TakeProfitTrader Payout Rules: Complete, No-BS Guide

This guide breaks down exactly how payouts work at TakeProfitTrader (TPT): eligibility by account type, how to request and get paid, realistic timelines, minimums and buffers, and practical tactics to avoid denials. I’ve traded these accounts myself and pulled payouts—so this is not theory.

Learned the hard way: I've breached a TakeProfitTrader PRO account because I didn't adjust for the intraday trailing drawdown switch from Test. The rule breakdowns here come from real trading experience—including my mistakes and what actually causes account terminations.

The single biggest trap at TakeProfitTrader is the drawdown change between tiers—EOD trailing in Test, intraday trailing in PRO, back to EOD in PRO+. I broke down every rule with real examples and compliance strategies in my complete TakeProfitTrader rules guide, including the consistency rule, position limits, and news trading restrictions. For the absolute latest, check TakeProfitTrader's website or their help center.

Quick Snapshot — Payouts at a Glance

• Eligible from Day 1 (funded): Once you pass into PRO or PRO+, you can request a payout immediately (no “first-payout window” games).
• Typical processing: Requests submitted via the dashboard; in my tests, funds landed within ~1 business day (method-dependent).
• Profit split: PRO = 80/20, PRO+ = 90/10 in your favor. Edge case: if an account is closed in drawdown <60 days, remaining profits may pay at 50%, then back to 80% ≥60 days.
• Minimum payout: $250.
• Buffer rule: You can only withdraw what’s above the drawdown buffer (e.g., on a $50K account with a $2,000 buffer, $52,500 balance ⇒ $500 max withdraw).
• Methods most traders use: Plaid (US banks), Wise, PayPal, or internal wallet (handy for resets/rebuys).

Account Types & What Changes for Payouts

1) Test (Evaluation) — No Payouts

You’re proving skill here (EOD trailing drawdown, 5 min. trading days, 50% consistency cap during the test). Pass it and you move to funded. No payouts at this stage.

2) PRO — Funded (Sim) with Day-One Payouts

• Split: 80/20 to the trader.
• Drawdown: Intraday trailing—the buffer moves with unrealized equity; that’s why the “above-buffer” part matters on payout day.
• Eligibility: No fixed day count once funded—just be above buffer + minimum. Min withdrawal $250.
• Reality check: Intraday trailing means if you spike PnL and then give it back before flattening, your trailing line already advanced—stay disciplined on submission days.

3) PRO+ — Funded (Live feed) with Day-One Payouts

• Split: 90/10 to the trader.
• No Daily Loss Limit (still respect overall drawdown). This is the “breathe easier but still be precise” tier.
• Eligibility & minimum: Same idea as PRO—above buffer and ≥$250 request.

Payout Methods & Typical Timing

• Plaid (US), Wise, PayPal, or internal wallet right from your TPT dashboard. In my tests, approvals were quick and funds hit within ~1 business day. You can request as often as daily as long as your balance stays above buffer.

Pro tip: pick the method you’ll stick with and keep details current; mismatches or stale info slow things down.

Step-by-Step: How to Request a Payout

1. Check eligibility
   • Funded account (PRO/PRO+) and account balance is > buffer.
   • Request is ≥$250.
2. Open your TPT dashboard → Payout Request
   • Enter amount (don’t exceed balance – buffer).
   • Choose method: Plaid, PayPal, Wise, or internal wallet.
3. Submit—then stop trading until it’s processed
   • A losing trade after submission can drop you into the buffer and void eligibility. (Happens more than you’d think with intraday trailing.)
4. Funding
   • In my experience: approval fast; funds in ~1 business day depending on method/bank.

Smart Tactics to Avoid Delays (or Denials)

• Freeze activity after submitting. Intraday trailing can move your buffer line on unrealized swings—don’t self-sabotage.
• Request slightly less than max. Leave a small cushion above buffer to absorb tick noise/slippage while it processes.
• Mind news & session rules. Don’t trade 1–2 minutes around major news in funded phases; flatten before 5:00 PM ET—they enforce this.
• Document everything. Screenshot dashboard totals and the request confirmation.
• Keep method details fresh. Old PayPal/Wise emails or bank links cause manual checks.
• Plan weekends/holidays. Banks don’t settle on non-business days; request earlier if you need funds Monday. (Processing speed in my tests was excellent, but banking rails are still banking rails.)

Worked Examples (Buffer Math)

• $50K PRO: Buffer ≈ $2,000. Balance $52,500 ⇒ $500 withdrawable. Try to pull $700 and you’ll clip the buffer.

Frequently Asked Questions About TakeProfitTrader Payout Rules

What is the TakeProfitTrader profit split?

