MyFundedFutures Rapid Plan: 90/10 Split, Intraday Risk, and Fast Payouts

Rapid is the plan that attracts traders with the 90/10 headline and then surprises them with the drawdown mechanic. That surprise is avoidable. Read this first.

Learned the hard way: I've been trading MyFundedFutures for over two years — passed somewhere between 15 and 20 evaluations, pulled out more than $20K, and broken enough rules along the way to know exactly which ones trip traders up. This is based on live experience across multiple account sizes, not help docs.

The MFFU rules changed significantly in July 2025 when they replaced Starter/Expert with Core, Rapid, and Pro plans — drawdown types differ per plan. I broke down every rule that matters in my complete MFFU rules overview. For the absolute latest, check MyFundedFutures' website or their help center.

What Rapid Costs

No activation fee. Monthly pricing sits between Core ($77) and Pro ($229-$477). The one-time option is notably cheap relative to Pro — Rapid's one-time fee reflects the intraday drawdown risk model.

The Core Mechanic That Separates Rapid From Everything Else

The drawdown is intraday trailing at 4%. This is not the same as EOD trailing.

On Core and Pro, your drawdown floor only moves at the end of the trading day, based on your closing account balance. During the session, you can have unrealized positions go against you without the floor moving.

On Rapid, the floor moves in real time. It tracks your equity peak — the highest point your account balance has reached including unrealized open positions — and keeps the floor $2,000 below that peak on a $50K account ($4,000 on $100K, $6,000 on $150K).

What this means in practice: You open a position. It runs $1,000 in your favor before you close it. Your equity peak was $51,000. Your floor is now $49,000, not the original $48,000. You close the position at $1,000 profit, your balance is $51,000, floor stays at $49,000.

Now the scenario where traders get caught: you open a position. It runs $1,500 in your favor (unrealized). Your equity peak hits $51,500. Your floor moves to $49,500. The trade reverses and stops you out at breakeven. Your balance is back to $50,000. Your floor is still at $49,500 — because the peak was $51,500 even though you didn't realize those gains. Your buffer is now $500, not the original $2,000.

That's the intraday trailing mechanism. It's not a trick. It's in the rules. But traders who think they have $2,000 of buffer because their realized balance is $50,000 get surprised when the floor has already moved against them.

The Evaluation

Same profit percentage (6%) as Core and Pro. The difference is the drawdown type during eval — intraday trailing at 4% instead of 3% EOD.

50% consistency rule during eval applies on Rapid same as all plans.

The Funded Phase

Profit split: 90/10. Best in the MFFU lineup. You keep 90%.

Consistency rule: None. No restrictions on how your session profits distribute across a payout cycle. A massive single day counts in full.

Payout cadence: Every 5 winning days. Same as Core, faster than Pro's bi-weekly schedule.

First payout buffer: $2,100. Before your first request, you need $2,100 in realized funded profits. One-time threshold — after crossing it, the 5-winning-days rule governs all subsequent requests.

Cycle cap: $11,250. More than double Core's $5,000. For active traders posting strong months, this ceiling is easier to stay under.

Minimum withdrawal: $250. Same as Core.

Scaling requirements: Micro-contract scaling. Same as Core — you build up from micro contracts in the early funded phase.

Who Rapid Is Actually For

Rapid suits traders who:

• Have experience trading with intraday trailing drawdown mechanics (common in other prop firms or proprietary risk setups)
• Trade with defined intraday risk management — stop losses placed before entry, not hoped for
• Want the 90/10 split and accept the tighter risk environment as the price
• Don't hold runners for extended periods without locking in partials — the unrealized equity peak mechanic punishes trades that run green and reverse without being scaled out

Rapid is wrong for traders who:

• Learned to trade at EOD firms and assume the floor only moves at close
• Hold positions through intraday drawdowns hoping for recovery (the floor doesn't care — it tracks the peak)
• Want to let winners run with wide stops — the intraday mechanic compresses your effective buffer on every open winner

Managing Rapid's Intraday Drawdown

The key adjustment: track your equity peak, not just your realized balance.

The practical discipline I use on Rapid accounts: if my open positions are showing $X in unrealized profit, I treat my buffer as reduced by $X. That's the floor's real position. If the open profit is $1,500 and my original buffer was $2,000, I'm operating as if I have $500 of actual buffer. That forces conservative additional sizing decisions mid-session.

Partial exits help. If you're in a winner that's run $1,000, locking in $500 as realized profit converts unrealized equity to realized equity. Your floor moved up $1,000, but now your balance is also up $500 — net buffer compression is $500, not $1,000.

Frequently Asked Questions

What makes the Rapid plan different from Core and Pro?

Rapid uses 4% intraday trailing drawdown instead of 3% EOD. The floor moves in real time against your equity peak, including unrealized positions. The upside: 90/10 profit split and no funded consistency rule.

How does the intraday trailing drawdown work on Rapid?

The drawdown floor sits $2,000 below your equity peak (on $50K) and updates in real time. If your open positions show $1,500 in unrealized profit, your equity peak has moved up $1,500, and your floor has moved up $1,500. Close those positions and the floor stays at the new level based on your realized equity.

Is the Rapid plan worth the intraday drawdown risk?

It depends on your trading style. If you trade with defined stop-loss placement and rarely let winners fully reverse, Rapid's 90/10 split on $11,250 cycles is competitive. If you hold through drawdowns hoping for recovery, the intraday mechanic will close your account faster than EOD would.

What is the $2,100 buffer on Rapid?

Before your first payout request, you must have $2,100 in realized funded profits. This is a one-time threshold — once crossed, normal 5-winning-days payout cadence applies.

How much can I withdraw per cycle on Rapid?

$11,250 per payout request. At 90/10, that's $10,125 in your pocket per cycle. The excess above the cap rolls to your next cycle.

Is Rapid available at $150K?

Yes. Rapid comes in $50K ($129/month), $100K ($229/month), and $150K ($329/month). The drawdown buffer scales proportionally: $2,000, $4,000, and $6,000 respectively.

Does Rapid have a consistency rule in the funded phase?

No. Unlike Core's 40% funded consistency rule, Rapid has no restriction on how session profits distribute across a cycle. Your biggest day counts fully.

Should I choose Rapid or Pro for a $100K account?

Rapid: 90/10 split, every 5 winning days, intraday drawdown, $11,250 cycle cap. Pro: 80/20 split, bi-weekly, EOD drawdown, no cycle cap, no scaling required. If the 10% extra split is worth accepting intraday drawdown risk to you, Rapid. If you want cleaner EOD mechanics and funded freedom, Pro.

What happens on the Rapid plan if a trade runs in my favor and then reverses?

If the trade ran $1,500 unrealized before reversing to flat, your drawdown floor moved up by $1,500 even though you ended with $0 on the trade. Your buffer has compressed by $1,500. This is the key mechanic to internalize before trading Rapid accounts.

Can I run both a Rapid and a Pro account simultaneously?

Yes. MFFU allows multiple funded accounts across different plans simultaneously.