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LucidPro Payout Rules: Complete Withdrawal Guide

Written by Paul

Published on

January 1, 2026

LucidPro is Lucid Trading's evaluation-based funded account requiring five profitable days per cycle, 35% consistency maximum, progressive withdrawal caps, and buffer requirements.

This guide covers every LucidPro payout requirement: trading day accumulation, consistency calculations, buffer management, profit split progression, and strategic timing.

Quick heads-up: This article is based on my real experience with Lucid Trading and the info available when I published/updated this. Things change in prop trading — rules, payouts, promos, all of it.

For the absolute latest, check Lucid Trading´s website or their help center.

Five Trading Days Per Cycle Requirement

LucidPro requires five profitable trading days per payout cycle. Days reset after each approved withdrawal.

Minimum net EOD profit: $25 ($25K), $50 ($50K), $100 ($100K), $150 ($150K).

Net profit means after all commissions and losses. A $100K trader netting $110 EOD counts ($150 - $60 + $20 = $110). But $90 net doesn't count ($150 - $100 + $40 = $90, below $100 minimum).

Critical: Days don't carry across cycles. Complete five days, request payout, receive approval—counter resets to zero. Next payout requires five new days.

Timeline: Most traders complete five days within 7-10 calendar days. Fast daily traders finish in one week. Conservative traders need two weeks.

The 35% Consistency Rule

Your largest single winning day cannot exceed 35% of total cycle profits when requesting withdrawal.

Formula: Largest Single Day ÷ Total Cycle Profit ≤ 0.35

Pass example: Days of +$400, +$300, +$600 (best), +$200, +$500 = $2,000 total. Best day $600 ÷ $2,000 = 30% ✓

Fail example: Days of +$200, +$1,500 (best), +$300, +$400, +$500 = $2,900 total. Best day $1,500 ÷ $2,900 = 51.7% ✗

If you fail, continue trading until best day drops below 35% of total. Example 2 needs $4,286 total profit for consistency ($1,500 ÷ 0.35).

Impact: Catch large windfall trade early? You're forced to continue trading to dilute its percentage. This creates risk—generating additional profits to access the windfall, potentially giving back gains.

News traders hit this most. $2,000 FOMC move Day 1? Need $5,714 total profit ($2,000 ÷ 0.35). This forces 3-4 weeks additional trading beyond five-day minimum.

Progressive Payout Caps by Cycle

LucidPro caps maximum withdrawal per request, with caps increasing after completing multiple cycles. These are hard ceilings per payout regardless of account balance or total profits.

Progressive cap structure:

Account Size	Payouts 1-2	Payouts 3-4	Payouts 5+
$25,000	$1,000	$1,000	$1,000
$50,000	$1,500	$2,000	$2,500
$100,000	$2,000	$2,500	$3,000
$150,000	$3,000	$3,500	$4,000

Critical limitations:

The $25K account never progresses—all payouts cap at $1,000 permanently. Generating $3,000 monthly requires three payout cycles spanning 6-8 weeks due to five-day cycle requirements plus processing. This makes $25K unsuitable for traders consistently generating $2,000+ monthly.

Caps increase only through completed cycles, not calendar time. Fail consistency on payout three? You remain at the payout 1-2 cap tier until successfully completing that third cycle. Progression requires successful completion, not just attempts.

Progression timeline (100K account): Week 1-2: Complete five days, request $2,000 (payout 1). Week 3-4: Complete five days, request $2,000 (payout 2). Week 5-6: Complete five days, request $2,500 (payout 3). Week 7-8: Complete five days, request $2,500 (payout 4). Week 9-10: Complete five days, request $3,000 (payout 5). Maximum $3,000 efficiency reached around Week 10.

The progressive structure means 8-10 weeks of restricted extraction before reaching maximum caps. Budget accordingly for early months.

Buffer Requirement Restrictions

Account balance must remain above Initial Max Loss Limit plus $100 at payout request.

Buffers: $25K = $26,100 | $50K = $52,100 | $100K = $103,100 | $150K = $154,600

Buffer vs cap: Whichever is lower restricts withdrawal.

Example: $100K at $108,000 requesting third payout. Cap allows $2,500, buffer allows $4,900 ($108,000 - $103,100), so $2,500 max (cap is lower).

Example: Same account at $104,500. Cap allows $2,500, buffer allows $1,400 ($104,500 - $103,100), so $1,400 max (buffer is lower).

Building balance well above buffer eliminates this restriction.

Profit Split: 100% Then 90/10

LucidPro offers 100% of first $10,000 in total cumulative payouts, then 90/10 thereafter.

First $10,000: Payouts 1-2 ($2,000 each) + Payouts 3-4 ($2,500 each) + Payout 5 ($1,000) = $10,000 at 100% take-home.

