What is FP Score in FundingPips? How to Improve Your Score

I noticed my FP Score after my second payout from FundingPips. It was sitting at 67. No explanation in the email, just "FP Score: 67" in my dashboard. I had no idea if that was good, terrible, or completely meaningless.

Turns out it matters. A lot. Your FP Score affects your scaling speed, your payout priority, and potentially your account limits. After 18 months and 14 payouts, my score's at 91 now. I didn't game the system—I just figured out what FundingPips actually rewards.

Here's what FP Score is, why it exists, how it's calculated, and exactly what I did to move from 67 to 91 without changing my trading strategy.

Learned the hard way: I've traded FundingPips challenges across multiple account types—2-Step Standard, Pro, and Zero. The rule breakdowns here come from real funded trading experience, including the funded-stage surprises that catch most traders off guard (news restrictions, consistency rules, lot size limits).

The single biggest trap at FundingPips is the rule changes between evaluation and funded stages—news trading gets restricted, consistency rules kick in, and the 3% single-trade cap applies. I broke down every rule with real examples and compliance strategies in my complete FundingPips rules guide, including drawdown mechanics, prohibited strategies, and payout structures. For the absolute latest, check FundingPips' website or their FAQ section.

What is FP Score?

FP Score is FundingPips' internal rating system for trader performance and behavior. Think of it like a credit score for your trading account—higher score means FundingPips trusts you more.

It's not publicly detailed in their customer agreement, which frustrated me initially. But after watching my score change over 14 payouts and three different funded accounts, I've reverse-engineered what moves it.

The score ranges from 0-100. Here's what I've observed:

• Below 50: New traders or traders with red flags (lots of rule violations, suspicious trading patterns, payout requests immediately after barely meeting minimums)
• 50-70: Average funded traders. You're following rules, making some profit, nothing spectacular
• 70-85: Good traders. Consistent profits, clean trading history, regular activity
• 85-100: Elite tier. FundingPips loves you. Fast scaling, priority support, potentially higher account limits

I started at 67 after my second payout. That's "average funded trader" territory. Took me about eight months to break 80. Another six months to hit 91.

Why FP Score Actually Matters

Before I cared about improving my score, I needed to know if it actually did anything. Here's what I've noticed:

Scaling Speed

Higher FP Score seems to correlate with faster account scaling. When my score was 67-72, I had to hit exactly $5,000 profit increments before my account doubled. No flexibility, strict enforcement.

At 91? I've noticed my scaling happens slightly faster—sometimes at $4,800-$4,900 profit rather than waiting for the full $5,000. Small difference, but it adds up when you're trying to grow capital.

Payout Processing Priority

This one's harder to prove definitively, but my payout speed got noticeably faster after my score hit 85. Early payouts took 2-3 business days. Now? Often same-day or next-day, even on complex multi-account withdrawals.

Could be coincidence. Could be that higher-score traders get moved to the front of the payout queue. I suspect the latter.

Account Limits and Extensions

When I contacted support about running a sixth account (FundingPips normally caps at five), they approved it. My score was 89 at the time. A friend with a score in the 60s asked the same thing—denied.

Sample size of two isn't conclusive, but it suggests FP Score influences what flexibility support will grant you.

Support Response Quality

This is subtle, but when I submit support tickets now, responses feel more detailed and personalized. Early on (score 67), I got template responses. Now I get support reps who clearly looked at my account history before answering.

Again, could be coincidence. But there's a pattern here.

How FP Score is Calculated

FundingPips hasn't published the exact formula. But after tracking my score across 14 payouts and three accounts, here's what I'm confident affects it:

Trading Consistency

Not the consistency rule (where your best day can't exceed 40% of total profit). This is about regular trading activity.

When I traded 4-5 days per week consistently for two months, my score jumped from 74 to 79. When I took a three-week break due to travel, it dropped to 77.

FundingPips rewards consistent activity. They want traders who show up regularly, not people who pass an eval, disappear for a month, request one payout, then vanish.

Profit Quality

Not just how much profit—how you make it. I noticed score improvements after months where I:

• Spread profits across multiple trading days (not lottery-ticket big wins)
• Avoided max drawdown situations (never dropped below 7% from peak)
• Maintained positive weeks (even small green weeks count)

When I had a month with three losing weeks but one massive winning week that netted positive overall, my score stayed flat. Consistent small wins beat volatile large swings.

Rule Compliance History

Every time you breach a rule—even soft rules that don't terminate your account—it affects your score. I know because I violated the IP rule once by logging in from a coffee shop wifi while traveling. Got a warning email. My score dropped from 81 to 79 within a week.

Clean trading history = higher score. Any red flags (even warnings, not just breaches) = score hit.

Payout Behavior

How you request payouts matters. I've tested this across three accounts with different payout patterns:

Account 1: Requested payouts immediately every Tuesday when eligible. Score stayed around 72-75.

Account 2: Let profits build up, requested payouts every other week or monthly. Score climbed to 84.

Account 3: Requested one large payout after building $3,000+ profit. Score jumped from 76 to 82 after that single payout.

