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Maven Trading Profit Target: Requirements by Account Type (2026)
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Learned the hard way: I've gone through Maven Trading's rule set in detail, tested their accounts, and tracked how their trailing and static drawdown systems actually behave in live conditions. Maven's drawdown mechanics differ by account type, and that distinction trips up more traders than anything else.
I broke down every rule that matters in my complete Maven Trading rules overview. For the full picture, read my complete Maven Trading review. For the absolute latest, check Maven Trading's website or their help center.
Maven Trading's profit targets are not one-size-fits-all. Depending on which account type you pick, you're looking at a completely different target structure: one phase, two phases, three phases, or no target at all.
I've seen traders research Maven for 20 minutes and still not know which number actually applies to them. The firm's five account types each have distinct rules, and the profit target is probably the most important one to nail before you pay for a challenge.
This is the full breakdown as of April 2026.
What Is Maven Trading's Profit Target, by Account Type?
The profit target is the percentage of account balance you need to earn to pass each phase of the challenge. Maven uses both percentage-based and dollar-based thresholds — you hit whichever comes first.
Here's the full table across all five account types:
| Account Type | Phase 1 Target | Phase 2 Target | Phase 3 Target | Additional Rule |
|---|---|---|---|---|
| 1-Step | 8% | — | — | No time limit |
| 2-Step | 8% | 5% | — | 3 min. profitable days (0.5% each) per phase |
| 3-Step | 3% | 3% | 3% | No time limit; tightest drawdown of any Maven account |
| Instant Funding | None | — | — | Min 3% profit to withdraw |
| Mini | None | — | — | Min 3% profit to withdraw; 24-hour window |
The Instant Funding and Mini accounts skip the challenge entirely. You get live capital immediately and start trading. There's no gate to pass before you see real money — but you do need at least 3% profit in your account before Maven will process a payout.
What Does That Look Like in Real Dollars on a $50K Account?
Percentages are easy to misread when you're focused on daily P&L. Here are the actual dollar amounts on a $50,000 account:
| Account Type | Phase 1 ($) | Phase 2 ($) | Phase 3 ($) | Total Profit Needed |
|---|---|---|---|---|
| 1-Step | $4,000 | — | — | $4,000 |
| 2-Step | $4,000 | $2,500 | — | $6,500 |
| 3-Step | $1,500 | $1,500 | $1,500 | $4,500 |
| Instant / Mini | — | — | — | $1,500 min to withdraw |
The 3-Step looks cheap per phase — $1,500 at a time feels manageable. But you're running three separate phases with a 3% drawdown limit on each. That's a narrow corridor. One bad day in any phase and you're back to square one.
The 2-Step costs more in total ($6,500), but you get a significantly wider drawdown buffer to work with. The right choice depends on your strategy and how much heat you typically carry.
How Does the 2-Step Profit Target Work (With the Minimum Days Rule)?
The 2-Step is Maven's most popular account, and it has an extra layer most traders don't notice until it bites them.
Each phase has a minimum trading day requirement built in. To pass Phase 1 or Phase 2, you need at least 3 profitable days where your daily gain is 0.5% or more of the account balance. On a $50K account, that's $250 per qualifying day.
What this means in practice: you can't scalp a single massive winning day and call it done. Even if you hit 8% in one session, you're not passing Phase 1 until you've logged at least 3 days over 0.5% profit.
This rule rewards traders who are consistent over multiple days rather than traders who swing for big single-session gains. If that's not your style, the 1-Step might suit you better — it has no minimum days requirement.
How Does the 3-Step Profit Target Compare to Other Maven Accounts?
The 3% per phase on the 3-Step is the lowest individual target Maven offers. But context matters here.
The 3-Step pairs that 3% target with a 3% drawdown limit. You're working in a box where your maximum loss allowance equals your profit target. That's tight. One drawdown violation wipes out the same margin that would have passed the phase.
By comparison, the 1-Step gives you more drawdown room alongside its 8% target. The 2-Step is similar. The 3-Step is designed for very precise, low-volatility trading — not the account to pick if you trade high-impact news or run wider stops.
That said, the absence of a time limit on the 3-Step matters. There's no clock running. If you want to crawl across the 3% target over weeks or months, Maven won't stop you.
Is There a Time Limit on Maven Trading's Profit Target?
No. As of April 2026, Maven Trading has no time limit on any of their challenge phases.
1-Step, 2-Step, 3-Step — all of them give you unlimited time to reach the profit target. You won't get disqualified for taking 3 months to pass Phase 1.
The one caveat worth knowing: Maven closes accounts after 30 calendar days of inactivity. That's not a time limit on reaching the target — it's an activity floor. You need to place at least one trade per month to keep the account alive. Weekend holds are fine. A full calendar month with zero trades ends the account.
If you're traveling, sick, or stepping back from trading for a stretch, log in and take a trade. One position every 30 days keeps you in good standing.
What Profit Target Do You Need to Hit After Going Funded?
Passing the challenge is the first milestone. The funded account has its own rules.
Maven pays out every 10 business days. To trigger a payout, you need a minimum of 3% profit in the account at the time of the request. On a $50K funded account, that's $1,500.
There's also a ceiling: Maven caps payouts at $10,000 per 30-day cycle. If you're running a small account, this cap is irrelevant. If you're scaling up or running multiple accounts, it's worth knowing before you build your compounding plan around bigger monthly withdrawals.
The payout split is 80/20 by default. Maven takes 20%, you keep 80%.
