Mubite FAQ: 50+ Questions Answered (2026)

Mubite is a crypto-only prop trading firm based in Prague, Czech Republic, offering Instant Funding, 1-Step, and 2-Step challenge accounts on Bybit and Cleo with up to 100x leverage. This FAQ covers everything traders ask about the firm.

I've been trading Mubite accounts alongside Lucid Trading, Breakout, and Tradeify Crypto. The onboarding was fast, the platform setup was painless, and I'm currently putting their rules and execution to the test. No payouts from them yet, but I'm documenting the full experience as I go.

Below you'll find 50+ questions organized by category. Every answer reflects what I know from trading their accounts firsthand and digging through their documentation.

Why I'm tracking Mubite closely: I recently started trading with Mubite alongside my Lucid Trading, Breakout, and Tradeify Crypto accounts. The onboarding was smooth and professional. I haven't withdrawn yet, but their payouts are transparently tracked on PayoutJunction.

My job isn't to sell you on any firm. It's to give you an honest breakdown so you can decide if Mubite fits your trading style. For the full picture — accounts, rules, platforms, and my ongoing experience — read my complete Mubite review. For the absolute latest, check Mubite's website or their help center.

Account Types

What account types does Mubite offer?

Mubite offers three account types: Instant Funding, 1-Step Challenge, and 2-Step Challenge. Instant Funding skips any evaluation and puts you straight into a funded account with a 70-80% profit split. The 1-Step Challenge requires you to hit a 10% profit target in a single phase, while the 2-Step Challenge splits that into two phases of 10% each. Both step challenges offer an 80-90% profit split once you're funded.

What account sizes are available on Mubite?

Mubite's Instant Funding accounts range from $1,250 to $40,000. The 1-Step and 2-Step Challenges offer sizes from $5,000 up to $200,000. As of March 2026, the $200,000 account is the largest starting size Mubite offers, but scaling can push funded accounts to $1,000,000.

How does Mubite's Instant Funding work?

Mubite's Instant Funding is a no-evaluation account. You pay the fee, get capital, and start trading immediately on Bybit or Cleo. There's no profit target to pass. The drawdown starts at 10% of your account balance but drops to 5% once you reach 5% profit. Your first payout is available after 14 trading days, and payouts are bi-weekly after that. The profit split is 70-80%.

What's the difference between Mubite's 1-Step and 2-Step Challenges?

Mubite's 1-Step Challenge has a 10% profit target, a 4% daily drawdown limit, and a 6% maximum drawdown. The 2-Step Challenge also has a 10% profit target per phase but gives you more breathing room: 5% daily drawdown and 8% maximum drawdown. Both require 4 minimum trading days. The 2-Step is better for traders who want tighter risk controls in exchange for that extra drawdown buffer.

Which Mubite account type is best for beginners?

Mubite's 2-Step Challenge is the safest entry point for beginners. The 8% maximum drawdown gives you more room to learn and make mistakes compared to the 1-Step's 6% max. The Instant Funding option sounds appealing because there's no evaluation, but the drawdown dropping from 10% to 5% after you make 5% profit can catch inexperienced traders off guard. Start with a smaller 2-Step account. Learn the rules before sizing up.

Does Mubite offer a free trial?

Mubite does not offer a free trial as of March 2026. You need to purchase a challenge or Instant Funding account to start trading. Some crypto prop firms do offer demo challenges, but Mubite isn't one of them right now.

Can I have multiple Mubite accounts at the same time?

Yes. Mubite allows traders to run multiple accounts simultaneously. There's no published limit on the number of accounts you can hold, but cross-account hedging is strictly prohibited. Each account has to be traded independently with its own strategy. Running opposite positions across two Mubite accounts to guarantee a win on one will get both accounts terminated.

What is the profit target on Mubite challenges?

Mubite's profit target is 10% on the 1-Step Challenge and 10% per phase on the 2-Step Challenge. The Instant Funding account has no profit target at all since there's no evaluation phase. On a $50,000 1-Step account, you'd need to reach $55,000 in account balance to pass.

Evaluation Rules

How many minimum trading days does Mubite require?

