Best FundingPips Strategy to Really Get Weekly Payouts (2026)
I've traded FundingPips challenges across multiple account types, and the strategy I use isn't some proprietary indicator stack or secret system. It's a framework built around FundingPips' specific rules—static drawdown, news restrictions on funded accounts, the consistency rule, and that 3% single-trade cap on Master accounts. Same core approach I use on my Lucid Trading accounts (73.9% pass rate across 23 evaluations) and my TakeProfitTrader accounts, adapted for how FundingPips works as a forex prop firm.
The principles stay the same: trade during high-volume sessions, use VWAP-based entries on the higher timeframe, size conservatively relative to drawdown, and take profits aggressively. What changes is how you manage risk across FundingPips' evaluation vs. funded stages—because the rules shift significantly after you pass.
Most traders who fail at FundingPips fail for three reasons: they don't adjust their strategy when transitioning from evaluation to funded, they size positions like they have 1:100 leverage with no drawdown limits, or they get blindsided by the funded-stage news trading restrictions. Let me break down how to avoid all three.
Why FundingPips Requires Its Own Strategy Approach
FundingPips is a forex/CFD prop firm. Not futures. That distinction matters because the instruments, leverage, session timing, and risk mechanics are fundamentally different from what I deal with on my futures prop accounts. Here's what shapes the strategy:
Static Drawdown: Your Biggest Advantage
FundingPips uses static drawdown on 1-Step, 2-Step, and 2-Step Pro accounts. Your loss floor is fixed from day one—it doesn't trail up with profits. This is a major strategic advantage that most traders underappreciate.
On a $50,000 2-Step account with 10% max drawdown, your floor is $45,000 whether your balance is $50,000 or $58,000. Compare that to trailing drawdown firms where growing to $58,000 moves your floor to $53,000—giving back $5,000 then puts you at breach even though you were technically profitable.
What this means for strategy: you can trade with more patience on FundingPips than on trailing drawdown firms. If a position goes against you $400 intraday but you're confident in the setup, you can hold. The static floor isn't chasing you. On my futures prop accounts with intraday trailing drawdown, I don't have that luxury—I need tighter stops and faster profit-taking because every equity peak permanently tightens the breach point.
I've used this advantage on FundingPips by holding swing positions for 2-3 days on the 2-Step Standard, something I'd never do on an intraday trailing account. The static drawdown lets the trade breathe, and on forex with its tendency to trend-retrace-trend, that breathing room translates to larger winners.
The Evaluation → Funded Rule Shift
This is where FundingPips gets tricky, and where your strategy needs to change after you pass.
During evaluation:
- No news trading restrictions
- No consistency rule
- No 3% single-trade cap
- Full 1:100 leverage on 2-Step Standard
After funding (Master Account):
- News trading restricted (5-min window around high-impact events)
- Consistency rule applies (35% on On-Demand, 15% on Zero)
- 3% single-trade profit cap
- Same leverage, but behavioral monitoring is active (toxicity flow, IP consistency)
The strategy has to account for both phases. I use a more aggressive approach during evaluation (larger positions, holding through news if appropriate, targeting bigger daily P&L) and a more conservative approach once funded (smaller positions, avoiding news windows, spreading profits across days).
Forex vs. Futures: Why Session Timing Differs
On my futures accounts, I trade almost exclusively during RTH (9:30 AM - 4:00 PM ET) because that's where 90% of the volume is on NQ, ES, and YM.
Forex is different. The market trades 24/5 with three major sessions:
- London session (3:00 AM - 12:00 PM ET): Highest volume for EUR, GBP, CHF pairs
- New York session (8:00 AM - 5:00 PM ET): Highest volume for USD pairs
- London/NY overlap (8:00 AM - 12:00 PM ET): Peak liquidity, tightest spreads
The overlap window (8:00 AM - 12:00 PM ET) is my primary trading time on FundingPips. This is when EUR/USD spreads are tightest, volume is highest, and institutional order flow creates the cleanest price action.
The Core Strategy Framework for FundingPips
This framework is adapted from what I use on futures prop firms, adjusted for forex instruments, FundingPips' static drawdown, and the specific leverage/commission structure.
Position Sizing: The Math That Keeps You Alive
Position sizing on FundingPips is where most traders blow their accounts. Having 1:100 leverage is tempting. Don't fall for it.
