
Daily Loss Limit	None (removed Jan 2025)	None during evaluation
Consistency Rule	50% (best day ≤ 50% of total)	40% (best day ≤ 40% of total)
Max Contracts (ES) $50K	6 ES (60 MES)	5 ES (50 MES)
Time Limit	None (but monthly fees continue)	None (one-time payment)
First Month Refund	Yes (after first withdrawal)	No refunds
Reset Fee	$100 ($50K, max 3 resets)	$45 ($50K, unlimited resets)

Key differences explained:

Minimum days: Tradeify's 3-day minimum vs TPT's 5-day gives you faster activation potential. You could theoretically pass Select in 3 days, activate funded on day 4. TPT requires 5 days minimum even if you hit profit target on day 2.

Consistency: Tradeify's 40% rule is tighter than TPT's 50%. Example: $3K total profit with $1,500 best day = 50% at TPT (passes), 50% at Tradeify (fails—need $3,750 total to dilute to 40%). This makes big single-day wins more dangerous at Tradeify during evaluation.

Drawdown: TPT gives 6% ($3K on $50K). Tradeify gives 4% ($2K on $50K). Tighter drawdown makes Tradeify eval objectively harder from a risk perspective—you have $1K less cushion.

Pricing impact: TPT bleeds you monthly. Pass in 10 days? $119 (refunded). Pass in 60 days? $238 net cost. Tradeify: Pay $95-$215 once, take as long as you want. No time pressure, no monthly renewal anxiety.

Funded Account Structures: Where the Paths Diverge

This is where it gets complex. Both firms offer daily payout options now, but the funded account mechanics are completely different.

TakeProfitTrader PRO/PRO+ Model

PRO (Simulated Funded):

80/20 profit split
Intraday trailing drawdown (the killer—real-time tracking with unrealized P&L)
Buffer requirement: $52K minimum on $50K account (can only withdraw above buffer)
Zero consistency rule (huge advantage)
Daily withdrawal eligibility once above buffer
24-48 hour payout processing
News restrictions: 1-minute buffer on FOMC/NFP/CPI

PRO+ (Live Funded):

90/10 profit split
EOD trailing drawdown returns (breathing room restored)
No buffer (withdraw from $50,001+)
Requires $5K PRO profit frozen as collateral to qualify
Same daily withdrawal eligibility
Same news restrictions

Tradeify Select Daily Model

Select Daily (Funded Account After Passing Eval):

90/10 profit split (better than TPT PRO's 80/20)
EOD drawdown (NOT intraday—major advantage over TPT PRO)
Daily loss limit enabled (varies by account tier—starts restrictive, expands with performance)
Buffer requirement: $52,100 on $50K account (similar to TPT)
Daily Continuity Rule: Must have positive net profit since last payout to withdraw
2× profit multiplier: Can withdraw up to 2× your profit above buffer (capped at $1,000 per payout on $50K)
Payout caps: $1,000 max per withdrawal ($50K), $1,500 ($100K), $2,500 ($150K)
24-48 hour payout processing
Zero news restrictions (trade FOMC/NFP/CPI freely)

Tradeify Select Flex Alternative

If you pass Select eval and choose Flex instead of Daily:

90/10 split
EOD drawdown, no daily loss limit
5-day payout cycle (need 5 profitable days between withdrawals)
50% profit withdrawal limit (can request up to 50% of total profits per payout)
Payout caps: $3,000 ($50K), $4,000 ($100K), $5,000 ($150K)
After first payout: Drawdown locks at $0 (can't fail account from drawdown, only from going negative balance)
Requirement: Must have positive net profit since last payout to request next payout

Critical distinction: Select Flex has no consistency rule and no DLL in funded phase. Select Daily has DLL but offers daily withdrawals. You choose your priority: flexibility (Flex) or liquidity (Daily).