Mubite requires 4 minimum trading days on both the 1-Step and 2-Step Challenges. Each phase of the 2-Step requires 4 days independently. A "trading day" at Mubite counts only when your closed PnL exceeds 0.25% of your initial capital. If you open and close a trade for $5 profit on a $50,000 account, that doesn't count. You'd need at least $125 in closed profit or loss for it to register.

Is there a time limit on Mubite challenges?

Mubite does not impose a time limit on any challenge. You can take as long as you need to hit the profit target. Whether it takes you 5 days or 5 months, the challenge stays active. The only catch is the 30-day inactivity rule. If you don't place a single trade for 30 consecutive days, Mubite deactivates your account.

What is Mubite's daily drawdown limit?

Mubite's daily drawdown limit is 4% on the 1-Step Challenge and 5% on the 2-Step Challenge. The Instant Funding account doesn't have a separate daily drawdown limit. On a $100,000 1-Step account, you can't lose more than $4,000 in a single day. On a $100,000 2-Step account, that ceiling is $5,000.

What is Mubite's maximum drawdown?

Mubite's maximum drawdown is 6% on the 1-Step Challenge, 8% on the 2-Step Challenge, and 10% on Instant Funding. The Instant Funding drawdown has a twist, though. Once your account hits 5% profit, the max drawdown tightens from 10% to 5%. On a $20,000 Instant Funding account, you start with $2,000 of drawdown room. But once you grow to $21,000, your drawdown floor locks in and you only have $1,050 of room from that point.

Does Mubite have a consistency rule?

No. Mubite does not have a consistency rule on any account type. You don't need to spread your profits evenly across trading days or avoid having one day dominate your total PnL. If you make your entire 10% profit target in a single trading session, that's perfectly fine. This is a major plus compared to firms that force you into artificial consistency requirements.

What happens if I'm close to breaching a Mubite rule?

Mubite uses a soft breach warning system. If you approach a drawdown limit, Mubite gives you a 5-minute window to adjust your positions before breaching. You only get this warning once per rule violation. If you don't fix the issue within 5 minutes, the breach becomes permanent and your account is terminated. Think of it as one free save, not a repeating safety net.

What counts as a trading day at Mubite?

A trading day at Mubite requires your closed PnL (profit or loss) to exceed 0.25% of your initial account capital. On a $50,000 account, that means at least $125 in realized PnL for the day. Opening a position and closing it for a tiny gain or loss won't count. This is Mubite's way of ensuring you're actually trading, not just opening and closing positions to pad your day count.

Does the inactivity rule apply during challenges?

Yes. Mubite's 30-day inactivity rule applies to challenges and funded accounts equally. If 30 consecutive days pass without a single trade, Mubite deactivates your account. No warning email. No grace period. If you need to take a break, place at least one qualifying trade before the 30-day window expires.

Funded Account Rules

What are the drawdown rules on Mubite funded accounts?

Mubite funded accounts carry the same drawdown rules as their respective challenge phases. If you passed a 1-Step, your funded account keeps the 4% daily drawdown and 6% max drawdown. If you passed a 2-Step, you get 5% daily and 8% max. Instant Funding accounts start at 10% max drawdown, dropping to 5% once you've earned 5% profit.

What happens when Mubite's Instant Funding drawdown changes?

Mubite's Instant Funding drawdown starts at 10% of your initial balance. Once your account reaches 5% profit (so $21,000 on a $20,000 account), the maximum drawdown permanently tightens to 5%. This is a trailing mechanism that locks in your floor. Traders who don't understand this often feel safe at 10% drawdown, trade aggressively, and then suddenly find themselves operating with half the room they expected.

Can I hold trades overnight on Mubite?

Yes. Mubite allows overnight holds on all account types. There's no requirement to close positions before a specific time. Crypto markets run 24/7, and Mubite's rules reflect that. You can hold through any session, any hour.

Can I hold trades over the weekend on Mubite?

Yes. Mubite allows weekend holds. Since crypto markets don't close for weekends, this is consistent with their platform structure. No gap risk from a Friday close like you'd get with futures. Your position stays live.

What position size limits does Mubite enforce?