My formula:
Max Position Size = (Daily Loss Limit Ă— 0.5) Ă· Stop Loss in Dollar Terms
Example: $50K 2-Step Standard Account
- Daily loss limit: 5% = $2,500
- Risk factor: 0.5 (use 50% of daily limit max)
- Stop loss: 30 pips on EUR/USD = $300 per standard lot
- Max position: ($2,500 Ă— 0.5) Ă· $300 = 4.16 lots
But I don't trade 4 lots. I trade 1-2 lots. Here's why:
You need buffer for multiple trades per day, slippage during volatile sessions, and the emotional cushion that comes from knowing one bad trade won't ruin your week. Trading at maximum allowable size means one stop-out plus slippage could eat your entire daily budget. I'd rather pass the evaluation in 10 days with controlled risk than breach in 3 days with "optimal" sizing.
Position sizing adjustments by phase:
I reduce my risk factor when transitioning from evaluation to funded because the funded stage adds the news restriction, consistency rule, and 3% trade cap. More rules = less room for error = smaller positions.
Session Timing: When to Trade on FundingPips
My primary trading windows:
London/NY Overlap (8:00 AM - 12:00 PM ET): This is where 70% of my FundingPips P&L happens. EUR/USD spreads are typically 0.1-0.3 pips raw, volume is at its daily peak, and institutional order flow creates clean trends and pullbacks. The VWAP pullback setup (my bread-and-butter) works best here because of the directional bias established by London's opening move continuing into the NY session.
Early London (3:00 AM - 5:00 AM ET): Good for EUR and GBP pairs. The London open often sets the day's direction with a breakout from the Asian session range. I take Opening Range Breakout trades during this window, but only 2-3 times per week when the setup is clean.
Late NY (2:00 PM - 4:00 PM ET): Mean reversion setups as the session winds down. Overextended moves from the morning tend to pull back toward VWAP or session midpoints. Lower conviction than the overlap, but decent risk/reward when conditions align.
Sessions I avoid:
- Asian session (7:00 PM - 3:00 AM ET): Low volume on EUR/USD and GBP/USD, erratic moves, wider spreads. Not worth the risk during evaluation.
- First 15 minutes of London and NY opens: Too chaotic, spreads widen, false breakouts are common.
- 12:00 PM - 2:00 PM ET: The "dead zone" after London closes and before the NY afternoon pickup. Choppy, low conviction.
During funded stage: I also avoid trading within the 5-minute news windows around high-impact events. I check the economic calendar every morning before my session and mark the restricted times. If NFP is at 8:30 AM ET, I don't touch anything until 8:35 AM—and I make sure I'm not in a trade at 8:25 AM that I'd need to close during the window.
Entry Setups That Work on FundingPips
I use three core setups on FundingPips—identical concepts to what I trade on futures, adapted for forex price action and FundingPips' static drawdown advantage.
Setup 1: VWAP Pullback (Primary Setup — 60% of Trades)
This is my bread and butter across all prop firms. The concept is simple: when price trends strongly and pulls back to VWAP with decreasing volume, the trend is likely to continue.
Conditions:
- Clear directional bias on 1H or 4H chart (higher highs/higher lows for longs, or vice versa)
- Price has moved away from session VWAP with volume
- Pullback to VWAP occurs with lower volume than the initial move
- RSI on 15-min is between 40-60 (mean, not overbought/oversold)
Entry trigger:Price touches VWAP → 15-min candle closes back in trend direction → Enter on break of that candle's high (longs) or low (shorts).
Stop placement: Below the pullback low (longs) or above pullback high (shorts). On EUR/USD, this is typically 15-25 pips. On GBP/USD, 20-30 pips. On gold (XAU/USD), $3-$6.
Target: Minimum 1.5:1 risk/reward. If my stop is 20 pips, target is 30 pips. I take 50% off at 1R (20 pips profit), move stop to breakeven, and let the rest run.
Why this works specifically on FundingPips:
FundingPips' static drawdown means if the pullback goes deeper than expected—say price pushes through VWAP by 10 pips before reversing—my floor doesn't move. On a trailing drawdown firm, that extra 10 pips of heat would tighten my breach point permanently. On FundingPips, it's just temporary discomfort as long as I manage the trade properly.
My win rate on this setup across forex pairs: approximately 62-67%. With 1.5R targets and scaled exits, that's a solidly positive expectancy.
Setup 2: London Opening Range Breakout (2-3 Times Per Week)
When the first 30-60 minutes of the London session form a clean range (defined high and low on the 15-min chart), I wait for a breakout with volume confirmation.
Entry trigger: Price breaks above/below the opening range → Retest of the broken level → Enter on the first bounce with a 15-min candle close in the breakout direction. No retest = no trade. I skip at least 60% of potential ORB setups because the retest doesn't happen.
Stop placement: Inside the opening range. Usually 15-20 pips on EUR/USD.
