FundedNext Pricing 2026: Every Account, Add-On, Fee Explained

FundedNext pricing in 2026 is a one-time fee structure that starts at $32.99 for a Stellar Lite 5K account and tops out at $1,099.99 for a Stellar 2-Step or Stellar 1-Step 200K account. On the Futures side, challenges run from roughly $69.99 (Bolt 50K) to $279 (Rapid 100K). No monthly fees. No activation costs. The full price is visible at checkout, and the challenge fee gets refunded with the first funded payout on every evaluation model.

That is the sticker price. The real cost depends on which add-ons you stack, whether you grab the 30% VIBES discount, how often you reset after a breach, and what you pay in spreads, commissions, and withdrawal fees once you are trading. I have bought FundedNext accounts across most of the lineup over the past two years, paid for add-ons, reset after breaches, and collected more than $12,000 in payouts. The pricing data below reflects the checkout page as of April 2026 and the fee math I actually run before clicking purchase.

What does FundedNext cost in 2026?

FundedNext costs anywhere from $32.99 to $1,099.99 as of April 2026, with the exact price determined by four variables: which of the 7 account models you pick, the size within that model, any add-ons you select at checkout, and whether you apply a promo code like VIBES.

The lineup splits into two sides. The CFD side uses four models: Stellar 2-Step, Stellar 1-Step, Stellar Lite, and Stellar Instant. The Futures side uses three: Bolt, Rapid, and Legacy. CFD challenge accounts refund the base fee on the first funded payout. Stellar Instant, because it skips the evaluation, does not. All three Futures challenges also refund the base fee with the first payout.

Everything at FundedNext is paid once at purchase. There is no monthly subscription, no platform license fee, and no maintenance charge ticking in the background. The only recurring cost is a reset fee if you breach an account and want another attempt.

The rule set on the complete FundedNext rules page determines how the fees translate to difficulty. A 5% daily loss limit on Stellar 2-Step and a 4% daily loss limit on Stellar Lite explain why the Lite price tier sits below the 2-Step. Different risk parameters, different sticker prices.

FundedNext pricing by account: master table (7 accounts x sizes)

The table below consolidates every FundedNext model and size in one view as of April 2026. Prices are base fees without add-ons and without promo codes applied. Entries marked with a dash are sizes that FundedNext does not currently offer for that model.

Three things jump out. First, Stellar 2-Step and Stellar 1-Step match tier-for-tier at every size, so the choice between them is purely about the rule structure, not price. Second, Stellar Lite costs roughly 25-30% less than the 2-Step at equivalent sizes. Third, Futures pricing is entirely separate from CFD and carries much lower absolute prices, though with different rule sets and tighter drawdown behavior.

The cost-per-$1,000-of-capital ratio reveals better value than raw price. Stellar Lite 200K runs $3.99 per $1K. The equivalent Stellar 2-Step 200K runs $5.50 per $1K. On the Futures side, the Legacy 50K sits near $3.00 per $1K, which is the best capital efficiency in the entire FundedNext lineup. Stellar Instant, which skips the evaluation entirely, sits at $29-30 per $1K, roughly 7x the evaluation models. That is the premium for skipping the challenge phase.

Pair the pricing with the rule structure on the FundedNext account types pillar to pick the right model for your trading style before optimizing for price.

How does the FundedNext VIBES promo code work?

The FundedNext promo code VIBES gives 30% off the base challenge fee at checkout as of April 2026. It is case-sensitive, applies to the challenge price only (not add-ons), and works across every account model in the lineup.

The math reshapes the value equation on every tier. A Stellar 2-Step 50K drops from $299.99 to $209.99, pulling the cost-per-$1K from $6.00 to $4.20. A Stellar 2-Step 100K drops from $549.99 to $384.99. A Stellar Lite 200K drops from $798.99 to $559.29, which works out to $2.80 per $1K of capital.