Mubite caps individual positions at 2x the standard allocation and cumulative open exposure at 3x. The exact contract sizes depend on your account size and the instrument you're trading. These limits prevent traders from loading up all their risk into a single leveraged position. If you hit the limit, you won't be able to open new positions until you reduce exposure.

What trading strategies are prohibited on Mubite?

Mubite prohibits latency arbitrage, cross-account hedging, group trading, account mirroring, and tick scalping with manipulative intent. Regular scalping is fine. Using EAs and bots is fine. The line is manipulation. If you're exploiting price feed delays or coordinating trades across multiple accounts to create a risk-free setup, Mubite will flag it and terminate your account.

What instruments are restricted on Mubite?

Mubite restricts EUR/USD, options, USDC pairs, and spot markets during futures challenges. This one catches people off guard because EUR/USD seems like a standard pair. But Mubite is a crypto-focused firm trading USDT-margined futures, so EUR/USD and other non-crypto pairs fall outside their scope. Stick to USDT perpetual futures and you're good.

Does the API key expire on Mubite?

Yes. Mubite's API keys expire after 93 days. The firm's system handles the reset automatically, so you don't need to manually generate a new key. But if you're running a bot or automated system, be aware that the connection will temporarily break when the key rotates. Check your setup around the 90-day mark to avoid missed trades.

Payouts

How does Mubite process payouts?

Mubite processes payouts via USDT crypto, bank transfer, and Wise. Processing time is 12-48 hours after you submit a withdrawal request. The payout method you choose at withdrawal determines how you receive funds. Crypto payouts in USDT tend to be fastest. Bank transfers and Wise may take longer depending on your region.

What is Mubite's payout schedule?

Mubite's payout schedule depends on your account type. Instant Funding accounts have a 14-day waiting period before the first payout, then bi-weekly withdrawals after that. Step Challenge funded accounts use an on-demand payout system. You request a withdrawal whenever you want, and Mubite processes it within 12-48 hours.

Is there a cap on Mubite payouts?

Yes. Mubite caps each withdrawal at 5% of your account size. On a $50,000 funded account, you can withdraw a maximum of $2,500 per payout request. This is one of the more conservative payout caps I've seen. If you have a massive winning streak, you'll need multiple withdrawal cycles to pull all your profits out.

What profit split does Mubite offer?

Mubite's profit split is 70-80% on Instant Funding accounts and 80-90% on funded accounts from Step Challenges. The exact percentage within those ranges depends on your account configuration and any active promotions. As of March 2026, these splits are competitive for the crypto prop trading space.

Does Mubite refund the challenge fee?

Yes. Mubite refunds your challenge fee with your first profit split. The refund gets added on top of your payout amount. One exception: BOGO (buy-one-get-one) accounts don't qualify for fee refunds. If you bought an account during a promotion that gave you a second account free, the fee refund is excluded.

How long until I get my first Mubite payout?

Mubite's timeline for first payouts depends on the account type. Instant Funding requires 14 calendar days of trading before your first withdrawal. Step Challenge funded accounts have no mandatory waiting period. Once you're funded and profitable, you can request a payout and Mubite processes it within 12-48 hours.

Can I withdraw via PayPal on Mubite?

No. As of March 2026, Mubite does not offer PayPal as a withdrawal method. Payouts go through USDT crypto, bank transfer, or Wise. PayPal is only available as a payment method when purchasing a challenge. Don't confuse buying an account with withdrawing profits.

Trading Rules

Does Mubite allow news trading?

Yes. Mubite allows news trading on all account types. There are no restrictions around economic events, Fed announcements, or CPI releases. Given that Mubite focuses on crypto markets, the relevant news events differ from traditional futures anyway. Crypto reacts to on-chain events, exchange news, and macro headlines. Mubite doesn't restrict you from trading any of them.

Does Mubite allow EAs and trading bots?

Yes. Mubite allows EAs, trading bots, and any automated trading system on all account types. The restriction is on manipulative behavior, not automation itself. Running a grid bot or a trend-following algorithm is perfectly fine. Running an arbitrage bot that exploits latency between Mubite's feed and another exchange will get you banned.

Can I scalp on Mubite?

Yes. Mubite allows scalping on all account types. The only exception is "tick scalping with manipulative intent," which targets traders exploiting price feed latency for risk-free profits. Normal scalping where you're entering and exiting positions quickly based on price action, order flow, or technical setups is completely allowed.