Target: Opening range height Ă— 1.5 as measured move. Partial at 1R, trail the rest.
This setup works well on FundingPips during evaluation because you can hold through the occasional false breakout that reverses. The static drawdown gives you room to let the trade work through its initial volatility without the paranoia of a trailing floor chasing you.
Setup 3: Session Extreme Fade (Mean Reversion)
When price extends 2+ standard deviations from session VWAP with declining volume and RSI divergence, I look for a mean reversion trade back toward VWAP.
Conditions: Extended move on declining volume, no fundamental catalyst driving it, RSI showing divergence on 15-min, and wicks appearing on recent candles (rejection signals).
Entry: First pullback candle on 15-min chart that closes against the extended direction. Enter on break of that candle.
Target: Return to VWAP or 50% retracement. Exit at least 50% at VWAP, trail remainder.
This setup appears maybe 3-4 times per week across my watchlist (EUR/USD, GBP/USD, XAU/USD, NAS100). When it shows up, risk/reward is typically 2:1 or better because you're fading an exhausted move with a tight stop at the extreme.
Exit Strategy: Protecting Profits on FundingPips
Evaluation Phase Exits
During evaluation, I let trades run longer because there's no consistency rule and no 3% single-trade cap:
- Hit 1R → Take 50% off, move stop to breakeven
- Hit 1.5R → Take 25% more, trail stop at 1R
- Final 25% → Trail with 1H candle structure until stopped or session end
- Never let a +0.75R trade turn negative → Exit at breakeven if reversal signals appear
Funded Phase Exits (More Conservative)
On the Master Account, I take profits faster to stay under the consistency rule and 3% trade cap:
- Hit 0.75R → Take 50% off, move stop to breakeven immediately
- Hit 1R → Take another 25%, trail tight
- Final 25% → Short leash, exit at first reversal signal
- Daily P&L monitoring: if up $600+ on a $50K account, consider stopping for the day
The logic: on the funded account, consistency matters more than maximizing individual trades. Three $400 days are better than one $1,200 day (which could hit the consistency threshold depending on your cycle). Smaller, more frequent wins keep you compliant while building toward the Tuesday Payday.
Daily P&L Targets and Stop-Losses
Evaluation (2-Step Standard, $50K):
- Daily target: $400-$800 (0.8%-1.6%)
- Phase 1 target ($4,000) → 6-10 days at this pace
- Hard daily loss: -$600 (self-imposed, well under the $2,500 daily limit)
Funded (Master Account, $50K):
- Daily target: $300-$500 (0.6%-1.0%)
- Weekly target: $1,000-$2,000 (for Tuesday Payday)
- Hard daily loss: -$400 (tighter because funded rules are stricter)
The key insight: on the funded account, fewer trades per day is better. Each trade creates P&L variance that could push you against the consistency rule. One or two clean trades hitting $250-$400 total is ideal. Then close the platform and come back tomorrow.
Building Toward Tuesday Payday
The whole point of this strategy is sustainable performance that supports FundingPips' weekly payout cycle. Here's how the math works:
$50K Master Account — Tuesday Payday Path (80% bi-weekly split):
- Build the safety cushion first (varies by payout option)
- Daily target: $300-$500
- After cushion: withdraw 80% of profits above threshold every two weeks
- Bi-weekly target: $2,000-$4,000 net → $1,600-$3,200 payout (80% split)
- Monthly realistic: $3,200-$6,400
Those aren't fantasy numbers. With 1-2 lots on EUR/USD averaging 20-30 pips per day (1-2 winning trades), $300-$500 daily is achievable. Some days more, some less. The consistency comes from not forcing trades on choppy days.
Scaling with multiple accounts:
Running 2-3 FundingPips accounts simultaneously:
- Daily P&L: $400 Ă— 3 = $1,200 gross
- After 80% split: $960/day
- Monthly (20 days): ~$19,200
But remember: all accounts must trade the same direction on the same instruments (no hedging across accounts). Your copy trade setup—whether manual or software-assisted—needs to mirror positions, not offset them.
Mistakes I've Made on FundingPips (So You Don't Have To)
Mistake 1: Trading Through News on a Funded Account
What happened: I was in a solid EUR/USD long during London/NY overlap. CPI data dropped at 8:30 AM. I hadn't checked the calendar. Price spiked 40 pips in my direction—beautiful. Closed the trade at +$600. Then realized the profit was inside the 5-minute news window. FundingPips stripped the entire profit from my payout cycle.