FundedNext rotates codes periodically. THRIFT (7% off) has been active alongside VIBES in recent windows. When multiple codes are available, VIBES wins on percentage. Apply the code at the checkout step before selecting payment method, verify the discount shows in the order summary, then finalize. The discount does not apply retroactively.

To buy direct with the code pre-filled, go to FundedNext. The affiliate link tags your purchase but does not change the discount or account terms.

One important interaction: VIBES applies only to the base fee. If you stack add-ons, those percentages calculate off the original (pre-discount) base. So a $299.99 Stellar 2-Step 50K with VIBES and No Min Days lands at $209.99 + ($299.99 x 25%) = $209.99 + $75.00 = $284.99. The discount saves you 30% on the base but the add-on fee stays full. Cross-check the checkout line items before you submit payment.

Stellar 2-Step pricing by size

Stellar 2-Step is the FundedNext flagship evaluation: two phases (8% then 5% profit targets), a static 10% maximum drawdown, a 5% daily loss limit, and an 80% profit split once funded with the base fee refunded on the first payout.

Cost-per-$1K improves steadily as size increases. The 6K size is an order-of-magnitude worse than the 200K on efficiency. For most traders, the 50K-100K range is the sensible middle. Small enough to be affordable, large enough that the ratio is reasonable.

Stellar 1-Step pricing by size

Stellar 1-Step matches Stellar 2-Step price tier for tier, so the pricing table is identical. What differs is the rule set: one phase instead of two, a single 10% profit target, a tighter 3% daily loss limit, and a 6% max drawdown.

You are paying the same fee for tighter risk parameters and one fewer phase. Whether that is a good trade depends on how you trade. Traders who can produce 10% in a single push benefit from skipping Phase 2. Traders who need room around drawdown spikes prefer the 2-Step's 10% static max vs the 1-Step's 6%. The Stellar 2-Step vs 1-Step comparison runs that tradeoff in detail.

Stellar Lite pricing by size

Stellar Lite is the budget evaluation, priced roughly 25-30% below the 2-Step at each size. The rules tighten slightly in exchange: 4% daily loss, 8% max drawdown, 4% Phase 2 profit target (vs 5% on the 2-Step).

The Lite 50K-200K tier is the best CFD cost-efficiency in the FundedNext lineup once VIBES applies. A Stellar Lite 100K at $279.99 with VIBES beats the standard Stellar 2-Step 100K at $549.99 by a wide margin, though the 2-Step also drops to $384.99 with the same code. The real deciding factor is whether the 8% max drawdown on Lite is enough room for your strategy.

Stellar Lite is also the only CFD model eligible for the Lifetime 95% Reward add-on, which transforms the long-term economics. More on that in the add-ons section.

Stellar Instant pricing by size

Stellar Instant skips the evaluation entirely. You pay once, receive a funded account immediately, and start trading. The tradeoff is a lower starting profit split (70%), a 6% trailing drawdown, and no fee refund.

Stellar Instant runs roughly 7x more per $1K than evaluation models. That premium reflects the skip-the-evaluation convenience. It only makes sense if you expect to burn through multiple evaluation fees before passing, or if you want to start generating payouts immediately without spending weeks on a challenge.

Stellar Instant is also the one CFD model where FundedNext publishes explicit commission rates at $7 per round-turn lot on forex and commodities, $0 on indices, and 0.04% per lot on crypto. The other Stellar models carry competitive commission rates on raw-spread configurations.

Bolt, Rapid, Legacy pricing (Futures)

FundedNext Futures pricing lives in a completely separate tier structure from CFD. All three models are one-phase evaluations using trailing end-of-day drawdown and no monthly fees.

Rapid is the premium Futures option with no consistency rule during the challenge. Legacy runs cheaper and applies a 40% consistency rule during the challenge (removed once funded as of 2026). Bolt is the cheapest Futures entry but applies the 40% consistency rule in both phases and has a $1,000 daily loss limit, the only FundedNext Futures model with one.

