MyFundedFutures Eliminated Their Activation Fee — What This Means for You

There used to be a real question with MyFundedFutures: pass your evaluation, then pay $149 before you could trade a single tick on your funded account. That was the Starter plan activation fee. Annoying, widely complained about, and confusing for traders who didn't see it coming.

It's gone.

In July 2025, MFFU replaced their old plan structure entirely — Starter, Expert, and Milestone are out. Core, Rapid, and Pro are in. Activation fees disappeared across all three. You pay for your evaluation, you pass, you trade. No backend surprise.

Here's what the cost structure actually looks like now.

Learned the hard way: I've been trading MyFundedFutures for over two years — passed somewhere between 15 and 20 evaluations, pulled out more than $20K, and broken enough rules along the way to know exactly which ones trip traders up. This is based on live experience across multiple account sizes, not help docs.

The MFFU rules changed significantly in July 2025 when they replaced Starter/Expert with Core, Rapid, and Pro plans — drawdown types differ per plan. I broke down every rule that matters in my complete MFFU rules overview. For the absolute latest, check MyFundedFutures' website or their help center.

What the Old Activation Fee Was

On the old Starter plan, passing the evaluation wasn't the end of your costs. MFFU charged a one-time $149 activation fee before your funded account went live. This was separate from the monthly evaluation subscription — it was an entry cost to the funded phase itself.

The old Expert plan didn't have an activation fee. Neither did Milestone or Starter Plus. So the fee only applied if you chose Starter — which was also the cheapest monthly entry point. Traders picked Starter to save money on the monthly cost, then got hit with $149 on the back end. Predictably, this caused friction.

The activation fee model made sense from MFFU's perspective: cheaper monthly, one-time funded entry cost. But in a market where Lucid, Tradeify, and TakeProfitTrader had no activation fees, it became a competitive liability.

What Changed in July 2025

MFFU rebuilt their plan structure from scratch. The reasoning was straightforward: simpler plans, clearer pricing, no hidden costs.

The three current plans:

The one-time fee column above represents the option to pay upfront instead of monthly. That's a purchase price for the evaluation pass, not an activation fee. You choose monthly or one-time when you buy. There is no separate charge when you pass.

The Full Cost of Trading With MFFU Now

Evaluation cost is your only upfront barrier. Pass the eval, move into sim-funded status, start requesting payouts. No additional charges between passing and trading.

There is one ongoing cost worth knowing: payout withdrawal fees. MFFU charges a flat $15 per fiat withdrawal via RiseWorks bank transfer. Crypto withdrawals have network fees instead. This isn't an activation fee — it's a transaction cost per payout request. If you're pulling profits weekly, it adds up. Factor it into your net.

The $15 payout fee is consistent across all plans. It doesn't scale with your withdrawal amount. Pull $500, pay $15. Pull $5,000, still $15.

Does This Make MFFU Cheaper Than Competitors?

On pure monthly cost at $50K: Core at $77/month is among the cheapest in the funded futures space. Topstep's $50K is $49/month with a different plan structure. TakeProfitTrader's equivalent is in the $150-$165 range monthly. Tradeify varies.

The more relevant comparison is total cost to a funded account:

Core is competitive. The no-activation-fee structure closes the gap that used to exist between MFFU and firms like Lucid that never charged one.

Who This Change Actually Benefits

Traders running multiple evaluations simultaneously. If you're stacking $50K accounts at MFFU — which you can do up to five on Core and Rapid — the old $149 per funded account was a real cost multiplier. At five accounts that was $745 in activation fees alone on top of your monthly eval costs. Now it's zero.

Traders who failed and retried. Under the old model, every time you passed a new evaluation you paid $149 again. Traders who went through multiple rounds — failed funded accounts, restarted, passed again — were paying that fee repeatedly. That's gone.

Newer traders who read MFFU articles referencing the old $149 fee. A lot of the content still out there describes the activation fee as current. It isn't. If you're deciding between MFFU and another firm and factoring in a $149 activation cost that doesn't exist, your math is wrong.

The Bottom Line

MFFU had an activation fee on their Starter plan. That plan no longer exists. Core, Rapid, and Pro have no activation fees. The total cost of getting funded at MFFU in 2026 is: evaluation monthly subscription (or one-time), pass the eval, trade. Nothing else upfront.

The $15 per-payout withdrawal fee is real and ongoing — budget for it. But that's a transaction cost, not a barrier to entry.

Frequently Asked Questions

Does MyFundedFutures still have an activation fee?

No. MFFU eliminated activation fees across all plans in July 2025 when they launched Core, Rapid, and Pro. The old $149 activation fee applied to the Starter plan only, which no longer exists.

What did the MFFU activation fee cover?

The $149 activation fee on the old Starter plan was a one-time charge applied after you passed your evaluation, before your funded account went live. It was not part of the monthly subscription — it was a separate funded-account entry cost.

When exactly did MFFU remove the activation fee?

July 2025, when MFFU replaced their Starter/Expert/Milestone plan structure with Core, Rapid, and Pro. The overhaul eliminated both the Starter plan and its activation fee simultaneously.

Are there any hidden fees at MFFU now?

The main ongoing cost beyond the monthly evaluation fee is a $15 flat withdrawal fee per fiat payout via RiseWorks. Crypto withdrawals incur network fees instead. No activation fees, no funded account setup charges, no monthly funded account fees.

How does MFFU compare to TakeProfitTrader on fees?

TakeProfitTrader still charges an activation fee on most plans (approximately $130 as of early 2026). MFFU dropped theirs. On a $50K account comparison, MFFU Core at $77/month with zero activation fee is cheaper to get into funded status than most TPT plans. TPT's advantage is payout speed.

Can I still pay a one-time fee instead of monthly at MFFU?

Yes. Each plan offers a one-time purchase option in addition to monthly: Core ($229), Rapid 50K ($157), Rapid 100K ($267), Rapid 150K ($347), Pro 50K ($629), Pro 100K ($829), Pro 150K ($1,127). This is the evaluation purchase price, not an activation fee — no additional charge applies when you pass.

What happened to the old Starter, Expert, and Milestone plans?

They were replaced entirely in July 2025. Core broadly replaces the Starter role (low-cost, $50K entry). Pro broadly replaces Expert (no consistency rule funded, bi-weekly payouts). Milestone had no direct equivalent; it was discontinued. Rapid is a new category with no old equivalent.

Does MFFU charge anything when you move from sim-funded to a live account?

Based on available information, no additional activation charge applies at the live transition stage. MFFU's payout structure progresses from sim-funded payouts to live capital after meeting their criteria. Verify directly with their help center if this is a deciding factor for your setup.

Is the $15 payout fee negotiable or waivable?

Not through any publicly available mechanism. The $15 flat fee applies to standard fiat withdrawals via RiseWorks. Crypto withdrawals don't carry MFFU's $15 charge, but network fees apply. If you're pulling frequent small withdrawals, crypto may be more cost-effective depending on chain fees at the time.

Does eliminating the activation fee mean MFFU is more profitable to trade?

It reduces your break-even point, particularly if you're running multiple funded accounts. Lower entry costs don't change the trading environment, rules, or payout splits — those are plan-specific. But not paying $149 per funded account pass is a straightforward cost reduction for high-volume traders.