The fix: I now check the economic calendar every single morning before trading. If there's a red-folder event during my session, I either trade before the window, after the window, or skip the day entirely. The calendar check takes 30 seconds. Losing $600 in payout takes 30 days to earn back.
Mistake 2: Oversizing on 2-Step Pro
What happened: The 2-Step Pro has a 3% daily loss limit ($1,500 on a $50K account). I was used to the Standard's 5% daily limit ($2,500). Traded my normal 2-lot position with a 30-pip stop—$600 risk per trade. Took two stops in one session: -$1,200. One more bad trade and I'd breach the daily limit. Spent the rest of the day terrified to trade.
The fix: On 2-Step Pro, I reduced to 1 lot maximum with 20-pip stops ($200 risk per trade). Five stops wouldn't breach me. The tighter limits demand proportionally smaller positions. The $7 savings on the Pro fee isn't worth the stress if you don't adjust sizing.
Mistake 3: Ignoring the Consistency Rule After Passing
What happened: First funded payout cycle, I was on the On-Demand option (35% consistency). Had a monster day—EUR/USD trended 120 pips after an ECB surprise and I caught 80 of them across two trades. Made $1,800 in one session. Account balance looked great. But that $1,800 was 62% of my total cycle profit of $2,900. Payout was delayed pending review of consistency.
The fix: Cap your best day's P&L at roughly 25-30% of your expected cycle total. If you're targeting $3,000 per bi-weekly cycle, don't let any single day exceed $750-$900. When you hit that level, close the platform. The excess profit isn't worth the consistency headache.
Mistake 4: Running Max Leverage Because "Why Not"
What happened: 1:100 leverage on a $50K account means you can open 50 standard lots of EUR/USD. I never went that extreme, but I did try 5 lots early on ($50 per pip). A 25-pip stop-out was $1,250—half my daily limit. Two losses and I was frozen for the day.
The fix: Treat leverage as safety margin, not trading capacity. I rarely use more than 5-10% of available leverage. On a $50K account with 1:100, I trade 1-2 lots (2-4% leverage utilization). This gives me room for multiple trades, slippage, and the psychological cushion of knowing I can survive a bad session.
Instrument-Specific Strategy Notes
EUR/USD (My Primary Pair on FundingPips)
The most liquid forex pair with the tightest spreads on FundingPips. VWAP pullbacks work beautifully during London/NY overlap because institutional order flow is massive and predictable.
Stop loss: 15-25 pips typical. Target: 25-40 pips. Position size on $50K: 1-2 lots. Best sessions: London open, London/NY overlap. Commission: $5 per round lot on most accounts.
GBP/USD (Secondary Pair)
More volatile than EUR/USD—bigger moves but wider stops needed. Good for traders who want larger swings. I trade GBP/USD when EUR/USD is ranging and GBP has a clear directional setup.
Stop loss: 20-35 pips. Target: 35-55 pips. Position size on $50K: 0.5-1.5 lots. Best sessions: London open, London/NY overlap. Watch out for Bank of England events on funded accounts.
XAU/USD — Gold (High Volatility Option)
Gold on FundingPips is popular for good reason—it trends hard and has clean VWAP setups. But the volatility is significantly higher than forex majors, so position sizing needs adjustment.
Stop loss: $3-$6 (30-60 pips on gold's quote). Target: $5-$10. Position size on $50K: 0.3-0.8 lots. Best sessions: NY open (8:30 AM ET), London/NY overlap. Commission-free on indices pricing, but check current terms.
Warning: gold gaps more frequently than forex majors. If you swing trade gold on FundingPips, account for potential $5-$15 gaps on Monday opens.
NAS100 (Indices Option)
For traders who want equity index exposure without futures, FundingPips' NAS100 CFD is a decent option. Commission-free, and the price action mirrors NQ futures closely.
Position sizing is different: NAS100 moves in points, not pips. Adjust your risk calculations accordingly. Lower leverage (typically 1:20-1:50 on indices) limits position sizes naturally.
I occasionally trade NAS100 during NY session when my futures prop accounts are at daily limits and I still see a clean setup. It's not my primary instrument on FundingPips, but it's a useful option.
The Mental Game: Staying Disciplined on FundingPips
Strategy is maybe 50% of success on any prop firm. The other 50% is doing what the strategy says when it's uncomfortable. Here's what helps me:
The Two-Stop Rule
If I take two stop-losses in one session, I'm done for the day. No exceptions. Two stops means something is off—either the market isn't cooperating, my read is wrong, or I'm emotionally compromised. None of those conditions improve by taking a third trade.
This rule has saved me more than any indicator ever has. The temptation to "win it back" after two losses is intense. And it almost never works.