What leverage does Mubite offer?

Mubite offers up to 100x leverage on both Bybit and Cleo platforms. The actual leverage available varies by trading pair. Major pairs like BTC/USDT and ETH/USDT typically support the full 100x. Smaller altcoin pairs may have lower maximum leverage as set by the exchange. You control your actual leverage through position sizing.

Does Mubite use real market data?

Mubite accounts trade on real exchange infrastructure. Bybit accounts execute against Bybit's live order book with real market data. Cleo accounts use Binance liquidity. You're not trading on a simulated feed or an internal matching engine. The prices and fills you see are the same as any retail trader on those exchanges.

Are there restricted trading hours on Mubite?

No. Mubite has no restricted trading hours. Crypto markets operate 24 hours a day, 7 days a week, and Mubite's accounts reflect that. You can trade at 3 AM on a Sunday if you want. No session-based restrictions, no maintenance windows that lock you out.

Can I trade both long and short on Mubite?

Yes. Mubite allows both long and short positions on all account types and all instruments. You can go long BTC/USDT in one trade and short ETH/USDT in the next. No directional restrictions apply.

Platforms

What platforms does Mubite support?

Mubite supports two trading platforms: Bybit and Cleo. Bybit offers 600+ USDT perpetual futures pairs with up to 100x leverage. Cleo provides 360+ USDT futures pairs using Binance liquidity, also with up to 100x leverage. You select your platform when purchasing an account.

How does Mubite connect to Bybit?

Mubite connects to Bybit through API keys. After purchasing an account, you receive API credentials in your Mubite dashboard. You enter these into Bybit's API management section, and your funded account appears as a sub-account on the Bybit platform. The setup took me about 10 minutes. No third-party bridges or custom software required.

What is Cleo on Mubite?

Cleo is Mubite's alternative trading platform that uses Binance liquidity. It offers 360+ USDT futures pairs with up to 100x leverage. Cleo is a web-based trading interface, not a standalone desktop application. If you prefer Binance-style order flow and liquidity but want to trade through Mubite's funded account system, Cleo is the option.

Can I switch platforms after buying a Mubite account?

No. As of March 2026, the platform selection (Bybit or Cleo) is locked when you purchase your Mubite account. You can't switch from Bybit to Cleo or vice versa mid-challenge. If you want to try both platforms, you'd need separate accounts. Pick your platform before you buy.

How many trading pairs are available on Mubite?

Mubite offers 600+ USDT perpetual futures pairs on Bybit and 360+ on Cleo. These are predominantly crypto pairs, not forex or commodities. The Bybit selection is one of the widest I've seen from any crypto prop firm. You get access to BTC, ETH, and hundreds of altcoin perpetuals.

Does Mubite support mobile trading?

Yes. Since Mubite accounts run through Bybit and Cleo, you can use their respective mobile apps. Bybit has a full-featured mobile app for iOS and Android. Cleo's web interface is accessible from mobile browsers. The Mubite dashboard itself is also mobile-friendly for account management.

Scaling

How does Mubite's scaling plan work?

Mubite's scaling plan doubles your account size when you reach 10% profit within a 120-day window. At the scaling point, 5% of the profit pays out to you and the other 5% funds your new, doubled account. A $10,000 account becomes $20,000, then $40,000, then $80,000, then $160,000, and so on up to $1,000,000.

What is the maximum account size on Mubite?

Mubite's maximum account size through scaling is $1,000,000. You don't start there. You reach it through repeated scaling milestones. A $10,000 account would need to scale through $20K, $40K, $80K, $160K, $320K, and $640K before reaching the $1M cap. Each step requires 10% profit within 120 days.

Does Mubite's profit split change when scaling?

No. Mubite maintains your profit split percentage through every scaling stage. If you started with an 80% split on a $10,000 account, you keep 80% when it becomes $20,000, $40,000, and beyond. The split doesn't degrade as your account grows.

How long do I have to hit Mubite's scaling target?

Mubite gives you 120 days to reach the 10% profit target for scaling. If you don't hit it within that window, you don't lose your account. You just don't scale. The 120-day clock resets and you continue trading at your current account size. It's not a penalty. Just a missed opportunity.

