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FundingPips 1-Step vs 2-Step Pro: Which Advanced Challenge Is Better?

Written by Paul

Published on

February 9, 2026

Both the 1-Step and 2-Step Pro are FundingPips' "advanced" evaluation models—tighter drawdown, lower leverage, and less room for error compared to the 2-Step Standard. If you're considering either, you're either confident in your strategy, drawn to the lower pricing, or attracted to the faster path to funding.

The key difference: one phase vs. two phases with dramatically different target structures. Let me break down which actually gives you the better shot.

Tested firsthand: I've traded multiple FundingPips accounts—passed evaluations on 2-Step Standard and Pro, dealt with the funded-stage rule switches, and withdrawn real money through Tuesday Payday. What you're reading comes from live funded trading, not from reading their marketing page.

For the complete breakdown of every FundingPips account type—including how 2-Step Standard, Pro, 1-Step, and Zero differ in drawdown rules, profit splits, and pricing, plus which account size actually makes sense for your trading style—read my full FundingPips accounts overview. It covers all five sizes from $5K to $100K with real cost analysis. For the absolute latest, check FundingPips' website or their FAQ section.

Head-to-Head Comparison

Feature	1-Step	2-Step Pro
Phases	1	2
Phase 1 Target	10%	6%
Phase 2 Target	—	6%
Combined Target	10%	12%
Daily Loss Limit	4%	3%
Max Drawdown	6% (static)	6% (static)
Leverage (Forex)	1:50	1:50
Min Trading Days	3	1 per phase
Fee ($50K)	$399	$199
Fee ($100K)	$555	$369
Fee Refund	After 4th payout	No
Profit-to-Drawdown (Ph1)	1.67:1	1.0:1

The Math That Matters

Profit-to-Drawdown Ratio

The single most predictive metric for evaluation difficulty:

Model	Target	Drawdown	Ratio	Interpretation
1-Step	10%	6%	1.67:1	Hard — need $1.67 profit per $1 risk
Pro Phase 1	6%	6%	1.0:1	Moderate — $1 profit per $1 risk
Pro Phase 2	6%	6%	1.0:1	Moderate — same as Phase 1
Standard Phase 1	8%	10%	0.8:1	Easiest — only $0.80 per $1 risk

The 1-Step's 1.67:1 ratio is the hardest of any FundingPips evaluation. The Pro's 1.0:1 per phase is significantly more manageable—but you face it twice.

Daily Loss Constraint

Model	Daily Loss	On $50K	Max Losing Trades at 1% Risk
1-Step	4%	$2,000	4 trades
2-Step Pro	3%	$1,500	3 trades
Standard (reference)	5%	$2,500	5 trades

The Pro's 3% daily loss is the tightest in FundingPips' lineup. Three losing trades at 1% risk and your day is done. On the 1-Step, you get four. This extra trade matters—one additional attempt to recover or catch a setup can be the difference between a stopped day and a green day.

Pricing Advantage: Pro's Biggest Strength

The Pro is significantly cheaper:

Account Size	1-Step	2-Step Pro	Savings	Savings %
$5K	$59	$29	$30	51%
$10K	$109	$59	$50	46%
$25K	$219	$129	$90	41%
$50K	$399	$199	$200	50%
$100K	$555	$369	$186	34%

At $50K, the Pro saves you $200. That's enough for a second attempt if the first fails. The price advantage is the Pro's primary selling point.

However: The 1-Step fee is refundable after the 4th payout. The Pro fee is not. If you pass and sustain the funded account through 4 payouts, the 1-Step effectively costs $0 while the Pro costs $199 permanently.

Cost Per Attempt Analysis

If you budget $800 for FundingPips challenges, here's how many attempts each model allows:

Account Size	1-Step Fee	Attempts in $800	Pro Fee	Attempts in $800
$50K	$399	2	$199	4
$25K	$219	3	$129	6
$10K	$109	7	$59	13

The Pro gives you 2x the attempts at the same budget. For traders who might need multiple tries, this is the Pro's strongest argument. Even though each individual attempt is harder (tighter drawdown), having four shots instead of two increases your cumulative probability of passing at least once.

However: If your strategy requires multiple attempts, you should question whether the strategy works for prop firm trading at all. A solid strategy should pass within 1–2 attempts on the Standard, which makes the Pro's "more attempts" advantage less relevant.

Who Wins in Each Scenario?

Trader Profile	Better Choice	Why
Budget-conscious, testing prop firms	Pro	$199 vs $399—half the risk
High win rate (60%+), aggressive	1-Step	One phase, fee refund, done faster
Consistent daily profits, small size	Pro	6% target/phase is manageable
Occasional big winners	1-Step	10% in one shot vs grind two 6% phases
Swing trader	Neither	Both have 6% drawdown—too tight
First-time prop trader	Neither	Standard's 10% drawdown is far safer

Strategy Adjustments

For the 1-Step

Risk per trade: 0.5–0.75% maximum ($250–$375 on $50K). Daily target: $300–$500 (reaching 10% in 10–20 days). Take profits at 1.5–2R consistently—don't hold for runners. Stop trading after reaching $1,000 daily loss (half the limit).

For the 2-Step Pro

Risk per trade: 0.5% maximum ($250 on $50K). Daily target: $150–$250 per phase. The 3% daily limit means 2 losers at 0.5% risk leaves only 2% before daily breach. Treat each phase as a 2-week sprint—6% in 10–15 days is the sweet spot.

My Verdict

If you must choose between these two: The 2-Step Pro. The 1.0:1 profit-to-drawdown ratio is fundamentally more survivable than the 1-Step's 1.67:1. The pricing is dramatically better. And while you face two phases instead of one, each phase's 6% target is achievable without aggressive risk-taking.

But honestly? The 2-Step Standard at $289 ($50K) is better than both. The 10% drawdown and 5% daily loss limit give you so much more room to operate that the extra $90 over the Pro is one of prop trading's best investments.

The 1-Step and Pro are designed for traders who are either very confident or very budget-conscious. If either description doesn't fit you perfectly, the Standard is where you should be.

Frequently Asked Questions

Can I run a 1-Step and a Pro simultaneously?

Yes. Multiple evaluations across different models are allowed, up to $300K total capital. Some traders run both as a diversification strategy—whichever passes first becomes their funded account.

Does the Pro's 1 minimum trading day mean I can pass in a single day?

Theoretically, yes. If you hit 6% profit in one trading day without breaching the 3% daily loss limit, you pass that phase. But a 6% gain in a single day requires extremely aggressive sizing relative to the 6% drawdown—one losing trade at that size could breach the account.

Which model has a higher pass rate?

FundingPips doesn't publish pass rates. Based on the math, the Pro likely has a higher per-phase pass rate (1.0:1 ratio), but the 1-Step may have a comparable overall rate since you only need to pass once. The Standard almost certainly has the highest overall pass rate due to the 10% drawdown.

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