Trade the Plan, Not the P&L
When I'm up $500 early in the session, the temptation is to keep trading because "I'm hot." When I'm down $300, the temptation is to force trades to recover. Both are wrong.
I trade the setups that appear. If my target for the day is hit, I close the platform. If my daily loss limit is hit, I close the platform. What happened yesterday doesn't change today's plan.
Journal Everything
After every session, I record: date, pairs traded, entries, exits, P&L, setup type, what I did right, what I'd do differently. After 50 trades, patterns emerge—which setups work for me, which sessions are profitable, where I'm leaking money.
Most traders skip this. It's the edge they're leaving on the table. Data beats intuition. Every time.
Frequently Asked Questions About FundingPips Strategy
What's the best FundingPips account type for this strategy?
The 2-Step Standard gives you the best combination of drawdown room (5% daily, 10% total), leverage (1:100), and payout flexibility. The wider limits let you execute this strategy with appropriate position sizing without constantly worrying about breach. I recommend starting there.
How long should it take to pass the FundingPips evaluation?
Phase 1 (8% target on 2-Step Standard): 8-15 trading days at $400-$800/day target. Phase 2 (5% target): 5-10 days. Total: 2-4 weeks. Don't rush. The evaluation fee is cheaper than re-buying a challenge because you breached trying to pass in 3 days.
Can I scalp on FundingPips?
Yes, but tick scalping is prohibited. Normal scalping (holding 2+ minutes) is fine. Be aware that aggressive scalping produces inconsistent daily P&L, which can make the funded-stage consistency rule harder to satisfy. I recommend 2-4 trades per session rather than dozens of quick scalps.
Should I trade the same on evaluation and funded accounts?
Same entry setups, different risk management. Evaluation allows more freedom (no news restriction, no consistency rule). Funded requires tighter profit-taking, smaller position sizes, and awareness of the news calendar. Always reduce size by 20-30% when transitioning to funded.
What's the best pair to trade on FundingPips?
EUR/USD for most traders. Tightest spreads, most liquidity, most predictable institutional flow during London/NY overlap. GBP/USD as a secondary pair when EUR/USD is ranging. Gold for traders comfortable with higher volatility.
How do I handle the consistency rule?
Target steady $300-$500 daily P&L on a $50K account. This naturally keeps your best day well under the 35% threshold for On-Demand payouts. If you accidentally have a big day ($1,000+), trade smaller the next few sessions to dilute that day's percentage of total profits.
Can I hold trades overnight on FundingPips?
Yes on 1-Step, 2-Step, and 2-Step Pro accounts. Not on Zero accounts. Overnight holds are part of my swing trading approach on the 2-Step Standard—static drawdown makes it manageable. Just check swap fees before holding, especially on exotic pairs.
What's the biggest reason traders fail at FundingPips?
Not adjusting for the evaluation-to-funded rule changes. Traders pass the evaluation trading through news, using aggressive sizing, and having inconsistent daily returns. Then they carry those habits into the funded account and get flagged, stripped of profits, or breached. Read the FundingPips rules before and after passing.
How much can I realistically make per month on FundingPips?
On one $50K funded account with 80% bi-weekly split: $3,200-$6,400/month ($300-$400/day × 80% × 20 trading days). On three accounts: $9,600-$19,200/month. These assume consistent execution with this strategy—not perfection, but disciplined trading that limits losses on bad days.
Should I use the Tuesday Payday or bi-weekly payout?
Tuesday Payday gives you weekly access to 60% of profits. Bi-weekly gives you 80%. Monthly gives you 100%. My recommendation: start with bi-weekly (80%) until you're consistently profitable, then switch to On-Demand (90%) once you're comfortable managing the 35% consistency rule. The higher split is worth the extra discipline.
Is position sizing more important than entry signals?
Absolutely. A mediocre entry with proper sizing keeps you alive. A perfect entry with oversized positions puts you one bad trade from breach. I've watched traders with 70% win rates breach FundingPips accounts because they traded 5+ lots on a $50K account and one 30-pip stop erased a week of gains. Size conservatively. Always.
Can I copy trades across multiple FundingPips accounts?
Yes—copying between your own FundingPips accounts is allowed. All positions on the same instrument must be in the same direction. You can use trade copier software to mirror positions from your primary account to secondary accounts.
Does this strategy work on the 1-Step account?
The framework applies, but the 1-Step has a 10% profit target with only 6% max drawdown—a 1.67:1 ratio that's less forgiving. You'll need to be more selective with trades and more patient with targets. The 2-Step's Phase 2 (5% target, 10% drawdown) is dramatically easier and my preferred path.
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