With VIBES at 30% off, Futures math becomes aggressive. Rapid 50K drops from $199.99 to $139.99. Legacy 50K drops to roughly $111.99. Bolt 50K drops to roughly $69.99. At those prices, the capital-per-dollar ratio is hard to match anywhere in the industry.

The Bolt vs Rapid vs Legacy comparison runs the rule differences next to the pricing so the tradeoff is clear before purchase.

What FundedNext add-ons are available?

FundedNext sells six optional add-ons on CFD checkouts as of April 2026. Each is a one-time fee applied at purchase. None can be added or removed later. Futures accounts have no add-ons at all, which keeps the Futures side simpler.

The add-ons and their effects:

• No Minimum Trading Days (+25% on 2-Step/1-Step, +20% on Lite): removes the 5-day minimum trading requirement, letting you finish a phase in one or two sessions if your strategy produces the target fast.
• Bi-Weekly Payout (+15%, Stellar Lite only): replaces the standard 21-day initial payout wait with a 14-day cycle from day one. Saves exactly 7 days on the first payout. Every cycle after is 14 days regardless.
• Lifetime 95% Reward (+30%, Stellar Lite only): locks in a permanent 95% profit split on the funded account from day one, bypassing the standard 80% start and scale-up path.
• Double Up (pricing varies): doubles the maximum CFD allocation cap from $300,000 to $600,000 across your active funded accounts.
• Swap-Free (+10%, all CFD models): removes all overnight swap charges including triple-swap days.
• 10% Total Loss Limit (+25%, Stellar Lite only): widens the Lite maximum drawdown from 8% to 10%, matching the Stellar 2-Step on that single parameter.

Running the numbers on a $50K Stellar Lite at the $229.99 base: No Min Days adds $46.00 (total $275.99). Bi-Weekly adds $34.50 (total $264.49). Lifetime 95% adds $69.00 (total $298.99). Swap-Free adds $23.00 (total $252.99). 10% Total Loss Limit adds $57.50 (total $287.49). Stack everything except Double Up and the $50K Lite hits $459.99, a +100% premium over base.

The Lifetime 95% Reward is the only add-on I consider essential on Stellar Lite. The math breaks even inside the first funded cycle in almost every realistic scenario. On a $50K Lite earning $2,000 per cycle at 80% vs 95%, the split swings $300 per cycle while the add-on cost $69. Every cycle after breakeven compounds the advantage. Swap-Free is worth it for swing traders. The other four add-ons are either niche, premature, or structurally better solved by buying a different model.

Add-on percentages are additive, not multiplicative. Each percentage calculates off the original base price, which is why stacking everything produces +100% rather than a compounded multiplier. Promo codes like VIBES discount the base but do not reduce add-on fees.

FundedNext reset fee explained

FundedNext reset fees are a flat 10% off the original purchase price. The discount applies identically to CFD challenge accounts and to all three Futures challenges (Rapid, Legacy, Bolt). You can reset at any time, with or without a breach, and there is no cap on how many resets you can run inside the allocation ceiling.

Reset examples across the lineup as of April 2026:

The right column is the one most traders ignore. When VIBES or any 20%+ promo code is active, buying a brand new account is meaningfully cheaper than resetting the old one. A $50K Rapid saves $44 by buying new with VIBES vs using the reset discount. A $100K Rapid saves $55.80. Over three attempts on the same size, the savings compound into a new account's worth of fees.

Resets also keep different mechanics depending on timing. If you reset within 7 calendar days of a breach on Futures, your existing account continues with the same credentials. After 7 days, FundedNext provisions a brand new account, which means redoing the Tradovate Web first-login on Futures. On the CFD side the process is similar. The 7-day window is a workflow convenience rather than a pricing advantage.

Every reset still counts toward FundedNext's allocation caps: $700,000 combined challenge allocation on Futures and $300,000 in funded CFD (or $600,000 with Double Up). Resetting the same account does not free up allocation. If you are running five $100K Futures accounts, the slots stay occupied whether the accounts are active, breached, or mid-reset.