Cost Analysis: Monthly Subscription vs One-Time Payment

Scenario	TPT Cost ($50K Account)	Tradeify Select Cost ($50K)
Pass in 10 Days	$119 → refunded = $0 net	$95 one-time (no refund)
Pass in 35 Days	$238 - $119 refund = $119 net	$95 one-time
Pass in 70 Days	$357 - $119 refund = $238 net	$95 one-time
Pass in 120 Days	$476 - $119 refund = $357 net	$95 one-time
Fail + 1 Reset	$119 (month 1) + $100 reset = $219 minimum	$95 + $45 reset = $140
Fail + 3 Resets	$119-$357 (time) + $300 resets = $419-$657	$95 + $135 resets = $230
Platform/Data (Monthly)	$55-$115/month (trader pays separate)	$0 (included with Tradovate)
Total Year 1 (1 Account)	$0-$238 eval + $660-$1,380 platform = $660-$1,618	$95 (no ongoing platform fees)

The math is brutal for slow learners:

Fast passer (5-20 days): TPT wins ($0 net after refund vs Tradeify $95). But add platform costs: TPT needs $55-$115/month for Rithmic/NinjaTrader. Tradeify includes Tradovate. Over 12 months funded, TPT costs $660-$1,380 in platform fees vs Tradeify's $0.

Slow passer (60-120 days): Tradeify destroys TPT. $95 one-time vs $238-$357 net. No monthly anxiety about renewal dates.

Reset scenario: Tradeify's $45 resets vs TPT's $100 resets mean multiple failures cost half as much. And Tradeify allows unlimited resets (TPT caps at 3 per account).

Platform costs shift the equation: TPT's "free if you pass fast" advantage disappears when you factor $55-$115/month ongoing for data/platform vs Tradeify's $0 (Tradovate included).

The PRO Intraday Drawdown vs Select Daily's EOD: The Defining Difference

This is the single biggest distinction between funded accounts.

TPT PRO Intraday Nightmare:

You're at $52K balance on a $50K PRO account. Go long 3 ES at 6,000. Market spikes to 6,008 (+$1,200 unrealized). Your minimum just moved from $50K to $51.2K because of that $1.2K unrealized gain.

Market reverses to 5,994 (-$900 from entry). You're at $51.1K balance. But your minimum is locked at $51.2K from that earlier spike. Liquidated—despite being $1,100 above your starting $50K.

This catches 60% of traders who pass Test. They mastered EOD drawdown, then get destroyed by real-time intraday tracking.

Tradeify Select Daily EOD Advantage:

Same scenario: $52.1K balance (above $52.1K buffer on $50K account). Go long 3 ES at 6,000. Spike to 6,008 (+$1,200 unrealized). Your minimum DOESN'T move—it's calculated end-of-day only.

Market reverses to 5,994. You're at $51.2K. As long as you close above $50,100 (drawdown lock point) at 5 PM, you're fine. Intraday volatility doesn't liquidate you.

The trade-off: Select Daily has a daily loss limit (DLL). Hit your DLL ($500-$1,000 depending on tier), you're locked out for the rest of the day. TPT has no DLL (removed Jan 2025). So:

TPT PRO: No DLL freedom, but intraday drawdown can kill you on normal volatility
Tradeify Select Daily: DLL caps your daily risk, but EOD drawdown forgives intraday swings

For swing traders holding 2-6 hours: Tradeify's EOD is objectively better. TPT's intraday tracking will liquidate you on normal pullbacks.

For scalpers closing in 30 seconds - 5 minutes: TPT's intraday drawdown doesn't hurt you (positions flat before unrealized swings matter). Tradeify's DLL might cap your best days.

Payout Structure Showdown

Payout Factor	TPT PRO (Sim Funded)	Tradeify Select Daily
Profit Split	80/20 (you keep 80%)	90/10 (you keep 90%)
Payout Frequency	Daily eligibility (no gaps required)	Daily eligibility (if positive since last payout)
Buffer Requirement	$52K on $50K account	$52.1K on $50K account
Per-Payout Cap	None (withdraw any amount above buffer)	$1,000 max per payout ($50K account)
Withdrawal Formula	Any amount above buffer × 80%	Up to 2× profit above buffer (capped at $1K)
Consistency Rule	ZERO (uneven profits fine)	None during funded (only in eval)
Processing Speed	24-48 hours	24-48 hours
Minimum Payout	No minimum (withdraw $1 if you want)	$250 minimum

Profit split advantage: Tradeify's 90/10 beats TPT PRO's 80/20. On $5,000 profit: Tradeify pays $4,500, TPT pays $4,000. That's $500 difference per $5K earned.