After $10,000: Payout 6+ at 90% to trader, 10% to Lucid. $3,000 payout = $2,700 take-home.

The 100% period boosts early extraction. Most $100K traders hit $10,000 threshold by payout 4-5. After crossing, every dollar costs 10 cents in fees.

Minimum Payout and Processing Speed

Minimum: $500 across all account sizes.

Processing: Approval typically within 15 minutes (average), fund transfer 1-2 business days (often same day).

Lucid's speed outperforms competitors (Alpha 2-4 hours, TopStep 24-48 hours, Tradeify 1-2 days). Request Monday morning, receive Tuesday morning consistently.

Critical: Don't trade after submitting requests. Close positions, submit, stop trading until approval. Trading during processing can trigger violations or recalculate cycle profits.

Payout Methods Available

Plaid (US only): Instant bank transfers, 1-3 hours after approval. Fastest method.

WorkMarket by ADP (global): Bank transfers or PayPal. Setup takes 15-30 minutes first time. Bank: next day (US), 1-3 days (international). PayPal: 1-2 days to balance.

Crypto: Listed as "coming soon," no timeline provided.

For setup details, see our Lucid Trading payout methods guide.

Common Payout Violations

Trading during processing: Flatten account after submitting requests. Trading can recalculate metrics, failing consistency retroactively.

Consistency miscalculation: Traders requesting at 36-40% thinking they're compliant. Auto-rejected. Double-check math.

Buffer violation: Requesting withdrawals dropping balance below buffer. System usually prevents, but repeated attempts trigger reviews.

Insufficient days: Requesting after four days instead of five.

Failing minimum profit: $99 net on $100K accounts doesn't count toward five-day requirement.

Strategic Timing for Maximum Efficiency

Complete five days rapidly: Target 7-10 calendar days maximum per cycle.

Request immediately after day five: Don't wait for month-end. Complete day five, verify consistency, submit.

Front-load profits early: Generate larger profits early in cycle (while maintaining consistency) to build buffer and accelerate progression.

Plan around consistency: $1,000 windfall day one? Need $2,857 total for consistency. Calculate required total immediately.

Build buffer first: First 1-2 payouts, build $5,000-$7,000 cushion above buffer to eliminate buffer restrictions.

LucidPro vs Flex vs Direct

LucidPro advantages: Only 5 days (vs 8 Direct), 35% consistency (vs 20% Direct), lower eval cost, same 100% first $10K split.

LucidPro disadvantages: 35% consistency rule (Flex none), buffer requirements (Flex none), progressive caps (Flex 50% of balance), can't bank windfall immediately.

Choose LucidPro: Comfortable with consistency, want lowest eval cost, trade consistently enough to dilute large days below 35%.

Choose LucidFlex: News/breakout trader catching rare large wins, need immediate windfall extraction, want zero consistency restrictions.

Choose LucidDirect: Skip eval entirely, start earning immediately, accept stricter 20% consistency and 8-day requirements.

Bottom Line: Plan Your Cycles Strategically

LucidPro payout rules reward consistency and penalize windfall trading through the 35% consistency maximum. Traders catching large single-day profits face forced additional trading to dilute percentages—creating risk of giving back gains during required "consistency building."

The five-day cycle requirement with resets after each payout means planning extraction frequency around your trading schedule. Fast daily traders complete cycles weekly. Part-time traders need 2-3 weeks per cycle. Match payout frequency expectations to your trading availability—don't assume daily payouts mean daily access without meeting five-day requirements.

Progressive caps restrict early extraction but improve by payout five. Budget for 8-10 weeks of restricted extraction ($2,000-$2,500 per request on $100K accounts) before reaching maximum $3,000 efficiency. The 100% split on first $10K partially compensates for these early restrictions, allowing full profit retention through first 4-5 payouts.

Buffer requirements create hidden ceilings when accounts run near minimum thresholds ($103,100 for $100K, $154,600 for $150K). Build balance cushion early—target $5,000-$7,000 above buffer by payout 2-3 to eliminate buffer as restricting factor. This makes stated caps your only limitation going forward.

Strategic traders complete five days rapidly (7-10 calendar days), request immediately after day five, and front-load profitable days to build buffer quickly. Avoid spreading cycles across three weeks—faster completion means faster extraction and compound growth.

For traders comfortable with consistency rules and five-day cycles, LucidPro delivers fast payouts (15-minute average approval) and excellent early profit split (100% first $10K). For traders needing windfall flexibility without consistency restrictions, LucidFlex's structure better suits that trading style despite higher evaluation costs and different cap mechanics.

The key difference: LucidPro optimizes for consistent daily traders who can dilute large days naturally through regular trading. LucidFlex optimizes for event-driven traders who capture rare large moves and need immediate extraction without forced additional trading.