The structural question: if you reset the same account more than three times, the problem is almost never the account. It is the strategy or the risk management. Stop resetting long enough to diagnose what keeps breaching before spending more money.

Is there a FundedNext free trial?

FundedNext offers a free demo trial account with simulated capital that mirrors the Stellar 2-Step rule set as of April 2026. No credit card required, no payment info collected, no time limit imposed. The trial enforces a 5% daily loss limit, 10% overall drawdown, and the same instrument selection available on paid challenges. What it does not include: a profit target, a minimum trading days requirement, or a path to a real funded account.

The signup takes under five minutes. Create an account on the FundedNext site, complete basic verification, and platform credentials generate automatically. Trade through MT5, cTrader, or Match-Trader depending on your region.

US-based traders cannot access the free trial due to regional restrictions. The same exclusion applies to Stellar Instant and to the monthly trading competition. US traders who want to test FundedNext must buy a paid challenge directly on Match-Trader or cTrader.

The free trial is worth the 10 minutes of setup even if you already understand prop firm basics. It demonstrates how the 5% daily loss limit actually feels under live market conditions, including how floating P&L, commissions, and swap charges all count toward the daily calculation. It shows you how FundedNext's specific platform execution behaves on your preferred pairs. And it tells you whether your discipline holds under the rule set before you pay $229.99+ to find out on a real account.

FundedNext also runs a free monthly trading competition alongside the trial. Entry is free, the cycle runs from the 1st to the last day of each month, and prizes include $5,000 cash plus a Stellar Instant 20K funded account for first place. Competition rules cap lot sizes at 5 lots on forex and 3 lots on indices, commodities, and metals, with a minimum of 5 trading days to qualify. The competition is also restricted to non-US traders.

FundedNext spreads and commissions

FundedNext trading costs split into three components: spreads, commissions, and swap fees. The exact numbers depend on which account model you trade, which platform you pick, and which instrument you open.

Stellar Instant publishes the clearest commission schedule: $7 per round-turn lot on forex and commodities ($3.50 per side), $0 on indices (cost is built into the spread), and 0.04% per lot on crypto based on the opening price. A 1-lot BTC/USD trade at $60,000 pays about $24 in commission alone, which is why crypto is the most expensive asset class on any FundedNext account. The other Stellar models (2-Step, 1-Step, Lite) use competitive commission rates in the same ballpark on raw-spread configurations.

Raw spreads start from 0.0 pips on MT5, cTrader, and Match-Trader during peak London and New York overlap. Standard spreads on MT4 are wider but usually include commission in the quote. Over 100 trades per month at 1 lot each, the difference between 0.2 pips and 1.5 pips on EUR/USD adds up to roughly $1,300 in additional cost. Pick raw-spread platforms unless you have a specific reason to run MT4 EAs.

Futures accounts have a completely different fee structure. FundedNext charges no commission itself on Futures. Instead you pay pass-through exchange fees set by CME Group (about $1.14 per side per standard contract, $0.62 per side per micro) plus platform fees through Tradovate or NinjaTrader. Total round-turn cost on an ES contract lands between $3.00 and $5.00 all-in depending on platform tier. There are no swap fees on Futures because overnight holding is prohibited.

Swap fees on CFD positions are the cost most traders underestimate. FundedNext charges triple swap on Wednesdays for forex and commodities and on Fridays for indices and crypto to account for weekend settlement. A 5-lot gold position held across a Wednesday rollover can cost $50-$100 in swaps on a single night. Every commission, swap, and spread cost counts toward your daily loss limit calculation. If your trades closed at -4.8% and swap charges push total drawdown past 5%, that is a breach even though your realized losses were under the threshold.