BUT: TPT PRO+ (once you qualify with $5K PRO profit frozen) jumps to 90/10, matching Tradeify. So long-term, splits equalize.

Payout cap problem: Tradeify caps you at $1,000 per withdrawal on a $50K account. Make $3,000 above buffer? You need 3 separate withdrawal requests to access it all. TPT lets you withdraw the full $3,000 in one request.

The 2× multiplier confusion: Tradeify's "withdraw up to 2× your profit" sounds good until you realize it's capped. Made $600 since last payout? You can request $1,000 (2× $500 would be $1,000, within cap). Made $800? Still capped at $1,000. It's marketing fluff—the $1,000 cap is the real limit.

Daily Continuity Rule annoyance: Tradeify requires positive net profit since last payout to withdraw. Example: Last payout was at $53K. You drop to $52.5K (-$500), then rally to $53.2K (+$200 from low, but -$300 overall from last payout). You're $1,100 above buffer, but can't withdraw—net is negative since last payout. TPT has no such rule—profit is profit.

News Trading: The Deal-Breaker for Some

TPT: 1-minute buffer on FOMC, NFP, CPI in PRO/PRO+. Cannot hold positions 1 minute before, during, or 1 minute after these events. Violation = warning → termination.

Tradeify Select: Zero news restrictions. Trade FOMC at 2:00 PM, NFP at 8:30 AM, CPI whenever. No buffers, no blackouts, no warnings.

If you're a news trader: Tradeify non-negotiable. TPT's PRO restrictions kill your edge. You can use news to pass TPT Test quickly, then immediately realize you can't use that strategy in funded phase. Frustrating.

If you avoid news: Doesn't matter. Both firms work.

Platform Flexibility

TPT: 15+ platforms (NinjaTrader, TradingView, Tradovate, Sierra Chart, Quantower, MotiveWave, ATAS, etc.). You pay separately ($55-$115/month for data/platform).

Tradeify Select: Tradovate only (as of December 2024). Platform and data included ($0 ongoing cost).

The trade-off: TPT gives you choice, Tradeify gives you simplicity. If you're a NinjaTrader power user with $500 in custom indicators, TPT only option. If you're platform-agnostic and want bundled costs, Tradeify cleaner.

Scaling Comparison

TPT: Max 5 funded accounts, $750K total capital (5 × $150K max).

Tradeify: Max 5 funded Select accounts, but also 10 Lightning Funded instant accounts allowed separately. Theoretical max: 5 Select + 5 Lightning = 10 total funded, up to $2.5M capital.

Tradeify wins decisively on scaling potential. If your goal is managing $1M+ prop capital, Tradeify's multi-account structure and higher limits give you 3.3× more buying power than TPT.

Who Each Firm Is Best For (Updated for Select Plan)

Choose TakeProfitTrader if:

✅ You'll pass Test in 5-20 days (total cost $0 after refund, advantage over Tradeify's $95)

✅ You're a platform specialist (need NinjaTrader, Sierra, ATAS, Quantower—TPT supports 15+, Tradeify only Tradovate)

✅ You're a scalper closing positions in seconds-minutes (TPT's intraday PRO drawdown doesn't hurt fast closes, Tradeify's DLL might cap your best days)

✅ You make very uneven profits (TPT PRO/PRO+ has zero consistency rule—one $5K day and 9 break-even days is fine)

✅ You can adapt to intraday drawdown (willing to cut size, take 70% profit early, avoid big unrealized swings in PRO)

✅ You value 4+ years proven track record (risk-averse, want established firm over 2.5-year-old Tradeify)

✅ You want unlimited withdrawal amounts (no $1K-per-payout caps like Tradeify Daily)

