FundingPips $50k Account Guide: Pass Your First Evaluation

The $50K account is FundingPips' sweet spot. Large enough to generate meaningful payouts ($2,000-$4,000/month on the funded stage), small enough that the evaluation fee ($289 on 2-Step Standard) doesn't devastate your wallet if you breach.

I've traded the $50K size on FundingPips across multiple challenges. It's where the balance between risk, reward, and cost actually makes sense—and it's the size I recommend to every trader who asks me where to start with serious prop trading.

Tested firsthand: I've traded multiple FundingPips accounts—passed evaluations on 2-Step Standard and Pro, dealt with the funded-stage rule switches, and withdrawn real money through Tuesday Payday. What you're reading comes from live funded trading, not from reading their marketing page.

For the complete breakdown of every FundingPips account type—including how 2-Step Standard, Pro, 1-Step, and Zero differ in drawdown rules, profit splits, and pricing, plus which account size actually makes sense for your trading style—read my full FundingPips accounts overview. It covers all five sizes from $5K to $100K with real cost analysis. For the absolute latest, check FundingPips' website or their FAQ section.

$50K Account Specs by Evaluation Model

My recommendation: 2-Step Standard. The $5,000 drawdown buffer ($2,000 more than Pro or 1-Step) is the single biggest advantage at this account size. The extra $90 over Pro is the best $90 you'll spend in prop trading.

Phase 1: Getting to $54,000 (8% Target)

You need to add $4,000 to your $50,000 starting balance without your equity dropping below $45,000 at any point, or losing more than $2,500 in a single day.

Daily Target Framework

Don't aim for $4,000 in one trade. Break it into achievable daily chunks:

I use the moderate approach. $200–$300/day is achievable with one or two well-executed trades and doesn't require aggressive sizing that puts the drawdown at risk.

Position Sizing at $50K

Your maximum risk per trade should be 0.5–1.0% ($250–$500). Here's how that translates to lot sizes:

Key insight: At 1:100 leverage on the Standard, margin isn't an issue—you have $50,000 in effective buying power. The constraint is drawdown, not margin. Size your positions based on stop loss distance and maximum acceptable loss, not on how much leverage allows.

My Phase 1 Game Plan

Week 1 (Days 1–5): Conservative sizing (0.5% risk). Goal: build $500–$1,000 profit cushion. Focus on A+ setups only. End the week green at any amount. Purpose: establish that your strategy works in this environment before increasing size.

Week 2 (Days 6–10): Standard sizing (0.75% risk). Goal: reach $2,000–$2,500 profit. You now have a cushion—use it to trade with slightly more confidence, not recklessness.

Week 3+ (Days 11+): Maintain standard sizing. Don't increase size as you approach the target. The most common Phase 1 failure: a trader at $3,500 profit goes aggressive to "just finish this," oversizes, takes a $1,500 loss, then spirals trying to recover.

Phase 2: Getting to $52,500 (5% Target)

Phase 2 starts with a fresh $50,000 balance and fresh drawdown limits. Your Phase 1 profits don't carry over.

The 5% target ($2,500) is psychologically easier but strategically tricky. Many traders subconsciously relax because the target feels small—and that's when mistakes happen.

Phase 2 Adjustments

Reduce risk to 0.5% maximum. You're closer to funding. Protect the progress.

Lower your daily target to $150–$250. At $200/day, you pass in ~12 trading days. No need to rush.

Don't change your strategy. Whatever worked in Phase 1 works in Phase 2. The market doesn't know you're in a different phase. Trade the same setups, same sessions, same risk parameters.

Funded Stage: Your $50K Master Account

After passing both phases and completing KYC, you receive your Master account. Here's what changes:

Funded-Stage Rule Changes at $50K‍

‍Payout Options at $50K

*Based on 2–4% monthly return on $50K, which is realistic for consistent traders.

My pick: Bi-Weekly (80% split). The balance between payout frequency and profit retention is optimal. Weekly payouts at 60% leave too much on the table. Monthly at 100% is great on paper but requires 30 days without a withdrawal—too long if you need the income or want to reduce risk.

$50K vs Other Account Sizes

The $50K offers the best combination of meaningful income potential and manageable risk per attempt. The $25K is great for learning but produces modest income. The $100K doubles the potential but also doubles the fee risk.

Common $50K Mistakes

Treating $50K like a $10K account. Traders who move up from $10K often size positions identically—0.2 lots, tiny stops, $50 daily targets. Your $50K account has 5x the drawdown room. Scale your position sizing proportionally (not 5x, but at least 2–3x your $10K sizing).

Not adjusting for the 3% single-trade cap on funded. On a $50K funded account, no single trade can produce more than $1,500 in profit. If your strategy relies on occasional $2,000+ winners, you'll need to split entries into multiple positions or accept the cap.

Ignoring the lot size limit. 20 lots open maximum on a $50K funded account. If you trade 3-lot positions, you can hold 6 positions simultaneously. If you trade 5-lot positions, you can hold 4. Plan your position count accordingly.

Risking 2%+ per trade. On a $50K account, 2% risk is $1,000 per trade. Three consecutive losers at that size burns $3,000 of your $5,000 drawdown—60% gone in a day. Keep risk at 0.5–1% ($250–$500) per trade.

The $50K Scaling Path

Once funded at $50K, the scaling program offers a clear path to larger capital:

The $50K account can eventually grow to $100K and beyond—doubling your capital and reaching 100% profit splits at Hot Seat. This progression typically takes 4–8 months of consistent funded trading.

Frequently Asked Questions

How long does it take to pass the $50K 2-Step Standard?

Average: 3–6 weeks for both phases combined. Fast traders (aggressive, high win rate): 2–3 weeks. Conservative traders: 4–8 weeks. There's no time limit, so take as long as you need.

Can I trade the $50K evaluation part-time?

Yes. Many traders pass FundingPips evaluations trading 2–3 hours per day during the London/NY overlap. You need a minimum of 3 trading days per phase, not 3 full-time days. One well-executed trade per session is enough.

What's the maximum I can realistically earn per month on a $50K funded account?

Conservative (2% monthly return, 80% split): $800. Moderate (4%): $1,600. Aggressive (6%): $2,400. Exceptional (10%+): $4,000+. Most consistent funded traders fall in the 2–4% monthly range.

Should I run multiple $50K accounts simultaneously?

Only after proving you can pass and sustain one. Running two $50K accounts doubles your income potential but also doubles your attention split and stress. Master one account first, then consider adding a second.

What instruments should I focus on at $50K?

Stick to 2–4 instruments maximum. My $50K watchlist: EUR/USD (tightest spreads, most predictable during London/NY), GBP/USD (higher volatility for bigger moves), and NAS100 or XAU/USD as a secondary. Don't spread across 10+ pairs—concentration builds pattern recognition.

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