Swap-free / Islamic accounts at FundedNext

FundedNext offers a swap-free add-on that removes all overnight swap charges on CFD accounts for a flat +10% on the base price. It is available across Stellar 2-Step, Stellar 1-Step, Stellar Lite, and Stellar Instant. Futures accounts have no swap-free option because overnight holding is banned on all three Futures models, which makes swap charges structurally impossible.

Selection happens at checkout as a simple add-on toggle. No separate application, no documentation, no proof of religious affiliation required. You check the box, the price adjusts, you proceed to payment. The decision is permanent: a swap-free account stays swap-free forever, and a standard account stays standard. Converting after purchase is not an option.

Swap-free works on all four platforms: MT4, MT5, Match-Trader, and cTrader. Nothing else changes about the account: same profit targets, same drawdown limits, same leverage, same trading hours, same spreads and commissions. The 10% premium only removes the overnight swap calculation.

When the add-on pays for itself: swing traders who hold forex positions for 2-5 days, traders who routinely hold through Wednesday or Friday triple-swap rollovers, and Muslim traders who require Shariah-compliant accounts. On a standard account a 1-lot EUR/USD hold can run $6-$8 in negative swaps per night, and triple-swap Wednesdays triple that. Exotic pairs like USD/TRY can hit $15-$25 per lot per night. A swap-free premium of $30 on a $50K account recoups inside one or two overnight holds on the wrong pair.

When it is not worth it: day traders who close everything before rollover never pay swaps to begin with. Futures traders never pay swaps because overnight holding is prohibited. Traders who only hold overnight on a handful of low-swap pairs (like EUR/GBP, where swaps run under $1 per night) would need dozens of overnight trades to recoup the 10%. If you are not sure, default to standard and watch your swap exposure for the first month.

The bottom line

FundedNext pricing in 2026 is structurally competitive: one-time fees with no monthly subscriptions, a full fee refund on evaluation models with the first funded payout, and a 30% discount code in VIBES that applies to every account tier. The best raw value sits in the Stellar Lite 100K-200K tier on CFD and the Legacy 50K on Futures. Both run under $4.00 per $1K of capital with VIBES applied.

Buy FundedNext if you want transparent one-time pricing with a fee refund built in, you trade on raw-spread platforms, and you plan to stay funded long enough that the 3.5% withdrawal processing fee is a minor drag rather than a dealbreaker. Skip FundedNext if you prefer monthly-subscription firms like Apex or Topstep where resets are free during an active subscription, if you need free trials as a US-based trader, or if you hold forex positions overnight on pairs with minimal interest rate differentials (where the swap-free add-on is wasted money).

The single decision that reshapes FundedNext economics is VIBES. A Stellar 2-Step 50K at $209.99 with VIBES is a different value proposition than the same account at $299.99. Always check the active code, stack it with the Lifetime 95% add-on on Stellar Lite if you plan to stay funded, and avoid stacking add-ons just because they exist. Across five accounts, disciplined pricing decisions save $300-$500 compared to careless checkout clicks.

Frequently Asked Questions

How much does FundedNext cost in 2026?

FundedNext pricing starts at $32.99 for a Stellar Lite 5K and goes up to $1,099.99 for a Stellar 2-Step or 1-Step 200K as of April 2026. Futures challenges range from about $69.99 (Bolt 50K) to $279 (Rapid 100K). FundedNext charges one-time fees with no monthly subscriptions, and the base fee is refunded with the first funded payout on all evaluation models.

What is the cheapest FundedNext account?

The cheapest FundedNext account is the Stellar Lite 5K at $32.99 as of April 2026. On the Futures side, the Bolt Challenge 50K is the cheapest entry at roughly $69.99-$99.99. FundedNext does not charge monthly fees on any model, so the listed price is the total base cost before any optional add-ons.

Does the FundedNext promo code VIBES still work?

As of April 2026, the FundedNext promo code VIBES gives 30% off the base challenge fee at checkout. The code applies to the challenge price only, not to add-ons. FundedNext rotates codes periodically, so confirm the discount shows in the checkout summary before completing the purchase. THRIFT (7% off) is another commonly active code.

