MyFundedFutures FAQ: 50+ Questions Answered (2026)

If you're researching MFFU, a lot of the information still floating around is outdated — written before July 2025 when they overhauled from Starter/Expert/Milestone to Core/Rapid/Pro. I've pulled together everything traders actually ask, answered for the current plan structure.

Why I trust MFFU: I've been trading with them since late 2023 — over two years, $20K+ withdrawn across multiple accounts, and consistent communication from their support team. This legitimacy assessment comes from money in, money out, and dealing with them when things go sideways.

That said, no prop firm is perfect. I've documented the red flags alongside the positives. For the full picture — company background, payout track record, and where I'd genuinely be cautious — see my complete MyFundedFutures review. For the absolute latest, check MyFundedFutures' website or their help center.

General Questions

What is MyFundedFutures?

MyFundedFutures (MFFU) is a US-based futures prop trading firm. You buy an evaluation, pass it, move into a sim-funded trading stage, collect real payouts, and eventually progress to a live funded account. The firm focuses exclusively on regulated CME Group futures — no forex, no crypto, no CFDs.

Who owns MyFundedFutures?

MFFU was founded by Matthew Leech. He also runs MyFundedFX, a forex prop firm. The two operate as separate entities. MFFU is incorporated in Dover, Delaware.

When did MyFundedFutures launch?

Late 2023. They're relatively new compared to firms like Topstep (2012) or TakeProfitTrader (2018) — but two years in, the payout track record is solid.

Is MyFundedFutures legit?

Yes. 4.9/5 on Trustpilot from 11,000+ reviews as of early 2026. The negative reviews are overwhelmingly about rule violations, not withheld payments. I've personally pulled $20K+ across multiple accounts over two years. No payment disputes.

How many traders does MFFU have?

They report 72,000+ active traders. Take that number as directional — it's marketing-origin, not audited — but the Trustpilot volume and community activity corroborate a large, active user base.

Is MFFU regulated?

MFFU is not a registered broker and doesn't hold CFTC or NFA registration as of early 2026. Founder Matthew Leech has stated publicly that the firm is pursuing NFA/CFTC compliance. This is standard for the prop firm space at this scale — most funded futures firms operate under similar structures. You're not opening a brokerage account when you buy an MFFU evaluation.

Account Types

What plans does MFFU offer?

Three plans as of July 2025: Core, Rapid, and Pro. The old Starter, Expert, and Milestone plans no longer exist.

What is the Core plan?

Core is the entry-level plan. $50K account size only, $77/month, EOD trailing drawdown at 3%, 80/20 profit split funded, 40% consistency rule in funded phase, payout every 5 winning days up to $5,000 per cycle. No activation fee.

What is the Rapid plan?

Rapid is the high-frequency payout plan. Available in $50K, $100K, and $150K sizes. Monthly from $129. 90/10 profit split, payout every 5 winning days up to $11,250 per cycle. The key differentiator: Rapid uses intraday trailing drawdown at 4%, not EOD. No consistency rule in funded phase.

What is the Pro plan?

Pro is the premium plan. $50K, $100K, or $150K sizes. Monthly from $229. EOD trailing drawdown at 3%. 80/20 split. Bi-weekly payouts (every 14 calendar days) with no per-cycle cap. No consistency rule funded. No scaling requirements. $100K total cumulative payout cap across all Pro accounts. No activation fee.

Which plan is best for beginners?

Core is the cheapest entry. $77/month for a $50K EOD account is low-cost by current prop firm standards. The 40% consistency rule in the funded phase is manageable if you trade consistently — it's only a problem for traders who have one massive winning day followed by a series of small ones. For a beginner's first funded futures account, Core makes sense.

Which plan is best for experienced traders?

Pro, for traders who want the cleanest funded structure: no consistency rule, no scaling requirements, trade full position size from day one, bi-weekly predictable payout schedule. The $100K cumulative cap and 80/20 split are its main limitations. For the highest profit split without the cap, Rapid — but Rapid's intraday drawdown requires real risk management discipline.

Can I have accounts on multiple plans simultaneously?

Yes. You can run Core, Rapid, and Pro accounts at the same time. Each plan's rules apply to its own accounts — the $100K Pro cap applies to Pro accounts only, for example.

How many funded accounts can I have?

Up to 5 funded $50K accounts simultaneously. Up to 3 funded $100K or $150K accounts simultaneously. Maximum of 1 live funded account.

Evaluation Rules

How many evaluation phases does MFFU have?

One. Pass the single-phase evaluation and you move to sim-funded status.

What are the profit targets?

All plans and account sizes share the same percentage targets. For $50K accounts: $3,000 (6%). For $100K: $6,000 (6%). For $150K: $9,000 (6%).

Is there a time limit to pass the evaluation?

No minimum trading days to pass, and no maximum time limit enforced. You can pass in a single session if you hit the profit target without breaching drawdown. Most traders take multiple days.

What is the consistency rule during evaluations?

50% on all plans. No single trading day can generate more than 50% of your total evaluation profits. If you're up $3,000 total during eval, your current day can't generate more than $1,500 before that day's contribution is capped.

Is news trading allowed during evaluation?

Tier 1 events are restricted on all plans. You must be flat 2 minutes before and 2 minutes after FOMC, CPI, NFP, and other designated Tier 1 announcements. Holding through a restricted event is a violation regardless of outcome.

Can I trade overnight during evaluation?

Yes. Overnight holding is permitted on all plans.

Is there a daily loss limit during evaluation?

No. None of the plans have a daily loss limit. The only floor is the trailing drawdown specific to your plan.

What's the minimum number of trading days required?