Can I opt out of Mubite's scaling?

Mubite's scaling is built into the account structure. When you hit the 10% mark within 120 days, the scale happens automatically. There's no documented option to keep your current account size and withdraw the full 10% instead. If you'd rather withdraw everything and stay smaller, you'd need to time your payouts before hitting the scaling trigger.

KYC and Registration

Does Mubite require KYC?

Yes. Mubite requires KYC verification at the funded stage. You don't need to verify your identity to purchase a challenge or start an evaluation. But once you pass and want to trade a funded account and withdraw profits, Mubite needs a government-issued ID and proof of address.

What documents does Mubite accept for KYC?

Mubite accepts a government-issued ID (passport, national ID card, or driver's license) plus a proof of address document. The proof of address needs to be recent. Utility bills, bank statements, or government correspondence typically work. Mubite processes KYC within a few business days in most cases.

Can I register as a company on Mubite?

Yes. Mubite allows registration as an Individual, Entrepreneur, or Company. If you're trading through a business entity for tax purposes, Mubite supports that structure. Company registration may require additional documentation beyond the standard individual KYC.

What countries are restricted on Mubite?

Mubite restricts traders from the United States, Hong Kong, Singapore, Canada, France, United Kingdom, North Korea, Cuba, Iran, Uzbekistan, Russian-controlled areas of Ukraine, Sudan, and Syria. That's a significant list. Notably, both the US and UK are blocked, which rules out large portions of the English-speaking trading community.

Can traders from Russia or Belarus use Mubite?

Mubite allows traders from Russia and Belarus to trade on personal accounts as long as they're EU compliant. The restriction targets sanctioned entities, not individual Russian or Belarusian traders broadly. However, the compliance requirements are strict, and Mubite reserves the right to terminate accounts that fall outside EU regulatory guidelines.

Do I need to be 18 to trade on Mubite?

Yes. Mubite requires traders to be at least 18 years old. This is standard across all prop trading firms due to legal requirements around financial services and contractual agreements.

Payments and Pricing

What payment methods does Mubite accept?

Mubite accepts PayPal, crypto payments, Google Pay, and Apple Pay when purchasing challenge accounts. The range of payment options is solid. Crypto payments are especially convenient for a crypto-focused prop firm. Keep in mind that these are payment methods for buying accounts, not for receiving payouts.

Does Mubite offer promotions or discount codes?

Mubite runs promotions periodically, including BOGO (buy-one-get-one) offers on challenge accounts. Promotion availability changes frequently. Check Mubite's website for current deals. One thing to note: BOGO accounts don't qualify for fee refunds with your first payout.

Is there a monthly fee for Mubite accounts?

No. Mubite charges a one-time fee per challenge or Instant Funding account. There are no recurring monthly subscriptions. Once you pay for your account, you own it until you either pass, breach, or go inactive for 30 days. No drip charges eating into your capital while you trade.

Company and Trust

Is Mubite a legitimate prop trading firm?

Mubite is a registered company (Mubite s.r.o.) based in Prague 1, Czech Republic. The firm launched in October 2024 and holds a Trustpilot rating of approximately 4.2 out of 5 as of March 2026. Mubite's payouts are tracked on PayoutJunction, which adds a layer of transparency. That said, the firm is less than two years old. I'm currently trading with them and tracking the experience, but the limited payout history compared to established firms is worth considering.

When was Mubite founded?

Mubite was founded in October 2024 and is based in Prague, Czech Republic, operating under the entity Mubite s.r.o. The firm is still relatively young in the prop trading space. For context, established firms like FTMO have been around since 2015. Mubite's track record is still building.

What is Mubite's Trustpilot rating?

Mubite holds approximately a 4.2 out of 5 rating on Trustpilot as of March 2026. Most reviews are positive, praising the onboarding speed, platform variety, and payout process. Some negative reviews mention payout disputes and concerns about deleted support conversations. I'd recommend reading both the positive and negative Trustpilot reviews before committing.

How do I contact Mubite support?