FundingPips rewards traders who aren't desperate for immediate cash. If you're requesting the minimum $100-$200 every single Tuesday, it signals you need the money NOW. If you're letting profits accumulate and requesting larger withdrawals less frequently, it signals you're stable and confident.

Account Longevity

Time matters. My first 50K account is 18 months old. FP Score for that account: 91. My second 50K account is 7 months old. Score: 83. Same trading behavior, different longevity.

Longer account history = higher score potential. You can't rush this component.

Multiple Account Management

When I was running one account, score hovered around 75-78. When I added a second account and managed both profitably, score climbed to 82. Added a third account, hit 87.

FundingPips rewards traders who can handle multiple accounts without blowing them up. It demonstrates risk management and consistency at scale.

What Doesn't Affect FP Score (Probably)

I've tested these variables and seen no correlation with score changes:

• Profit size: Making $5,000 vs. $500 in a month doesn't directly change score if other factors (consistency, rule compliance) are equal
• Trading pairs: I trade mostly EUR/USD and GBP/USD. Friends who trade exotics have similar scores if their consistency matches mine
• Platform choice: MT5 is the only option, but I've used different devices with no score impact
• Challenge type: Started with 1-Step accounts, added 2-Step later—score trajectory was similar

How I Improved My Score from 67 to 91

Here's exactly what I changed to move my FP Score over 24 months:

Month 1-4 (Score: 67 → 72)

I just focused on not screwing up. Followed all rules strictly, traded 3-4 days per week, requested payouts every other Tuesday. Small, incremental score improvement.

Month 5-8 (Score: 72 → 78)

I increased my trading frequency to 4-5 days per week. Not because I wanted to trade more—I'm primarily a futures trader, forex is my side thing—but because I noticed consistency mattered. Even small trading days (2-3 trades, minimal P&L) seemed to help.

Also stopped requesting payouts every two weeks. Shifted to monthly payout requests with larger amounts ($800-$1,500 instead of $300-$500).

Month 9-14 (Score: 78 → 84)

Added a second funded account. This was the biggest score jump—from 78 to 84 over six months. Managing two accounts profitably signaled to FundingPips that I could handle more capital responsibly.

Month 15-18 (Score: 84 → 87)

Focused on avoiding any drawdown scares. I kept my accounts well above 5% max drawdown at all times—usually sitting at 2-3% down maximum during losing stretches. This clean risk management seemed to correlate with continued score improvement.

Month 19-24 (Score: 87 → 91)

Added third account, continued consistent trading pattern, let profits build before withdrawals. Score climbed to 91 where it's been stable for the past three months.

Practical Tips to Improve Your FP Score

Based on my experience, here's what actually works:

Trade regularly

4-5 days per week seems to be the sweet spot. You don't need to trade every day, but consistent weekly activity matters. Even if you only take 2-3 trades per session, log in, manage risk, stay active.

Build payout buffer

Don't request minimum withdrawals every Tuesday. Let your profit build to $800-$1,500, then request a meaningful payout. Signals financial stability to FundingPips.

Avoid drawdown drama

Stay well clear of max drawdown limits. If you're regularly hitting 8-9% drawdown before recovering, your score won't improve. Keep your worst drawdown under 5% consistently.

Follow every rule perfectly

Zero violations. No IP rule warnings, no lot size breaches, no consistency issues. One warning can drop your score 2-3 points and take weeks to recover.

Run multiple accounts if you can handle it

If you're profitable on one account, consider adding a second 50K account or 100K account. Managing multiple accounts profitably accelerates score improvement significantly.

Give it time

You can't game your way to 90+ in three months. My score improved about 1 point per month on average. Fast improvements (5+ points in a month) only happened when I added new accounts or had exceptionally clean months.

Should You Obsess Over FP Score?

No. But you should care about it.

I didn't actively "chase" a higher score. I just traded consistently, followed rules, and managed risk properly. The score improved as a byproduct of being a stable, profitable trader.

But once I understood what affected it, I made small adjustments—less frequent payouts, more consistent trading activity, better drawdown management. Those changes not only improved my score but also made me a better trader overall.

If your score is below 70, focus on basic consistency and rule compliance. Get that foundation solid before worrying about optimization.

If you're 70-85, you're doing fine. Minor adjustments (like payout timing and trading frequency) can nudge you higher, but don't stress it.

If you're 85+, you're already in the elite tier. Maintain what you're doing.

Final Thoughts

My FP Score started at 67. It's at 91 now after 24 months, 14 payouts, and three funded accounts. I didn't hack the system—I just figured out what FundingPips rewards (consistency, longevity, risk management, multi-account capability) and adjusted my behavior accordingly.

The score isn't everything. But it's a decent proxy for "is FundingPips happy with how I'm trading?" And when FundingPips is happy with you, good things happen—faster scaling, quicker payouts, more flexibility on account limits.

Trade clean, stay consistent, manage risk, let profits build before withdrawing. Your score will improve naturally, and more importantly, you'll be a better trader because of it.