How much does a FundedNext reset cost?

FundedNext charges a flat 10% off the original price for every reset, applied identically across CFD and Futures. A $299.99 Stellar 2-Step 50K resets for $269.99, a $199.99 Rapid 50K resets for $183.99, and a $99.99 Bolt 50K resets for $91.99. Resets are unlimited within the $700K Futures allocation cap or the $300K CFD funded cap.

Is it cheaper to reset a FundedNext account or buy a new one?

Buying new with VIBES (30% off) is often cheaper than the 10% reset discount. On a $199.99 Rapid 50K, a reset costs $183.99 while a new account with VIBES costs $139.99, a $44 swing. On a $100K Rapid, the gap is $55.80 per attempt. Always check the active promo code before clicking reset.

Does FundedNext offer a free trial?

FundedNext offers a free demo trial account with simulated capital that mirrors the Stellar 2-Step rules (5% daily loss, 10% overall loss). No credit card is required and no time limit applies. US-based traders cannot access the free trial or the monthly trading competition due to regional restrictions.

What add-ons does FundedNext offer?

FundedNext offers six CFD add-ons as of April 2026: No Minimum Trading Days (+20-25%), Bi-Weekly Payout (+15%, Lite only), Lifetime 95% Reward (+30%, Lite only), Double Up (pricing varies), Swap-Free (+10%), and 10% Total Loss Limit (+25%, Lite only). Futures accounts do not have add-ons. Add-ons must be selected at checkout and cannot be changed later.

How much are FundedNext spreads and commissions?

FundedNext charges $7 per round-turn lot on forex and commodities, 0.04% per lot on crypto based on opening price, and $0 commission on indices for Stellar Instant. Raw spreads on EUR/USD start from 0.0 pips on MT5 and cTrader during peak sessions. Futures accounts have no FundedNext commission, only pass-through exchange fees plus platform fees through Tradovate or NinjaTrader.

Does FundedNext charge monthly fees?

FundedNext does not charge monthly fees on any account model. All CFD and Futures accounts use a one-time fee structure, including Stellar 2-Step, 1-Step, Lite, Instant, and the three Futures challenges (Bolt, Rapid, Legacy). The only recurring cost is a reset fee if an account breaches and you want another attempt.

Does FundedNext refund the challenge fee?

FundedNext refunds 100% of the base challenge fee with the first funded payout on all evaluation models: Stellar 2-Step, 1-Step, Lite, Rapid, Legacy, and Bolt. The refund does not cover add-on fees. Stellar Instant does not qualify because there is no evaluation phase, so the $59-$599 fee is a sunk cost.

How does FundedNext swap-free work?

FundedNext swap-free is a checkout add-on that removes all overnight swap charges on CFD accounts for a flat +10% on the base price. It applies to Stellar 2-Step, 1-Step, Lite, and Instant and works across MT4, MT5, Match-Trader, and cTrader. It must be selected at purchase. Futures accounts prohibit overnight holding, so swap-free is not offered and not needed there.

What is the processing fee on FundedNext withdrawals?

FundedNext charges up to 3.5% on performance reward withdrawals across CFD and Futures payouts. On a $1,000 payout, that is up to $35 deducted. Minimum withdrawal thresholds are $20 for USDT (TRC20/ERC20), $50 for USDC and RiseWorks, and $250-$500 for Futures accounts depending on account size. An 80% profit split with a 3.5% processing fee works out to roughly a 77.2% effective split.

Is FundedNext cheaper than FTMO?

FundedNext is generally cheaper than FTMO at comparable sizes. A FundedNext Stellar 2-Step 50K costs $299.99 versus roughly $345 at FTMO, and a FundedNext Stellar Lite 50K is even cheaper at $229.99. Both offer 80% profit splits and base fee refunds on the first funded payout. FTMO has a slight edge on withdrawal processing fees over the long term.