Mubite offers support through email (support@mubite.com), Discord, and live chat on their website. In my experience, the live chat responded within a few hours during business hours. Discord is useful for community questions and checking if other traders are experiencing the same issues. Email is the formal channel for account disputes or KYC questions.

Are Mubite payouts tracked publicly?

Yes. Mubite's payouts are tracked on PayoutJunction. This is a third-party platform that verifies and publishes prop firm payout data. Not every prop firm submits to PayoutJunction tracking, so Mubite's willingness to do so is a positive transparency signal. You can check actual payout amounts and timelines there.

Does Mubite have a Discord community?

Yes. Mubite runs an active Discord server where traders can ask questions, share trades, and connect with support. The Discord is also where Mubite announces promotions, rule changes, and platform updates. I'd recommend joining before you buy an account, just to get a feel for the community and how responsive the team is.

General

Is Mubite a crypto-only prop firm?

Yes. Mubite is exclusively focused on cryptocurrency trading. There are no forex pairs, stock indices, commodities, or traditional futures available. If you want to trade ES, NQ, gold, or EUR/USD on a funded account, Mubite isn't the right firm. This is purely for crypto traders who want funded capital on Bybit or Cleo.

How does Mubite compare to other crypto prop firms?

Mubite competes directly with firms like Breakout and Tradeify Crypto in the crypto prop trading space. Mubite's key differentiators are the Instant Funding option (no evaluation required), access to 600+ pairs on Bybit, and the scaling plan to $1M. Where Mubite falls short is track record. Both Breakout and Tradeify Crypto have been around longer with more documented payouts. I trade all three simultaneously, and each has its niche.

Can US traders use Mubite?

No. Mubite does not accept traders from the United States. This is a hard restriction with no workarounds. US-based traders looking for crypto prop firms need to explore alternatives that specifically serve the US market. Using a VPN or false address to bypass this restriction will get your account terminated and forfeit any profits.

Can UK traders use Mubite?

No. Mubite restricts traders from the United Kingdom as of March 2026. This is likely related to FCA regulatory requirements for offering financial services to UK residents. UK traders looking for crypto prop trading options need to check firm-by-firm whether they're accepted.

What makes Mubite different from FTMO or other traditional prop firms?

Mubite is a crypto-only firm trading on actual cryptocurrency exchanges (Bybit and Cleo). Traditional prop firms like FTMO focus on forex and index CFDs through MetaTrader platforms. The instruments, leverage structure, market hours, and risk profile are completely different. Mubite offers 100x leverage on crypto perpetual futures. FTMO typically maxes out around 1:100 on forex. They're solving different problems for different traders.

Does Mubite report profits to tax authorities?

Mubite does not issue tax documents like a W-2 or 1099 to traders. As a Czech-based company paying traders through USDT, bank transfer, or Wise, the tax reporting responsibility falls on you. Keep records of every payout, including dates, amounts, and transaction hashes. Consult a tax professional in your country who understands crypto and prop trading income.

What happens if Mubite shuts down?

If Mubite shuts down, funded traders lose access to their accounts and any unrealized profits. Challenge fees paid would likely be non-refundable. This is the risk with any prop firm, but it's amplified with a younger company. I hedge this risk by never keeping more than I can afford to lose in any single prop firm account. Diversifying across Mubite, Lucid Trading, Breakout, and Tradeify Crypto is exactly how I manage that exposure.

Can I trade Mubite from a mobile device?

Yes. Mubite accounts on Bybit can be traded through the Bybit mobile app, available on iOS and Android. Cleo's web interface works on mobile browsers. The Mubite dashboard for account management is also mobile-friendly. You can monitor positions, manage risk, and execute trades from your phone without issues.

Does Mubite offer educational resources?

Mubite doesn't position itself as an educational platform. Their help center covers account rules, platform setup, and payout procedures. If you're looking for trading courses or structured education, that's not Mubite's offering. They're a prop firm, not a trading academy. Come with a strategy already in hand.

How fast is Mubite's onboarding process?

Mubite's onboarding is fast. I went from purchasing my account to placing my first trade in under an hour. Payment processed quickly, API keys were delivered to my dashboard, and the Bybit connection was straightforward. No multi-day waits, no confusing setup steps. For a new firm, their onboarding process felt polished and professional.

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