❌ NOT for: Swing traders holding 2-6 hours (PRO intraday kills you on normal pullbacks), news traders (FOMC/NFP/CPI restrictions in PRO), slow learners (monthly fees bleed $238-$476+ before passing), need $1M+ capital (5-account $750K ceiling too low)

Choose Tradeify Select Daily if:

✅ You're a swing trader or position holder (EOD drawdown everywhere—no intraday liquidation risk like TPT PRO)

✅ You're a news trader (zero restrictions on FOMC/NFP/CPI—trade freely)

✅ You might take 60-120+ days to pass (one-time $95 vs TPT's mounting monthly costs)

✅ You want bundled platform costs (Tradovate included, $0 ongoing vs TPT's $55-$115/month separate)

✅ You prefer 90/10 split from day one (vs TPT's 80/20 PRO, though TPT PRO+ matches at 90/10)

✅ You're scaling to $1M-$2.5M capital (10 accounts possible vs TPT's 5-account limit)

✅ You need unlimited resets ($45 each, no 3-reset cap like TPT)

✅ You're okay with DLL (daily loss limits cap risk but also cap upside on hot days)

❌ NOT for: NinjaTrader/Sierra power users (Tradovate-only lock-in), hate withdrawal caps ($1K max per payout vs TPT's unlimited), make big uneven daily profits that would hit DLL repeatedly, need absolute fastest pass-to-funded (TPT Test can be 5 days vs Select 3 days, but evaluation difficulty offsets)

Choose Tradeify Select Flex (Alternative to Daily) if:

✅ You want zero daily loss limit (Flex has no DLL, Daily does)

✅ You prefer 5-day payout cycles over daily (bigger withdrawal caps: $3K vs Daily's $1K)

✅ You want drawdown lock after first payout (Flex locks drawdown at $0—can't fail from drawdown after first payout, only from negative balance)

✅ You don't need daily liquidity (okay waiting 5 profitable days between withdrawals)

The Honest Verdict

Tradeify's Select Plan launch changed the game. It's no longer "instant funding vs traditional eval"—both firms now offer traditional eval-to-funded structures with daily payouts.

Cost: Tradeify wins for slow passers ($95 one-time vs TPT $119-$476 over time). TPT wins for ultra-fast passers ($0 after refund vs $95), but platform costs ($55-$115/month) erase that advantage within 2-3 months.

Funded account quality: Tradeify Select Daily's EOD drawdown is objectively easier than TPT PRO's intraday tracking—unless you're a sub-5-minute scalper. But Tradeify's DLL and $1K withdrawal caps create friction TPT doesn't have.

Scaling: Tradeify destroys TPT (10 accounts, $2.5M vs 5 accounts, $750K).

Platform freedom: TPT destroys Tradeify (15+ platforms vs Tradovate-only).

News trading: Tradeify wins decisively (zero restrictions vs TPT's FOMC/NFP/CPI buffers).

My recommendation:

Beginners: Neither. Sim trade 3-6 months first. If forced: Tradeify Select (one-time cost less painful than TPT monthly bleeding).
Intermediate swing traders: Tradeify Select Daily (EOD drawdown, news freedom, bundled costs).
Intermediate scalpers: TPT (no DLL, platform freedom, zero funded consistency).
Advanced news traders: Tradeify non-negotiable (TPT's PRO news restrictions kill your edge).
Advanced platform specialists: TPT non-negotiable (NinjaTrader/Sierra/ATAS essential for your indicators).
Serious scalers (targeting $1M+ capital): Tradeify (10-account limit, higher per-account sizes).

Bottom line: Neither is "better"—they serve different trader DNA. Tradeify Select Daily is the better structure for most retail futures traders (EOD drawdown, bundled costs, news freedom, scaling potential). TPT is the better choice for platform loyalists, ultra-fast scalpers, and risk-averse traders who value 4+ years proven longevity over 2.5 years.

The Select Plan proves Tradeify's listening to trader feedback and evolving. TPT's been rock-solid for 4+ years but hasn't innovated much. Choose based on your trading style, not marketing hype. Both pay reliably—the question is which structure you'll survive in long enough to collect those payouts.