Two. You need at least two trading days with active trades before an account review. Technically you could pass after two trading sessions if both were profitable and you hit the target.

Drawdown Rules

What type of drawdown does MFFU use?

Depends on the plan. Core: EOD trailing at 3% ($1,500 on $50K). Pro: EOD trailing at 3%. Rapid: Intraday trailing at 4% ($2,000 on $50K, tracked in real time against equity peak).

What is EOD trailing drawdown?

Your drawdown floor resets at the end of each trading day based on your closing account balance. If you close the day at $51,500 on a $50K account with 3% EOD drawdown, your new floor is $50,055. The floor trails up with your account growth but stops moving once it reaches your starting balance — after that it locks.

What is intraday trailing drawdown on the Rapid plan?

The drawdown floor follows your equity in real time, including unrealized open positions. If you're up $1,500 on open trades on a $50K Rapid account, your floor has already moved up by $1,500. If those positions pull back to flat, your floor drops back — but the high-water mark is the issue. Once the floor reaches your starting balance, it locks the same way as EOD.

Does the drawdown lock at the starting balance?

Yes, on all plans. Once your account balance grows enough to push the trailing floor up to your starting balance, the floor locks there permanently. This means you can't lose more than your starting balance regardless of how much you've made.

Is there a daily loss limit?

No, on any plan. Manage your own intraday risk.

Funded Account Rules

What is the consistency rule in the funded phase?

Core: 40% — no single session can generate more than 40% of your total payout cycle profits. Rapid: No consistency rule. Pro: No consistency rule.

Can I hold overnight in the funded phase?

Yes. All plans allow overnight holding in both evaluation and funded phases.

Are there scaling requirements in the funded phase?

Core and Rapid have micro-contract scaling in the funded phase. Pro has no scaling requirements — you trade full position sizes from day one funded.

What happens when I hit the $100K Pro payout cap?

You progress to MFFU's live trading stage. The $100K cap is a progression trigger, not a profit limit. After crossing it, you transition from sim-funded to real capital. Current live account terms should be verified directly with MFFU.

Can I get reset on funded accounts?

MFFU offers account resets if you breach drawdown. Reset options and fees vary — check their current help center for exact terms, as this changes.

Payouts

How often can I request payouts?

Core and Rapid: every 5 winning days (sessions where you closed green). Pro: every 14 calendar days.

What's the minimum payout?

Core and Rapid: $250. Pro: $1,000.

What's the profit split?

Core: 80/20 (you keep 80%). Rapid: 90/10 (you keep 90%). Pro: 80/20 (you keep 80%).

How do I receive payouts?

Through RiseWorks — either bank transfer ($15 flat fee per request), Rise Wallet, or crypto (network fees apply).

How long does payout processing take?

Next business day for standard fiat transfers in most cases. Crypto depends on network conditions.

Is there a payout fee?

$15 flat per fiat withdrawal. Not per month — per request. Crypto withdrawals don't carry MFFU's $15 fee but incur blockchain network fees.

What is the $2,100 buffer on Rapid?

Before your first Rapid payout, you need $2,100 in realized profits in your sim-funded account. This is the initial threshold before the standard 5-winning-days payout cadence begins.

Platforms

What trading platforms does MFFU support?

Tradovate, TradingView, NinjaTrader, Quantower, ATAS, Volumetrica/Volsys, and R Trader Pro. MFFU connects via Rithmic data infrastructure.

What platform do you recommend for MFFU?

I use Tradovate for most MFFU accounts. Clean interface, web-based option, reliable Rithmic connection. For order flow work, NinjaTrader on the same credentials.

Does MFFU have a proprietary trading platform?

No. They use Rithmic as the underlying infrastructure and let traders connect their preferred platform. This is an advantage over firms like Topstep that restrict you to a proprietary platform.

Is there a mobile trading app?

Tradovate and some other supported platforms have mobile apps. Mobile order entry is functional but not optimized for active trading. Mobile is best for monitoring, not primary execution.

Restricted Countries & KYC

Which countries are restricted from MFFU?

MFFU restricts traders from certain high-risk jurisdictions. The most commonly restricted regions include sanctioned countries under US OFAC regulations. Verify the current restricted country list directly with MFFU before purchasing — it's subject to change.

What documents are required for KYC?

Government-issued photo ID, proof of address, and payment verification. Required when you request your first payout. Not required to start an evaluation.

Can I use a VPN with MFFU?

Using a VPN to appear as if you're in an unrestricted country when you're in a restricted one violates MFFU's terms. Don't do it. Payouts are blocked and accounts closed when detected.

When do I submit KYC?

Before your first payout request. You can pass the evaluation and start the funded phase before completing KYC, but you can't withdraw until it's verified.

Comparing MFFU to Other Firms

How does MFFU compare to Topstep?

Topstep: operating since 2012, 90/10 split, TopstepX platform only. MFFU: launched 2023, 80/20 on Core/Pro, 90/10 on Rapid, broad platform support. Topstep has the longer track record and better split on EOD accounts. MFFU has the platform flexibility advantage.

How does MFFU compare to TakeProfitTrader?

TPT offers faster payout access (day-one withdrawals, 24-48hr processing) and broad platform support. MFFU's Core at $77/month is cheaper than most TPT plans. If payout speed is your primary concern, TPT wins. If cost is primary, Core edges it.

How does MFFU compare to Lucid Trading?

Both use EOD drawdown on standard plans. Lucid is 90/10 split. MFFU Core and Pro are 80/20. MFFU goes to $150K accounts; Lucid caps at $100K. Lucid is simpler structurally. MFFU has more plan variety and supports account stacking more explicitly.