One rule that catches traders off guard: once your cumulative account profit crosses $5,000, Maven flags the account for a risk review. You'll need to complete a brief interview before continuing to trade or request further payouts. On top of that, after the $5,000 threshold, no single trade can exceed 50% of your total account profit. So if you're sitting on $6,000 cumulative profit, your maximum risk per trade is $3,000.
This single-trade rule exists across the entire funded journey. It's not a one-time hurdle — it persists as your balance grows.
Which Maven Account Has the Lowest Profit Target to Pass?
Depends on how you define "lowest."
If you want the lowest per-phase number, that's the 3-Step at 3% per phase. A $50K account needs only $1,500 per phase to advance.
If you want the simplest path overall, that's the 1-Step at 8% total. One phase, one target, no minimum days rule, no consistency score to worry about.
If you want to skip the profit target completely, that's Instant Funding or the Mini account. No challenge phase at all. You're live from day one, with a 3% minimum to request your first withdrawal.
The "lowest" answer changes depending on what you're optimizing for: smallest individual target, fewest total phases, or skipping the evaluation entirely.
Does the Profit Target Reset If You Breach a Rule?
Yes. A rule breach — drawdown violation, news trading ban, IP region switch, or similar — terminates the challenge account. The profit progress resets entirely. You'd need to purchase a new challenge to start again.
This is standard across the prop industry, but it's worth stating clearly for the 3-Step specifically. With a 3% drawdown limit and a 3% profit target running in parallel, you can be on the verge of passing Phase 2, take one bad trade, and lose the entire account. The progress doesn't carry forward.
Maven offers a reset feature on some account types. Check the current reset pricing on their site before assuming it's available on the specific account size you're running.
How Does the Profit Target on the Mini Account Work?
The Mini account is Maven's smallest offering, and it functions more like the Instant Funding model than a traditional challenge.
There's no profit target to pass. You start trading immediately. When you want to withdraw, you need at least 3% profit in the account — and Maven adds a 24-hour window rule on top of that. Your account needs to have been profitable for at least 24 hours before the withdrawal is processed.
The 24-hour window is unique to the Mini. It's Maven's way of preventing traders from hitting a lucky session, immediately requesting a payout, and vanishing. You need to hold the profit overnight before the request goes through.
What Happens If You Hit the Profit Target Early in the Challenge?
Nothing. You can reach the profit target on day one if the market cooperates.
Without a minimum trading days requirement on the 1-Step and 3-Step, there's no floor on how fast you can pass. Hit 8% on a $50K 1-Step account in a single session? That's $4,000 in profit. Assuming no rule violations, you pass.
The 2-Step is the only account type where speed is capped by the minimum days rule. You need at least 3 qualifying days (0.5%+ profit each) per phase regardless of how quickly you reach the headline target.
The bottom line: if you're a momentum trader who can generate large gains quickly, the 1-Step is the account designed for you. The 2-Step penalizes feast-or-famine trading. The 3-Step rewards patience but punishes volatility.
FAQ: Maven Trading Profit Target
What is Maven Trading's profit target for the 1-Step challenge?
The 1-Step challenge requires an 8% profit target in a single phase, with no time limit. On a $50,000 account, that means $4,000 in profit before you advance to funded status.
What is Maven Trading's profit target for the 2-Step challenge?
Phase 1 requires 8% profit; Phase 2 requires 5%. Each phase also requires a minimum of 3 profitable days where daily profit equals at least 0.5% of the account balance. On a $50K account, that's $4,000 in Phase 1 and $2,500 in Phase 2, totaling $6,500 across both phases.
What is Maven Trading's profit target for the 3-Step challenge?
Each of the three phases requires 3% profit. On a $50,000 account, that's $1,500 per phase and $4,500 total across all three phases. There is no time limit on any phase.
Does Maven Trading Instant Funding have a profit target?
No. Instant Funding has no evaluation phase and no profit target to pass. You trade live capital from day one. To request a withdrawal, your account needs a minimum of 3% profit at the time of the request.
Does the Maven Trading Mini account have a profit target?
The Mini account has no challenge profit target. Like Instant Funding, you get live capital immediately. To withdraw, you need at least 3% profit and the account must have been profitable for at least 24 hours before the payout processes.
How long do you have to hit the profit target at Maven Trading?
There is no time limit on any Maven Trading challenge or funded account phase. You can take as long as you need to reach the target. The only activity rule is that you must place at least one trade per 30 calendar days — accounts inactive for a full month are closed.
What are the profit target dollar amounts on a $50K Maven Trading account?
On a $50,000 account: 1-Step needs $4,000; 2-Step needs $4,000 in Phase 1 and $2,500 in Phase 2 ($6,500 total); 3-Step needs $1,500 per phase ($4,500 total); Instant Funding and Mini require $1,500 minimum to trigger a withdrawal.
Does Maven Trading have a minimum profitable days rule?
Only on the 2-Step challenge. Each phase requires at least 3 days where your profit for that day is 0.5% or more of the account balance. The 1-Step and 3-Step have no minimum days requirement.
What is the minimum profit to withdraw from a Maven Trading funded account?
After reaching funded status, Maven requires a minimum of 3% account profit to trigger a payout. On a $50,000 account, that's $1,500. Payouts process every 10 business days, with a maximum of $10,000 per 30-day cycle.
What happens when cumulative profit exceeds $5,000 on a Maven Trading funded account?
Once cumulative profit crosses $5,000, Maven requires a risk interview before you can continue trading or request additional payouts. After the interview, a 50% single-trade rule applies: no individual trade can risk more than 50% of your total cumulative profit on the account.
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