TakeProfitTrader funded accounts pay a flat 90/10 profit split from the first payout — no tiered ramp, no 100% front phase. The 90/10 rate is consistent across all account sizes and all cycles. This matches LucidFlex and Tradeify Select Flex but trails Tradeify Growth's 100% first-$15K phase.

How fast does TakeProfitTrader process payouts?

TakeProfitTrader processes payouts via Rise within 1–3 business days of request approval. Weekend submissions queue for Monday. Rise supports ACH (1–2 business days), instant bank transfer (minutes on eligible accounts), and USDT/USDC crypto for international traders.

Does TakeProfitTrader have a consistency rule?

Yes — TakeProfitTrader funded accounts enforce a consistency rule capping your best profitable day as a percentage of total cycle profits at payout submission. The specific cap is defined in your funded account agreement. Traders with asymmetric P&L — one large day surrounded by smaller ones — will periodically hit this gate.

What drawdown type does TakeProfitTrader use?

TakeProfitTrader uses EOD trailing drawdown — the floor adjusts once daily at session close based on your highest end-of-day closed balance. Intraday peaks don't move the trail. The trail locks permanently once your closing balance exceeds the initial trail balance threshold.

Does TakeProfitTrader have a daily loss limit?

Yes — TakeProfitTrader funded accounts enforce a daily loss limit that suspends trading for the session when intraday losses reach the threshold. It's a session lockout, not account termination — trading resumes the following day. The DLL amount scales with account size.

How many qualifying days does TakeProfitTrader require before a payout?

TakeProfitTrader requires a minimum number of active trading days before the first payout request is eligible — the specific count is in your funded account agreement. Subsequent cycles may have lower day minimums. An active day is one where you placed and closed at least one trade.

What is TakeProfitTrader's news trading restriction?

TakeProfitTrader blocks new position entries during a 1–2 minute window surrounding designated high-impact releases (NFP, FOMC, CPI, PPI, GDP). Existing positions can be held or closed during the window. Violations can result in trade reversal or account review. This restriction applies during both evaluation and funded phases.

What is TakeProfitTrader's daily close rule?

All TakeProfitTrader positions must close by 5 PM ET every day — including Fridays. There are no exceptions and no overnight holds. This makes TPT an intraday-only platform by structure. Swing traders or traders who hold through the overnight session cannot use TakeProfitTrader without changing their strategy.

What account sizes does TakeProfitTrader offer?

TakeProfitTrader offers funded accounts at $50K and $150K tiers via its standard evaluation path. Monthly subscription pricing varies by size — the $50K account is the most common starting point. Check the current TPT website for active pricing and any promotional periods.

What platforms does TakeProfitTrader support?

TakeProfitTrader supports NinjaTrader, Tradovate, R|Trader Pro, and Quantower via the Rithmic data feed. NinjaTrader is the most popular choice among TPT traders. Quantower and R|Trader Pro are available for DOM-focused traders who need more advanced order flow tools.

What happens to profits if a TakeProfitTrader account is breached?

A drawdown breach terminates the funded account and forfeits all unprocessed profits in the current cycle. Approved payouts that have already been released are retained. This makes frequent smaller payout requests safer than accumulating large cycle profits before requesting — breach before requesting loses the entire cycle balance.

How does TakeProfitTrader's evaluation work?

TakeProfitTrader uses a monthly subscription evaluation with a profit target, EOD trailing drawdown, DLL, news buffer, and 5 PM ET close — the same rules that apply on funded accounts. There's no fixed time limit. Passing requires hitting the profit target without breaching the max loss floor or violating trading rules.

How does TakeProfitTrader compare to Tradeify on payouts?

Tradeify Growth and Lightning pay 100% on the first $15K — TPT is flat 90/10 from day one. Tradeify Select Flex has zero consistency rule — TPT enforces a cap. Tradeify processes 7 days a week including weekends — TPT is business days only. Tradeify allows overnight and weekend holds — TPT mandates a 5 PM ET close and no weekend positions.

Is TakeProfitTrader a good fit for systematic traders?

Yes — provided the system closes positions before 5 PM ET daily and avoids entries within the 1–2 minute news buffer window. Systematic traders who need algorithmic entries during news events or who run overnight strategies should choose Tradeify or Lucid instead. For intraday-only systems, TPT's consistent rule set is easy to build around.

Is TakeProfitTrader legitimate?

Yes — TakeProfitTrader is a legitimate prop firm with documented payouts spanning nearly a decade of operation (founded ~2015). Payout proof is visible across Reddit, Discord, and trading communities. TPT's operational longevity and consistent payout track record place it in the same credibility tier as Topstep and Lucid Trading.

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